Waterford ZIP Code List — Oakland County, MI

There are 3 unique ZIP codes in Waterford, Michigan. Area code: 248.

ZIP codes

30.54

sq mi land

4.55

sq mi water

248

area code

Waterford, MI ZIP code map

About Waterford, MI

Waterford, MI, is a vibrant city located in Oakland County, known for its scenic beauty and community spirit. With a mix of suburban tranquility and urban amenities, Waterford is an attractive place for families and individuals alike. This city is characterized by its rich history, recreational opportunities, and a strong sense of community.

Location & geography

Waterford is situated in southeastern Michigan, approximately 40 miles northwest of Detroit, making it a convenient location for commuters. The city shares borders with several other communities, including Pontiac to the northwest, Keego Harbor to the south, and Lakes Orion to the northeast. Covering a total area of 30.54 square miles of land and 4.55 square miles of water, Waterford is known for its beautiful lakes and parks that enhance the region's scenic landscape.

Community & economy

Waterford has a diverse community with a welcoming atmosphere that fosters a strong sense of belonging among its residents. The local economy features a mix of retail, manufacturing, and service industries, providing various job opportunities. Daily life in Waterford is enriched by numerous parks, recreational facilities, and community events that bring residents together.

Transportation

Waterford is served by several major highways, including M-59 and I-75, making transportation easy for residents and visitors. The nearest major airport is Oakland County International Airport, located just a few miles away, providing access to both commercial and private flights. Public transit options are also available, ensuring connectivity within the region.

History

Waterford was founded in the early 19th century and has grown significantly since its inception. Historically, the area thrived on agriculture and manufacturing, contributing to its economic development. Notable events in the city’s history include the establishment of several community parks and the construction of key infrastructure that has shaped its growth.

Did you know?

One surprising fact about Waterford is that it is home to over 20 lakes, making it a haven for water sports and outdoor activities. Additionally, the city hosts the annual Waterford Harvest Festival, celebrating local culture and community spirit.

ZIP codes for Waterford, MI (3)

ZIP code	City	County	Map
48327	Waterford	Oakland	View map
48328	Waterford	Oakland	View map
48329	Waterford	Oakland	View map

Demographics & statistics

70,527

Population

42.3

Median age

$74,809

Median household income

$42,611

Per capita income

$220,833

Median home value

$1,108

Median monthly rent

74.7%

Home ownership

9.0%

Poverty rate

4.6%

Unemployment

24,240

Housing units

28.5%

Bachelor's or higher

Age distribution

Male Female

1,903

Under 5

1,928

1,414

5–9

1,432

2,004

10–14

2,031

2,389

15–19

2,421

2,126

20–24

2,154

4,453

25–34

4,512

4,229

35–44

4,284

4,849

45–54

4,913

2,729

55–59

2,764

2,678

60–64

2,714

3,911

65–74

3,962

1,683

75–84

1,706

665

85+

673

← Male

Female →

Age summary

Group	Count	%
Under 18	13,437	19.0%
18 and over	57,090	81.0%
65 and over	12,600	17.8%
Median age	42.3 years

Race & ethnicity

White 78.6%

Two or more races 6.5%

Black or African American 5.8%

Hispanic or Latino 5.2%

Asian 1.8%

Other race 1.7%

American Indian / Alaska Native 0.3%

Group	Count	%
White	58,461	78.6%
Two or more races	4,836	6.5%
Black or African American	4,344	5.8%
Hispanic or Latino	3,880	5.2%
Asian	1,330	1.8%
Other race	1,297	1.7%
American Indian / Alaska Native	246	0.3%

Household income

Under $10k 3.6%

$10k–$15k 3.1%

$15k–$25k 6.7%

$25k–$35k 8.2%

$35k–$50k 11.9%

$50k–$75k 17.7%

$75k–$100k 13.6%

$100k–$150k 19.5%

$150k–$200k 7.8%

$200k+ 7.8%

Range	% of households
Under $10k	3.6%
$10k–$15k	3.1%
$15k–$25k	6.7%
$25k–$35k	8.2%
$35k–$50k	11.9%
$50k–$75k	17.7%
$75k–$100k	13.6%
$100k–$150k	19.5%
$150k–$200k	7.8%
$200k+	7.8%
Median income	$74,809

Housing

Home values

Under $50k 2.3%

$50k–$100k 2.9%

$100k–$150k 9.9%

$150k–$200k 24.8%

$200k–$300k 36.3%

$300k–$500k 16.2%

$500k–$1M 6.0%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$220,833
Median rent / month	$1,108
Owner occupied	74.7%
Renter occupied	25.3%
Vacant	4.7%
Single-family detached	74.9%
Large apartment buildings	6.3%
Mobile homes	0.4%
Median rooms	5.8
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.1%
2010–2019	1.4%
2000–2009	6.7%
1990–1999	14.1%
1980–1989	11.9%
1970–1979	17.4%
1960–1969	15.4%
1950–1959	18.9%
1940–1949	6.3%
1939 or earlier	7.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	11.5%
2 bedrooms	21.4%
3 bedrooms	49.5%
4 bedrooms	14.4%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	34.9%
2 vehicles	38.8%
3 or more	21.9%

