13605 ZIP Code — Adams, NY

Jefferson County, New York

ZIP code 13605 is located in Adams, New York, within Jefferson County. It covers approximately 78.05 square miles and serves a population of 5,261 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 315/680.

About ZIP code 13605

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $174,900. Owner-occupancy is high at 76%, well above the national average.

Median household income is $71,250. SNAP benefit usage at 17% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Overall, ZIP code 13605 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

5,261

population

78.05

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13605 ZIP code map

Cities in ZIP code 13605

Below are the cities the US Postal Service accepts for ZIP code 13605. Using any city not on this list may result in mail delivery delays.

City	Status
Adams	Acceptable
Adams	Preferred

Nearby ZIP codes

13606 Adams Center (4.2 mi) 13661 Mannsville (6 mi) 13636 Ellisburg (6.2 mi) 13682 Rodman (8.5 mi) 13685 Sackets Harbor (9.2 mi) 13659 Lorraine (9.8 mi) 13145 Sandy Creek (11.4 mi) 13083 Lacona (11.6 mi) 13650 Henderson (12.1 mi) 13601 Watertown (14.2 mi) 13634 Dexter (14.6 mi) 13144 Richland (16.5 mi)

Demographics updated 05/2026

Population
Total population	5,261
Population density	67 / sq mi
State FIPS	36
County FIPS	045

Geography
Land area	78.05 sq mi
Water area	0.74 sq mi
Latitude	43.8075
Longitude	-76.0411
Timezone	Eastern (ET)
Area code	315/680

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	45.1%	37.0%
$50k – $100k	34.5%	34.1%	27.0%
$100k – $200k	23.2%	18.0%	24.4%
Over $200k	0.6%	2.7%	11.5%

Demographics & statistics

5,261

Population

People per sq mi

36.9

Median age

$71,250

Median household income

$30,713

Per capita income

$174,900

Median home value

$808

Median monthly rent

76.1%

Home ownership

8.6%

Poverty rate

4.0%

Unemployment

2,035

Housing units

21.3%

Bachelor's or higher

Age distribution

Male Female

102

Under 5

296

5–9

283

239

10–14

228

232

15–19

221

20–24

344

25–34

328

442

35–44

422

320

45–54

306

126

55–59

120

60–64

222

65–74

212

180

75–84

171

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,510	28.7%
18 and over	3,751	71.3%
65 and over	871	16.6%
Median age	36.9 years

Race & ethnicity

White 91.8%

Two or more races 4.8%

Black or African American 1.5%

Hispanic or Latino 1.3%

Asian 0.2%

Other race 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	4,893	91.8%
Two or more races	257	4.8%
Black or African American	79	1.5%
Hispanic or Latino	68	1.3%
Asian	11	0.2%
Other race	11	0.2%
American Indian / Alaska Native	10	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	45.1%	37.0%
$50k – $100k	34.5%	34.1%	27.0%
$100k – $200k	23.2%	18.0%	24.4%
Over $200k	0.6%	2.7%	11.5%

Under $10k 5.0%

$10k–$15k 4.4%

$15k–$25k 7.2%

$25k–$35k 5.1%

$35k–$50k 12.7%

$50k–$75k 16.1%

$75k–$100k 18.6%

$100k–$150k 15.9%

$150k–$200k 10.9%

$200k+ 4.1%

Range	% of households
Under $10k	5.0%
$10k–$15k	4.4%
$15k–$25k	7.2%
$25k–$35k	5.1%
$35k–$50k	12.7%
$50k–$75k	16.1%
$75k–$100k	18.6%
$100k–$150k	15.9%
$150k–$200k	10.9%
$200k+	4.1%
Median income	$71,250

Housing

Home values

Under $50k 5.6%

$50k–$100k 12.1%

$100k–$150k 17.9%

$150k–$200k 21.2%

$200k–$300k 30.2%

$300k–$500k 8.7%

$500k–$1M 3.4%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$174,900
Median rent / month	$808
Owner occupied	76.1%
Renter occupied	23.9%
Vacant	20.8%
Single-family detached	71.5%
Large apartment buildings	5.0%
Mobile homes	11.9%
Median rooms	6.0
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	0.2%
2010–2019	6.1%
2000–2009	9.6%
1990–1999	9.0%
1980–1989	8.8%
1970–1979	9.3%
1960–1969	4.7%
1950–1959	6.1%
1940–1949	2.0%
1939 or earlier	44.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	12.6%
2 bedrooms	23.3%
3 bedrooms	35.2%
4 bedrooms	16.5%
5+ bedrooms	11.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	29.4%
2 vehicles	43.9%
3 or more	20.3%

