Warsaw ZIP Code List — Benton County, MO

There is one unique ZIP code in Warsaw, Missouri and it is 65355. Area code: 660.

ZIP codes

216.10

sq mi land

43.06

sq mi water

660

area code

Warsaw, MO ZIP code map

About Warsaw, MO

Warsaw, Missouri, is a charming city located in Benton County. Known for its beautiful landscapes and access to water activities, it attracts many visitors each year. This city provides a small-town atmosphere with a strong sense of community and rich history.

Location & geography

Situated in west-central Missouri, Warsaw lies near the popular Lake of the Ozarks, making it a prime location for outdoor enthusiasts. The city is approximately 45 miles from Sedalia to the north, 60 miles from Jefferson City to the east, and 30 miles from Osage Beach to the south. Covering a total area of 216.10 square miles, Warsaw features 43.06 square miles of water, highlighting its scenic lakes and rivers.

Community & economy

The character of Warsaw is defined by its welcoming residents and a close-knit community that values local events and traditions. The town thrives on industries like tourism, with many businesses catering to lake activities, fishing, and boating. Daily life in Warsaw reflects a mix of outdoor recreation and community involvement, with various festivals and gatherings throughout the year.

Transportation

Warsaw is accessible via Missouri Route 83, which connects to other major highways in the region. The nearest major airport is the Waynesville-St. Robert Regional Airport, located about 70 miles away, while local transportation primarily relies on car travel due to the city's rural setting. Public transit options are limited, emphasizing the importance of personal vehicles for residents.

History

Warsaw was founded in the 19th century and has a rich heritage tied to its location on the Osage River. The city's economy historically relied on agriculture and river trade, which played significant roles in its development. Notable events in Warsaw's history include its growth as a key stop for travelers heading to the Lake of the Ozarks.

Did you know?

One surprising fact about Warsaw is that it is often referred to as the 'Gateway to the Ozarks.' The city is also recognized for its annual events, including the Warsaw Fourth of July Celebration, which attracts considerable crowds.

ZIP codes for Warsaw, MO (1)

ZIP code	City	County	Map
65355	Warsaw	Benton	View map

Demographics & statistics

10,836

Population

57.0

Median age

$47,795

Median household income

$28,789

Per capita income

$156,800

Median home value

$836

Median monthly rent

83.8%

Home ownership

19.0%

Poverty rate

5.3%

Unemployment

7,751

Housing units

15.0%

Bachelor's or higher

Age distribution

Male Female

269

Under 5

242

173

5–9

156

247

10–14

222

186

15–19

168

186

20–24

168

438

25–34

394

437

35–44

394

706

45–54

637

593

55–59

535

452

60–64

408

1,252

65–74

1,129

542

75–84

489

217

85+

196

← Male

Female →

Age summary

Group	Count	%
Under 18	1,571	14.5%
18 and over	9,265	85.5%
65 and over	3,825	35.3%
Median age	57.0 years

Race & ethnicity

White 90%

Two or more races 4.9%

Hispanic or Latino 3.2%

American Indian / Alaska Native 1.2%

Black or African American 0.4%

Other race 0.3%

Group	Count	%
White	10,078	90%
Two or more races	551	4.9%
Hispanic or Latino	356	3.2%
American Indian / Alaska Native	130	1.2%
Black or African American	43	0.4%
Other race	34	0.3%

Household income

Under $10k 4.7%

$10k–$15k 5.8%

$15k–$25k 14.3%

$25k–$35k 15.1%

$35k–$50k 12.9%

$50k–$75k 17.6%

$75k–$100k 13.3%

$100k–$150k 12.3%

$150k–$200k 2.3%

$200k+ 1.6%

Range	% of households
Under $10k	4.7%
$10k–$15k	5.8%
$15k–$25k	14.3%
$25k–$35k	15.1%
$35k–$50k	12.9%
$50k–$75k	17.6%
$75k–$100k	13.3%
$100k–$150k	12.3%
$150k–$200k	2.3%
$200k+	1.6%
Median income	$47,795

Housing

Home values

Under $50k 13.6%

$50k–$100k 15.6%

$100k–$150k 18.1%

$150k–$200k 19.4%

$200k–$300k 17.4%

$300k–$500k 10.1%

$500k–$1M 5.6%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$156,800
Median rent / month	$836
Owner occupied	83.8%
Renter occupied	16.2%
Vacant	43.5%
Single-family detached	66.8%
Large apartment buildings	0.5%
Mobile homes	27.6%
Median rooms	5.0
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.7%
2010–2019	6.5%
2000–2009	17.1%
1990–1999	20.1%
1980–1989	18.9%
1970–1979	12.2%
1960–1969	14.1%
1950–1959	5.6%
1940–1949	2.3%
1939 or earlier	2.2%

