65338 ZIP Code — Lincoln, MO

Benton County, Missouri

ZIP code 65338 is located in Lincoln, Missouri, within Benton County. It covers approximately 118.94 square miles and serves a population of 2,982 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 65338

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $137,500. Owner-occupancy is high at 78%, well above the national average.

The gap between median ($57,652) and mean household income suggests income inequality — a small number of higher earners pull the average up. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 65338 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,982

population

118.94

sq mi land

Standard

ZIP type

Central (CT)

timezone

65338 ZIP code map

Cities in ZIP code 65338

Below are the cities the US Postal Service accepts for ZIP code 65338. Using any city not on this list may result in mail delivery delays.

City	Status
Lincoln	Acceptable
Lincoln	Preferred

Nearby ZIP codes

65335 Ionia (7.1 mi) 65360 Windsor (9.5 mi) 65323 Calhoun (11.2 mi) 65325 Cole Camp (11.9 mi) 65332 Green Ridge (12 mi) 65355 Warsaw (16 mi) 64761 Leeton (18.3 mi)

Demographics updated 05/2026

Population
Total population	2,982
Population density	25 / sq mi
State FIPS	29
County FIPS	015

Geography
Land area	118.94 sq mi
Water area	2.89 sq mi
Latitude	38.4401
Longitude	-93.4015
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.1%	59.4%	43.8%
$50k – $100k	31.3%	26.8%	31.5%
$100k – $200k	13.8%	12.1%	19.5%
Over $200k	2.8%	1.8%	5.2%

Demographics & statistics

2,982

Population

People per sq mi

39.7

Median age

$57,652

Median household income

$51,444

Per capita income

$137,500

Median home value

$838

Median monthly rent

78.2%

Home ownership

10.1%

Poverty rate

3.5%

Unemployment

1,404

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

107

135

15–19

147

20–24

171

25–34

188

189

35–44

208

120

45–54

131

109

55–59

120

135

60–64

148

125

65–74

137

124

75–84

135

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	721	24.2%
18 and over	2,261	75.8%
65 and over	586	19.7%
Median age	39.7 years

Race & ethnicity

White 91.8%

Black or African American 2.6%

Hispanic or Latino 2%

Two or more races 1.5%

Other race 0.9%

American Indian / Alaska Native 0.6%

Asian 0.6%

Group	Count	%
White	2,795	91.8%
Black or African American	80	2.6%
Hispanic or Latino	62	2%
Two or more races	46	1.5%
Other race	26	0.9%
American Indian / Alaska Native	18	0.6%
Asian	17	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.1%	59.4%	43.8%
$50k – $100k	31.3%	26.8%	31.5%
$100k – $200k	13.8%	12.1%	19.5%
Over $200k	2.8%	1.8%	5.2%

Under $10k 0.7%

$10k–$15k 6.5%

$15k–$25k 11.4%

$25k–$35k 10.3%

$35k–$50k 15.1%

$50k–$75k 20.6%

$75k–$100k 17.3%

$100k–$150k 6.3%

$150k–$200k 5.8%

$200k+ 6.0%

Range	% of households
Under $10k	0.7%
$10k–$15k	6.5%
$15k–$25k	11.4%
$25k–$35k	10.3%
$35k–$50k	15.1%
$50k–$75k	20.6%
$75k–$100k	17.3%
$100k–$150k	6.3%
$150k–$200k	5.8%
$200k+	6.0%
Median income	$57,652

Housing

Home values

Under $50k 17.0%

$50k–$100k 18.8%

$100k–$150k 17.7%

$150k–$200k 16.4%

$200k–$300k 12.7%

$300k–$500k 12.3%

$500k–$1M 3.5%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$137,500
Median rent / month	$838
Owner occupied	78.2%
Renter occupied	21.8%
Vacant	35.1%
Single-family detached	73.1%
Large apartment buildings	0.7%
Mobile homes	18.9%
Median rooms	5.3
Avg household size (owned)	2.74

Year built

Era	%
2020 or later	0.0%
2010–2019	3.5%
2000–2009	13.6%
1990–1999	16.7%
1980–1989	11.6%
1970–1979	19.8%
1960–1969	13.7%
1950–1959	6.2%
1940–1949	4.8%
1939 or earlier	10.0%

Bedrooms

Size	% of units
No bedroom (studio)	4.2%
1 bedroom	9.2%
2 bedrooms	27.1%
3 bedrooms	45.5%
4 bedrooms	8.6%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	5.8%
1 vehicle	34.0%
2 vehicles	32.9%
3 or more	27.3%