Heating fuel

Fuel type	%
Utility gas	86.7%
Electricity	11.1%
Propane / LP gas	1.2%
Wood	0.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	13,224	43.5%
Cohabiting couple	2,343	7.7%
Male householder, no spouse	6,445	20.8%
Female householder, no spouse	8,555	28.0%
Households with children under 18	7,487	24.4%
Households with seniors (65+)	9,269	30.3%
Average household size	2.29

Marital status

Status	Male	Female
Never married	35.4%	28.8%
Married	48.6%	45.8%
Separated	0.8%	1.1%
Widowed	3.1%	8.7%
Divorced	12.2%	15.6%

Education

Less than 9th grade 1.9%

Some HS, no diploma 5.7%

HS graduate 27.3%

Some college, no degree 25.9%

Associate's degree 10.7%

Bachelor's degree 19.1%

Graduate / professional 9.4%

Metric	%
HS diploma or higher	92.5%
Bachelor's or higher	28.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,004	7.4%
Kindergarten	612	4.6%
Elementary school	5,135	37.3%
High school	3,871	28.2%
College / grad school	3,018	22.5%

Employment

Industry of employment

Education & healthcare 20.6%

Manufacturing 15.2%

Retail trade 12.4%

Professional & management 11.6%

Arts, food & hospitality 9.3%

Construction 7.8%

Finance & real estate 7.6%

Other services 4.8%

Transportation & utilities 4.5%

Public administration 2.8%

Wholesale trade 1.8%

Information 1.4%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	37.4%
Service	18.1%
Sales & office	22.4%
Natural resources & construction	9.1%
Production & transportation	13.0%

Employment type

Type	%
Private sector	86.7%
Government	9.1%
Self-employed	4.1%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	82.5%
Carpool	6.1%
Public transit	0.2%
Walk	0.6%
Other means	0.9%
Avg commute (minutes)	27.6

Poverty

All people 9.0%

Under 18 years 11.7%

18 and over 8.3%

Married-couple families 3.2%

Female-led households 14.7%

Income support

Source	% of households
Social Security	32.3%
Retirement income	26.0%
Supplemental Security	4.2%
Cash public assistance	1.9%
Food stamps / SNAP	8.5%

Health indicators

Condition	%
High blood pressure	30.8%
High cholesterol	33.4%
Heart disease	5.8%
Stroke	2.7%
Asthma	10.7%
Arthritis	25.5%
Kidney disease	2.6%
Pulmonary disease	6.8%
Cancer	6.5%

Behavior / access	%
Binge drinking	18.9%
No physical activity	20.3%
Less than 7 hrs sleep	34.5%
Fair or poor health	13.7%
Poor mental health	16.1%
Poor physical health	10.0%
No health insurance	9.4%
Visited doctor (checkup)	73.1%
Visited dentist	71.0%
Cholesterol screening	91.6%
Teeth loss	11.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,437	5.9%

Disability	%
Any disability	13.1%
Under 18	3.5%
18–64 years	10.9%
65 and over	32.0%

Health insurance coverage

Type	%
Private insurance	73.8%
Public insurance	34.8%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	66,696	94.5%
Spanish	2,354	3.4%
Other Indo-European	811	1.2%
Asian & Pacific Islander	788	1.2%
Other languages	627	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	66,283	94.0%
Born in same state	65,769	93.3%
Born in different state	56,342	79.9%
Foreign born	514	0.7%
Naturalized citizen	4,244	6.0%
Not a US citizen	2,288	56.5%

Ancestry

Ancestry	Count	%
Italian	9,550	13.5%
French	8,467	12%
Arab	3,072	4.4%
German	1,359	1.9%
English	1,177	1.7%

Ancestry	Count	%
Polish	644	0.9%
Irish	637	0.9%
Norwegian	143	0.2%
Dutch	112	0.2%

Technology access

Metric	% of households
Computer access	43.4%
Internet access	94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waterford, MI have?

Waterford, MI has 3 ZIP codes: 48327, 48328, 48329. Each ZIP code serves a distinct delivery area within the city and surrounding region.

What is the main ZIP code for Waterford, MI?

The primary ZIP code for Waterford, MI is 48327. The city uses area code 248 or 947 for phone service.

What county is Waterford, MI in?

Waterford is located in Oakland County, Michigan.

How many ZIP codes are in Waterford, MI?

Waterford, MI has 3 ZIP codes.

What ZIP code covers the downtown Waterford area near M-59 and Pontiac Street?

The downtown Waterford area near M-59 and Pontiac Street is primarily served by ZIP code 48327, which is the central business district of the city.

Which ZIP codes service the residential neighborhoods around Hatchery Lake in Waterford?

The Hatchery Lake residential area in Waterford is covered by ZIP codes 48328 and 48329, which serve the eastern and northern portions of the city.