Owings ZIP Codes — Calvert County, MD

There is one unique ZIP code in Owings, Maryland and it is 20736. Area code: 240.
1
ZIP codes
24.74
sq mi land
0.63
sq mi water
240
area code
Owings, MD ZIP code map

About Owings, MD

Owings is a charming town located in the state of Maryland. Nestled in Calvert County, it offers a blend of suburban tranquility and easy access to metropolitan amenities. This small community has a rich character, providing residents with a sense of belonging and pride in their local area.

Location & geography

Owings, MD is situated approximately 30 miles southeast of Washington D.C., making it a convenient location for commuters. This area is bordered by several nearby cities, including Dunkirk to the north (about 5 miles away), North Beach to the east (around 10 miles), and Prince Frederick to the south (roughly 8 miles). The town covers a total land area of 24.74 square miles and features a water area of 0.63 square miles, providing a diverse landscape of both land and aquatic environments.

Community & economy

The character of Owings reflects the close-knit nature of its residents, with community events and local gatherings being a focal point of daily life. The local economy is primarily supported by residential activities, agriculture, and small businesses, contributing to a vibrant local atmosphere. Daily life in Owings revolves around family-friendly activities and a strong sense of community pride, enhanced by the scenic beauty of the surrounding areas.

Transportation

Major highways, including Route 4, provide essential connectivity for residents traveling to nearby cities and services. For air travel, the nearest major airport is the Southern Maryland Airport, while Washington D.C.'s airports are within commuting distance. Public transportation options are limited, making personal vehicles the preferred mode of travel for most residents.

History

Owings was founded in the mid-19th century and, like much of Calvert County, developed around agricultural industries. The area has maintained its rural charm while accommodating residential growth and small business ventures over the years. Notable events in Owings’ history include various local fairs and agricultural shows that highlight the town's rich heritage.

Did you know?

One surprising fact about Owings, MD is that it is home to Calvert County's original land grants, which date back to the colonial era. Additionally, Owings is known for its scenic landscapes, making it a perfect spot for outdoor enthusiasts.

ZIP codes for Owings, MD (1)
ZIP code City County Map
20736 Owings Calvert View map

Demographics & statistics

9,274
Population
45.2
Median age
$158,924
Median household income
$64,671
Per capita income
$531,700
Median home value
$1,455
Median monthly rent
93.9%
Home ownership
1.2%
Poverty rate
1.7%
Unemployment
3,234
Housing units
43.2%
Bachelor's or higher

Age distribution

Male Female
206
Under 5
220
298
5–9
317
312
10–14
333
332
15–19
353
136
20–24
145
361
25–34
385
590
35–44
630
711
45–54
759
343
55–59
365
508
60–64
542
390
65–74
415
220
75–84
234
82
85+
87
← Male
Female →

Age summary

GroupCount%
Under 182,13623.0%
18 and over7,13877.0%
65 and over1,42815.4%
Median age45.2 years

Race & ethnicity

White 77.3%
Black or African American 8.4%
Two or more races 8%
Hispanic or Latino 3.4%
Other race 2%
Asian 0.5%
American Indian / Alaska Native 0.5%
GroupCount%
White7,42277.3%
Black or African American8058.4%
Two or more races7688%
Hispanic or Latino3303.4%
Other race1902%
Asian450.5%
American Indian / Alaska Native440.5%

Household income

Under $10k 0.6%
$15k–$25k 2.0%
$25k–$35k 0.7%
$35k–$50k 4.1%
$50k–$75k 6.0%
$75k–$100k 9.1%
$100k–$150k 25.7%
$150k–$200k 19.8%
$200k+ 31.8%
Range% of households
Under $10k0.6%
$15k–$25k2.0%
$25k–$35k0.7%
$35k–$50k4.1%
$50k–$75k6.0%
$75k–$100k9.1%
$100k–$150k25.7%
$150k–$200k19.8%
$200k+31.8%
Median income$158,924

Housing

Home values

$200k–$300k 6.2%
$300k–$500k 37.7%
$500k–$1M 54.1%
$1M+ 1.9%

Housing overview

MetricValue
Median home value$531,700
Median rent / month$1,455
Owner occupied93.9%
Renter occupied6.1%
Vacant4.9%
Single-family detached94.3%
Large apartment buildings0.0%
Mobile homes0.0%
Median rooms8.3
Avg household size (owned)2.87

