68346 ZIP Code — Dunbar, NE

Otoe County, Nebraska

ZIP code 68346 is located in Dunbar, Nebraska, within Otoe County. It covers approximately 55.83 square miles and serves a population of 479 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402/531.

About ZIP code 68346

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $118,800. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($77,798) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 68346 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

479

population

55.83

sq mi land

Standard

ZIP type

Central (CT)

timezone

68346 ZIP code map

Cities in ZIP code 68346

Below are the cities the US Postal Service accepts for ZIP code 68346. Using any city not on this list may result in mail delivery delays.

City	Status
Dunbar	Acceptable
Dunbar	Preferred

Nearby ZIP codes

68382 Lorton (4.6 mi) 68417 Otoe (6 mi) 68446 Syracuse (6.1 mi) 68448 Talmage (6.8 mi) 68410 Nebraska City (9.9 mi) 68307 Avoca (10 mi) 68329 Cook (11.9 mi) 68413 Nehawka (12.6 mi) 68455 Union (12.9 mi) 68454 Unadilla (13.1 mi) 68379 Julian (14.7 mi) 68378 Johnson (16.2 mi)

Demographics updated 05/2026

Population
Total population	479
Population density	9 / sq mi
State FIPS	31
County FIPS	131

Geography
Land area	55.83 sq mi
Water area	0.46 sq mi
Latitude	40.6609
Longitude	-96.0472
Timezone	Central (CT)
Area code	402/531

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.9%	38.5%	39.5%
$50k – $100k	47.5%	35.2%	33.4%
$100k – $200k	28.6%	22.3%	22.0%
Over $200k	0.0%	4.0%	5.2%

Demographics & statistics

479

Population

People per sq mi

57.0

Median age

$77,798

Median household income

$47,776

Per capita income

$118,800

Median home value

$753

Median monthly rent

84.3%

Home ownership

5.2%

Poverty rate

11.7%

Unemployment

192

Housing units

11.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	42	8.8%
18 and over	437	91.2%
65 and over	126	26.3%
Median age	57.0 years

Race & ethnicity

White 96.1%

Hispanic or Latino 1.8%

Other race 1.8%

Two or more races 0.2%

Group	Count	%
White	469	96.1%
Hispanic or Latino	9	1.8%
Other race	9	1.8%
Two or more races	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.9%	38.5%	39.5%
$50k – $100k	47.5%	35.2%	33.4%
$100k – $200k	28.6%	22.3%	22.0%
Over $200k	0.0%	4.0%	5.2%

$10k–$15k 0.5%

$15k–$25k 9.7%

$25k–$35k 6.9%

$35k–$50k 8.3%

$50k–$75k 17.5%

$75k–$100k 22.6%

$100k–$150k 23.5%

$150k–$200k 8.8%

$200k+ 2.3%

Range	% of households
$10k–$15k	0.5%
$15k–$25k	9.7%
$25k–$35k	6.9%
$35k–$50k	8.3%
$50k–$75k	17.5%
$75k–$100k	22.6%
$100k–$150k	23.5%
$150k–$200k	8.8%
$200k+	2.3%
Median income	$77,798

Housing

Home values

Under $50k 12.6%

$50k–$100k 35.0%

$100k–$150k 5.5%

$150k–$200k 13.1%

$200k–$300k 20.2%

$300k–$500k 1.1%

$500k–$1M 9.8%

$1M+ 2.7%

Housing overview

Metric	Value
Median home value	$118,800
Median rent / month	$753
Owner occupied	84.3%
Renter occupied	15.7%
Vacant	4.0%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.0%
2010–2019	2.2%
2000–2009	3.5%
1990–1999	8.0%
1980–1989	0.4%
1970–1979	4.4%
1960–1969	4.0%
1950–1959	2.7%
1940–1949	0.0%
1939 or earlier	74.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.7%
2 bedrooms	35.8%
3 bedrooms	25.7%
4 bedrooms	22.6%
5+ bedrooms	13.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	13.4%
2 vehicles	35.5%
3 or more	48.8%

Heating fuel

Fuel type	%
Utility gas	46.1%
Electricity	19.4%
Propane / LP gas	26.3%
Fuel oil	6.0%

