13603 ZIP Code — Watertown, NY

Jefferson County, New York

ZIP code 13603 is located in Watertown, New York, within Jefferson County. It covers approximately 5.54 square miles and serves a population of 14,050 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 315/680.

About ZIP code 13603

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Renters make up the majority at 97%, typical of denser urban areas.

Median household income is $56,853.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 12 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.

14,050
population
5.54
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
13603 ZIP code map
Cities in ZIP code 13603

Below are the cities the US Postal Service accepts for ZIP code 13603. Using any city not on this list may result in mail delivery delays.

City Status
Watertown Acceptable
Watertown Preferred
Nearby ZIP codes
13638 Felts Mills (1.7 mi) 13612 Black River (3.9 mi) 13616 Calcium (4 mi) 13637 Evans Mills (4.5 mi) 13601 Watertown (7.6 mi) 13602 Fort Drum (9.4 mi) 13673 Philadelphia (9.7 mi) 13619 Carthage (11.5 mi) 13691 Theresa (12.2 mi) 13665 Natural Bridge (13.7 mi) 13656 La Fargeville (14 mi) 13682 Rodman (14.5 mi)
Demographics updated 05/2026
Population
Total population 14,050
Population density 2,536 / sq mi
State FIPS 36
County FIPS 045
Geography
Land area 5.54 sq mi
Water area 0.03 sq mi
Latitude 44.0419
Longitude -75.7716
Timezone Eastern (ET)
Area code 315/680
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 49.1% 45.1% 37.0%
$50k – $100k 42.0% 34.1% 27.0%
$100k – $200k 8.2% 18.0% 24.4%
Over $200k 0.7% 2.7% 11.5%

Demographics & statistics

14,050
Population
2,536
People per sq mi
22.5
Median age
$56,853
Median household income
$21,278
Per capita income
$0
Median home value
$1,475
Median monthly rent
2.7%
Home ownership
8.5%
Poverty rate
10.1%
Unemployment
378
Housing units
31.8%
Bachelor's or higher

Age distribution

Male Female
1,474
Under 5
1,260
1,022
5–9
873
373
10–14
319
273
15–19
234
1,150
20–24
983
2,183
25–34
1,866
851
35–44
727
203
45–54
174
17
55–59
14
11
60–64
10
18
65–74
15
← Male
Female →

Age summary

GroupCount%
Under 185,60139.9%
18 and over8,44960.1%
65 and over330.2%
Median age22.5 years

Race & ethnicity

White 66.9%
Black or African American 10.5%
Two or more races 8.3%
Hispanic or Latino 6.7%
Other race 3.9%
Asian 2%
Native Hawaiian / Pacific Islander 0.8%
American Indian / Alaska Native 0.7%
GroupCount%
White10,07566.9%
Black or African American1,58910.5%
Two or more races1,2538.3%
Hispanic or Latino1,0166.7%
Other race5923.9%
Asian3012%
Native Hawaiian / Pacific Islander1280.8%
American Indian / Alaska Native1120.7%

Household income

Income range This ZIP County avg State avg
Under $50k 49.1% 45.1% 37.0%
$50k – $100k 42.0% 34.1% 27.0%
$100k – $200k 8.2% 18.0% 24.4%
Over $200k 0.7% 2.7% 11.5%
Under $10k 3.9%
$10k–$15k 1.8%
$15k–$25k 6.1%
$25k–$35k 9.1%
$35k–$50k 23.6%
$50k–$75k 21.9%
$75k–$100k 16.6%
$100k–$150k 13.0%
$150k–$200k 3.5%
$200k+ 0.5%
Range% of households
Under $10k3.9%
$10k–$15k1.8%
$15k–$25k6.1%
$25k–$35k9.1%
$35k–$50k23.6%
$50k–$75k21.9%
$75k–$100k16.6%
$100k–$150k13.0%
$150k–$200k3.5%
$200k+0.5%
Median income$56,853

Housing

Home values

$50k–$100k 40.2%
$300k–$500k 59.8%

Housing overview

MetricValue
Median home value$0
Median rent / month$1,475
Owner occupied2.7%
Renter occupied97.3%
Vacant5.1%
Single-family detached13.2%
Large apartment buildings5.7%
Mobile homes0.0%
Median rooms5.3
Avg household size (owned)1.82

Year built

Era%
2020 or later0.0%
2010–201927.1%
2000–200929.6%
1990–199921.3%
1980–19896.5%
1970–19793.7%
1960–19693.3%
1950–19591.9%
1940–19490.4%
1939 or earlier6.0%

Bedrooms

Size% of units
No bedroom (studio)1.0%
1 bedroom5.9%
2 bedrooms41.7%
3 bedrooms33.7%
4 bedrooms15.1%
5+ bedrooms2.6%

