48085 ZIP Code — Troy, MI

Oakland County, Michigan

ZIP code 48085 is located in Troy, Michigan, within Oakland County. It covers approximately 9.30 square miles and serves a population of 27,514 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 248/947.

About ZIP code 48085

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $368,600. Owner-occupancy is high at 92%, well above the national average.

Median household income is $137,222. The poverty rate of 4% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 48085 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

27,514

population

9.30

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48085 ZIP code map

Cities in ZIP code 48085

Below are the cities the US Postal Service accepts for ZIP code 48085. Using any city not on this list may result in mail delivery delays.

City	Status
Troy	Preferred

Nearby ZIP codes

48098 Troy (3 mi) 48083 Troy (3.1 mi) 48307 Rochester (4.1 mi) 48084 Troy (4.2 mi) 48317 Utica (4.5 mi) 48017 Clawson (4.6 mi) 48309 Rochester (5.2 mi) 48073 Royal Oak (5.9 mi) 48304 Bloomfield Hills (6 mi) 48009 Birmingham (6.2 mi) 48092 Warren (6.8 mi) 48316 Utica (7.1 mi)

Demographics updated 06/2026

Population
Total population	27,514
Population density	2,958 / sq mi
State FIPS	26
County FIPS	125

Geography
Land area	9.30 sq mi
Water area	0.17 sq mi
Latitude	42.6008
Longitude	-83.1199
Timezone	Eastern (ET)
Area code	248/947

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.8%	30.7%	42.6%
$50k – $100k	24.4%	28.7%	31.1%
$100k – $200k	42.1%	28.4%	20.6%
Over $200k	17.6%	12.3%	5.7%

Demographics & statistics

27,514

Population

2,958

People per sq mi

43.1

Median age

$137,222

Median household income

$52,487

Per capita income

$368,600

Median home value

$1,858

Median monthly rent

92.3%

Home ownership

4.2%

Poverty rate

2.7%

Unemployment

8,647

Housing units

59.9%

Bachelor's or higher

Age distribution

Male Female

713

Under 5

652

936

5–9

854

910

10–14

832

1,100

15–19

1,004

1,051

20–24

960

1,155

25–34

1,054

1,765

35–44

1,611

2,062

45–54

1,883

1,211

55–59

1,105

938

60–64

857

1,517

65–74

1,386

782

75–84

714

241

85+

221

← Male

Female →

Age summary

Group	Count	%
Under 18	6,252	22.7%
18 and over	21,262	77.3%
65 and over	4,861	17.7%
Median age	43.1 years

Race & ethnicity

White 68.8%

Asian 20.9%

Two or more races 4.1%

Black or African American 3.6%

Hispanic or Latino 2.2%

Other race 0.3%

Group	Count	%
White	19,365	68.8%
Asian	5,879	20.9%
Two or more races	1,164	4.1%
Black or African American	1,009	3.6%
Hispanic or Latino	614	2.2%
Other race	93	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.8%	30.7%	42.6%
$50k – $100k	24.4%	28.7%	31.1%
$100k – $200k	42.1%	28.4%	20.6%
Over $200k	17.6%	12.3%	5.7%

Under $10k 4.2%

$10k–$15k 0.5%

$15k–$25k 2.7%

$25k–$35k 4.0%

$35k–$50k 3.2%

$50k–$75k 8.2%

$75k–$100k 10.3%

$100k–$150k 22.4%

$150k–$200k 20.4%

$200k+ 24.1%

Range	% of households
Under $10k	4.2%
$10k–$15k	0.5%
$15k–$25k	2.7%
$25k–$35k	4.0%
$35k–$50k	3.2%
$50k–$75k	8.2%
$75k–$100k	10.3%
$100k–$150k	22.4%
$150k–$200k	20.4%
$200k+	24.1%
Median income	$137,222

Housing

Home values

Under $50k 1.7%

$50k–$100k 0.8%

$100k–$150k 1.0%

$150k–$200k 1.1%

$200k–$300k 19.5%

$300k–$500k 60.3%

$500k–$1M 15.6%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$368,600
Median rent / month	$1,858
Owner occupied	92.3%
Renter occupied	7.7%
Vacant	2.4%
Single-family detached	91.6%
Large apartment buildings	0.4%
Mobile homes	0.3%
Median rooms	7.5
Avg household size (owned)	2.96

Year built

Era	%
2020 or later	0.1%
2010–2019	6.1%
2000–2009	7.8%
1990–1999	13.9%
1980–1989	6.9%
1970–1979	43.9%
1960–1969	10.5%
1950–1959	5.2%
1940–1949	1.3%
1939 or earlier	4.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	0.8%
2 bedrooms	3.5%
3 bedrooms	42.7%
4 bedrooms	47.0%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	19.4%
2 vehicles	51.6%
3 or more	27.2%

