20754 ZIP Code — Dunkirk, MD

Calvert County, Maryland

ZIP code 20754 is located in Dunkirk, Maryland, within Calvert County. It covers approximately 16.03 square miles and serves a population of 7,344 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240.

About ZIP code 20754

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $573,300. Owner-occupancy is high at 92%, well above the national average.

Median household income is $166,976.

The dominant occupation class is management, business, and professional, with public administration as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 20754 reflects a community defined by a strong veteran community and high homeownership.

7,344

population

16.03

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20754 ZIP code map

Cities in ZIP code 20754

Below are the cities the US Postal Service accepts for ZIP code 20754. Using any city not on this list may result in mail delivery delays.

City	Status
Dunkirk	Preferred

Nearby ZIP codes

20758 Friendship (3.6 mi) 20736 Owings (3.6 mi) 20779 Tracys Landing (4.2 mi) 20711 Lothian (4.6 mi) 20689 Sunderland (6 mi) 20714 North Beach (6.2 mi) 20751 Deale (6.4 mi) 20772 Upper Marlboro (7.7 mi) 20732 Chesapeake Beach (7.8 mi) 20733 Churchton (8.2 mi) 20778 West River (8.4 mi) 20639 Huntingtown (9 mi)

Demographics updated 05/2026

Population
Total population	7,344
Population density	458 / sq mi
State FIPS	24
County FIPS	009

Geography
Land area	16.03 sq mi
Water area	0.82 sq mi
Latitude	38.7349
Longitude	-76.6478
Timezone	Eastern (ET)
Area code	240

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.2%	17.9%	28.2%
$50k – $100k	21.7%	25.0%	28.2%
$100k – $200k	40.2%	39.4%	30.1%
Over $200k	25.9%	17.7%	13.4%

Demographics & statistics

7,344

Population

458

People per sq mi

39.6

Median age

$166,976

Median household income

$59,838

Per capita income

$573,300

Median home value

$2,157

Median monthly rent

92.2%

Home ownership

1.7%

Poverty rate

1.3%

Unemployment

2,179

Housing units

47.7%

Bachelor's or higher

Age distribution

Male Female

200

Under 5

176

300

5–9

264

306

10–14

269

327

15–19

286

203

20–24

179

281

25–34

246

608

35–44

534

541

45–54

474

338

55–59

296

217

60–64

190

365

65–74

321

159

75–84

140

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,023	27.5%
18 and over	5,321	72.5%
65 and over	1,109	15.1%
Median age	39.6 years

Race & ethnicity

White 80.5%

Black or African American 7.5%

Two or more races 6.3%

Hispanic or Latino 2.6%

Asian 2.1%

Other race 0.8%

American Indian / Alaska Native 0.2%

Group	Count	%
White	6,072	80.5%
Black or African American	562	7.5%
Two or more races	473	6.3%
Hispanic or Latino	199	2.6%
Asian	162	2.1%
Other race	60	0.8%
American Indian / Alaska Native	15	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.2%	17.9%	28.2%
$50k – $100k	21.7%	25.0%	28.2%
$100k – $200k	40.2%	39.4%	30.1%
Over $200k	25.9%	17.7%	13.4%

Under $10k 0.3%

$10k–$15k 1.7%

$15k–$25k 1.6%

$25k–$35k 1.6%

$35k–$50k 4.7%

$50k–$75k 3.7%

$75k–$100k 8.1%

$100k–$150k 21.3%

$150k–$200k 20.4%

$200k+ 36.6%

Range	% of households
Under $10k	0.3%
$10k–$15k	1.7%
$15k–$25k	1.6%
$25k–$35k	1.6%
$35k–$50k	4.7%
$50k–$75k	3.7%
$75k–$100k	8.1%
$100k–$150k	21.3%
$150k–$200k	20.4%
$200k+	36.6%
Median income	$166,976

Housing

Home values

Under $50k 1.1%

$50k–$100k 0.5%

$200k–$300k 3.2%

$300k–$500k 33.0%

$500k–$1M 58.6%

$1M+ 3.6%

Housing overview

Metric	Value
Median home value	$573,300
Median rent / month	$2,157
Owner occupied	92.2%
Renter occupied	7.8%
Vacant	2.0%
Single-family detached	95.5%
Large apartment buildings	0.0%
Mobile homes	3.9%
Median rooms	10.0
Avg household size (owned)	3.01

Year built

Era	%
2020 or later	0.0%
2010–2019	6.7%
2000–2009	18.1%
1990–1999	14.5%
1980–1989	23.1%
1970–1979	30.0%
1960–1969	5.3%
1950–1959	1.1%
1940–1949	0.0%
1939 or earlier	1.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.0%
2 bedrooms	2.0%
3 bedrooms	31.1%
4 bedrooms	46.0%
5+ bedrooms	18.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.5%
1 vehicle	10.8%
2 vehicles	40.6%
3 or more	48.2%

