48316 ZIP Code — Utica, MI

Macomb County, Michigan

ZIP code 48316 is located in Utica, Michigan, within Macomb County. It covers approximately 11.25 square miles and serves a population of 28,263 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 586.

About ZIP code 48316

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $351,800. Owner-occupancy is high at 79%, well above the national average.

Median household income is $99,671. The poverty rate of 5% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.

Overall, ZIP code 48316 reflects a community defined by high homeownership and a significant Social Security-dependent population.

28,263

population

11.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48316 ZIP code map

Cities in ZIP code 48316

Below are the cities the US Postal Service accepts for ZIP code 48316. Using any city not on this list may result in mail delivery delays.

City	Status
Utica	Acceptable
Utica	Acceptable
Utica	Preferred

Nearby ZIP codes

48315 Utica (3.1 mi) 48317 Utica (3.2 mi) 48094 Washington (3.3 mi) 48307 Rochester (4.1 mi) 48306 Rochester (5.1 mi) 48095 Washington (6.2 mi) 48309 Rochester (7 mi) 48085 Troy (7.1 mi) 48098 Troy (9 mi) 48083 Troy (9.9 mi) 48065 Romeo (10.5 mi) 48043 Mount Clemens (11.1 mi)

Demographics updated 06/2026

Population
Total population	28,263
Population density	2,512 / sq mi
State FIPS	26
County FIPS	099

Geography
Land area	11.25 sq mi
Water area	0.21 sq mi
Latitude	42.6917
Longitude	-83.0552
Timezone	Eastern (ET)
Area code	586

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.1%	38.7%	42.6%
$50k – $100k	29.7%	32.1%	31.1%
$100k – $200k	33.4%	24.2%	20.6%
Over $200k	10.7%	5.1%	5.7%

Demographics & statistics

28,263

Population

2,512

People per sq mi

45.4

Median age

$99,671

Median household income

$49,745

Per capita income

$351,800

Median home value

$1,231

Median monthly rent

79.2%

Home ownership

5.1%

Poverty rate

4.4%

Unemployment

9,442

Housing units

43.9%

Bachelor's or higher

Age distribution

Male Female

480

Under 5

542

824

5–9

929

809

10–14

913

793

15–19

895

803

20–24

907

1,248

25–34

1,408

1,605

35–44

1,811

1,854

45–54

2,093

1,006

55–59

1,136

884

60–64

997

1,704

65–74

1,923

1,018

75–84

1,150

249

85+

282

← Male

Female →

Age summary

Group	Count	%
Under 18	5,492	19.4%
18 and over	22,771	80.6%
65 and over	6,326	22.4%
Median age	45.4 years

Race & ethnicity

White 89.7%

Asian 2.6%

Two or more races 2.2%

Hispanic or Latino 2.1%

Black or African American 1.6%

Other race 1.6%

American Indian / Alaska Native 0.1%

Group	Count	%
White	25,913	89.7%
Asian	753	2.6%
Two or more races	626	2.2%
Hispanic or Latino	617	2.1%
Black or African American	476	1.6%
Other race	462	1.6%
American Indian / Alaska Native	33	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.1%	38.7%	42.6%
$50k – $100k	29.7%	32.1%	31.1%
$100k – $200k	33.4%	24.2%	20.6%
Over $200k	10.7%	5.1%	5.7%

Under $10k 1.5%

$10k–$15k 1.5%

$15k–$25k 6.2%

$25k–$35k 6.2%

$35k–$50k 9.2%

$50k–$75k 12.9%

$75k–$100k 12.6%

$100k–$150k 22.1%

$150k–$200k 12.3%

$200k+ 15.5%

Range	% of households
Under $10k	1.5%
$10k–$15k	1.5%
$15k–$25k	6.2%
$25k–$35k	6.2%
$35k–$50k	9.2%
$50k–$75k	12.9%
$75k–$100k	12.6%
$100k–$150k	22.1%
$150k–$200k	12.3%
$200k+	15.5%
Median income	$99,671

Housing

Home values

Under $50k 1.7%

$50k–$100k 2.0%

$100k–$150k 1.9%

$150k–$200k 8.7%

$200k–$300k 23.8%

$300k–$500k 40.1%

$500k–$1M 21.2%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$351,800
Median rent / month	$1,231
Owner occupied	79.2%
Renter occupied	20.8%
Vacant	3.9%
Single-family detached	69.3%
Large apartment buildings	6.4%
Mobile homes	0.7%
Median rooms	6.4
Avg household size (owned)	2.64

Year built

Era	%
2020 or later	1.6%
2010–2019	12.0%
2000–2009	18.8%
1990–1999	21.1%
1980–1989	6.4%
1970–1979	14.9%
1960–1969	16.4%
1950–1959	6.9%
1940–1949	0.7%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	4.2%
2 bedrooms	25.3%
3 bedrooms	37.0%
4 bedrooms	30.6%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	31.3%
2 vehicles	40.6%
3 or more	26.1%