Heating fuel

Fuel type	%
Utility gas	89.2%
Electricity	9.5%
Propane / LP gas	1.0%
Fuel oil	0.1%
Wood	0.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	6,490	71.1%
Cohabiting couple	311	3.4%
Male householder, no spouse	753	8.3%
Female householder, no spouse	1,570	17.2%
Households with children under 18	3,435	37.6%
Households with seniors (65+)	3,192	35.0%
Average household size	3.00

Marital status

Status	Male	Female
Never married	33.5%	21.9%
Married	60.3%	60.8%
Separated	0.0%	0.4%
Widowed	2.0%	10.2%
Divorced	4.3%	6.8%

Education

Less than 9th grade 1.6%

Some HS, no diploma 1.6%

HS graduate 13.1%

Some college, no degree 14.8%

Associate's degree 9.0%

Bachelor's degree 32.7%

Graduate / professional 27.2%

Metric	%
HS diploma or higher	96.8%
Bachelor's or higher	59.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	385	5.0%
Kindergarten	439	5.7%
Elementary school	2,637	34.0%
High school	1,825	23.5%
College / grad school	2,479	31.9%

Employment

Industry of employment

Education & healthcare 23.0%

Manufacturing 20.1%

Professional & management 16.2%

Retail trade 9.0%

Arts, food & hospitality 8.5%

Finance & real estate 7.4%

Public administration 3.7%

Transportation & utilities 3.5%

Other services 3.1%

Construction 2.7%

Wholesale trade 1.5%

Information 1.0%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	61.9%
Service	11.7%
Sales & office	16.4%
Natural resources & construction	4.0%
Production & transportation	5.9%

Employment type

Type	%
Private sector	84.3%
Government	11.3%
Self-employed	4.1%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	74.4%
Carpool	5.9%
Public transit	0.1%
Walk	0.3%
Work from home	18.1%
Other means	1.2%
Avg commute (minutes)	26.5

Poverty

All people 4.2%

Under 18 years 3.2%

18 and over 4.5%

Married-couple families 3.3%

Female-led households 3.4%

Income support

Source	% of households
Social Security	31.7%
Retirement income	26.9%
Supplemental Security	2.6%
Cash public assistance	1.9%
Food stamps / SNAP	3.4%

Health indicators

Condition	%
Obesity	29.2%
High blood pressure	29.8%
High cholesterol	35.1%
Diabetes	9.0%
Heart disease	5.1%
Stroke	2.2%
Asthma	9.3%
Arthritis	23.9%
Kidney disease	2.3%
Pulmonary disease	4.9%
Cancer	6.8%

Behavior / access	%
Smoking	11.4%
Binge drinking	17.0%
No physical activity	15.8%
Less than 7 hrs sleep	31.4%
Depression	16.3%
Fair or poor health	9.7%
Poor mental health	12.6%
Poor physical health	7.6%
No health insurance	6.0%
Visited doctor (checkup)	75.0%
Visited dentist	78.7%
Cholesterol screening	94.3%
Teeth loss	6.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,173	5.5%

Disability	%
Any disability	7.9%
Under 18	4.0%
18–64 years	4.6%
65 and over	24.4%

Health insurance coverage

Type	%
Private insurance	87.7%
Public insurance	21.0%
No insurance	3.7%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	26,149	95.0%
Spanish	1,834	7.0%
Other Indo-European	42	0.2%
Asian & Pacific Islander	814	3.1%
Other languages	760	2.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,753	75.4%
Born in same state	20,527	74.6%
Born in different state	16,874	61.3%
Foreign born	226	0.8%
Naturalized citizen	6,761	24.6%
Not a US citizen	4,399	65.1%

Ancestry

Ancestry	Count	%
French	3,377	12.3%
Italian	3,030	11%
Arab	706	2.6%
English	251	0.9%
German	226	0.8%

Ancestry	Count	%
Polish	189	0.7%
Dutch	187	0.7%
Irish	177	0.6%
Norwegian	65	0.2%

Technology access

Metric	% of households
Computer access	33.2%
Internet access	98.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48085

What city is ZIP code 48085 in?

ZIP code 48085 is primarily assigned to Troy, Michigan.

What county is ZIP code 48085 in?

ZIP code 48085 falls within Oakland County, Michigan.

How educated is the population of ZIP code 48085?

60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 48085 mostly owner-occupied?

92% of occupied units in ZIP code 48085 are owner-occupied, well above the national average.

What is the median household income in ZIP code 48085?

The median household income in ZIP code 48085 is $137,222, above the national median of ~$75,000.

What is the typical home value in ZIP code 48085?

The median home value in ZIP code 48085 is $368,600.

What timezone is ZIP code 48085 in?

ZIP code 48085 observes the EST timezone.