65355 ZIP Code — Warsaw, MO

Benton County, Missouri

ZIP code 65355 is located in Warsaw, Missouri, within Benton County. It covers approximately 216.10 square miles and serves a population of 10,836 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 65355

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $156,800. Owner-occupancy is high at 84%, well above the national average.

Median household income is $47,795. Poverty affects 19% of residents, above the national average. 60% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 65355 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

10,836

population

216.10

sq mi land

Standard

ZIP type

Central (CT)

timezone

65355 ZIP code map

Cities in ZIP code 65355

Below are the cities the US Postal Service accepts for ZIP code 65355. Using any city not on this list may result in mail delivery delays.

City	Status
Warsaw	Acceptable
Warsaw	Preferred

Nearby ZIP codes

65326 Edwards (8.3 mi) 65634 Cross Timbers (15.2 mi) 65338 Lincoln (16 mi) 65325 Cole Camp (17.2 mi) 65735 Quincy (17.4 mi) 65779 Wheatland (19.9 mi)

Demographics updated 05/2026

Population
Total population	10,836
Population density	50 / sq mi
State FIPS	29
County FIPS	015

Geography
Land area	216.10 sq mi
Water area	43.06 sq mi
Latitude	38.2196
Longitude	-93.3084
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.7%	59.4%	43.8%
$50k – $100k	26.5%	26.8%	31.5%
$100k – $200k	10.4%	12.1%	19.5%
Over $200k	1.3%	1.8%	5.2%

Demographics & statistics

10,836

Population

People per sq mi

57.0

Median age

$47,795

Median household income

$28,789

Per capita income

$156,800

Median home value

$836

Median monthly rent

83.8%

Home ownership

19.0%

Poverty rate

5.3%

Unemployment

7,751

Housing units

15.0%

Bachelor's or higher

Age distribution

Male Female

269

Under 5

242

173

5–9

156

247

10–14

222

186

15–19

168

186

20–24

168

438

25–34

394

437

35–44

394

706

45–54

637

593

55–59

535

452

60–64

408

1,252

65–74

1,129

542

75–84

489

217

85+

196

← Male

Female →

Age summary

Group	Count	%
Under 18	1,571	14.5%
18 and over	9,265	85.5%
65 and over	3,825	35.3%
Median age	57.0 years

Race & ethnicity

White 90%

Two or more races 4.9%

Hispanic or Latino 3.2%

American Indian / Alaska Native 1.2%

Black or African American 0.4%

Other race 0.3%

Group	Count	%
White	10,078	90%
Two or more races	551	4.9%
Hispanic or Latino	356	3.2%
American Indian / Alaska Native	130	1.2%
Black or African American	43	0.4%
Other race	34	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.7%	59.4%	43.8%
$50k – $100k	26.5%	26.8%	31.5%
$100k – $200k	10.4%	12.1%	19.5%
Over $200k	1.3%	1.8%	5.2%

Under $10k 4.7%

$10k–$15k 5.8%

$15k–$25k 14.3%

$25k–$35k 15.1%

$35k–$50k 12.9%

$50k–$75k 17.6%

$75k–$100k 13.3%

$100k–$150k 12.3%

$150k–$200k 2.3%

$200k+ 1.6%

Range	% of households
Under $10k	4.7%
$10k–$15k	5.8%
$15k–$25k	14.3%
$25k–$35k	15.1%
$35k–$50k	12.9%
$50k–$75k	17.6%
$75k–$100k	13.3%
$100k–$150k	12.3%
$150k–$200k	2.3%
$200k+	1.6%
Median income	$47,795

Housing

Home values

Under $50k 13.6%

$50k–$100k 15.6%

$100k–$150k 18.1%

$150k–$200k 19.4%

$200k–$300k 17.4%

$300k–$500k 10.1%

$500k–$1M 5.6%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$156,800
Median rent / month	$836
Owner occupied	83.8%
Renter occupied	16.2%
Vacant	43.5%
Single-family detached	66.8%
Large apartment buildings	0.5%
Mobile homes	27.6%
Median rooms	5.0
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.7%
2010–2019	6.5%
2000–2009	17.1%
1990–1999	20.1%
1980–1989	18.9%
1970–1979	12.2%
1960–1969	14.1%
1950–1959	5.6%
1940–1949	2.3%
1939 or earlier	2.2%

Bedrooms

Size	% of units
No bedroom (studio)	5.2%
1 bedroom	18.8%
2 bedrooms	29.6%
3 bedrooms	34.5%
4 bedrooms	8.0%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	26.2%
2 vehicles	42.1%
3 or more	26.3%

