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New York ZIP Codes
Jefferson County
Watertown, NY
13603
13603 ZIP Code — Watertown, NY
Jefferson County, New York
ZIP code 13603 is located in
Watertown ,
New York ,
within Jefferson County .
It covers approximately 5.54 square miles and serves a population of
14,050 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 315/680 .
About ZIP code 13603
The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Renters make up the majority at 97%, typical of denser urban areas.
Median household income is $56,853.
The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 12 minutes is near the national average.
Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.
13603 ZIP code map
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Cities in ZIP code 13603
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
14,050
Population density
2,536 / sq mi
State FIPS
36
County FIPS
045
Geography
Land area
5.54 sq mi
Water area
0.03 sq mi
Latitude
44.0419
Longitude
-75.7716
Timezone
Eastern (ET)
Area code
315/680
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
49.1%
45.1%
37.0%
$50k – $100k
42.0%
34.1%
27.0%
$100k – $200k
8.2%
18.0%
24.4%
Over $200k
0.7%
2.7%
11.5%
Demographics & statistics
$56,853
Median household income
$1,475
Median monthly rent
31.8%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 5,601 39.9%
18 and over 8,449 60.1%
65 and over 33 0.2%
Median age 22.5 years
Race & ethnicity
Black or African American
10.5%
Native Hawaiian / Pacific Islander
0.8%
American Indian / Alaska Native
0.7%
Group Count %
White 10,075 66.9%
Black or African American 1,589 10.5%
Two or more races 1,253 8.3%
Hispanic or Latino 1,016 6.7%
Other race 592 3.9%
Asian 301 2%
Native Hawaiian / Pacific Islander 128 0.8%
American Indian / Alaska Native 112 0.7%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
49.1%
45.1%
37.0%
$50k – $100k
42.0%
34.1%
27.0%
$100k – $200k
8.2%
18.0%
24.4%
Over $200k
0.7%
2.7%
11.5%
Range % of households
Under $10k 3.9%
$10k–$15k 1.8%
$15k–$25k 6.1%
$25k–$35k 9.1%
$35k–$50k 23.6%
$50k–$75k 21.9%
$75k–$100k 16.6%
$100k–$150k 13.0%
$150k–$200k 3.5%
$200k+ 0.5%
Median income $56,853
Housing
Housing overview
Metric Value
Median home value $0
Median rent / month $1,475
Owner occupied 2.7%
Renter occupied 97.3%
Vacant 5.1%
Single-family detached 13.2%
Large apartment buildings 5.7%
Mobile homes 0.0%
Median rooms 5.3
Avg household size (owned) 1.82
Year built
Era %
2020 or later 0.0%
2010–2019 27.1%
2000–2009 29.6%
1990–1999 21.3%
1980–1989 6.5%
1970–1979 3.7%
1960–1969 3.3%
1950–1959 1.9%
1940–1949 0.4%
1939 or earlier 6.0%
Bedrooms
Size % of units
No bedroom (studio) 1.0%
1 bedroom 5.9%
2 bedrooms 41.7%
3 bedrooms 33.7%
4 bedrooms 15.1%
5+ bedrooms 2.6%
Vehicles per household
Vehicles % of households
No vehicle 6.4%
1 vehicle 29.8%
2 vehicles 58.8%
3 or more 5.0%
Heating fuel
Fuel type %
Utility gas 47.0%
Electricity 46.9%
Propane / LP gas 3.6%
Wood 0.3%
No fuel used 1.1%
Households & families
Household type Count %
Married-couple family 3,706 80.1%
Cohabiting couple 32 0.7%
Male householder, no spouse 551 11.9%
Female householder, no spouse 337 7.3%
Households with children under 18 2,636 57.0%
Households with seniors (65+) 51 1.1%
Average household size 3.03
Marital status
Status Male Female
Never married 13.0% 9.7%
Married 86.1% 87.4%
Separated 0.0% 0.8%
Widowed 0.0% 0.0%
Divorced 0.9% 2.0%
Education
Some college, no degree
37.9%
