48891 ZIP Code — Vestaburg, MI

Montcalm County, Michigan

ZIP code 48891 is located in Vestaburg, Michigan, within Montcalm County. It covers approximately 40.32 square miles and serves a population of 2,864 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48891

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $122,100. Owner-occupancy is high at 90%, well above the national average.

Median household income is $55,118. Poverty affects 22% of residents, above the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 48891 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,864

population

40.32

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48891 ZIP code map

Cities in ZIP code 48891

Below are the cities the US Postal Service accepts for ZIP code 48891. Using any city not on this list may result in mail delivery delays.

City	Status
Vestaburg	Preferred

Nearby ZIP codes

48877 Riverdale (3.3 mi) 48829 Edmore (5.8 mi) 48832 Elwell (6.9 mi) 48818 Crystal (7.8 mi) 48889 Sumner (9.1 mi) 48888 Stanton (10.8 mi) 49310 Blanchard (12 mi) 48801 Alma (12.7 mi) 48886 Six Lakes (13.5 mi) 48811 Carson City (14 mi) 48884 Sheridan (14.2 mi) 48856 Middleton (15.2 mi)

Demographics updated 05/2026

Population
Total population	2,864
Population density	71 / sq mi
State FIPS	26
County FIPS	117

Geography
Land area	40.32 sq mi
Water area	0.45 sq mi
Latitude	43.3866
Longitude	-84.9106
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.3%	46.0%	42.6%
$50k – $100k	42.7%	36.2%	31.1%
$100k – $200k	11.4%	15.7%	20.6%
Over $200k	0.6%	2.1%	5.7%

Demographics & statistics

2,864

Population

People per sq mi

37.1

Median age

$55,118

Median household income

$25,975

Per capita income

$122,100

Median home value

$839

Median monthly rent

89.5%

Home ownership

22.2%

Poverty rate

5.4%

Unemployment

1,158

Housing units

15.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

148

5–9

143

10–14

15–19

20–24

238

25–34

231

159

35–44

153

45–54

149

104

55–59

100

60–64

186

65–74

181

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	678	23.7%
18 and over	2,186	76.3%
65 and over	524	18.3%
Median age	37.1 years

Race & ethnicity

White 95.6%

Two or more races 2.4%

Hispanic or Latino 1%

Black or African American 0.8%

Other race 0.2%

Group	Count	%
White	2,765	95.6%
Two or more races	69	2.4%
Hispanic or Latino	28	1%
Black or African American	23	0.8%
Other race	7	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.3%	46.0%	42.6%
$50k – $100k	42.7%	36.2%	31.1%
$100k – $200k	11.4%	15.7%	20.6%
Over $200k	0.6%	2.1%	5.7%

Under $10k 10.0%

$10k–$15k 6.7%

$15k–$25k 6.3%

$25k–$35k 10.0%

$35k–$50k 11.3%

$50k–$75k 20.7%

$75k–$100k 18.8%

$100k–$150k 9.5%

$150k–$200k 5.1%

$200k+ 1.6%

Range	% of households
Under $10k	10.0%
$10k–$15k	6.7%
$15k–$25k	6.3%
$25k–$35k	10.0%
$35k–$50k	11.3%
$50k–$75k	20.7%
$75k–$100k	18.8%
$100k–$150k	9.5%
$150k–$200k	5.1%
$200k+	1.6%
Median income	$55,118

Housing

Home values

Under $50k 16.1%

$50k–$100k 19.7%

$100k–$150k 19.0%

$150k–$200k 18.6%

$200k–$300k 21.1%

$300k–$500k 3.8%

$500k–$1M 1.5%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$122,100
Median rent / month	$839
Owner occupied	89.5%
Renter occupied	10.5%
Vacant	17.3%
Single-family detached	77.8%
Large apartment buildings	0.0%
Mobile homes	19.7%
Median rooms	5.7
Avg household size (owned)	2.77

Year built

Era	%
2020 or later	0.0%
2010–2019	4.7%
2000–2009	15.5%
1990–1999	14.5%
1980–1989	13.6%
1970–1979	15.9%
1960–1969	11.3%
1950–1959	8.1%
1940–1949	4.4%
1939 or earlier	12.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	2.9%
2 bedrooms	36.2%
3 bedrooms	42.9%
4 bedrooms	11.8%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	24.9%
2 vehicles	44.3%
3 or more	28.8%

