48845 ZIP Code — Hubbardston, MI

Ionia County, Michigan

ZIP code 48845 is located in Hubbardston, Michigan, within Ionia County. It covers approximately 23.25 square miles and serves a population of 981 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48845

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $124,700. Owner-occupancy is high at 89%, well above the national average.

Median household income is $58,155. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 48845 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

981

population

23.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48845 ZIP code map

Cities in ZIP code 48845

Below are the cities the US Postal Service accepts for ZIP code 48845. Using any city not on this list may result in mail delivery delays.

City	Status
Hubbardston	Preferred

Nearby ZIP codes

48860 Muir (3.3 mi) 48873 Pewamo (6.7 mi) 48811 Carson City (6.8 mi) 48835 Fowler (7.3 mi) 48856 Middleton (9.6 mi) 48834 Fenwick (9.8 mi) 48871 Perrinton (10 mi) 48851 Lyons (10.5 mi) 48894 Westphalia (12.1 mi) 48846 Ionia (12.3 mi) 48865 Orleans (12.6 mi) 48818 Crystal (13 mi)

Demographics updated 06/2026

Population
Total population	981
Population density	42 / sq mi
State FIPS	26
County FIPS	067

Geography
Land area	23.25 sq mi
Water area	0.19 sq mi
Latitude	43.0888
Longitude	-84.8607
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.2%	40.5%	42.6%
$50k – $100k	30.7%	36.3%	31.1%
$100k – $200k	16.0%	21.4%	20.6%
Over $200k	3.1%	1.8%	5.7%

Demographics & statistics

981

Population

People per sq mi

43.7

Median age

$58,155

Median household income

$29,133

Per capita income

$124,700

Median home value

$748

Median monthly rent

88.9%

Home ownership

15.5%

Poverty rate

11.1%

Unemployment

372

Housing units

9.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

104

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	190	19.4%
18 and over	791	80.6%
65 and over	242	24.7%
Median age	43.7 years

Race & ethnicity

White 88.8%

Two or more races 7.1%

Black or African American 2%

Hispanic or Latino 1.1%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.3%

Other race 0.1%

Group	Count	%
White	881	88.8%
Two or more races	70	7.1%
Black or African American	20	2%
Hispanic or Latino	11	1.1%
American Indian / Alaska Native	6	0.6%
Native Hawaiian / Pacific Islander	3	0.3%
Other race	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.2%	40.5%	42.6%
$50k – $100k	30.7%	36.3%	31.1%
$100k – $200k	16.0%	21.4%	20.6%
Over $200k	3.1%	1.8%	5.7%

Under $10k 5.2%

$10k–$15k 3.2%

$15k–$25k 4.7%

$25k–$35k 9.3%

$35k–$50k 21.3%

$50k–$75k 18.4%

$75k–$100k 16.6%

$100k–$150k 16.6%

$150k–$200k 3.2%

$200k+ 1.5%

Range	% of households
Under $10k	5.2%
$10k–$15k	3.2%
$15k–$25k	4.7%
$25k–$35k	9.3%
$35k–$50k	21.3%
$50k–$75k	18.4%
$75k–$100k	16.6%
$100k–$150k	16.6%
$150k–$200k	3.2%
$200k+	1.5%
Median income	$58,155

Housing

Home values

Under $50k 18.0%

$50k–$100k 19.0%

$100k–$150k 16.1%

$150k–$200k 11.8%

$200k–$300k 19.3%

$300k–$500k 11.1%

$500k–$1M 3.6%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$124,700
Median rent / month	$748
Owner occupied	88.9%
Renter occupied	11.1%
Vacant	16.3%
Single-family detached	85.4%
Large apartment buildings	0.0%
Mobile homes	12.4%
Median rooms	6.5
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.0%
2010–2019	2.9%
2000–2009	8.8%
1990–1999	10.2%
1980–1989	10.5%
1970–1979	10.5%
1960–1969	5.4%
1950–1959	8.5%
1940–1949	4.9%
1939 or earlier	38.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.4%
2 bedrooms	26.3%
3 bedrooms	41.0%
4 bedrooms	13.7%
5+ bedrooms	13.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	31.2%
2 vehicles	34.7%
3 or more	30.3%