Graduate / professional
5.7%
Metric %
HS diploma or higher 98.4%
Bachelor's or higher 31.8%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 431 9.6%
Kindergarten 397 8.9%
Elementary school 1,937 43.3%
High school 410 9.2%
College / grad school 1,296 29.0%
Employment
Industry of employment
Education & healthcare
15.3%
Public administration
14.0%
Arts, food & hospitality
13.7%
Professional & management
7.7%
Finance & real estate
5.2%
Transportation & utilities
1.2%
Agriculture & mining
1.0%
Occupation
Category %
Management, business & arts 33.1%
Service 18.3%
Sales & office 37.7%
Natural resources & construction 6.4%
Production & transportation 4.5%
Employment type
Type %
Private sector 57.8%
Government 28.3%
Self-employed 13.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 85.7%
Carpool 4.1%
Public transit 0.0%
Walk 1.8%
Work from home 6.0%
Other means 2.4%
Avg commute (minutes) 12.3
Poverty
Married-couple families
5.9%
Female-led households
60.8%
Income support
Source % of households
Social Security 0.8%
Retirement income 1.5%
Supplemental Security 1.8%
Cash public assistance 2.1%
Food stamps / SNAP 2.3%
Health indicators
Condition %
Obesity 30.8%
High blood pressure 16.7%
High cholesterol 15.3%
Diabetes 3.4%
Heart disease 1.5%
Stroke 1.0%
Asthma 10.7%
Arthritis 8.9%
Kidney disease 1.1%
Pulmonary disease 2.8%
Cancer 1.7%
Behavior / access %
Smoking 17.4%
Binge drinking 23.7%
No physical activity 21.9%
Less than 7 hrs sleep 35.8%
Depression 24.2%
Fair or poor health 8.2%
Poor mental health 18.4%
Poor physical health 6.1%
No health insurance 14.3%
Visited doctor (checkup) 73.6%
Visited dentist 58.7%
Cholesterol screening 80.9%
Teeth loss 13.7%
Veterans & disability
Veterans Count %
Civilian veterans 805 17.5%
Disability %
Any disability 3.5%
Under 18 2.6%
18–64 years 4.3%
65 and over 57.6%
Health insurance coverage
Type %
Private insurance 94.6%
Public insurance 8.7%
No insurance 1.3%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 11,316 80.5%
Spanish 962 8.5%
Other Indo-European 584 5.2%
Asian & Pacific Islander 321 2.8%
Other languages 53 0.5%
Place of birth & citizenship
Origin Count %
Native born (US) 12,883 91.7%
Born in same state 11,685 83.2%
Born in different state 2,277 16.2%
Foreign born 1,198 8.5%
Naturalized citizen 1,167 8.3%
Not a US citizen 779 66.8%
Ancestry
Ancestry Count %
Italian 1,332 9.5%
French 1,129 8%
Arab 543 3.9%
Polish 68 0.5%
Ancestry Count %
English 58 0.4%
German 53 0.4%
Dutch 35 0.2%
Irish 6 0%
Technology access
Metric % of households
Computer access 32.9%
Internet access 96.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 13603
What city is ZIP code 13603 in?
ZIP code 13603 is primarily assigned to Watertown, New York.
What county is ZIP code 13603 in?
ZIP code 13603 falls within Jefferson County, New York.
Is ZIP code 13603 mostly rentals?
97% of occupied units in ZIP code 13603 are renter-occupied.
Is ZIP code 13603 family-oriented?
40% of residents in ZIP code 13603 are under 18, reflecting a younger, family-oriented community.
Does ZIP code 13603 have a large veteran population?
18% of civilians in ZIP code 13603 are veterans, above the national average of ~7%.
What is the population of ZIP code 13603?
ZIP code 13603 has an estimated population of 14,050 residents, with a density of 2,537 people per square mile.
What timezone is ZIP code 13603 in?
ZIP code 13603 observes the EST timezone.
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