Heating fuel

Fuel type	%
Utility gas	39.5%
Electricity	2.7%
Propane / LP gas	39.7%
Fuel oil	2.1%
Wood	13.5%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	613	58.4%
Cohabiting couple	70	6.7%
Male householder, no spouse	161	15.3%
Female householder, no spouse	205	19.5%
Households with children under 18	262	25.0%
Households with seniors (65+)	381	36.3%
Average household size	2.72

Marital status

Status	Male	Female
Never married	23.1%	23.4%
Married	62.0%	54.9%
Separated	0.0%	3.5%
Widowed	3.0%	8.7%
Divorced	11.9%	9.4%

Education

Less than 9th grade 0.7%

Some HS, no diploma 9.6%

HS graduate 41.8%

Some college, no degree 22.8%

Associate's degree 9.6%

Bachelor's degree 11.9%

Graduate / professional 3.6%

Metric	%
HS diploma or higher	89.7%
Bachelor's or higher	15.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	27	4.3%
Kindergarten	47	7.5%
Elementary school	317	50.8%
High school	131	21.0%
College / grad school	102	16.3%

Employment

Industry of employment

Education & healthcare 22.2%

Manufacturing 17.3%

Retail trade 12.4%

Professional & management 9.7%

Arts, food & hospitality 8.8%

Finance & real estate 6.2%

Transportation & utilities 6.0%

Public administration 5.5%

Other services 4.6%

Construction 3.5%

Agriculture & mining 2.6%

Wholesale trade 0.8%

Information 0.3%

Occupation

Category	%
Management, business & arts	18.8%
Service	30.1%
Sales & office	23.4%
Natural resources & construction	7.1%
Production & transportation	20.7%

Employment type

Type	%
Private sector	86.9%
Government	9.0%
Self-employed	4.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	86.2%
Carpool	6.9%
Public transit	0.0%
Walk	1.3%
Work from home	5.6%
Other means	0.0%
Avg commute (minutes)	34.0

Poverty

All people 22.2%

Under 18 years 41.8%

18 and over 16.2%

Married-couple families 12.1%

Female-led households 7.4%

Income support

Source	% of households
Social Security	39.7%
Retirement income	27.0%
Supplemental Security	4.7%
Cash public assistance	3.0%
Food stamps / SNAP	16.4%

Health indicators

Condition	%
Obesity	40.1%
High blood pressure	34.9%
High cholesterol	34.4%
Diabetes	11.5%
Heart disease	7.3%
Stroke	3.4%
Asthma	11.5%
Arthritis	31.5%
Kidney disease	3.1%
Pulmonary disease	9.1%
Cancer	7.0%

Behavior / access	%
Smoking	22.6%
Binge drinking	18.2%
No physical activity	23.4%
Less than 7 hrs sleep	35.1%
Depression	22.8%
Fair or poor health	16.3%
Poor mental health	16.9%
Poor physical health	12.1%
No health insurance	10.3%
Visited doctor (checkup)	72.5%
Visited dentist	62.8%
Cholesterol screening	90.5%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	186	8.5%

Disability	%
Any disability	12.6%
Under 18	1.3%
18–64 years	15.9%
65 and over	17.0%

Health insurance coverage

Type	%
Private insurance	58.4%
Public insurance	49.4%
No insurance	10.9%
Uninsured under 19	12.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,689	93.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,836	99.0%
Born in same state	2,803	97.9%
Born in different state	2,280	79.6%
Foreign born	33	1.2%
Naturalized citizen	28	1.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	339	11.8%
Italian	226	7.9%
Arab	143	5%
English	65	2.3%

Ancestry	Count	%
German	40	1.4%
Dutch	30	1%
Polish	4	0.1%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	88.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48891

What city is ZIP code 48891 in?

ZIP code 48891 is primarily assigned to Vestaburg, Michigan.

What county is ZIP code 48891 in?

ZIP code 48891 falls within Montcalm County, Michigan.

Is ZIP code 48891 mostly owner-occupied?

90% of occupied units in ZIP code 48891 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 48891?

22% of residents in ZIP code 48891 live below the poverty line, above the national average.

Does ZIP code 48891 have a large retiree population?

40% of households in ZIP code 48891 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48891?

The median home value in ZIP code 48891 is $122,100.

What timezone is ZIP code 48891 in?

ZIP code 48891 observes the EST timezone.