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Nebraska ZIP Codes
Otoe County
Talmage, NE
68448
68448 ZIP Code — Talmage, NE
Otoe County, Nebraska
ZIP code 68448 is located in
Talmage ,
Nebraska ,
within Otoe County .
It covers approximately 46.50 square miles and serves a population of
302 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 402/531 .
About ZIP code 68448
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $114,800. Owner-occupancy is high at 86%, well above the national average.
The gap between median ($58,958) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 29% of residents, above the national average. 62% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 23 minutes is near the national average.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.
Overall, ZIP code 68448 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.
68448 ZIP code map
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Cities in ZIP code 68448
Below are the cities the US Postal Service accepts for ZIP code 68448. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
302
Population density
6 / sq mi
State FIPS
31
County FIPS
131
Geography
Land area
46.50 sq mi
Water area
0.04 sq mi
Latitude
40.5665
Longitude
-96.0097
Timezone
Central (CT)
Area code
402/531
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.6%
38.5%
39.5%
$50k – $100k
30.3%
35.2%
33.4%
$100k – $200k
7.9%
22.3%
22.0%
Over $200k
5.3%
4.0%
5.2%
Demographics & statistics
$58,958
Median household income
$114,800
Median home value
$1,077
Median monthly rent
16.1%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 56 18.5% 18 and over 246 81.5% 65 and over 96 31.8% Median age 55.0 years
Race & ethnicity
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.6%
38.5%
39.5%
$50k – $100k
30.3%
35.2%
33.4%
$100k – $200k
7.9%
22.3%
22.0%
Over $200k
5.3%
4.0%
5.2%
Range % of households $10k–$15k 12.4% $15k–$25k 3.9% $25k–$35k 14.7% $35k–$50k 13.2% $50k–$75k 17.1% $75k–$100k 5.4% $100k–$150k 13.2% $150k–$200k 7.0% $200k+ 13.2% Median income $58,958
Housing
Housing overview
Metric Value Median home value $114,800 Median rent / month $1,077 Owner occupied 86.0% Renter occupied 14.0% Vacant 14.0% Single-family detached 96.0% Large apartment buildings 0.0% Mobile homes 4.0% Median rooms 6.1 Avg household size (owned) 1.95
Year built
Era % 2020 or later 0.0% 2010–2019 4.0% 2000–2009 0.0% 1990–1999 10.7% 1980–1989 0.7% 1970–1979 8.7% 1960–1969 12.0% 1950–1959 8.0% 1940–1949 3.3% 1939 or earlier 52.7%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 5.3% 2 bedrooms 35.3% 3 bedrooms 46.0% 4 bedrooms 7.3% 5+ bedrooms 6.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 14.0% 2 vehicles 38.0% 3 or more 48.1%
Heating fuel
Fuel type % Utility gas 0.8% Electricity 21.7% Propane / LP gas 58.9% Fuel oil 0.8% Wood 7.0% No fuel used 4.7%
Households & families
Household type Count % Married-couple family 74 57.4% Cohabiting couple 5 3.9% Male householder, no spouse 29 22.5% Female householder, no spouse 21 16.3% Households with children under 18 9 7.0% Households with seniors (65+) 71 55.0% Average household size 2.34
Marital status
Status Male Female Never married 17.7% 6.4% Married 57.3% 69.6% Separated 0.0% 4.8% Widowed 4.0% 12.0% Divorced 21.0% 7.2%
Education
Some college, no degree
15.2%
Graduate / professional
4.3%
Metric % HS diploma or higher 90.4% Bachelor's or higher 16.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 4 8.0% Kindergarten 0 0.0% Elementary school 36 72.0% High school 3 6.0% College / grad school 7 14.0%
Employment
Industry of employment
Agriculture & mining
22.4%
Education & healthcare
19.4%
Professional & management
14.2%
Public administration
10.4%
Finance & real estate
5.2%
Transportation & utilities
2.2%
Occupation
Category % Management, business & arts 38.8% Service 15.7% Sales & office 28.4% Natural resources & construction 9.0% Production & transportation 8.2%
Employment type
Type % Private sector 51.5% Government 23.9% Self-employed 22.4% Unpaid family workers 2.2%
Commute
Method % Drive alone 79.7% Carpool 11.3% Public transit 0.0% Walk 9.0% Work from home 0.0% Other means 0.0% Avg commute (minutes) 23.1
Poverty
Married-couple families
1.4%
Female-led households
75.0%
Income support
Source % of households Social Security 62.0% Retirement income 15.5% Supplemental Security 4.7% Cash public assistance 4.7% Food stamps / SNAP 8.5%
Health indicators
Condition % Obesity 41.2% High blood pressure 36.0% High cholesterol 37.1% Diabetes 11.1% Heart disease 8.0% Stroke 3.4% Asthma 8.3% Arthritis 29.7% Kidney disease 3.2% Pulmonary disease 6.8% Cancer 8.5%
Behavior / access % Smoking 15.8% Binge drinking 18.4% No physical activity 25.1% Less than 7 hrs sleep 27.8% Depression 16.5% Fair or poor health 12.5% Poor mental health 10.7% Poor physical health 9.6% No health insurance 13.7% Visited doctor (checkup) 72.6% Visited dentist 63.8% Cholesterol screening 89.8% Teeth loss 10.9%
Veterans & disability
Veterans Count % Civilian veterans 30 12.2%
Disability % Any disability 19.5% Under 18 7.1% 18–64 years 18.7% 65 and over 28.1%
Health insurance coverage
Type % Private insurance 55.6% Public insurance 59.3% No insurance 7.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 289 95.7% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 302 100.0% Born in same state 302 100.0% Born in different state 237 78.5% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Polish 51 16.9% Italian 41 13.6% French 10 3.3%
Ancestry Count % Arab 7 2.3% Dutch 5 1.7% Norwegian 1 0.3%
Technology access
Metric % of households Computer access 42.7% Internet access 95.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68448
What city is ZIP code 68448 in?
ZIP code 68448 is primarily assigned to Talmage, Nebraska.
What county is ZIP code 68448 in?
ZIP code 68448 falls within Otoe County, Nebraska.
Does ZIP code 68448 have a large retiree population?
62% of households in ZIP code 68448 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 68448 have an older population?
32% of residents in ZIP code 68448 are 65 or older, above the national average of ~17%.
What is the poverty rate in ZIP code 68448?
29% of residents in ZIP code 68448 live below the poverty line, above the national average.
Is ZIP code 68448 mostly owner-occupied?
86% of occupied units in ZIP code 68448 are owner-occupied, well above the national average.
What timezone is ZIP code 68448 in?
ZIP code 68448 observes the CST timezone.
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