Heating fuel

Fuel type	%
Utility gas	2.0%
Electricity	61.5%
Propane / LP gas	7.0%
Fuel oil	25.0%
Wood	1.6%
Solar	0.5%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,807	78.2%
Cohabiting couple	19	0.8%
Male householder, no spouse	233	10.1%
Female householder, no spouse	252	10.9%
Households with children under 18	1,013	43.8%
Households with seniors (65+)	729	31.5%
Average household size	3.17

Marital status

Status	Male	Female
Never married	26.2%	23.5%
Married	65.6%	66.5%
Separated	1.9%	1.2%
Widowed	1.1%	4.8%
Divorced	5.3%	4.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.3%

HS graduate 23.7%

Some college, no degree 17.2%

Associate's degree 7.1%

Bachelor's degree 27.7%

Graduate / professional 20.0%

Metric	%
HS diploma or higher	95.7%
Bachelor's or higher	47.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	82	3.7%
Kindergarten	109	5.0%
Elementary school	952	43.5%
High school	639	29.2%
College / grad school	407	18.6%

Employment

Industry of employment

Public administration 21.1%

Education & healthcare 19.4%

Professional & management 13.8%

Other services 8.0%

Construction 6.6%

Retail trade 6.2%

Arts, food & hospitality 6.0%

Finance & real estate 5.3%

Manufacturing 5.0%

Transportation & utilities 5.0%

Information 2.3%

Wholesale trade 1.5%

Occupation

Category	%
Management, business & arts	55.1%
Service	10.2%
Sales & office	17.8%
Natural resources & construction	10.0%
Production & transportation	6.8%

Employment type

Type	%
Private sector	64.3%
Government	32.5%
Self-employed	2.9%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	76.2%
Carpool	2.3%
Public transit	5.1%
Walk	0.4%
Work from home	15.3%
Other means	0.7%
Avg commute (minutes)	34.1

Poverty

All people 1.7%

Under 18 years 2.2%

18 and over 1.5%

Married-couple families 0.6%

Female-led households 8.5%

Income support

Source	% of households
Social Security	26.1%
Retirement income	37.0%
Supplemental Security	1.3%
Cash public assistance	0.7%
Food stamps / SNAP	2.7%

Health indicators

Condition	%
Obesity	32.9%
High blood pressure	32.3%
High cholesterol	35.8%
Diabetes	9.0%
Heart disease	5.3%
Stroke	2.4%
Asthma	9.3%
Arthritis	26.6%
Kidney disease	2.4%
Pulmonary disease	5.4%
Cancer	7.1%

Behavior / access	%
Smoking	13.1%
Binge drinking	15.4%
No physical activity	17.8%
Less than 7 hrs sleep	33.5%
Depression	18.3%
Fair or poor health	9.7%
Poor mental health	12.8%
Poor physical health	7.6%
No health insurance	8.0%
Visited doctor (checkup)	75.9%
Visited dentist	73.5%
Cholesterol screening	93.6%
Teeth loss	7.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	636	12.1%

Disability	%
Any disability	7.4%
Under 18	0.4%
18–64 years	5.3%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	91.7%
Public insurance	21.0%
No insurance	1.0%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,968	94.9%
Spanish	86	1.2%
Other Indo-European	41	0.6%
Asian & Pacific Islander	36	0.5%
Other languages	9	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,955	94.7%
Born in same state	6,839	93.1%
Born in different state	3,056	41.6%
Foreign born	116	1.6%
Naturalized citizen	389	5.3%
Not a US citizen	344	88.4%

Ancestry

Ancestry	Count	%
French	1,796	24.5%
Italian	1,018	13.9%
Arab	377	5.1%
English	76	1%

Ancestry	Count	%
German	65	0.9%
Norwegian	43	0.6%
Irish	32	0.4%
Polish	24	0.3%

Technology access

Metric	% of households
Computer access	31.5%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20754

What city is ZIP code 20754 in?

ZIP code 20754 is primarily assigned to Dunkirk, Maryland.

What county is ZIP code 20754 in?

ZIP code 20754 falls within Calvert County, Maryland.

Is ZIP code 20754 mostly owner-occupied?

92% of occupied units in ZIP code 20754 are owner-occupied, well above the national average.

How educated is the population of ZIP code 20754?

48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 20754 have a large veteran population?

12% of civilians in ZIP code 20754 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 20754?

The median household income in ZIP code 20754 is $166,976, above the national median of ~$75,000.

What timezone is ZIP code 20754 in?

ZIP code 20754 observes the EST timezone.