Keego Harbor ZIP Code List — Oakland County, MI

There is one unique ZIP code in Keego Harbor, Michigan and it is 48320. Area code: 248.

ZIP codes

1.10

sq mi land

0.40

sq mi water

248

area code

Keego Harbor, MI ZIP code map

About Keego Harbor, MI

Keego Harbor is a charming city located in the state of Michigan, known for its waterfront views and community atmosphere. Nestled in Oakland County, it is a small yet vibrant area that attracts both residents and visitors alike. The city offers a perfect blend of suburban living with access to scenic lakes and outdoor activities.

Location & geography

Keego Harbor covers a total land area of 1.10 square miles and features a beautiful water area of 0.40 square miles, offering various recreational opportunities. It is situated near several neighboring cities, with West Bloomfield Township to the north, Waterford to the east, and Pontiac to the south, each just a few miles away. The city's terrain includes lush greenery and is characterized by its proximity to the scenic lakes that define much of the area.

Community & economy

The character of Keego Harbor is friendly and welcoming, making it a great place for families and individuals looking for a close-knit community. Local industries contribute to its economy, though it primarily serves as a residential city with a focus on maintaining a high quality of life. Residents enjoy various daily activities centered around the waterfront, local parks, and community events.

Transportation

Keego Harbor is accessible via major highways, including M-59 and I-75, making it easy to travel to nearby cities and attractions. The nearest named airport is the Oakland County International Airport, which is a short drive away, providing additional travel options. Public transit options are also available for those looking to navigate the area without a personal vehicle.

History

Keego Harbor was founded in the early 20th century, establishing itself as a lakeside retreat for those seeking respite from urban life. Key industries have shifted over time, evolving from early tourism to a focus on residential development and community services. Notable events in the city’s history include its incorporation in 1955, marking its transition to a formally recognized municipality.

Did you know?

One surprising fact about Keego Harbor is that it is situated on the shores of Cass Lake, which is part of the Huron River Watershed. The city is also known for its vibrant community events, including summer festivals that celebrate local culture and bring residents together.

ZIP codes for Keego Harbor, MI (1)

ZIP code	City	County	Map
48320	Keego Harbor	Oakland	View map

Demographics & statistics

4,329

Population

44.5

Median age

$74,735

Median household income

$55,490

Per capita income

$273,800

Median home value

$1,124

Median monthly rent

74.2%

Home ownership

4.1%

Poverty rate

4.2%

Unemployment

1,695

Housing units

44.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

105

5–9

110

10–14

117

15–19

146

20–24

153

268

25–34

282

273

35–44

288

230

45–54

243

145

55–59

153

258

60–64

273

211

65–74

223

156

75–84

164

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	718	16.6%
18 and over	3,611	83.4%
65 and over	829	19.1%
Median age	44.5 years

Race & ethnicity

White 82.2%

Two or more races 7.1%

Hispanic or Latino 4.9%

Black or African American 4.2%

Asian 1.4%

Other race 0.2%

Group	Count	%
White	3,741	82.2%
Two or more races	322	7.1%
Hispanic or Latino	223	4.9%
Black or African American	193	4.2%
Asian	62	1.4%
Other race	11	0.2%

Household income

Under $10k 4.1%

$10k–$15k 2.7%

$15k–$25k 6.3%

$25k–$35k 9.6%

$35k–$50k 7.2%

$50k–$75k 20.4%

$75k–$100k 13.6%

$100k–$150k 15.2%

$150k–$200k 5.5%

$200k+ 15.6%

Range	% of households
Under $10k	4.1%
$10k–$15k	2.7%
$15k–$25k	6.3%
$25k–$35k	9.6%
$35k–$50k	7.2%
$50k–$75k	20.4%
$75k–$100k	13.6%
$100k–$150k	15.2%
$150k–$200k	5.5%
$200k+	15.6%
Median income	$74,735

Housing

Home values

Under $50k 2.3%

$50k–$100k 3.0%

$100k–$150k 6.7%

$150k–$200k 14.7%

$200k–$300k 30.0%

$300k–$500k 27.6%

$500k–$1M 7.0%

$1M+ 8.6%

Housing overview

Metric	Value
Median home value	$273,800
Median rent / month	$1,124
Owner occupied	74.2%
Renter occupied	25.8%
Vacant	6.9%
Single-family detached	77.0%
Large apartment buildings	5.6%
Mobile homes	1.1%
Median rooms	5.7
Avg household size (owned)	2.10

Year built

Era	%
2020 or later	0.0%
2010–2019	5.6%
2000–2009	10.6%
1990–1999	3.2%
1980–1989	5.0%
1970–1979	16.4%
1960–1969	13.6%
1950–1959	11.2%
1940–1949	6.5%
1939 or earlier	28.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	9.9%
2 bedrooms	32.0%
3 bedrooms	38.6%
4 bedrooms	14.7%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	6.0%
1 vehicle	41.8%
2 vehicles	39.0%
3 or more	13.2%