Vehicles per household

Vehicles% of households
No vehicle6.4%
1 vehicle29.8%
2 vehicles58.8%
3 or more5.0%

Heating fuel

Fuel type%
Utility gas47.0%
Electricity46.9%
Propane / LP gas3.6%
Wood0.3%
No fuel used1.1%

Households & families

Household typeCount%
Married-couple family3,70680.1%
Cohabiting couple320.7%
Male householder, no spouse55111.9%
Female householder, no spouse3377.3%
Households with children under 182,63657.0%
Households with seniors (65+)511.1%
Average household size3.03

Marital status

StatusMaleFemale
Never married13.0%9.7%
Married86.1%87.4%
Separated0.0%0.8%
Widowed0.0%0.0%
Divorced0.9%2.0%

Education

Less than 9th grade 1.0%
Some HS, no diploma 0.7%
HS graduate 15.7%
Some college, no degree 37.9%
Associate's degree 13.0%
Bachelor's degree 26.1%
Graduate / professional 5.7%
Metric%
HS diploma or higher98.4%
Bachelor's or higher31.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4319.6%
Kindergarten3978.9%
Elementary school1,93743.3%
High school4109.2%
College / grad school1,29629.0%

Employment

Industry of employment

Retail trade 23.2%
Education & healthcare 15.3%
Public administration 14.0%
Arts, food & hospitality 13.7%
Other services 7.9%
Professional & management 7.7%
Finance & real estate 5.2%
Construction 4.3%
Manufacturing 4.1%
Information 2.3%
Transportation & utilities 1.2%
Agriculture & mining 1.0%

Occupation

Category%
Management, business & arts33.1%
Service18.3%
Sales & office37.7%
Natural resources & construction6.4%
Production & transportation4.5%

Employment type

Type%
Private sector57.8%
Government28.3%
Self-employed13.9%
Unpaid family workers0.0%

Commute

Method%
Drive alone85.7%
Carpool4.1%
Public transit0.0%
Walk1.8%
Work from home6.0%
Other means2.4%
Avg commute (minutes)12.3

Poverty

All people 8.5%
Under 18 years 9.3%
18 and over 7.9%
Married-couple families 5.9%
Female-led households 60.8%

Income support

Source% of households
Social Security0.8%
Retirement income1.5%
Supplemental Security1.8%
Cash public assistance2.1%
Food stamps / SNAP2.3%

Health indicators

Condition%
Obesity30.8%
High blood pressure16.7%
High cholesterol15.3%
Diabetes3.4%
Heart disease1.5%
Stroke1.0%
Asthma10.7%
Arthritis8.9%
Kidney disease1.1%
Pulmonary disease2.8%
Cancer1.7%
Behavior / access%
Smoking17.4%
Binge drinking23.7%
No physical activity21.9%
Less than 7 hrs sleep35.8%
Depression24.2%
Fair or poor health8.2%
Poor mental health18.4%
Poor physical health6.1%
No health insurance14.3%
Visited doctor (checkup)73.6%
Visited dentist58.7%
Cholesterol screening80.9%
Teeth loss13.7%

Veterans & disability

VeteransCount%
Civilian veterans80517.5%
Disability%
Any disability3.5%
Under 182.6%
18–64 years4.3%
65 and over57.6%

Health insurance coverage

Type%
Private insurance94.6%
Public insurance8.7%
No insurance1.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only11,31680.5%
Spanish9628.5%
Other Indo-European5845.2%
Asian & Pacific Islander3212.8%
Other languages530.5%

Place of birth & citizenship

OriginCount%
Native born (US)12,88391.7%
Born in same state11,68583.2%
Born in different state2,27716.2%
Foreign born1,1988.5%
Naturalized citizen1,1678.3%
Not a US citizen77966.8%

Ancestry

AncestryCount%
Italian1,3329.5%
French1,1298%
Arab5433.9%
Polish680.5%
AncestryCount%
English580.4%
German530.4%
Dutch350.2%
Irish60%

Technology access

Metric% of households
Computer access32.9%
Internet access96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13603

What city is ZIP code 13603 in?

ZIP code 13603 is primarily assigned to Watertown, New York.

What county is ZIP code 13603 in?

ZIP code 13603 falls within Jefferson County, New York.

Is ZIP code 13603 mostly rentals?

97% of occupied units in ZIP code 13603 are renter-occupied.

Is ZIP code 13603 family-oriented?

40% of residents in ZIP code 13603 are under 18, reflecting a younger, family-oriented community.

Does ZIP code 13603 have a large veteran population?

18% of civilians in ZIP code 13603 are veterans, above the national average of ~7%.

What is the population of ZIP code 13603?

ZIP code 13603 has an estimated population of 14,050 residents, with a density of 2,537 people per square mile.

What timezone is ZIP code 13603 in?

ZIP code 13603 observes the EST timezone.

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