Heating fuel

Fuel type	%
Utility gas	8.3%
Electricity	68.1%
Propane / LP gas	16.8%
Fuel oil	0.7%
Wood	5.3%

Households & families

Household type	Count	%
Married-couple family	2,510	52.0%
Cohabiting couple	224	4.6%
Male householder, no spouse	1,144	23.7%
Female householder, no spouse	947	19.6%
Households with children under 18	828	17.2%
Households with seniors (65+)	2,573	53.3%
Average household size	2.21

Marital status

Status	Male	Female
Never married	20.9%	16.9%
Married	55.4%	57.1%
Separated	0.3%	2.6%
Widowed	6.8%	14.1%
Divorced	16.6%	9.3%

Education

Less than 9th grade 3.6%

Some HS, no diploma 7.9%

HS graduate 44.7%

Some college, no degree 21.8%

Associate's degree 7.1%

Bachelor's degree 9.3%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	15.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	139	9.3%
Kindergarten	61	4.1%
Elementary school	642	42.8%
High school	323	21.5%
College / grad school	336	22.4%

Employment

Industry of employment

Education & healthcare 22.1%

Retail trade 15.7%

Construction 14.6%

Manufacturing 11.3%

Arts, food & hospitality 8.5%

Public administration 6.9%

Transportation & utilities 5.0%

Finance & real estate 4.6%

Professional & management 3.7%

Other services 3.1%

Agriculture & mining 2.6%

Wholesale trade 0.9%

Information 0.9%

Occupation

Category	%
Management, business & arts	32.8%
Service	15.6%
Sales & office	21.9%
Natural resources & construction	15.1%
Production & transportation	14.6%

Employment type

Type	%
Private sector	71.0%
Government	19.3%
Self-employed	8.8%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	81.1%
Carpool	10.8%
Public transit	0.0%
Walk	1.6%
Work from home	5.4%
Other means	1.1%
Avg commute (minutes)	32.4

Poverty

All people 19.0%

Under 18 years 44.1%

18 and over 14.8%

Married-couple families 8.4%

Female-led households 47.8%

Income support

Source	% of households
Social Security	59.9%
Retirement income	35.8%
Supplemental Security	8.3%
Cash public assistance	2.0%
Food stamps / SNAP	14.1%

Health indicators

Condition	%
Obesity	40.9%
High blood pressure	42.6%
High cholesterol	42.7%
Diabetes	15.5%
Heart disease	11.1%
Stroke	5.0%
Asthma	9.7%
Arthritis	37.4%
Kidney disease	4.2%
Pulmonary disease	12.8%
Cancer	9.5%

Behavior / access	%
Smoking	23.0%
Binge drinking	13.5%
No physical activity	31.1%
Less than 7 hrs sleep	35.0%
Depression	23.6%
Fair or poor health	21.9%
Poor mental health	14.9%
Poor physical health	15.4%
No health insurance	16.0%
Visited doctor (checkup)	78.8%
Visited dentist	56.5%
Cholesterol screening	91.3%
Teeth loss	20.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,184	12.8%

Disability	%
Any disability	26.3%
Under 18	3.6%
18–64 years	23.1%
65 and over	40.3%

Health insurance coverage

Type	%
Private insurance	54.0%
Public insurance	58.3%
No insurance	11.1%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,325	95.3%
Spanish	20	0.2%
Other Indo-European	20	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,774	99.4%
Born in same state	10,724	99.0%
Born in different state	6,526	60.2%
Foreign born	50	0.5%
Naturalized citizen	62	0.6%
Not a US citizen	22	35.5%

Ancestry

Ancestry	Count	%
Italian	1,399	12.9%
French	1,360	12.6%
Arab	1,029	9.5%
English	229	2.1%

Ancestry	Count	%
Dutch	49	0.5%
Polish	36	0.3%
German	18	0.2%
Norwegian	11	0.1%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	88.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65355

What city is ZIP code 65355 in?

ZIP code 65355 is primarily assigned to Warsaw, Missouri.

What county is ZIP code 65355 in?

ZIP code 65355 falls within Benton County, Missouri.

Does ZIP code 65355 have an older population?

35% of residents in ZIP code 65355 are 65 or older, above the national average of ~17%.

Does ZIP code 65355 have a large retiree population?

60% of households in ZIP code 65355 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 65355?

19% of residents in ZIP code 65355 live below the poverty line, above the national average.

Is ZIP code 65355 mostly owner-occupied?

84% of occupied units in ZIP code 65355 are owner-occupied, well above the national average.

What timezone is ZIP code 65355 in?

ZIP code 65355 observes the CST timezone.