49322 ZIP Code — Coral, MI

Montcalm County, Michigan

ZIP code 49322 is located in Coral, Michigan, within Montcalm County. It covers approximately 24.97 square miles and serves a population of 1,147 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49322

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $150,600. Owner-occupancy is high at 86%, well above the national average.

Median household income is $56,705. Poverty affects 22% of residents, above the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 49322 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,147
population
24.97
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
49322 ZIP code map
Cities in ZIP code 49322

Below are the cities the US Postal Service accepts for ZIP code 49322. Using any city not on this list may result in mail delivery delays.

City Status
Coral Preferred
Nearby ZIP codes
49347 Trufant (2.4 mi) 48850 Lakeview (6.6 mi) 49339 Pierson (7.4 mi) 49326 Gowen (7.6 mi) 49329 Howard City (9 mi) 48886 Six Lakes (9.2 mi) 49343 Sand Lake (9.7 mi) 48838 Greenville (10.9 mi) 49336 Morley (10.9 mi) 48885 Sidney (11.9 mi) 48888 Stanton (12 mi) 49319 Cedar Springs (12.7 mi)
Demographics updated 06/2026
Population
Total population 1,147
Population density 46 / sq mi
State FIPS 26
County FIPS 117
Geography
Land area 24.97 sq mi
Water area 0.81 sq mi
Latitude 43.3594
Longitude -85.3334
Timezone Eastern (ET)
Area code 231
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 50.4% 46.0% 42.6%
$50k – $100k 32.7% 36.2% 31.1%
$100k – $200k 16.9% 15.7% 20.6%
Over $200k 0.0% 2.1% 5.7%

Demographics & statistics

1,147
Population
46
People per sq mi
45.7
Median age
$56,705
Median household income
$25,116
Per capita income
$150,600
Median home value
$1,125
Median monthly rent
85.7%
Home ownership
22.3%
Poverty rate
1.2%
Unemployment
608
Housing units
13.3%
Bachelor's or higher

Age distribution

Male Female
36
Under 5
29
25
5–9
20
39
10–14
32
36
15–19
28
33
20–24
27
73
25–34
59
71
35–44
56
129
45–54
104
39
55–59
32
39
60–64
31
84
65–74
67
19
75–84
16
13
85+
10
← Male
Female →

Age summary

GroupCount%
Under 1822419.5%
18 and over92380.5%
65 and over20918.2%
Median age45.7 years

Race & ethnicity

White 82.3%
Two or more races 5.8%
Hispanic or Latino 5.8%
Black or African American 4.6%
Other race 1.5%
GroupCount%
White1,00282.3%
Two or more races715.8%
Hispanic or Latino705.8%
Black or African American564.6%
Other race181.5%

Household income

Income range This ZIP County avg State avg
Under $50k 50.4% 46.0% 42.6%
$50k – $100k 32.7% 36.2% 31.1%
$100k – $200k 16.9% 15.7% 20.6%
Over $200k 0.0% 2.1% 5.7%
Under $10k 16.8%
$10k–$15k 2.9%
$15k–$25k 6.1%
$25k–$35k 6.5%
$35k–$50k 10.5%
$50k–$75k 24.9%
$75k–$100k 13.9%
$100k–$150k 12.6%
$150k–$200k 4.0%
$200k+ 1.8%
Range% of households
Under $10k16.8%
$10k–$15k2.9%
$15k–$25k6.1%
$25k–$35k6.5%
$35k–$50k10.5%
$50k–$75k24.9%
$75k–$100k13.9%
$100k–$150k12.6%
$150k–$200k4.0%
$200k+1.8%
Median income$56,705

Housing

Home values

Under $50k 12.6%
$50k–$100k 17.0%
$100k–$150k 20.2%
$150k–$200k 16.5%
$200k–$300k 25.4%
$300k–$500k 5.0%
$500k–$1M 3.4%

Housing overview

MetricValue
Median home value$150,600
Median rent / month$1,125
Owner occupied85.7%
Renter occupied14.3%
Vacant33.6%
Single-family detached88.4%
Large apartment buildings0.0%
Mobile homes11.2%
Median rooms6.1
Avg household size (owned)2.32

Year built

Era%
2020 or later0.0%
2010–20192.1%
2000–20097.7%
1990–19999.1%
1980–19899.2%
1970–19796.3%
1960–19696.7%
1950–195915.9%
1940–19491.3%
1939 or earlier41.7%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom8.9%
2 bedrooms17.7%
3 bedrooms54.5%
4 bedrooms17.3%
5+ bedrooms1.6%

