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Michigan ZIP Codes
Montcalm County
Crystal, MI
48818
48818 ZIP Code — Crystal, MI
Montcalm County, Michigan
ZIP code 48818 is located in
Crystal ,
Michigan ,
within Montcalm County .
It covers approximately 24.68 square miles and serves a population of
2,395 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 989 .
About ZIP code 48818
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $161,800. Owner-occupancy is high at 87%, well above the national average.
Median household income is $57,768. 46% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. An above-average commute of 41 minutes suggests many residents work outside the immediate area.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%; and disability rates above the national average at 24%.
Overall, ZIP code 48818 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.
48818 ZIP code map
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Cities in ZIP code 48818
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,395
Population density
97 / sq mi
State FIPS
26
County FIPS
117
Geography
Land area
24.68 sq mi
Water area
1.85 sq mi
Latitude
43.2746
Longitude
-84.8999
Timezone
Eastern (ET)
Area code
989
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.5%
46.0%
42.6%
$50k – $100k
35.6%
36.2%
31.1%
$100k – $200k
10.9%
15.7%
20.6%
Over $200k
2.0%
2.1%
5.7%
Demographics & statistics
$57,768
Median household income
$161,800
Median home value
19.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 414 17.3%
18 and over 1,981 82.7%
65 and over 503 21.0%
Median age 43.4 years
Race & ethnicity
Black or African American
6.9%
Group Count %
White 2,093 83.8%
Black or African American 173 6.9%
Two or more races 110 4.4%
Hispanic or Latino 103 4.1%
Other race 10 0.4%
Asian 9 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.5%
46.0%
42.6%
$50k – $100k
35.6%
36.2%
31.1%
$100k – $200k
10.9%
15.7%
20.6%
Over $200k
2.0%
2.1%
5.7%
Range % of households
Under $10k 4.1%
$10k–$15k 12.4%
$15k–$25k 6.7%
$25k–$35k 11.0%
$35k–$50k 10.6%
$50k–$75k 13.0%
$75k–$100k 26.9%
$100k–$150k 6.5%
$150k–$200k 6.1%
$200k+ 2.7%
Median income $57,768
Housing
Housing overview
Metric Value
Median home value $161,800
Median rent / month $731
Owner occupied 87.4%
Renter occupied 12.6%
Vacant 35.7%
Single-family detached 86.4%
Large apartment buildings 0.0%
Mobile homes 9.6%
Median rooms 5.7
Avg household size (owned) 2.70
Year built
Era %
2020 or later 0.0%
2010–2019 6.3%
2000–2009 13.7%
1990–1999 15.0%
1980–1989 8.1%
1970–1979 16.4%
1960–1969 9.7%
1950–1959 13.6%
1940–1949 6.3%
1939 or earlier 10.8%
Bedrooms
Size % of units
No bedroom (studio) 1.0%
1 bedroom 8.3%
2 bedrooms 34.5%
3 bedrooms 36.3%
4 bedrooms 15.5%
5+ bedrooms 4.4%
Vehicles per household
Vehicles % of households
No vehicle 4.6%
1 vehicle 29.9%
2 vehicles 44.6%
3 or more 20.8%
Heating fuel
Fuel type %
Utility gas 58.9%
Electricity 3.7%
Propane / LP gas 25.4%
Fuel oil 0.4%
Wood 10.7%
No fuel used 0.3%
Households & families
Household type Count %
Married-couple family 454 49.1%
Cohabiting couple 39 4.2%
Male householder, no spouse 170 18.4%
Female householder, no spouse 262 28.3%
Households with children under 18 206 22.3%
Households with seniors (65+) 371 40.1%
Average household size 2.59
Marital status
Status Male Female
Never married 24.5% 12.3%
Married 62.8% 57.3%
Separated 1.8% 10.1%
Widowed 4.0% 8.9%
Divorced 6.9% 11.3%
Education
Some HS, no diploma
11.6%
Some college, no degree
22.9%
Graduate / professional
13.2%
Metric %
HS diploma or higher 87.8%
Bachelor's or higher 19.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 7 1.8%
Kindergarten 11 2.9%
Elementary school 194 50.9%
High school 148 38.8%
College / grad school 21 5.5%
Employment
Industry of employment
Education & healthcare
21.5%
Professional & management
5.4%
Finance & real estate
4.2%
Arts, food & hospitality
2.9%
Agriculture & mining
2.8%
Transportation & utilities
2.5%
Public administration
0.6%
Occupation
Category %
Management, business & arts 22.4%
Service 16.7%
Sales & office 23.0%
Natural resources & construction 11.2%
Production & transportation 26.7%
Employment type
Type %
Private sector 89.8%
Government 4.5%
Self-employed 5.2%
Unpaid family workers 0.5%
Commute
Method %
Drive alone 95.1%
Carpool 2.7%
Public transit 0.0%
Walk 0.4%
Work from home 1.8%
Other means 0.0%
Avg commute (minutes) 40.5
Poverty
Married-couple families
8.1%
Female-led households
17.0%
Income support
Source % of households
Social Security 45.9%
Retirement income 31.7%
Supplemental Security 5.9%
Cash public assistance 1.0%
Food stamps / SNAP 12.8%
Health indicators
Condition %
Obesity 40.6%
High blood pressure 35.5%
High cholesterol 33.9%
Diabetes 12.0%
Heart disease 7.7%
Stroke 3.7%
Asthma 12.0%
Arthritis 32.5%
Kidney disease 3.3%
Pulmonary disease 10.0%
Cancer 7.1%
Behavior / access %
Smoking 23.9%
Binge drinking 17.8%
No physical activity 24.7%
Less than 7 hrs sleep 35.5%
Depression 23.8%
Fair or poor health 17.7%
Poor mental health 17.8%
Poor physical health 12.9%
No health insurance 10.8%
Visited doctor (checkup) 72.6%
Visited dentist 60.8%
Cholesterol screening 89.9%
Teeth loss 16.0%
Veterans & disability
Veterans Count %
Civilian veterans 294 14.8%
Disability %
Any disability 24.2%
Under 18 4.3%
18–64 years 23.9%
65 and over 41.4%
Health insurance coverage
Type %
Private insurance 69.8%
Public insurance 52.6%
No insurance 3.2%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,316 96.7%
Spanish 4 0.2%
Other Indo-European 0 0.0%
Asian & Pacific Islander 4 0.2%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 2,293 95.7%
Born in same state 2,293 95.7%
Born in different state 2,055 85.8%
Foreign born 0 0.0%
Naturalized citizen 102 4.3%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
French 346 14.4%
Italian 248 10.4%
Arab 117 4.9%
English 105 4.4%
Polish 16 0.7%
Ancestry Count %
Norwegian 12 0.5%
German 11 0.5%
Dutch 10 0.4%
Irish 4 0.2%
Technology access
Metric % of households
Computer access 38.6%
Internet access 87.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48818
What city is ZIP code 48818 in?
ZIP code 48818 is primarily assigned to Crystal, Michigan.
What county is ZIP code 48818 in?
ZIP code 48818 falls within Montcalm County, Michigan.
Is ZIP code 48818 mostly owner-occupied?
87% of occupied units in ZIP code 48818 are owner-occupied, well above the national average.
Does ZIP code 48818 have a large retiree population?
46% of households in ZIP code 48818 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 48818 have a large veteran population?
15% of civilians in ZIP code 48818 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 48818?
The median home value in ZIP code 48818 is $161,800.
What timezone is ZIP code 48818 in?
ZIP code 48818 observes the EST timezone.
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