48327 ZIP Code — Waterford, MI
Oakland County, Michigan
ZIP code 48327 is located in Waterford, Michigan, within Oakland County. It covers approximately 11.31 square miles and serves a population of 20,878 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 248.
About ZIP code 48327
The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $230,500. Owner-occupancy sits near the national average at 70%.
Median household income is $72,336. 30% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
20,878
population
11.31
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
48327 ZIP code map
Cities in ZIP code 48327
Below are the cities the US Postal Service accepts for ZIP code 48327. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Waterford | Acceptable |
| Waterford | Preferred |
Nearby ZIP codes
48328 Waterford (2.7 mi)
48329 Waterford (3.1 mi)
48320 Keego Harbor (4.4 mi)
48346 Clarkston (5.4 mi)
48341 Pontiac (5.8 mi)
48340 Pontiac (6.2 mi)
48342 Pontiac (6.4 mi)
48302 Bloomfield Hills (7.2 mi)
48390 Walled Lake (7.4 mi)
48348 Clarkston (7.9 mi)
48359 Lake Orion (8.8 mi)
48356 Highland (9.3 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 20,878 |
| Population density | 1,846 / sq mi |
| State FIPS | 26 |
| County FIPS | 125 |
| Geography | |
|---|---|
| Land area | 11.31 sq mi |
| Water area | 0.49 sq mi |
| Latitude | 42.6457 |
| Longitude | -83.4081 |
| Timezone | Eastern (ET) |
| Area code | 248 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.2% | 30.7% | 42.6% |
| $50k – $100k | 33.5% | 28.7% | 31.1% |
| $100k – $200k | 22.6% | 28.4% | 20.6% |
| Over $200k | 2.7% | 12.3% | 5.7% |
Demographics & statistics
20,878
Population
1,846
People per sq mi
40.4
Median age
$72,336
Median household income
$41,444
Per capita income
$230,500
Median home value
$1,004
Median monthly rent
70.1%
Home ownership
9.5%
Poverty rate
5.0%
Unemployment
7,063
Housing units
29.8%
Bachelor's or higher
Age distribution
Male
Female
630
Under 5
687
379
5–9
413
469
10–14
511
574
15–19
626
701
20–24
764
1,534
25–34
1,670
1,213
35–44
1,321
1,252
45–54
1,363
752
55–59
819
794
60–64
864
1,089
65–74
1,186
431
75–84
469
176
85+
191
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,797 | 18.2% |
| 18 and over | 17,081 | 81.8% |
| 65 and over | 3,542 | 17.0% |
| Median age | 40.4 years | |
Race & ethnicity
White
80.8%
Black or African American
6.3%
Two or more races
5.4%
Hispanic or Latino
4.2%
Asian
1.7%
Other race
1.4%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 17,616 | 80.8% |
| Black or African American | 1,367 | 6.3% |
| Two or more races | 1,170 | 5.4% |
| Hispanic or Latino | 918 | 4.2% |
| Asian | 380 | 1.7% |
| Other race | 303 | 1.4% |
| American Indian / Alaska Native | 42 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.2% | 30.7% | 42.6% |
| $50k – $100k | 33.5% | 28.7% | 31.1% |
| $100k – $200k | 22.6% | 28.4% | 20.6% |
| Over $200k | 2.7% | 12.3% | 5.7% |
Under $10k
2.6%
$10k–$15k
2.6%
$15k–$25k
8.0%
$25k–$35k
8.6%
$35k–$50k
12.0%
$50k–$75k
19.1%
$75k–$100k
13.2%
$100k–$150k
20.6%
$150k–$200k
7.2%
$200k+
6.1%
| Range | % of households |
|---|---|
| Under $10k | 2.6% |
| $10k–$15k | 2.6% |
| $15k–$25k | 8.0% |
| $25k–$35k | 8.6% |
| $35k–$50k | 12.0% |
| $50k–$75k | 19.1% |
| $75k–$100k | 13.2% |
| $100k–$150k | 20.6% |
| $150k–$200k | 7.2% |
| $200k+ | 6.1% |
| Median income | $72,336 |
Housing
Home values
Under $50k
2.2%
$50k–$100k
0.8%
$100k–$150k
9.7%
$150k–$200k
22.8%
$200k–$300k
43.3%
$300k–$500k
18.3%
$500k–$1M
2.3%
$1M+
0.7%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $230,500 |
| Median rent / month | $1,004 |
| Owner occupied | 70.1% |
| Renter occupied | 29.9% |
| Vacant | 4.7% |
| Single-family detached | 68.2% |
| Large apartment buildings | 7.1% |
| Mobile homes | 0.0% |
| Median rooms | 5.7 |
| Avg household size (owned) | 2.36 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 1.7% |
| 2000–2009 | 10.2% |
| 1990–1999 | 19.6% |
| 1980–1989 | 14.7% |
| 1970–1979 | 18.9% |
| 1960–1969 | 11.8% |
| 1950–1959 | 15.9% |
| 1940–1949 | 4.2% |
| 1939 or earlier | 3.0% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.8% |
| 1 bedroom | 14.5% |
| 2 bedrooms | 22.5% |
| 3 bedrooms | 46.9% |
| 4 bedrooms | 13.6% |
| 5+ bedrooms | 1.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.4% |
| 1 vehicle | 37.9% |
| 2 vehicles | 37.3% |
| 3 or more | 20.5% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 86.7% |
| Electricity | 10.8% |
| Propane / LP gas | 1.4% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,895 | 41.4% |
| Cohabiting couple | 729 | 7.8% |
