48886 ZIP Code — Six Lakes, MI

Montcalm County, Michigan

ZIP code 48886 is located in Six Lakes, Michigan, within Montcalm County. It covers approximately 31.32 square miles and serves a population of 1,621 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48886

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $119,100. Owner-occupancy is high at 93%, well above the national average.

Median household income is $68,977. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48886 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,621

population

31.32

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48886 ZIP code map

Cities in ZIP code 48886

Below are the cities the US Postal Service accepts for ZIP code 48886. Using any city not on this list may result in mail delivery delays.

City	Status
Six Lakes	Preferred

Nearby ZIP codes

48850 Lakeview (5.3 mi) 48829 Edmore (7.8 mi) 49310 Blanchard (8.2 mi) 48888 Stanton (8.4 mi) 49322 Coral (9.2 mi) 49347 Trufant (11.2 mi) 48885 Sidney (12.3 mi) 48891 Vestaburg (13.5 mi) 49336 Morley (14.3 mi) 49326 Gowen (14.3 mi) 49340 Remus (15 mi) 49332 Mecosta (15.1 mi)

Demographics updated 05/2026

Population
Total population	1,621
Population density	52 / sq mi
State FIPS	26
County FIPS	117

Geography
Land area	31.32 sq mi
Water area	1.07 sq mi
Latitude	43.4247
Longitude	-85.1737
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.3%	46.0%	42.6%
$50k – $100k	35.8%	36.2%	31.1%
$100k – $200k	19.2%	15.7%	20.6%
Over $200k	0.7%	2.1%	5.7%

Demographics & statistics

1,621

Population

People per sq mi

50.6

Median age

$68,977

Median household income

$31,014

Per capita income

$119,100

Median home value

$1,110

Median monthly rent

92.9%

Home ownership

10.1%

Poverty rate

4.3%

Unemployment

907

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

139

45–54

124

55–59

60–64

141

65–74

127

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	248	15.3%
18 and over	1,373	84.7%
65 and over	401	24.7%
Median age	50.6 years

Race & ethnicity

White 91.7%

Hispanic or Latino 3.1%

American Indian / Alaska Native 2.2%

Two or more races 2%

Other race 1%

Group	Count	%
White	1,534	91.7%
Hispanic or Latino	51	3.1%
American Indian / Alaska Native	36	2.2%
Two or more races	34	2%
Other race	17	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.3%	46.0%	42.6%
$50k – $100k	35.8%	36.2%	31.1%
$100k – $200k	19.2%	15.7%	20.6%
Over $200k	0.7%	2.1%	5.7%

Under $10k 4.5%

$10k–$15k 2.7%

$15k–$25k 8.1%

$25k–$35k 11.0%

$35k–$50k 10.4%

$50k–$75k 16.1%

$75k–$100k 18.6%

$100k–$150k 24.4%

$150k–$200k 2.6%

$200k+ 1.5%

Range	% of households
Under $10k	4.5%
$10k–$15k	2.7%
$15k–$25k	8.1%
$25k–$35k	11.0%
$35k–$50k	10.4%
$50k–$75k	16.1%
$75k–$100k	18.6%
$100k–$150k	24.4%
$150k–$200k	2.6%
$200k+	1.5%
Median income	$68,977

Housing

Home values

Under $50k 13.3%

$50k–$100k 24.5%

$100k–$150k 25.2%

$150k–$200k 20.8%

$200k–$300k 12.5%

$300k–$500k 3.7%

Housing overview

Metric	Value
Median home value	$119,100
Median rent / month	$1,110
Owner occupied	92.9%
Renter occupied	7.1%
Vacant	30.5%
Single-family detached	82.9%
Large apartment buildings	0.0%
Mobile homes	17.1%
Median rooms	5.7
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.0%
2010–2019	2.7%
2000–2009	9.6%
1990–1999	18.3%
1980–1989	5.2%
1970–1979	14.3%
1960–1969	13.4%
1950–1959	11.4%
1940–1949	8.8%
1939 or earlier	16.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	5.5%
2 bedrooms	30.5%
3 bedrooms	41.6%
4 bedrooms	16.4%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	21.4%
2 vehicles	46.3%
3 or more	29.7%

