48315 ZIP Code — Utica, MI

Macomb County, Michigan

ZIP code 48315 is located in Utica, Michigan, within Macomb County. It covers approximately 12.88 square miles and serves a population of 28,248 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 586.

About ZIP code 48315

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $351,000. Owner-occupancy is high at 86%, well above the national average.

Median household income is $101,538. The poverty rate of 5% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Overall, ZIP code 48315 reflects a community defined by high homeownership and a significant Social Security-dependent population.

28,248

population

12.88

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48315 ZIP code map

Cities in ZIP code 48315

Below are the cities the US Postal Service accepts for ZIP code 48315. Using any city not on this list may result in mail delivery delays.

City	Status
Utica	Acceptable
Utica	Acceptable
Utica	Preferred

Nearby ZIP codes

48316 Utica (3.1 mi) 48317 Utica (3.3 mi) 48094 Washington (5 mi) 48307 Rochester (6.2 mi) 48085 Troy (7.8 mi) 48095 Washington (7.8 mi) 48043 Mount Clemens (8 mi) 48306 Rochester (8.2 mi) 48309 Rochester (9.4 mi) 48026 Fraser (9.5 mi) 48051 New Baltimore (9.5 mi) 48083 Troy (9.9 mi)

Demographics updated 05/2026

Population
Total population	28,248
Population density	2,193 / sq mi
State FIPS	26
County FIPS	099

Geography
Land area	12.88 sq mi
Water area	0.15 sq mi
Latitude	42.6711
Longitude	-83.0011
Timezone	Eastern (ET)
Area code	586

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.5%	38.7%	42.6%
$50k – $100k	25.7%	32.1%	31.1%
$100k – $200k	33.6%	24.2%	20.6%
Over $200k	11.2%	5.1%	5.7%

Demographics & statistics

28,248

Population

2,193

People per sq mi

48.3

Median age

$101,538

Median household income

$48,804

Per capita income

$351,000

Median home value

$998

Median monthly rent

86.3%

Home ownership

4.8%

Poverty rate

3.1%

Unemployment

9,621

Housing units

32.8%

Bachelor's or higher

Age distribution

Male Female

412

Under 5

443

797

5–9

858

882

10–14

951

936

15–19

1,009

693

20–24

747

965

25–34

1,040

1,425

35–44

1,535

2,055

45–54

2,215

1,019

55–59

1,098

1,183

60–64

1,274

1,572

65–74

1,694

1,061

75–84

1,144

597

85+

643

← Male

Female →

Age summary

Group	Count	%
Under 18	5,651	20.0%
18 and over	22,597	80.0%
65 and over	6,711	23.8%
Median age	48.3 years

Race & ethnicity

White 86.6%

Asian 3.9%

Two or more races 3.8%

Black or African American 3%

Hispanic or Latino 2.2%

Other race 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	25,023	86.6%
Asian	1,116	3.9%
Two or more races	1,107	3.8%
Black or African American	874	3%
Hispanic or Latino	649	2.2%
Other race	102	0.4%
American Indian / Alaska Native	26	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.5%	38.7%	42.6%
$50k – $100k	25.7%	32.1%	31.1%
$100k – $200k	33.6%	24.2%	20.6%
Over $200k	11.2%	5.1%	5.7%

Under $10k 3.3%

$10k–$15k 2.9%

$15k–$25k 4.7%

$25k–$35k 7.7%

$35k–$50k 8.1%

$50k–$75k 14.2%

$75k–$100k 8.6%

$100k–$150k 16.9%

$150k–$200k 16.2%

$200k+ 17.5%

Range	% of households
Under $10k	3.3%
$10k–$15k	2.9%
$15k–$25k	4.7%
$25k–$35k	7.7%
$35k–$50k	8.1%
$50k–$75k	14.2%
$75k–$100k	8.6%
$100k–$150k	16.9%
$150k–$200k	16.2%
$200k+	17.5%
Median income	$101,538

Housing

Home values

Under $50k 8.7%

$50k–$100k 3.0%

$100k–$150k 1.9%

$150k–$200k 7.4%

$200k–$300k 19.6%

$300k–$500k 42.6%

$500k–$1M 16.3%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$351,000
Median rent / month	$998
Owner occupied	86.3%
Renter occupied	13.7%
Vacant	1.9%
Single-family detached	61.2%
Large apartment buildings	6.1%
Mobile homes	11.1%
Median rooms	6.6
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.2%
2010–2019	5.8%
2000–2009	18.9%
1990–1999	39.3%
1980–1989	20.9%
1970–1979	10.3%
1960–1969	2.2%
1950–1959	1.5%
1940–1949	0.6%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	4.4%
2 bedrooms	22.6%
3 bedrooms	32.5%
4 bedrooms	35.8%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.3%
1 vehicle	29.8%
2 vehicles	37.3%
3 or more	24.5%