Year built

Era%
2020 or later0.0%
2010–20198.1%
2000–200924.9%
1990–199919.1%
1980–198924.1%
1970–197912.7%
1960–19692.9%
1950–19592.3%
1940–19491.0%
1939 or earlier4.9%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom0.6%
2 bedrooms5.7%
3 bedrooms30.9%
4 bedrooms34.9%
5+ bedrooms27.8%

Vehicles per household

Vehicles% of households
No vehicle3.0%
1 vehicle12.9%
2 vehicles36.2%
3 or more47.9%

Heating fuel

Fuel type%
Utility gas1.2%
Electricity75.4%
Propane / LP gas9.3%
Fuel oil11.6%
Wood1.6%

Households & families

Household typeCount%
Married-couple family2,30070.5%
Cohabiting couple922.8%
Male householder, no spouse33610.3%
Female householder, no spouse53516.4%
Households with children under 181,18036.2%
Households with seniors (65+)97529.9%
Average household size2.84

Marital status

StatusMaleFemale
Never married18.0%27.2%
Married69.7%58.4%
Separated2.7%0.8%
Widowed2.4%7.5%
Divorced7.2%6.0%

Education

Less than 9th grade 0.7%
Some HS, no diploma 3.9%
HS graduate 21.2%
Some college, no degree 21.0%
Associate's degree 10.0%
Bachelor's degree 28.1%
Graduate / professional 15.1%
Metric%
HS diploma or higher95.5%
Bachelor's or higher43.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool1125.0%
Kindergarten1265.7%
Elementary school87739.4%
High school62928.2%
College / grad school48421.7%

Employment

Industry of employment

Professional & management 19.8%
Public administration 17.9%
Education & healthcare 17.5%
Construction 12.2%
Arts, food & hospitality 6.7%
Other services 4.9%
Retail trade 4.8%
Finance & real estate 4.4%
Manufacturing 4.3%
Transportation & utilities 4.1%
Information 1.8%
Wholesale trade 1.5%
Agriculture & mining 0.2%

Occupation

Category%
Management, business & arts55.7%
Service11.9%
Sales & office18.0%
Natural resources & construction11.9%
Production & transportation2.5%

Employment type

Type%
Private sector65.9%
Government27.7%
Self-employed6.5%
Unpaid family workers0.0%

Commute

Method%
Drive alone82.5%
Carpool4.6%
Public transit2.4%
Walk0.6%
Other means0.2%
Avg commute (minutes)38.9

Poverty

All people 1.2%
Under 18 years 0.0%
18 and over 1.5%
Married-couple families 1.1%
Female-led households 0.0%

Income support

Source% of households
Social Security27.3%
Retirement income35.3%
Supplemental Security1.7%
Cash public assistance0.7%
Food stamps / SNAP1.6%

Health indicators

Condition%
High blood pressure31.7%
High cholesterol34.9%
Heart disease4.9%
Stroke2.4%
Asthma9.6%
Arthritis26.1%
Kidney disease2.3%
Pulmonary disease5.1%
Cancer6.7%
Behavior / access%
Binge drinking15.5%
No physical activity17.5%
Less than 7 hrs sleep34.5%
Fair or poor health9.5%
Poor mental health13.0%
Poor physical health7.4%
No health insurance7.8%
Visited doctor (checkup)75.7%
Visited dentist73.5%
Cholesterol screening93.6%
Teeth loss7.8%

Veterans & disability

VeteransCount%
Civilian veterans1,00414.5%
Disability%
Any disability7.5%
Under 182.0%
18–64 years5.6%
65 and over23.0%

Health insurance coverage

Type%
Private insurance87.7%
Public insurance23.6%
Uninsured under 191.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only8,84895.4%
Spanish620.7%
Other Indo-European210.2%
Asian & Pacific Islander410.5%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)8,89895.9%
Born in same state8,81295.0%
Born in different state4,12144.4%
Foreign born860.9%
Naturalized citizen3764.1%
Not a US citizen23662.8%

Ancestry

AncestryCount%
French1,74418.8%
Italian1,03911.2%
Arab4004.3%
German971%
AncestryCount%
English901%
Polish850.9%
Irish210.2%

Technology access

Metric% of households
Computer access35.2%
Internet access98.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Owings, MD have?
Owings, MD has one ZIP code: 20736. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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