Households & families

Household type	Count	%
Married-couple family	129	59.4%
Cohabiting couple	0	0.0%
Male householder, no spouse	52	24.0%
Female householder, no spouse	36	16.6%
Households with children under 18	33	15.2%
Households with seniors (65+)	93	42.9%
Average household size	2.21

Marital status

Status	Male	Female
Never married	41.3%	13.2%
Married	53.8%	66.5%
Separated	0.4%	0.0%
Widowed	0.0%	8.5%
Divorced	4.4%	11.8%

Education

Less than 9th grade 8.1%

Some HS, no diploma 4.2%

HS graduate 34.5%

Some college, no degree 29.6%

Associate's degree 11.8%

Bachelor's degree 6.7%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	87.7%
Bachelor's or higher	11.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	5.1%
Kindergarten	6	15.4%
Elementary school	11	28.2%
High school	0	0.0%
College / grad school	20	51.3%

Employment

Industry of employment

Agriculture & mining 33.6%

Education & healthcare 13.2%

Retail trade 11.8%

Public administration 9.6%

Manufacturing 7.1%

Transportation & utilities 7.1%

Finance & real estate 5.4%

Other services 2.9%

Construction 2.5%

Wholesale trade 2.5%

Professional & management 2.1%

Arts, food & hospitality 2.1%

Occupation

Category	%
Management, business & arts	39.3%
Service	7.5%
Sales & office	8.9%
Natural resources & construction	18.6%
Production & transportation	25.7%

Employment type

Type	%
Private sector	62.9%
Government	16.1%
Self-employed	21.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.1%
Carpool	21.1%
Public transit	0.0%
Walk	0.0%
Work from home	6.8%
Other means	0.0%
Avg commute (minutes)	30.2

Poverty

All people 5.2%

Under 18 years 20.0%

18 and over 4.3%

Married-couple families 0.0%

Female-led households 42.3%

Income support

Source	% of households
Social Security	44.2%
Retirement income	17.1%
Supplemental Security	8.8%
Cash public assistance	0.0%
Food stamps / SNAP	11.5%

Health indicators

Condition	%
Obesity	41.5%
High blood pressure	30.6%
High cholesterol	31.9%
Diabetes	9.0%
Heart disease	6.1%
Stroke	2.7%
Asthma	8.5%
Arthritis	24.7%
Kidney disease	2.6%
Pulmonary disease	5.7%
Cancer	6.6%

Behavior / access	%
Smoking	17.3%
Binge drinking	21.1%
No physical activity	23.5%
Less than 7 hrs sleep	28.9%
Depression	17.6%
Fair or poor health	11.1%
Poor mental health	11.8%
Poor physical health	8.7%
No health insurance	13.2%
Visited doctor (checkup)	69.5%
Visited dentist	63.6%
Cholesterol screening	87.5%
Teeth loss	11.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	63	14.4%

Disability	%
Any disability	20.9%
Under 18	0.0%
18–64 years	8.7%
65 and over	57.9%

Health insurance coverage

Type	%
Private insurance	77.0%
Public insurance	34.7%
No insurance	3.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	454	94.8%
Spanish	23	5.1%
Other Indo-European	23	5.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	456	95.2%
Born in same state	456	95.2%
Born in different state	384	80.2%
Foreign born	0	0.0%
Naturalized citizen	23	4.8%
Not a US citizen	9	39.1%

Ancestry

Ancestry	Count	%
Italian	84	17.5%
French	15	3.1%

Ancestry	Count	%
Arab	7	1.5%
Dutch	6	1.3%

Technology access

Metric	% of households
Computer access	45.3%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68346

What city is ZIP code 68346 in?

ZIP code 68346 is primarily assigned to Dunbar, Nebraska.

What county is ZIP code 68346 in?

ZIP code 68346 falls within Otoe County, Nebraska.

Does ZIP code 68346 have an older population?

26% of residents in ZIP code 68346 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 68346?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 68346 mostly owner-occupied?

84% of occupied units in ZIP code 68346 are owner-occupied, well above the national average.

Does ZIP code 68346 have a large retiree population?

44% of households in ZIP code 68346 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 68346 in?

ZIP code 68346 observes the CST timezone.