Heating fuel

Fuel type	%
Utility gas	5.4%
Electricity	66.6%
Propane / LP gas	10.1%
Wood	16.7%
Solar	0.3%

Households & families

Household type	Count	%
Married-couple family	577	54.3%
Cohabiting couple	63	5.9%
Male householder, no spouse	126	11.9%
Female householder, no spouse	296	27.9%
Households with children under 18	309	29.1%
Households with seniors (65+)	366	34.5%
Average household size	2.75

Marital status

Status	Male	Female
Never married	30.5%	13.1%
Married	53.2%	50.5%
Separated	1.1%	4.2%
Widowed	1.9%	16.8%
Divorced	13.3%	15.5%

Education

Less than 9th grade 4.2%

Some HS, no diploma 12.7%

HS graduate 36.1%

Some college, no degree 25.0%

Associate's degree 8.1%

Bachelor's degree 8.1%

Graduate / professional 5.9%

Metric	%
HS diploma or higher	83.1%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	1.1%
Kindergarten	18	2.9%
Elementary school	298	48.2%
High school	239	38.7%
College / grad school	56	9.1%

Employment

Industry of employment

Education & healthcare 27.1%

Manufacturing 15.5%

Construction 15.3%

Retail trade 11.5%

Arts, food & hospitality 6.3%

Transportation & utilities 5.8%

Public administration 4.7%

Professional & management 4.0%

Agriculture & mining 3.0%

Finance & real estate 2.5%

Other services 2.5%

Wholesale trade 2.0%

Occupation

Category	%
Management, business & arts	28.8%
Service	15.4%
Sales & office	17.8%
Natural resources & construction	19.3%
Production & transportation	18.6%

Employment type

Type	%
Private sector	78.6%
Government	9.3%
Self-employed	10.3%
Unpaid family workers	1.8%

Commute

Method	%
Drive alone	82.7%
Carpool	9.2%
Public transit	0.3%
Walk	0.0%
Work from home	3.3%
Other means	4.5%
Avg commute (minutes)	35.3

Poverty

All people 10.1%

Under 18 years 13.0%

18 and over 9.2%

Married-couple families 4.5%

Female-led households 13.0%

Income support

Source	% of households
Social Security	42.7%
Retirement income	27.3%
Supplemental Security	9.7%
Cash public assistance	4.0%
Food stamps / SNAP	8.0%

Health indicators

Condition	%
Obesity	41.1%
High blood pressure	40.4%
High cholesterol	39.5%
Diabetes	14.7%
Heart disease	10.6%
Stroke	5.0%
Asthma	10.2%
Arthritis	35.3%
Kidney disease	4.2%
Pulmonary disease	12.9%
Cancer	8.7%

Behavior / access	%
Smoking	25.2%
Binge drinking	14.5%
No physical activity	32.6%
Less than 7 hrs sleep	35.9%
Depression	25.0%
Fair or poor health	23.0%
Poor mental health	16.4%
Poor physical health	15.8%
No health insurance	18.3%
Visited doctor (checkup)	77.1%
Visited dentist	53.0%
Cholesterol screening	88.6%
Teeth loss	24.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	192	8.5%

Disability	%
Any disability	20.7%
Under 18	21.1%
18–64 years	14.6%
65 and over	39.4%

Health insurance coverage

Type	%
Private insurance	61.3%
Public insurance	45.6%
No insurance	10.1%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,838	95.2%
Spanish	14	0.5%
Other Indo-European	0	0.0%
Asian & Pacific Islander	4	0.1%
Other languages	10	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,917	97.8%
Born in same state	2,900	97.3%
Born in different state	2,129	71.4%
Foreign born	17	0.6%
Naturalized citizen	65	2.2%
Not a US citizen	44	67.7%

Ancestry

Ancestry	Count	%
French	337	11.3%
Arab	328	11%
Italian	196	6.6%

Ancestry	Count	%
German	60	2%
English	16	0.5%

Technology access

Metric	% of households
Computer access	35.6%
Internet access	86.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65338

What city is ZIP code 65338 in?

ZIP code 65338 is primarily assigned to Lincoln, Missouri.

What county is ZIP code 65338 in?

ZIP code 65338 falls within Benton County, Missouri.

How educated is the population of ZIP code 65338?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 65338 have a large retiree population?

43% of households in ZIP code 65338 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 65338?

The median home value in ZIP code 65338 is $137,500.

What is the population of ZIP code 65338?

ZIP code 65338 has an estimated population of 2,982 residents, with a density of 25 people per square mile.

What timezone is ZIP code 65338 in?

ZIP code 65338 observes the CST timezone.