Heating fuel

Fuel type	%
Utility gas	93.6%
Electricity	5.6%
Propane / LP gas	0.5%
Fuel oil	0.2%

Households & families

Household type	Count	%
Married-couple family	6,442	56.8%
Cohabiting couple	607	5.4%
Male householder, no spouse	1,713	15.1%
Female householder, no spouse	2,579	22.7%
Households with children under 18	3,135	27.6%
Households with seniors (65+)	4,377	38.6%
Average household size	2.49

Marital status

Status	Male	Female
Never married	27.9%	24.7%
Married	60.1%	52.7%
Separated	0.5%	0.3%
Widowed	3.1%	7.8%
Divorced	8.4%	14.4%

Education

Less than 9th grade 1.6%

Some HS, no diploma 3.7%

HS graduate 21.0%

Some college, no degree 19.1%

Associate's degree 10.7%

Bachelor's degree 24.4%

Graduate / professional 19.5%

Metric	%
HS diploma or higher	94.7%
Bachelor's or higher	43.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	388	5.9%
Kindergarten	228	3.5%
Elementary school	2,911	44.5%
High school	1,319	20.1%
College / grad school	1,700	26.0%

Employment

Industry of employment

Manufacturing 23.6%

Education & healthcare 21.3%

Professional & management 12.4%

Retail trade 10.3%

Arts, food & hospitality 8.0%

Finance & real estate 6.6%

Construction 5.6%

Other services 4.2%

Transportation & utilities 3.1%

Public administration 2.5%

Wholesale trade 1.4%

Information 0.9%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	47.5%
Service	11.1%
Sales & office	23.8%
Natural resources & construction	6.5%
Production & transportation	11.1%

Employment type

Type	%
Private sector	86.4%
Government	8.6%
Self-employed	4.5%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	77.8%
Carpool	9.1%
Public transit	0.0%
Walk	0.0%
Work from home	12.3%
Other means	0.8%
Avg commute (minutes)	29.4

Poverty

All people 5.1%

Under 18 years 4.4%

18 and over 5.3%

Married-couple families 2.6%

Female-led households 8.7%

Income support

Source	% of households
Social Security	39.5%
Retirement income	32.4%
Supplemental Security	2.8%
Cash public assistance	1.2%
Food stamps / SNAP	3.8%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	32.2%
High cholesterol	36.7%
Diabetes	9.6%
Heart disease	5.8%
Stroke	2.6%
Asthma	10.8%
Arthritis	27.8%
Kidney disease	2.6%
Pulmonary disease	6.3%
Cancer	7.1%

Behavior / access	%
Smoking	15.0%
Binge drinking	19.6%
No physical activity	17.9%
Less than 7 hrs sleep	32.5%
Depression	18.9%
Fair or poor health	11.6%
Poor mental health	14.9%
Poor physical health	8.9%
No health insurance	7.5%
Visited doctor (checkup)	77.3%
Visited dentist	75.6%
Cholesterol screening	92.8%
Teeth loss	8.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,092	4.8%

Disability	%
Any disability	11.8%
Under 18	3.2%
18–64 years	8.4%
65 and over	28.3%

Health insurance coverage

Type	%
Private insurance	83.6%
Public insurance	30.8%
No insurance	5.1%
Uninsured under 19	5.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,241	96.4%
Spanish	1,052	3.9%
Other Indo-European	127	0.5%
Asian & Pacific Islander	615	2.3%
Other languages	158	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,691	87.4%
Born in same state	24,571	86.9%
Born in different state	21,388	75.7%
Foreign born	120	0.4%
Naturalized citizen	3,572	12.6%
Not a US citizen	2,251	63.0%

Ancestry

Ancestry	Count	%
Italian	3,053	10.8%
French	2,673	9.5%
Arab	1,154	4.1%
German	471	1.7%
Norwegian	390	1.4%

Ancestry	Count	%
English	251	0.9%
Irish	202	0.7%
Polish	202	0.7%
Dutch	69	0.2%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48316

What city is ZIP code 48316 in?

ZIP code 48316 is primarily assigned to Utica, Michigan.

What county is ZIP code 48316 in?

ZIP code 48316 falls within Macomb County, Michigan.

Does ZIP code 48316 have a large retiree population?

40% of households in ZIP code 48316 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48316?

The median home value in ZIP code 48316 is $351,800.

What is the population of ZIP code 48316?

ZIP code 48316 has an estimated population of 28,263 residents, with a density of 2,512 people per square mile.

What is the median household income in ZIP code 48316?

The median household income in ZIP code 48316 is $99,671, above the national median of ~$75,000.

What timezone is ZIP code 48316 in?

ZIP code 48316 observes the EST timezone.