20623 ZIP Code — Cheltenham, MD

Prince Georges County, Maryland

ZIP code 20623 is located in Cheltenham, Maryland, within Prince Georges County. It covers approximately 1.92 square miles and serves a population of 2,457 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240/301.

About ZIP code 20623

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $428,100. Owner-occupancy is high at 96%, well above the national average.

The gap between median ($116,475) and mean household income suggests income inequality — a small number of higher earners pull the average up. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with public administration as the leading industry. An above-average commute of 45 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 20623 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,457

population

1.92

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20623 ZIP code map

Cities in ZIP code 20623

Below are the cities the US Postal Service accepts for ZIP code 20623. Using any city not on this list may result in mail delivery delays.

City	Status
Cheltenham	Preferred

Nearby ZIP codes

20735 Clinton (3.9 mi) 20772 Upper Marlboro (4.1 mi) 20613 Brandywine (6.6 mi) 20748 Temple Hills (7.5 mi) 20744 Fort Washington (9 mi) 20601 Waldorf (9.1 mi) 20799 Capitol Heights (9.5 mi) 20754 Dunkirk (10.3 mi) 20743 Capitol Heights (10.3 mi) 20607 Accokeek (10.5 mi) 20020 Washington (10.9 mi) 20032 Washington (10.9 mi)

Demographics updated 05/2026

Population
Total population	2,457
Population density	1,280 / sq mi
State FIPS	24
County FIPS	033

Geography
Land area	1.92 sq mi
Water area	0.01 sq mi
Latitude	38.7436
Longitude	-76.8390
Timezone	Eastern (ET)
Area code	240/301

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	5.5%	25.4%	28.2%
$50k – $100k	26.2%	31.6%	28.2%
$100k – $200k	45.5%	32.0%	30.1%
Over $200k	22.8%	11.0%	13.4%

Demographics & statistics

2,457

Population

1,280

People per sq mi

49.5

Median age

$116,475

Median household income

$55,153

Per capita income

$428,100

Median home value

Median monthly rent

95.9%

Home ownership

1.8%

Poverty rate

7.3%

Unemployment

867

Housing units

36.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

158

15–19

130

20–24

25–34

189

35–44

157

194

45–54

161

55–59

112

60–64

309

65–74

256

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	306	12.5%
18 and over	2,151	87.5%
65 and over	672	27.4%
Median age	49.5 years

Race & ethnicity

Black or African American 86.7%

Two or more races 5.1%

White 4.9%

Hispanic or Latino 2.7%

Other race 0.6%

Group	Count	%
Black or African American	2,190	86.7%
Two or more races	129	5.1%
White	124	4.9%
Hispanic or Latino	68	2.7%
Other race	14	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	5.5%	25.4%	28.2%
$50k – $100k	26.2%	31.6%	28.2%
$100k – $200k	45.5%	32.0%	30.1%
Over $200k	22.8%	11.0%	13.4%

Under $10k 1.1%

$15k–$25k 3.1%

$25k–$35k 4.5%

$35k–$50k 4.9%

$50k–$75k 8.9%

$75k–$100k 13.6%

$100k–$150k 27.6%

$150k–$200k 6.8%

$200k+ 29.5%

Range	% of households
Under $10k	1.1%
$15k–$25k	3.1%
$25k–$35k	4.5%
$35k–$50k	4.9%
$50k–$75k	8.9%
$75k–$100k	13.6%
$100k–$150k	27.6%
$150k–$200k	6.8%
$200k+	29.5%
Median income	$116,475

Housing

Home values

Under $50k 3.9%

$50k–$100k 0.8%

$150k–$200k 2.5%

$200k–$300k 23.5%

$300k–$500k 31.8%

$500k–$1M 29.4%

$1M+ 8.1%

Housing overview

Metric	Value
Median home value	$428,100
Median rent / month	$0
Owner occupied	95.9%
Renter occupied	4.1%
Vacant	3.0%
Single-family detached	98.4%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	10.0
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.0%
2010–2019	5.2%
2000–2009	22.6%
1990–1999	40.2%
1980–1989	7.0%
1970–1979	20.4%
1960–1969	1.6%
1950–1959	3.1%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	4.1%
3 bedrooms	37.0%
4 bedrooms	37.8%
5+ bedrooms	21.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.1%
1 vehicle	19.4%
2 vehicles	36.0%
3 or more	43.5%