Bedrooms

Size	% of units
No bedroom (studio)	5.2%
1 bedroom	18.8%
2 bedrooms	29.6%
3 bedrooms	34.5%
4 bedrooms	8.0%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	26.2%
2 vehicles	42.1%
3 or more	26.3%

Heating fuel

Fuel type	%
Utility gas	8.3%
Electricity	68.1%
Propane / LP gas	16.8%
Fuel oil	0.7%
Wood	5.3%

Households & families

Household type	Count	%
Married-couple family	2,510	52.0%
Cohabiting couple	224	4.6%
Male householder, no spouse	1,144	23.7%
Female householder, no spouse	947	19.6%
Households with children under 18	828	17.2%
Households with seniors (65+)	2,573	53.3%
Average household size	2.21

Marital status

Status	Male	Female
Never married	20.9%	16.9%
Married	55.4%	57.1%
Separated	0.3%	2.6%
Widowed	6.8%	14.1%
Divorced	16.6%	9.3%

Education

Less than 9th grade 3.6%

Some HS, no diploma 7.9%

HS graduate 44.7%

Some college, no degree 21.8%

Associate's degree 7.1%

Bachelor's degree 9.3%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	15.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	139	9.3%
Kindergarten	61	4.1%
Elementary school	642	42.8%
High school	323	21.5%
College / grad school	336	22.4%

Employment

Industry of employment

Education & healthcare 22.1%

Retail trade 15.7%

Construction 14.6%

Manufacturing 11.3%

Arts, food & hospitality 8.5%

Public administration 6.9%

Transportation & utilities 5.0%

Finance & real estate 4.6%

Professional & management 3.7%

Other services 3.1%

Agriculture & mining 2.6%

Wholesale trade 0.9%

Information 0.9%

Occupation

Category	%
Management, business & arts	32.8%
Service	15.6%
Sales & office	21.9%
Natural resources & construction	15.1%
Production & transportation	14.6%

Employment type

Type	%
Private sector	71.0%
Government	19.3%
Self-employed	8.8%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	81.1%
Carpool	10.8%
Public transit	0.0%
Walk	1.6%
Other means	1.1%
Avg commute (minutes)	32.4

Poverty

All people 19.0%

Under 18 years 44.1%

18 and over 14.8%

Married-couple families 8.4%

Female-led households 47.8%

Income support

Source	% of households
Social Security	59.9%
Retirement income	35.8%
Supplemental Security	8.3%
Cash public assistance	2.0%
Food stamps / SNAP	14.1%

Health indicators

Condition	%
High blood pressure	42.6%
High cholesterol	42.7%
Heart disease	11.1%
Stroke	5.0%
Asthma	9.7%
Arthritis	37.4%
Kidney disease	4.2%
Pulmonary disease	12.8%
Cancer	9.5%

Behavior / access	%
Binge drinking	13.5%
No physical activity	31.1%
Less than 7 hrs sleep	35.0%
Fair or poor health	21.9%
Poor mental health	14.9%
Poor physical health	15.4%
No health insurance	16.0%
Visited doctor (checkup)	78.8%
Visited dentist	56.5%
Cholesterol screening	91.3%
Teeth loss	20.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,184	12.8%

Disability	%
Any disability	26.3%
Under 18	3.6%
18–64 years	23.1%
65 and over	40.3%

Health insurance coverage

Type	%
Private insurance	54.0%
Public insurance	58.3%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,325	95.3%
Spanish	20	0.2%
Other Indo-European	20	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,774	99.4%
Born in same state	10,724	99.0%
Born in different state	6,526	60.2%
Foreign born	50	0.5%
Naturalized citizen	62	0.6%
Not a US citizen	22	35.5%

Ancestry

Ancestry	Count	%
Italian	1,399	12.9%
French	1,360	12.6%
Arab	1,029	9.5%
English	229	2.1%

Ancestry	Count	%
Dutch	49	0.5%
Polish	36	0.3%
German	18	0.2%
Norwegian	11	0.1%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	88.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Warsaw, MO?

Warsaw, MO has one ZIP code: 65355.

What is the main ZIP code for Warsaw, MO?

The primary ZIP code for Warsaw, MO is 65355. The city uses area code 660 for phone service.

What county is Warsaw, MO in?

Warsaw is located in Benton County, Missouri.

How many ZIP codes are in Warsaw, MO?

Warsaw, MO has 1 ZIP code.

What is the ZIP code for downtown Warsaw, Missouri?

Downtown Warsaw, Missouri uses ZIP code 65355, which serves the entire city including the historic town center along Main Street.

What ZIP code should I use for mailing addresses to businesses in Warsaw, Benton County?

All mailing addresses in Warsaw, Missouri should use ZIP code 65355, as it is the sole ZIP code serving this Benton County community.