Heating fuel

Fuel type	%
Utility gas	82.8%
Electricity	16.3%
Propane / LP gas	0.2%
Fuel oil	0.6%
Wood	0.2%

Households & families

Household type	Count	%
Married-couple family	813	39.1%
Cohabiting couple	167	8.0%
Male householder, no spouse	403	19.4%
Female householder, no spouse	696	33.5%
Households with children under 18	438	21.1%
Households with seniors (65+)	626	30.1%
Average household size	2.08

Marital status

Status	Male	Female
Never married	33.0%	24.7%
Married	49.6%	45.4%
Separated	0.0%	0.9%
Widowed	0.5%	4.9%
Divorced	16.9%	24.0%

Education

Less than 9th grade 1.7%

Some HS, no diploma 1.0%

HS graduate 15.9%

Some college, no degree 25.3%

Associate's degree 11.3%

Bachelor's degree 26.6%

Graduate / professional 18.2%

Metric	%
HS diploma or higher	97.3%
Bachelor's or higher	44.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	43	4.9%
Kindergarten	57	6.4%
Elementary school	330	37.3%
High school	165	18.7%
College / grad school	289	32.7%

Employment

Industry of employment

Professional & management 20.3%

Education & healthcare 18.0%

Arts, food & hospitality 11.3%

Manufacturing 10.2%

Retail trade 9.4%

Finance & real estate 8.9%

Construction 7.7%

Other services 5.1%

Public administration 2.8%

Wholesale trade 2.1%

Transportation & utilities 1.7%

Agriculture & mining 1.5%

Information 0.9%

Occupation

Category	%
Management, business & arts	47.1%
Service	19.1%
Sales & office	22.9%
Natural resources & construction	3.6%
Production & transportation	7.2%

Employment type

Type	%
Private sector	84.3%
Government	7.5%
Self-employed	8.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.5%
Carpool	4.1%
Public transit	0.0%
Walk	1.6%
Other means	0.0%
Avg commute (minutes)	29.3

Poverty

All people 4.1%

Under 18 years 0.0%

18 and over 4.9%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	27.9%
Retirement income	22.3%
Supplemental Security	1.6%
Cash public assistance	2.5%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
High blood pressure	29.1%
High cholesterol	32.5%
Heart disease	5.1%
Stroke	2.3%
Asthma	10.4%
Arthritis	23.7%
Kidney disease	2.4%
Pulmonary disease	5.8%
Cancer	6.1%

Behavior / access	%
Binge drinking	19.1%
No physical activity	17.9%
Less than 7 hrs sleep	33.6%
Fair or poor health	11.9%
Poor mental health	15.3%
Poor physical health	9.0%
No health insurance	8.3%
Visited doctor (checkup)	72.9%
Visited dentist	73.5%
Cholesterol screening	92.4%
Teeth loss	8.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	175	4.8%

Disability	%
Any disability	13.4%
Under 18	4.9%
18–64 years	9.1%
65 and over	35.5%

Health insurance coverage

Type	%
Private insurance	79.3%
Public insurance	30.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,125	95.3%
Spanish	175	4.2%
Other Indo-European	27	0.7%
Asian & Pacific Islander	110	2.7%
Other languages	11	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,965	91.6%
Born in same state	3,885	89.7%
Born in different state	3,381	78.1%
Foreign born	80	1.8%
Naturalized citizen	364	8.4%
Not a US citizen	184	50.5%

Ancestry

Ancestry	Count	%
Italian	576	13.3%
French	443	10.2%
Arab	157	3.6%
Irish	32	0.7%

Ancestry	Count	%
German	31	0.7%
Polish	28	0.6%
Dutch	23	0.5%
English	20	0.5%

Technology access

Metric	% of households
Computer access	48.0%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Keego Harbor, MI?

Keego Harbor, MI has one ZIP code: 48320.

What is the main ZIP code for Keego Harbor, MI?

The primary ZIP code for Keego Harbor, MI is 48320. The city uses area code 248 for phone service.

What county is Keego Harbor, MI in?

Keego Harbor is located in Oakland County, Michigan.

How many ZIP codes are in Keego Harbor, MI?

Keego Harbor, MI has 1 ZIP code.

What ZIP code covers the downtown waterfront area of Keego Harbor along Cass Lake?

The downtown waterfront area of Keego Harbor, including properties along Cass Lake, is served by ZIP code 48320.

What is the single ZIP code for all residential and commercial areas in Keego Harbor, Michigan?

Keego Harbor is entirely served by ZIP code 48320, which covers the entire city in Oakland County.