Heating fuel

Fuel type	%
Utility gas	57.4%
Electricity	33.3%
Propane / LP gas	1.3%
Fuel oil	5.9%
Wood	0.6%
Solar	1.5%

Households & families

Household type	Count	%
Married-couple family	487	55.6%
Cohabiting couple	50	5.7%
Male householder, no spouse	76	8.7%
Female householder, no spouse	263	30.0%
Households with children under 18	210	24.0%
Households with seniors (65+)	408	46.6%
Average household size	2.78

Marital status

Status	Male	Female
Never married	42.9%	24.9%
Married	43.8%	47.9%
Separated	2.0%	0.0%
Widowed	7.8%	14.5%
Divorced	3.5%	12.7%

Education

Less than 9th grade 3.1%

Some HS, no diploma 3.0%

HS graduate 30.0%

Some college, no degree 22.1%

Associate's degree 5.5%

Bachelor's degree 16.4%

Graduate / professional 20.0%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	36.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	3.4%
Kindergarten	0	0.0%
Elementary school	147	42.2%
High school	129	37.1%
College / grad school	60	17.2%

Employment

Industry of employment

Public administration 28.3%

Education & healthcare 13.8%

Transportation & utilities 12.3%

Information 11.0%

Professional & management 9.8%

Arts, food & hospitality 8.4%

Finance & real estate 7.4%

Retail trade 3.0%

Construction 2.4%

Wholesale trade 1.4%

Other services 1.2%

Manufacturing 0.8%

Occupation

Category	%
Management, business & arts	62.3%
Service	15.0%
Sales & office	12.3%
Natural resources & construction	3.1%
Production & transportation	7.3%

Employment type

Type	%
Private sector	55.0%
Government	41.4%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.8%
Carpool	12.2%
Public transit	2.8%
Walk	0.0%
Work from home	8.3%
Other means	0.0%
Avg commute (minutes)	45.1

Poverty

All people 1.8%

Under 18 years 0.0%

18 and over 2.1%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.0%
Retirement income	38.9%
Supplemental Security	7.2%
Cash public assistance	0.0%
Food stamps / SNAP	7.4%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	36.8%
High cholesterol	32.0%
Diabetes	11.0%
Heart disease	3.7%
Stroke	2.6%
Asthma	9.9%
Arthritis	18.5%
Kidney disease	2.3%
Pulmonary disease	3.7%
Cancer	4.6%

Behavior / access	%
Smoking	11.5%
Binge drinking	12.1%
No physical activity	19.7%
Less than 7 hrs sleep	41.3%
Depression	12.3%
Fair or poor health	11.0%
Poor mental health	12.6%
Poor physical health	7.2%
No health insurance	11.0%
Visited doctor (checkup)	78.6%
Visited dentist	64.0%
Cholesterol screening	94.6%
Teeth loss	7.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	264	12.3%

Disability	%
Any disability	14.3%
Under 18	14.6%
18–64 years	7.8%
65 and over	28.3%

Health insurance coverage

Type	%
Private insurance	87.0%
Public insurance	35.2%
No insurance	2.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,392	97.4%
Spanish	39	1.6%
Other Indo-European	39	1.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,420	98.5%
Born in same state	2,420	98.5%
Born in different state	873	35.5%
Foreign born	0	0.0%
Naturalized citizen	37	1.5%
Not a US citizen	25	67.6%

Ancestry

Ancestry	Count	%
Arab	88	3.6%
French	33	1.3%

Ancestry	Count	%
Italian	30	1.2%
Polish	7	0.3%

Technology access

Metric	% of households
Computer access	35.7%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20623

What city is ZIP code 20623 in?

ZIP code 20623 is primarily assigned to Cheltenham, Maryland.

What county is ZIP code 20623 in?

ZIP code 20623 falls within Prince Georges County, Maryland.

Is ZIP code 20623 mostly owner-occupied?

96% of occupied units in ZIP code 20623 are owner-occupied, well above the national average.

Does ZIP code 20623 have an older population?

27% of residents in ZIP code 20623 are 65 or older, above the national average of ~17%.

Does ZIP code 20623 have a large retiree population?

38% of households in ZIP code 20623 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 20623 have a large veteran population?

12% of civilians in ZIP code 20623 are veterans, above the national average of ~7%.

What timezone is ZIP code 20623 in?

ZIP code 20623 observes the EST timezone.