Heating fuel

Fuel type	%
Utility gas	92.3%
Electricity	6.4%
Propane / LP gas	1.1%
Wood	0.1%

Households & families

Household type	Count	%
Married-couple family	6,384	58.6%
Cohabiting couple	497	4.6%
Male householder, no spouse	1,341	12.3%
Female householder, no spouse	2,675	24.5%
Households with children under 18	3,104	28.5%
Households with seniors (65+)	4,751	43.6%
Average household size	2.56

Marital status

Status	Male	Female
Never married	29.8%	22.2%
Married	59.2%	54.2%
Separated	0.0%	0.5%
Widowed	3.6%	13.5%
Divorced	7.4%	9.6%

Education

Less than 9th grade 2.2%

Some HS, no diploma 5.5%

HS graduate 24.6%

Some college, no degree 24.5%

Associate's degree 10.4%

Bachelor's degree 19.2%

Graduate / professional 13.6%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	32.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	316	4.8%
Kindergarten	211	3.2%
Elementary school	2,841	43.5%
High school	1,748	26.8%
College / grad school	1,409	21.6%

Employment

Industry of employment

Manufacturing 22.4%

Education & healthcare 17.8%

Retail trade 13.3%

Professional & management 10.6%

Arts, food & hospitality 10.0%

Construction 5.4%

Finance & real estate 5.4%

Transportation & utilities 4.7%

Public administration 4.2%

Other services 3.3%

Wholesale trade 2.3%

Information 0.4%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	43.3%
Service	15.1%
Sales & office	23.2%
Natural resources & construction	4.8%
Production & transportation	13.6%

Employment type

Type	%
Private sector	84.9%
Government	9.3%
Self-employed	5.3%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	81.6%
Carpool	5.9%
Public transit	0.2%
Walk	0.6%
Work from home	10.9%
Other means	0.7%
Avg commute (minutes)	27.5

Poverty

All people 4.8%

Under 18 years 4.5%

18 and over 4.9%

Married-couple families 1.9%

Female-led households 14.8%

Income support

Source	% of households
Social Security	43.4%
Retirement income	40.4%
Supplemental Security	7.0%
Cash public assistance	2.2%
Food stamps / SNAP	7.5%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	34.1%
High cholesterol	38.1%
Diabetes	10.2%
Heart disease	6.4%
Stroke	2.9%
Asthma	10.7%
Arthritis	29.8%
Kidney disease	2.8%
Pulmonary disease	6.6%
Cancer	8.0%

Behavior / access	%
Smoking	14.2%
Binge drinking	18.2%
No physical activity	18.7%
Less than 7 hrs sleep	32.0%
Depression	18.3%
Fair or poor health	12.0%
Poor mental health	14.4%
Poor physical health	9.2%
No health insurance	7.3%
Visited doctor (checkup)	78.6%
Visited dentist	76.3%
Cholesterol screening	93.4%
Teeth loss	8.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,517	6.7%

Disability	%
Any disability	17.4%
Under 18	7.8%
18–64 years	11.2%
65 and over	40.9%

Health insurance coverage

Type	%
Private insurance	83.0%
Public insurance	34.2%
No insurance	3.2%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,393	97.0%
Spanish	1,789	6.5%
Other Indo-European	142	0.5%
Asian & Pacific Islander	1,111	4.1%
Other languages	232	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,615	87.1%
Born in same state	24,432	86.5%
Born in different state	21,297	75.4%
Foreign born	183	0.6%
Naturalized citizen	3,633	12.9%
Not a US citizen	2,905	80.0%

Ancestry

Ancestry	Count	%
Italian	2,822	10%
French	2,295	8.1%
Arab	633	2.2%
English	391	1.4%
German	238	0.8%

Ancestry	Count	%
Norwegian	168	0.6%
Irish	143	0.5%
Polish	136	0.5%
Dutch	59	0.2%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48315

What city is ZIP code 48315 in?

ZIP code 48315 is primarily assigned to Utica, Michigan.

What county is ZIP code 48315 in?

ZIP code 48315 falls within Macomb County, Michigan.

Is ZIP code 48315 mostly owner-occupied?

86% of occupied units in ZIP code 48315 are owner-occupied, well above the national average.

Does ZIP code 48315 have a large retiree population?

43% of households in ZIP code 48315 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48315?

The median home value in ZIP code 48315 is $351,000.

What is the population of ZIP code 48315?

ZIP code 48315 has an estimated population of 28,248 residents, with a density of 2,194 people per square mile.

What timezone is ZIP code 48315 in?

ZIP code 48315 observes the EST timezone.