White Plains ZIP Codes — Charles County, MD

There is one unique ZIP code in White Plains, Maryland and it is 20695. Area code: 301.

ZIP codes

14.39

sq mi land

0.05

sq mi water

301

area code

White Plains, MD ZIP code map

About White Plains, MD

White Plains, Maryland is a small yet vibrant community located in Charles County. This area combines suburban charm with close proximity to urban amenities, making it an attractive place for families and professionals alike. Known for its beautiful landscapes and friendly atmosphere, White Plains offers a unique blend of residential living and community spirit.

Location & geography

White Plains is conveniently situated near several larger cities, with Waldorf approximately 5 miles to the northeast and La Plata about 10 miles to the south. The town covers a total land area of 14.39 square miles, complemented by a small water area of 0.05 square miles. The terrain is mainly flat and features a mix of suburban developments and open spaces.

Community & economy

The character of White Plains is defined by its close-knit community that values family and togetherness. Key industries in the area include retail, education, and healthcare, providing residents with various job opportunities. Daily life in White Plains is marked by active community engagement and recreational activities, with local parks and events fostering a sense of belonging.

Transportation

White Plains is well-served by access to major transportation routes, including Maryland Routes 5 and 228, facilitating easy commutes to nearby cities. The nearest major airport is Ronald Reagan Washington National Airport, located about 30 miles to the north, offering convenient travel options. Public transportation options are also available for residents who prefer not to drive.

History

White Plains has a rich history that dates back to its founding, characterized by the development of farming and agriculture in the region. Over the years, the area has evolved with the growth of residential communities and local businesses catering to the needs of its residents. Notable events in its history include the establishment of the local school system and community centers that have promoted education and engagement.

Did you know?

One surprising fact about White Plains is that it is home to several historic landmarks that reflect its cultural heritage. Additionally, the town's close relation to the larger Waldorf area allows residents to enjoy a variety of recreational and shopping options just a short distance away.

ZIP codes for White Plains, MD (1)

ZIP code	City	County	Map
20695	White Plains	Charles	View map

Demographics & statistics

11,455

Population

40.2

Median age

$121,528

Median household income

$52,374

Per capita income

$407,500

Median home value

$1,989

Median monthly rent

83.6%

Home ownership

4.8%

Poverty rate

4.6%

Unemployment

3,611

Housing units

32.4%

Bachelor's or higher

Age distribution

Male Female

454

Under 5

425

307

5–9

288

322

10–14

302

387

15–19

363

291

20–24

272

744

25–34

697

793

35–44

744

891

45–54

836

342

55–59

321

541

60–64

507

459

65–74

431

325

75–84

304

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,544	22.2%
18 and over	8,911	77.8%
65 and over	1,628	14.2%
Median age	40.2 years

Race & ethnicity

Black or African American 54.8%

White 27.6%

Two or more races 7.5%

Hispanic or Latino 4.7%

Other race 2.9%

Asian 2.5%

Group	Count	%
Black or African American	6,592	54.8%
White	3,313	27.6%
Two or more races	906	7.5%
Hispanic or Latino	567	4.7%
Other race	345	2.9%
Asian	299	2.5%

Household income

Under $10k 2.4%

$10k–$15k 0.4%

$15k–$25k 2.2%

$25k–$35k 5.6%

$35k–$50k 8.2%

$50k–$75k 12.9%

$75k–$100k 8.1%

$100k–$150k 20.6%

$150k–$200k 16.5%

$200k+ 23.1%

Range	% of households
Under $10k	2.4%
$10k–$15k	0.4%
$15k–$25k	2.2%
$25k–$35k	5.6%
$35k–$50k	8.2%
$50k–$75k	12.9%
$75k–$100k	8.1%
$100k–$150k	20.6%
$150k–$200k	16.5%
$200k+	23.1%
Median income	$121,528

Housing

Home values

Under $50k 3.7%

$50k–$100k 0.9%

$100k–$150k 0.2%

$150k–$200k 0.7%

$200k–$300k 9.4%

$300k–$500k 66.2%

$500k–$1M 18.9%

Housing overview

Metric	Value
Median home value	$407,500
Median rent / month	$1,989
Owner occupied	83.6%
Renter occupied	16.4%
Vacant	3.6%
Single-family detached	64.7%
Large apartment buildings	9.7%
Mobile homes	4.7%
Median rooms	7.5
Avg household size (owned)	2.92

