20601 ZIP Code — Waldorf, MD

Charles County, Maryland

ZIP code 20601 is located in Waldorf, Maryland, within Charles County. It covers approximately 47.83 square miles and serves a population of 27,328 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240/301.

About ZIP code 20601

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $358,000. Owner-occupancy is high at 80%, well above the national average.

Median household income is $115,742. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with public administration as the leading industry. An above-average commute of 46 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 20601 reflects a community defined by a strong veteran community and high homeownership.

27,328

population

47.83

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20601 ZIP code map

Cities in ZIP code 20601

Below are the cities the US Postal Service accepts for ZIP code 20601. Using any city not on this list may result in mail delivery delays.

City	Status
Waldorf	Preferred

Nearby ZIP codes

20602 Waldorf (2.4 mi) 20613 Brandywine (4 mi) 20617 Bryantown (5 mi) 20603 Waldorf (5.9 mi) 20695 White Plains (6.1 mi) 20637 Hughesville (7.7 mi) 20607 Accokeek (7.7 mi) 20675 Pomfret (7.9 mi) 20608 Aquasco (8.8 mi) 20735 Clinton (9 mi) 20623 Cheltenham (9.1 mi) 20646 La Plata (10.2 mi)

Demographics updated 05/2026

Population
Total population	27,328
Population density	571 / sq mi
State FIPS	24
County FIPS	017

Geography
Land area	47.83 sq mi
Water area	0.15 sq mi
Latitude	38.6137
Longitude	-76.8705
Timezone	Eastern (ET)
Area code	240/301

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.7%	20.2%	28.2%
$50k – $100k	29.3%	28.0%	28.2%
$100k – $200k	39.3%	38.4%	30.1%
Over $200k	14.7%	13.4%	13.4%

Demographics & statistics

27,328

Population

571

People per sq mi

36.8

Median age

$115,742

Median household income

$47,212

Per capita income

$358,000

Median home value

$1,990

Median monthly rent

79.5%

Home ownership

5.5%

Poverty rate

5.5%

Unemployment

8,456

Housing units

32.3%

Bachelor's or higher

Age distribution

Male Female

832

Under 5

912

934

5–9

1,022

809

10–14

886

842

15–19

923

930

20–24

1,018

1,864

25–34

2,041

1,674

35–44

1,834

1,852

45–54

2,028

811

55–59

888

872

60–64

956

1,147

65–74

1,256

357

75–84

392

118

85+

130

← Male

Female →

Age summary

Group	Count	%
Under 18	6,496	23.8%
18 and over	20,832	76.2%
65 and over	3,400	12.4%
Median age	36.8 years

Race & ethnicity

Black or African American 54.1%

White 28.6%

Two or more races 7.2%

Hispanic or Latino 3.9%

Asian 3%

Other race 2.5%

American Indian / Alaska Native 0.7%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
Black or African American	15,387	54.1%
White	8,135	28.6%
Two or more races	2,050	7.2%
Hispanic or Latino	1,097	3.9%
Asian	847	3%
Other race	697	2.5%
American Indian / Alaska Native	195	0.7%
Native Hawaiian / Pacific Islander	17	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.7%	20.2%	28.2%
$50k – $100k	29.3%	28.0%	28.2%
$100k – $200k	39.3%	38.4%	30.1%
Over $200k	14.7%	13.4%	13.4%

Under $10k 2.2%

$10k–$15k 1.2%

$15k–$25k 3.2%

$25k–$35k 1.8%

$35k–$50k 6.0%

$50k–$75k 13.3%

$75k–$100k 13.3%

$100k–$150k 29.2%

$150k–$200k 14.6%

$200k+ 15.3%

Range	% of households
Under $10k	2.2%
$10k–$15k	1.2%
$15k–$25k	3.2%
$25k–$35k	1.8%
$35k–$50k	6.0%
$50k–$75k	13.3%
$75k–$100k	13.3%
$100k–$150k	29.2%
$150k–$200k	14.6%
$200k+	15.3%
Median income	$115,742

Housing

Home values

Under $50k 4.0%

$50k–$100k 0.6%

$100k–$150k 0.6%

$150k–$200k 1.5%

$200k–$300k 20.7%

$300k–$500k 61.4%

$500k–$1M 10.9%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$358,000
Median rent / month	$1,990
Owner occupied	79.5%
Renter occupied	20.5%
Vacant	5.9%
Single-family detached	67.0%
Large apartment buildings	0.8%
Mobile homes	1.5%
Median rooms	7.0
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.0%
2010–2019	14.2%
2000–2009	9.3%
1990–1999	26.2%
1980–1989	20.7%
1970–1979	20.3%
1960–1969	5.9%
1950–1959	2.4%
1940–1949	0.2%
1939 or earlier	0.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	1.9%
2 bedrooms	11.9%
3 bedrooms	39.8%
4 bedrooms	37.7%
5+ bedrooms	8.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	27.0%
2 vehicles	44.3%
3 or more	27.0%