Heating fuel

Fuel type	%
Utility gas	37.4%
Electricity	13.8%
Propane / LP gas	22.0%
Fuel oil	14.5%
Wood	10.2%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,142	57.5%
Cohabiting couple	140	7.0%
Male householder, no spouse	364	18.3%
Female householder, no spouse	341	17.2%
Households with children under 18	859	43.2%
Households with seniors (65+)	603	30.3%
Average household size	2.64

Marital status

Status	Male	Female
Never married	30.0%	22.6%
Married	56.0%	58.7%
Separated	0.7%	0.4%
Widowed	4.0%	6.6%
Divorced	9.2%	11.7%

Education

Less than 9th grade 1.1%

Some HS, no diploma 8.0%

HS graduate 33.5%

Some college, no degree 16.1%

Associate's degree 20.1%

Bachelor's degree 11.5%

Graduate / professional 9.8%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	21.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	51	3.3%
Kindergarten	128	8.4%
Elementary school	828	54.3%
High school	269	17.6%
College / grad school	249	16.3%

Employment

Industry of employment

Education & healthcare 30.9%

Retail trade 22.0%

Public administration 8.9%

Arts, food & hospitality 7.7%

Transportation & utilities 5.1%

Manufacturing 4.9%

Agriculture & mining 4.8%

Professional & management 4.6%

Construction 3.3%

Other services 3.2%

Finance & real estate 2.6%

Wholesale trade 1.4%

Information 0.7%

Occupation

Category	%
Management, business & arts	34.2%
Service	21.8%
Sales & office	21.2%
Natural resources & construction	7.3%
Production & transportation	15.5%

Employment type

Type	%
Private sector	73.4%
Government	22.7%
Self-employed	3.3%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	85.7%
Carpool	7.3%
Public transit	0.1%
Walk	1.2%
Work from home	5.3%
Other means	0.4%
Avg commute (minutes)	22.8

Poverty

All people 8.6%

Under 18 years 7.8%

18 and over 9.0%

Married-couple families 4.7%

Female-led households 16.9%

Income support

Source	% of households
Social Security	35.5%
Retirement income	21.0%
Supplemental Security	3.8%
Cash public assistance	3.2%
Food stamps / SNAP	17.3%

Health indicators

Condition	%
Obesity	31.1%
High blood pressure	32.2%
High cholesterol	32.1%
Diabetes	8.9%
Heart disease	6.0%
Stroke	2.8%
Asthma	9.9%
Arthritis	24.3%
Kidney disease	2.7%
Pulmonary disease	6.7%
Cancer	6.6%

Behavior / access	%
Smoking	17.2%
Binge drinking	18.6%
No physical activity	23.8%
Less than 7 hrs sleep	32.4%
Depression	22.4%
Fair or poor health	11.2%
Poor mental health	14.4%
Poor physical health	9.3%
No health insurance	10.2%
Visited doctor (checkup)	79.2%
Visited dentist	65.0%
Cholesterol screening	89.9%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	313	8.4%

Disability	%
Any disability	13.7%
Under 18	6.6%
18–64 years	8.3%
65 and over	44.0%

Health insurance coverage

Type	%
Private insurance	71.1%
Public insurance	39.5%
No insurance	2.8%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,062	96.2%
Spanish	22	0.4%
Other Indo-European	10	0.2%
Asian & Pacific Islander	12	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,167	98.2%
Born in same state	5,080	96.6%
Born in different state	4,327	82.2%
Foreign born	87	1.7%
Naturalized citizen	94	1.8%
Not a US citizen	32	34.0%

Ancestry

Ancestry	Count	%
French	1,037	19.7%
Italian	904	17.2%
Arab	741	14.1%
English	165	3.1%

Ancestry	Count	%
German	149	2.8%
Irish	44	0.8%
Dutch	26	0.5%
Polish	12	0.2%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	93.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13605

What city is ZIP code 13605 in?

ZIP code 13605 is primarily assigned to Adams, New York.

What county is ZIP code 13605 in?

ZIP code 13605 falls within Jefferson County, New York.

Does ZIP code 13605 have a large retiree population?

36% of households in ZIP code 13605 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 13605?

The median home value in ZIP code 13605 is $174,900.

What is the population of ZIP code 13605?

ZIP code 13605 has an estimated population of 5,261 residents, with a density of 67 people per square mile.

What is the median household income in ZIP code 13605?

The median household income in ZIP code 13605 is $71,250, below the national median of ~$75,000.

What timezone is ZIP code 13605 in?

ZIP code 13605 observes the EST timezone.