| Male householder, no spouse | 1,784 | 19.0% |
| Female householder, no spouse | 2,996 | 31.9% |
| Households with children under 18 | 2,100 | 22.3% |
| Households with seniors (65+) | 2,803 | 29.8% |
| Average household size | 2.20 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 37.3% | 30.3% |
| Married | 49.9% | 42.7% |
| Separated | 0.4% | 1.1% |
| Widowed | 2.1% | 8.4% |
| Divorced | 10.3% | 17.4% |
Education
Less than 9th grade
2.0%
Some HS, no diploma
4.8%
HS graduate
26.2%
Some college, no degree
26.9%
Associate's degree
10.2%
Bachelor's degree
20.3%
Graduate / professional
9.5%
| Metric | % |
|---|---|
| HS diploma or higher | 93.2% |
| Bachelor's or higher | 29.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 328 | 8.0% |
| Kindergarten | 248 | 6.0% |
| Elementary school | 1,285 | 31.2% |
| High school | 993 | 24.1% |
| College / grad school | 1,264 | 30.7% |
Employment
Industry of employment
Education & healthcare
20.0%
Manufacturing
14.2%
Professional & management
14.2%
Retail trade
10.8%
Construction
7.8%
Arts, food & hospitality
7.8%
Finance & real estate
7.7%
Transportation & utilities
5.9%
Other services
5.3%
Public administration
2.7%
Information
2.0%
Wholesale trade
1.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 38.3% |
| Service | 17.4% |
| Sales & office | 24.3% |
| Natural resources & construction | 9.7% |
| Production & transportation | 10.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 86.7% |
| Government | 8.4% |
| Self-employed | 4.7% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 84.4% |
| Carpool | 6.2% |
| Public transit | 0.2% |
| Walk | 0.8% |
| Work from home | 8.0% |
| Other means | 0.3% |
| Avg commute (minutes) | 29.6 |
Poverty
All people
9.5%
Under 18 years
12.6%
18 and over
8.8%
Married-couple families
2.1%
Female-led households
19.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 30.4% |
| Retirement income | 26.4% |
| Supplemental Security | 2.6% |
| Cash public assistance | 1.6% |
| Food stamps / SNAP | 6.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.6% |
| High blood pressure | 30.0% |
| High cholesterol | 32.5% |
| Diabetes | 9.3% |
| Heart disease | 5.5% |
| Stroke | 2.6% |
| Asthma | 10.8% |
| Arthritis | 24.7% |
| Kidney disease | 2.5% |
| Pulmonary disease | 6.7% |
| Cancer | 6.1% |
| Behavior / access | % |
|---|---|
| Smoking | 18.0% |
| Binge drinking | 19.3% |
| No physical activity | 20.1% |
| Less than 7 hrs sleep | 34.8% |
| Depression | 19.8% |
| Fair or poor health | 13.5% |
| Poor mental health | 16.4% |
| Poor physical health | 9.9% |
| No health insurance | 9.3% |
| Visited doctor (checkup) | 72.6% |
| Visited dentist | 70.7% |
| Cholesterol screening | 91.3% |
| Teeth loss | 11.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 755 | 4.4% |
| Disability | % |
|---|---|
| Any disability | 12.2% |
| Under 18 | 2.7% |
| 18–64 years | 9.2% |
| 65 and over | 33.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 70.9% |
| Public insurance | 35.6% |
| No insurance | 6.3% |
| Uninsured under 19 | 0.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 19,561 | 93.7% |
| Spanish | 576 | 2.9% |
| Other Indo-European | 136 | 0.7% |
| Asian & Pacific Islander | 346 | 1.8% |
| Other languages | 71 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 19,554 | 93.7% |
| Born in same state | 19,410 | 93.0% |
| Born in different state | 16,440 | 78.7% |
| Foreign born | 144 | 0.7% |
| Naturalized citizen | 1,324 | 6.3% |
| Not a US citizen | 816 | 61.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,612 | 12.5% |
| French | 2,454 | 11.8% |
| Arab | 1,067 | 5.1% |
| German | 438 | 2.1% |
| English | 248 | 1.2% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 195 | 0.9% |
| Polish | 191 | 0.9% |
| Norwegian | 41 | 0.2% |
| Dutch | 2 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 45.0% |
| Internet access | 93.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48327
What city is ZIP code 48327 in?
ZIP code 48327 is primarily assigned to Waterford, Michigan.
What county is ZIP code 48327 in?
ZIP code 48327 falls within Oakland County, Michigan.
What is the population of ZIP code 48327?
ZIP code 48327 has an estimated population of 20,878 residents, with a density of 1,845 people per square mile.
What is the typical home value in ZIP code 48327?
The median home value in ZIP code 48327 is $230,500.
What is the median household income in ZIP code 48327?
The median household income in ZIP code 48327 is $72,336, below the national median of ~$75,000.
What timezone is ZIP code 48327 in?
ZIP code 48327 observes the EST timezone.