Heating fuel

Fuel type	%
Utility gas	39.1%
Electricity	8.5%
Propane / LP gas	26.2%
Fuel oil	7.3%
Wood	16.0%
No fuel used	2.9%

Households & families

Household type	Count	%
Married-couple family	190	55.4%
Cohabiting couple	30	8.7%
Male householder, no spouse	62	18.1%
Female householder, no spouse	61	17.8%
Households with children under 18	86	25.1%
Households with seniors (65+)	139	40.5%
Average household size	2.74

Marital status

Status	Male	Female
Never married	26.2%	24.8%
Married	57.6%	52.6%
Separated	0.0%	1.0%
Widowed	2.2%	14.1%
Divorced	14.0%	7.4%

Education

Less than 9th grade 4.5%

Some HS, no diploma 6.5%

HS graduate 50.9%

Some college, no degree 21.6%

Associate's degree 6.8%

Bachelor's degree 8.2%

Graduate / professional 1.5%

Metric	%
HS diploma or higher	89.0%
Bachelor's or higher	9.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	10.7%
Kindergarten	15	10.7%
Elementary school	68	48.6%
High school	33	23.6%
College / grad school	9	6.4%

Employment

Industry of employment

Manufacturing 26.3%

Construction 12.8%

Retail trade 12.8%

Education & healthcare 11.6%

Agriculture & mining 8.6%

Public administration 7.3%

Professional & management 5.8%

Other services 4.0%

Transportation & utilities 3.1%

Finance & real estate 2.8%

Arts, food & hospitality 2.8%

Wholesale trade 1.2%

Information 0.9%

Occupation

Category	%
Management, business & arts	24.2%
Service	18.3%
Sales & office	13.8%
Natural resources & construction	18.0%
Production & transportation	25.7%

Employment type

Type	%
Private sector	84.7%
Government	9.8%
Self-employed	5.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.0%
Carpool	13.7%
Public transit	0.0%
Walk	1.6%
Work from home	4.8%
Other means	0.0%
Avg commute (minutes)	29.9

Poverty

All people 15.5%

Under 18 years 17.9%

18 and over 14.9%

Married-couple families 1.6%

Female-led households 56.7%

Income support

Source	% of households
Social Security	46.1%
Retirement income	41.1%
Supplemental Security	4.1%
Cash public assistance	3.8%
Food stamps / SNAP	10.2%

Health indicators

Condition	%
Obesity	39.2%
High blood pressure	36.1%
High cholesterol	35.7%
Diabetes	11.8%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.0%
Arthritis	32.3%
Kidney disease	3.1%
Pulmonary disease	9.1%
Cancer	7.1%

Behavior / access	%
Smoking	23.0%
Binge drinking	18.7%
No physical activity	24.0%
Less than 7 hrs sleep	34.0%
Depression	22.8%
Fair or poor health	16.2%
Poor mental health	16.7%
Poor physical health	12.0%
No health insurance	10.3%
Visited doctor (checkup)	73.7%
Visited dentist	65.6%
Cholesterol screening	90.8%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	46	5.8%

Disability	%
Any disability	16.3%
Under 18	8.4%
18–64 years	11.8%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	49.9%
Public insurance	52.1%
No insurance	17.1%
Uninsured under 19	21.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	915	93.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	959	97.8%
Born in same state	949	96.7%
Born in different state	854	87.1%
Foreign born	10	1.0%
Naturalized citizen	22	2.2%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	148	15.1%
French	106	10.8%
English	55	5.6%

Ancestry	Count	%
Arab	42	4.3%
Polish	13	1.3%
German	10	1%

Technology access

Metric	% of households
Computer access	35.0%
Internet access	88.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48845

What city is ZIP code 48845 in?

ZIP code 48845 is primarily assigned to Hubbardston, Michigan.

What county is ZIP code 48845 in?

ZIP code 48845 falls within Ionia County, Michigan.

Is ZIP code 48845 mostly owner-occupied?

89% of occupied units in ZIP code 48845 are owner-occupied, well above the national average.

How educated is the population of ZIP code 48845?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 48845 have a large retiree population?

46% of households in ZIP code 48845 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 48845?

16% of residents in ZIP code 48845 live below the poverty line, above the national average.

What timezone is ZIP code 48845 in?

ZIP code 48845 observes the EST timezone.