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Tennessee ZIP Codes
Carter County
Watauga, TN
37694
37694 ZIP Code — Watauga, TN
Carter County, Tennessee
ZIP code 37694 is located in
Watauga ,
Tennessee ,
within Carter County .
It covers approximately 12.64 square miles and serves a population of
2,069 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 423 .
About ZIP code 37694
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $146,900. Owner-occupancy is high at 89%, well above the national average.
The gap between median ($56,375) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 44% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of diabetes (15%), smoking (30%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 23%.
Overall, ZIP code 37694 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
37694 ZIP code map
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Cities in ZIP code 37694
Below are the cities the US Postal Service accepts for ZIP code 37694. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,069
Population density
164 / sq mi
State FIPS
47
County FIPS
019
Geography
Land area
12.64 sq mi
Water area
0.13 sq mi
Latitude
36.3829
Longitude
-82.2752
Timezone
Eastern (ET)
Area code
423
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.8%
57.1%
45.7%
$50k – $100k
27.3%
28.5%
30.9%
$100k – $200k
11.8%
12.4%
18.3%
Over $200k
13.2%
2.0%
5.1%
Demographics & statistics
$56,375
Median household income
$146,900
Median home value
22.2%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 335 16.2%
18 and over 1,734 83.8%
65 and over 422 20.4%
Median age 48.7 years
Race & ethnicity
Black or African American
2%
Group Count %
White 1,928 89.6%
Two or more races 93 4.3%
Hispanic or Latino 83 3.9%
Black or African American 42 2%
Other race 6 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.8%
57.1%
45.7%
$50k – $100k
27.3%
28.5%
30.9%
$100k – $200k
11.8%
12.4%
18.3%
Over $200k
13.2%
2.0%
5.1%
Range % of households
Under $10k 3.0%
$10k–$15k 6.3%
$15k–$25k 13.9%
$25k–$35k 7.6%
$35k–$50k 6.6%
$50k–$75k 20.9%
$75k–$100k 9.3%
$100k–$150k 19.7%
$150k–$200k 1.0%
$200k+ 11.6%
Median income $56,375
Housing
Housing overview
Metric Value
Median home value $146,900
Median rent / month $751
Owner occupied 88.8%
Renter occupied 11.2%
Vacant 12.3%
Single-family detached 76.4%
Large apartment buildings 0.0%
Mobile homes 18.4%
Median rooms 5.9
Avg household size (owned) 2.24
Year built
Era %
2020 or later 0.0%
2010–2019 4.9%
2000–2009 18.2%
1990–1999 16.9%
1980–1989 9.1%
1970–1979 18.1%
1960–1969 3.7%
1950–1959 8.9%
1940–1949 7.6%
1939 or earlier 12.6%
Bedrooms
Size % of units
No bedroom (studio) 0.6%
1 bedroom 3.4%
2 bedrooms 18.3%
3 bedrooms 48.9%
4 bedrooms 26.8%
5+ bedrooms 2.0%
Vehicles per household
Vehicles % of households
No vehicle 7.4%
1 vehicle 16.1%
2 vehicles 48.8%
3 or more 27.6%
Heating fuel
Fuel type %
Electricity 75.8%
Propane / LP gas 11.1%
Fuel oil 0.7%
Wood 12.4%
Households & families
Household type Count %
Married-couple family 455 52.4%
Cohabiting couple 94 10.8%
Male householder, no spouse 147 16.9%
Female householder, no spouse 172 19.8%
Households with children under 18 256 29.5%
Households with seniors (65+) 305 35.1%
Average household size 2.38
Marital status
Status Male Female
Never married 24.9% 22.1%
Married 54.7% 44.5%
Separated 0.8% 3.2%
Widowed 2.0% 8.9%
Divorced 17.7% 21.4%
Education
Some college, no degree
14.2%
Graduate / professional
14.8%
Metric %
HS diploma or higher 87.4%
Bachelor's or higher 22.2%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 4 1.2%
Kindergarten 23 6.8%
Elementary school 159 46.9%
High school 88 26.0%
College / grad school 65 19.2%
Employment
Industry of employment
Professional & management
21.5%
Education & healthcare
19.5%
Transportation & utilities
5.2%
Arts, food & hospitality
4.9%
Finance & real estate
2.7%
Public administration
2.7%
Agriculture & mining
0.9%
Occupation
Category %
Management, business & arts 37.2%
Service 15.9%
Sales & office 16.7%
Natural resources & construction 11.6%
Production & transportation 18.6%
Employment type
Type %
Private sector 77.8%
Government 13.4%
Self-employed 8.8%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 89.7%
Carpool 2.5%
Public transit 0.0%
Walk 1.6%
Work from home 6.2%
Other means 0.0%
Avg commute (minutes) 22.8
Poverty
Married-couple families
4.6%
Female-led households
41.3%
Income support
Source % of households
Social Security 44.0%
Retirement income 26.4%
Supplemental Security 6.9%
Cash public assistance 3.0%
Food stamps / SNAP 20.5%
Health indicators
Condition %
Obesity 40.9%
High blood pressure 43.4%
High cholesterol 38.8%
Diabetes 15.1%
Heart disease 9.1%
Stroke 4.4%
Asthma 11.5%
Arthritis 34.4%
Kidney disease 3.7%
Pulmonary disease 12.8%
Cancer 7.0%
Behavior / access %
Smoking 30.0%
Binge drinking 13.7%
No physical activity 32.6%
Less than 7 hrs sleep 37.8%
Depression 29.2%
Fair or poor health 23.2%
Poor mental health 18.9%
Poor physical health 15.7%
No health insurance 19.2%
Visited doctor (checkup) 75.7%
Visited dentist 46.1%
Cholesterol screening 88.9%
Teeth loss 24.0%
Veterans & disability
Veterans Count %
Civilian veterans 197 11.4%
Disability %
Any disability 22.9%
Under 18 14.0%
18–64 years 17.8%
65 and over 46.0%
Health insurance coverage
Type %
Private insurance 53.7%
Public insurance 43.9%
No insurance 14.6%
Uninsured under 19 5.7%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,990 96.2%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 2,001 96.7%
Born in same state 1,983 95.8%
Born in different state 1,138 55.0%
Foreign born 18 0.9%
Naturalized citizen 68 3.3%
Not a US citizen 66 97.1%
Ancestry
Ancestry Count %
Arab 466 22.5%
Italian 313 15.1%
French 250 12.1%
Ancestry Count %
English 17 0.8%
Polish 3 0.1%
Technology access
Metric % of households
Computer access 42.0%
Internet access 85.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 37694
What city is ZIP code 37694 in?
ZIP code 37694 is primarily assigned to Watauga, Tennessee.
What county is ZIP code 37694 in?
ZIP code 37694 falls within Carter County, Tennessee.
Is ZIP code 37694 mostly owner-occupied?
89% of occupied units in ZIP code 37694 are owner-occupied, well above the national average.
Does ZIP code 37694 have a large retiree population?
44% of households in ZIP code 37694 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 37694?
18% of residents in ZIP code 37694 live below the poverty line, above the national average.
Does ZIP code 37694 have a large veteran population?
11% of civilians in ZIP code 37694 are veterans, above the national average of ~7%.
What timezone is ZIP code 37694 in?
ZIP code 37694 observes the EST timezone.
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