Vehicles per household

Vehicles% of households
No vehicle5.4%
1 vehicle31.4%
2 vehicles36.8%
3 or more26.5%

Heating fuel

Fuel type%
Utility gas4.7%
Electricity5.8%
Propane / LP gas54.9%
Fuel oil1.6%
Wood23.3%
No fuel used2.7%

Households & families

Household typeCount%
Married-couple family22049.3%
Cohabiting couple296.5%
Male householder, no spouse12928.9%
Female householder, no spouse6815.2%
Households with children under 1813630.5%
Households with seniors (65+)12828.7%
Average household size2.51

Marital status

StatusMaleFemale
Never married28.5%20.5%
Married42.7%50.0%
Separated3.7%3.5%
Widowed2.4%8.4%
Divorced22.6%17.7%

Education

Less than 9th grade 3.8%
Some HS, no diploma 16.6%
HS graduate 42.2%
Some college, no degree 16.6%
Associate's degree 7.5%
Bachelor's degree 8.9%
Graduate / professional 4.4%
Metric%
HS diploma or higher79.6%
Bachelor's or higher13.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool2911.6%
Kindergarten62.4%
Elementary school10441.6%
High school5522.0%
College / grad school5622.4%

Employment

Industry of employment

Manufacturing 19.6%
Construction 18.5%
Education & healthcare 10.5%
Arts, food & hospitality 10.1%
Agriculture & mining 9.5%
Retail trade 7.6%
Transportation & utilities 7.2%
Professional & management 5.9%
Other services 5.5%
Public administration 3.4%
Wholesale trade 1.7%
Finance & real estate 0.6%

Occupation

Category%
Management, business & arts20.4%
Service17.7%
Sales & office10.9%
Natural resources & construction20.4%
Production & transportation30.5%

Employment type

Type%
Private sector84.6%
Government6.5%
Self-employed8.8%
Unpaid family workers0.0%

Commute

Method%
Drive alone73.4%
Carpool14.8%
Public transit0.0%
Walk2.4%
Work from home7.7%
Other means1.7%
Avg commute (minutes)36.5

Poverty

All people 22.3%
Under 18 years 25.7%
18 and over 21.5%
Married-couple families 5.9%
Female-led households 17.1%

Income support

Source% of households
Social Security34.5%
Retirement income20.2%
Supplemental Security9.4%
Cash public assistance1.3%
Food stamps / SNAP11.4%

Health indicators

Condition%
Obesity39.5%
High blood pressure33.6%
High cholesterol33.3%
Diabetes10.9%
Heart disease7.1%
Stroke3.3%
Asthma11.4%
Arthritis30.3%
Kidney disease3.0%
Pulmonary disease8.7%
Cancer6.7%
Behavior / access%
Smoking22.6%
Binge drinking19.0%
No physical activity22.8%
Less than 7 hrs sleep35.0%
Depression22.9%
Fair or poor health15.8%
Poor mental health17.0%
Poor physical health11.7%
No health insurance10.5%
Visited doctor (checkup)71.7%
Visited dentist63.1%
Cholesterol screening90.1%
Teeth loss14.6%

Veterans & disability

VeteransCount%
Civilian veterans545.9%
Disability%
Any disability20.3%
Under 1810.7%
18–64 years21.1%
65 and over27.9%

Health insurance coverage

Type%
Private insurance48.8%
Public insurance57.4%
No insurance12.5%
Uninsured under 196.2%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,08294.3%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,14499.7%
Born in same state1,14499.7%
Born in different state1,05592.0%
Foreign born00.0%
Naturalized citizen30.3%
Not a US citizen266.7%

Ancestry

AncestryCount%
French1079.3%
Italian817.1%
Arab766.6%
English605.2%
Dutch332.9%
AncestryCount%
German111%
Polish80.7%
Norwegian30.3%
Irish20.2%

Technology access

Metric% of households
Computer access38.9%
Internet access85.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49322

What city is ZIP code 49322 in?

ZIP code 49322 is primarily assigned to Coral, Michigan.

What county is ZIP code 49322 in?

ZIP code 49322 falls within Montcalm County, Michigan.

What is the poverty rate in ZIP code 49322?

22% of residents in ZIP code 49322 live below the poverty line, above the national average.

Is ZIP code 49322 mostly owner-occupied?

86% of occupied units in ZIP code 49322 are owner-occupied, well above the national average.

How educated is the population of ZIP code 49322?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 49322?

The median home value in ZIP code 49322 is $150,600.

What timezone is ZIP code 49322 in?

ZIP code 49322 observes the EST timezone.

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