Heating fuel

Fuel type	%
Utility gas	27.9%
Electricity	4.5%
Propane / LP gas	57.5%
Fuel oil	1.4%
Wood	7.5%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	304	45.9%
Cohabiting couple	75	11.3%
Male householder, no spouse	189	28.5%
Female householder, no spouse	95	14.3%
Households with children under 18	129	19.5%
Households with seniors (65+)	285	43.0%
Average household size	2.44

Marital status

Status	Male	Female
Never married	28.8%	20.7%
Married	41.3%	53.1%
Separated	2.9%	0.0%
Widowed	4.9%	9.4%
Divorced	22.0%	16.8%

Education

Less than 9th grade 1.7%

Some HS, no diploma 5.6%

HS graduate 36.7%

Some college, no degree 34.0%

Associate's degree 8.1%

Bachelor's degree 10.8%

Graduate / professional 3.2%

Metric	%
HS diploma or higher	92.8%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	9.8%
Kindergarten	16	6.0%
Elementary school	92	34.7%
High school	55	20.8%
College / grad school	76	28.7%

Employment

Industry of employment

Education & healthcare 20.3%

Manufacturing 18.1%

Retail trade 10.6%

Professional & management 10.0%

Agriculture & mining 8.0%

Public administration 7.7%

Construction 6.7%

Transportation & utilities 5.9%

Other services 3.6%

Arts, food & hospitality 3.3%

Wholesale trade 2.4%

Finance & real estate 2.1%

Information 1.1%

Occupation

Category	%
Management, business & arts	25.4%
Service	16.6%
Sales & office	13.5%
Natural resources & construction	16.0%
Production & transportation	28.5%

Employment type

Type	%
Private sector	82.1%
Government	10.0%
Self-employed	6.2%
Unpaid family workers	1.7%

Commute

Method	%
Drive alone	85.8%
Carpool	6.7%
Public transit	0.0%
Walk	0.4%
Work from home	6.4%
Other means	0.6%
Avg commute (minutes)	33.6

Poverty

All people 10.1%

Under 18 years 18.5%

18 and over 8.7%

Married-couple families 8.6%

Female-led households 13.6%

Income support

Source	% of households
Social Security	51.4%
Retirement income	41.0%
Supplemental Security	2.7%
Cash public assistance	0.6%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	35.7%
High cholesterol	35.5%
Diabetes	11.9%
Heart disease	7.7%
Stroke	3.6%
Asthma	11.6%
Arthritis	32.5%
Kidney disease	3.2%
Pulmonary disease	9.4%
Cancer	7.4%

Behavior / access	%
Smoking	22.2%
Binge drinking	17.9%
No physical activity	23.1%
Less than 7 hrs sleep	34.7%
Depression	23.0%
Fair or poor health	16.4%
Poor mental health	16.9%
Poor physical health	12.2%
No health insurance	10.2%
Visited doctor (checkup)	72.9%
Visited dentist	63.4%
Cholesterol screening	90.7%
Teeth loss	13.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	146	10.6%

Disability	%
Any disability	18.0%
Under 18	9.7%
18–64 years	14.8%
65 and over	30.9%

Health insurance coverage

Type	%
Private insurance	63.9%
Public insurance	45.8%
No insurance	9.5%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,563	96.4%
Spanish	17	1.1%
Other Indo-European	17	1.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,599	98.6%
Born in same state	1,594	98.3%
Born in different state	1,462	90.2%
Foreign born	5	0.3%
Naturalized citizen	22	1.4%
Not a US citizen	18	81.8%

Ancestry

Ancestry	Count	%
French	197	12.2%
Italian	162	10%
Dutch	119	7.3%
English	78	4.8%

Ancestry	Count	%
Arab	28	1.7%
Polish	12	0.7%
German	11	0.7%

Technology access

Metric	% of households
Computer access	40.9%
Internet access	86.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48886

What city is ZIP code 48886 in?

ZIP code 48886 is primarily assigned to Six Lakes, Michigan.

What county is ZIP code 48886 in?

ZIP code 48886 falls within Montcalm County, Michigan.

Is ZIP code 48886 mostly owner-occupied?

93% of occupied units in ZIP code 48886 are owner-occupied, well above the national average.

Does ZIP code 48886 have a large retiree population?

51% of households in ZIP code 48886 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 48886?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 48886 have a large veteran population?

11% of civilians in ZIP code 48886 are veterans, above the national average of ~7%.

What timezone is ZIP code 48886 in?

ZIP code 48886 observes the EST timezone.