Year built

Era	%
2020 or later	3.0%
2010–2019	31.3%
2000–2009	33.9%
1990–1999	12.7%
1980–1989	6.3%
1970–1979	5.3%
1960–1969	5.0%
1950–1959	0.6%
1940–1949	1.1%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	2.9%
2 bedrooms	14.5%
3 bedrooms	30.2%
4 bedrooms	40.6%
5+ bedrooms	10.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	32.0%
2 vehicles	40.3%
3 or more	25.6%

Heating fuel

Fuel type	%
Utility gas	55.1%
Electricity	32.1%
Propane / LP gas	2.9%
Fuel oil	8.5%
Wood	0.3%
Solar	0.9%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,269	54.9%
Cohabiting couple	135	3.3%
Male householder, no spouse	613	14.8%
Female householder, no spouse	1,114	27.0%
Households with children under 18	1,434	34.7%
Households with seniors (65+)	1,305	31.6%
Average household size	2.76

Marital status

Status	Male	Female
Never married	32.8%	27.5%
Married	54.8%	49.9%
Separated	2.4%	1.8%
Widowed	1.1%	9.4%
Divorced	8.8%	11.5%

Education

Less than 9th grade 2.2%

Some HS, no diploma 2.6%

HS graduate 31.0%

Some college, no degree 24.2%

Associate's degree 7.6%

Bachelor's degree 21.3%

Graduate / professional 11.1%

Metric	%
HS diploma or higher	95.2%
Bachelor's or higher	32.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	59	2.3%
Kindergarten	179	6.8%
Elementary school	971	37.1%
High school	755	28.8%
College / grad school	656	25.0%

Employment

Industry of employment

Public administration 23.5%

Education & healthcare 20.4%

Professional & management 14.5%

Arts, food & hospitality 9.3%

Construction 7.0%

Transportation & utilities 6.5%

Retail trade 5.9%

Finance & real estate 5.9%

Other services 4.9%

Wholesale trade 1.3%

Manufacturing 0.4%

Agriculture & mining 0.2%

Information 0.2%

Occupation

Category	%
Management, business & arts	53.1%
Service	12.4%
Sales & office	18.5%
Natural resources & construction	7.4%
Production & transportation	8.6%

Employment type

Type	%
Private sector	54.4%
Government	42.0%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	67.5%
Carpool	9.7%
Public transit	5.4%
Walk	0.0%
Other means	1.6%
Avg commute (minutes)	47.2

Poverty

All people 4.8%

Under 18 years 5.9%

18 and over 4.5%

Married-couple families 1.4%

Female-led households 0.0%

Income support

Source	% of households
Social Security	24.7%
Retirement income	34.8%
Supplemental Security	4.6%
Cash public assistance	2.7%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
High blood pressure	37.0%
High cholesterol	33.8%
Heart disease	4.8%
Stroke	2.6%
Asthma	10.1%
Arthritis	23.2%
Kidney disease	2.5%
Pulmonary disease	4.9%
Cancer	5.9%

Behavior / access	%
Binge drinking	13.4%
No physical activity	22.0%
Less than 7 hrs sleep	38.2%
Fair or poor health	10.9%
Poor mental health	13.4%
Poor physical health	7.5%
No health insurance	9.6%
Visited doctor (checkup)	80.3%
Visited dentist	67.3%
Cholesterol screening	93.5%
Teeth loss	9.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,281	14.5%

Disability	%
Any disability	11.5%
Under 18	7.7%
18–64 years	9.3%
65 and over	27.4%

Health insurance coverage

Type	%
Private insurance	86.7%
Public insurance	31.2%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,576	92.3%
Spanish	186	1.8%
Other Indo-European	149	1.4%
Asian & Pacific Islander	13	0.1%
Other languages	24	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,511	91.8%
Born in same state	10,491	91.6%
Born in different state	4,468	39.0%
Foreign born	20	0.2%
Naturalized citizen	944	8.2%
Not a US citizen	715	75.7%

Ancestry

Ancestry	Count	%
Italian	742	6.5%
French	589	5.1%
Arab	374	3.3%
English	16	0.1%

Ancestry	Count	%
Dutch	13	0.1%
Polish	12	0.1%
German	9	0.1%

Technology access

Metric	% of households
Computer access	36.1%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does White Plains, MD have?

White Plains, MD has one ZIP code: 20695. Each ZIP code serves a distinct delivery area within the city and surrounding region.