Heating fuel

Fuel type	%
Utility gas	29.0%
Electricity	52.0%
Propane / LP gas	3.3%
Fuel oil	12.5%
Wood	1.3%
Solar	0.9%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	4,778	48.5%
Cohabiting couple	593	6.0%
Male householder, no spouse	1,339	13.6%
Female householder, no spouse	3,144	31.9%
Households with children under 18	3,654	37.1%
Households with seniors (65+)	2,504	25.4%
Average household size	2.77

Marital status

Status	Male	Female
Never married	34.1%	38.5%
Married	52.6%	43.0%
Separated	3.5%	1.8%
Widowed	1.4%	6.0%
Divorced	8.3%	10.8%

Education

Less than 9th grade 2.5%

Some HS, no diploma 3.4%

HS graduate 29.5%

Some college, no degree 23.2%

Associate's degree 9.1%

Bachelor's degree 18.9%

Graduate / professional 13.5%

Metric	%
HS diploma or higher	94.2%
Bachelor's or higher	32.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	478	6.5%
Kindergarten	287	3.9%
Elementary school	3,074	41.8%
High school	1,524	20.7%
College / grad school	1,985	27.0%

Employment

Industry of employment

Public administration 19.0%

Education & healthcare 18.7%

Professional & management 15.6%

Transportation & utilities 9.1%

Arts, food & hospitality 9.1%

Retail trade 9.0%

Construction 6.6%

Other services 4.6%

Finance & real estate 2.8%

Manufacturing 2.5%

Information 1.4%

Wholesale trade 1.2%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	40.8%
Service	17.3%
Sales & office	21.4%
Natural resources & construction	8.3%
Production & transportation	12.1%

Employment type

Type	%
Private sector	63.9%
Government	33.1%
Self-employed	2.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	77.3%
Carpool	7.4%
Public transit	4.7%
Walk	0.3%
Work from home	9.4%
Other means	1.0%
Avg commute (minutes)	46.3

Poverty

All people 5.5%

Under 18 years 5.8%

18 and over 5.4%

Married-couple families 1.7%

Female-led households 6.5%

Income support

Source	% of households
Social Security	22.6%
Retirement income	29.7%
Supplemental Security	2.9%
Cash public assistance	2.7%
Food stamps / SNAP	6.7%

Health indicators

Condition	%
Obesity	39.6%
High blood pressure	35.6%
High cholesterol	31.9%
Diabetes	10.1%
Heart disease	4.2%
Stroke	2.5%
Asthma	10.2%
Arthritis	21.3%
Kidney disease	2.3%
Pulmonary disease	4.7%
Cancer	5.0%

Behavior / access	%
Smoking	15.8%
Binge drinking	14.0%
No physical activity	22.9%
Less than 7 hrs sleep	39.5%
Depression	16.3%
Fair or poor health	11.2%
Poor mental health	14.0%
Poor physical health	7.5%
No health insurance	10.7%
Visited doctor (checkup)	79.3%
Visited dentist	65.0%
Cholesterol screening	92.5%
Teeth loss	9.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,685	13.0%

Disability	%
Any disability	9.4%
Under 18	2.2%
18–64 years	7.7%
65 and over	31.4%

Health insurance coverage

Type	%
Private insurance	83.3%
Public insurance	27.4%
No insurance	3.4%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,584	93.6%
Spanish	868	3.4%
Other Indo-European	413	1.6%
Asian & Pacific Islander	179	0.7%
Other languages	276	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,767	90.6%
Born in same state	24,290	88.9%
Born in different state	9,867	36.1%
Foreign born	477	1.7%
Naturalized citizen	2,561	9.4%
Not a US citizen	1,529	59.7%

Ancestry

Ancestry	Count	%
French	1,567	5.7%
Italian	1,394	5.1%
Arab	746	2.7%
German	54	0.2%

Ancestry	Count	%
English	44	0.2%
Norwegian	28	0.1%
Polish	9	0%

Technology access

Metric	% of households
Computer access	36.1%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20601

What city is ZIP code 20601 in?

ZIP code 20601 is primarily assigned to Waldorf, Maryland.

What county is ZIP code 20601 in?

ZIP code 20601 falls within Charles County, Maryland.

Does ZIP code 20601 have a large veteran population?

13% of civilians in ZIP code 20601 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 20601?

The median home value in ZIP code 20601 is $358,000.

What is the median household income in ZIP code 20601?

The median household income in ZIP code 20601 is $115,742, above the national median of ~$75,000.

What is the population of ZIP code 20601?

ZIP code 20601 has an estimated population of 27,328 residents, with a density of 571 people per square mile.

What timezone is ZIP code 20601 in?

ZIP code 20601 observes the EST timezone.