28584 ZIP Code — Swansboro, NC

Onslow County, North Carolina

ZIP code 28584 is located in Swansboro, North Carolina, within Onslow County. It covers approximately 33.92 square miles and serves a population of 14,197 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 252/910.

About ZIP code 28584

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $283,500. Owner-occupancy is high at 79%, well above the national average.

Median household income is $74,698. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 28584 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

14,197

population

33.92

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28584 ZIP code map

Cities in ZIP code 28584

Below are the cities the US Postal Service accepts for ZIP code 28584. Using any city not on this list may result in mail delivery delays.

City	Status
Swansboro	Acceptable
Swansboro	Preferred

Nearby ZIP codes

28582 Stella (2.3 mi) 28594 Emerald Isle (7.9 mi) 28539 Hubert (10.1 mi) 28555 Maysville (10.5 mi) 28544 Midway Park (11.6 mi) 28570 Newport (12.9 mi) 28543 Tarawa Terrace (15.3 mi) 28533 Cherry Point (15.7 mi) 28546 Jacksonville (16 mi) 28532 Havelock (17.5 mi) 28512 Atlantic Beach (18.2 mi) 28545 Mccutcheon Field (19.4 mi)

Demographics updated 05/2026

Population
Total population	14,197
Population density	419 / sq mi
State FIPS	37
County FIPS	133

Geography
Land area	33.92 sq mi
Water area	7.83 sq mi
Latitude	34.7400
Longitude	-77.1095
Timezone	Eastern (ET)
Area code	252/910

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.6%	48.2%	44.4%
$50k – $100k	31.4%	33.9%	30.6%
$100k – $200k	25.2%	15.6%	19.1%
Over $200k	3.8%	2.2%	6.0%

Demographics & statistics

14,197

Population

419

People per sq mi

44.7

Median age

$74,698

Median household income

$39,078

Per capita income

$283,500

Median home value

$1,189

Median monthly rent

78.8%

Home ownership

9.7%

Poverty rate

4.3%

Unemployment

6,111

Housing units

33.7%

Bachelor's or higher

Age distribution

Male Female

365

Under 5

384

471

5–9

497

442

10–14

465

412

15–19

434

218

20–24

230

534

25–34

563

1,032

35–44

1,087

829

45–54

874

379

55–59

400

624

60–64

658

984

65–74

1,036

484

75–84

509

139

85+

147

← Male

Female →

Age summary

Group	Count	%
Under 18	3,303	23.3%
18 and over	10,894	76.7%
65 and over	3,299	23.2%
Median age	44.7 years

Race & ethnicity

White 85.9%

Two or more races 6.2%

Hispanic or Latino 4.2%

Black or African American 2.2%

Other race 0.7%

Asian 0.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	12,728	85.9%
Two or more races	913	6.2%
Hispanic or Latino	617	4.2%
Black or African American	325	2.2%
Other race	108	0.7%
Asian	100	0.7%
American Indian / Alaska Native	17	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.6%	48.2%	44.4%
$50k – $100k	31.4%	33.9%	30.6%
$100k – $200k	25.2%	15.6%	19.1%
Over $200k	3.8%	2.2%	6.0%

Under $10k 4.4%

$10k–$15k 4.9%

$15k–$25k 6.6%

$25k–$35k 6.7%

$35k–$50k 13.9%

$50k–$75k 13.7%

$75k–$100k 11.5%

$100k–$150k 20.2%

$150k–$200k 13.0%

$200k+ 5.1%

Range	% of households
Under $10k	4.4%
$10k–$15k	4.9%
$15k–$25k	6.6%
$25k–$35k	6.7%
$35k–$50k	13.9%
$50k–$75k	13.7%
$75k–$100k	11.5%
$100k–$150k	20.2%
$150k–$200k	13.0%
$200k+	5.1%
Median income	$74,698

Housing

Home values

Under $50k 4.8%

$50k–$100k 3.8%

$100k–$150k 5.9%

$150k–$200k 13.0%

$200k–$300k 26.7%

$300k–$500k 31.2%

$500k–$1M 12.5%

$1M+ 2.0%

Housing overview

Metric	Value
Median home value	$283,500
Median rent / month	$1,189
Owner occupied	78.8%
Renter occupied	21.2%
Vacant	21.9%
Single-family detached	70.9%
Large apartment buildings	1.0%
Mobile homes	19.3%
Median rooms	5.8
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	1.4%
2010–2019	19.8%
2000–2009	23.9%
1990–1999	19.8%
1980–1989	12.5%
1970–1979	8.3%
1960–1969	4.4%
1950–1959	6.2%
1940–1949	3.0%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	2.6%
2 bedrooms	21.3%
3 bedrooms	52.1%
4 bedrooms	19.6%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	25.3%
2 vehicles	42.9%
3 or more	27.8%

Heating fuel

Fuel type	%
Utility gas	2.1%
Electricity	91.7%
Propane / LP gas	5.0%
Fuel oil	0.2%
Wood	0.5%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,470	60.7%
Cohabiting couple	217	3.8%
Male householder, no spouse	712	12.5%
Female householder, no spouse	1,318	23.1%
Households with children under 18	1,725	30.2%
Households with seniors (65+)	2,347	41.1%
Average household size	2.48

Marital status

Status	Male	Female
Never married	20.5%	13.9%
Married	65.8%	58.1%
Separated	1.9%	3.1%
Widowed	2.3%	11.9%
Divorced	9.4%	13.0%

Education

Less than 9th grade 2.2%

Some HS, no diploma 6.0%

HS graduate 26.7%

Some college, no degree 20.7%

Associate's degree 10.6%

Bachelor's degree 20.2%

Graduate / professional 13.5%

Metric	%
HS diploma or higher	91.8%
Bachelor's or higher	33.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	336	10.3%
Kindergarten	196	6.0%
Elementary school	1,500	46.1%
High school	831	25.5%
College / grad school	391	12.0%

Employment

Industry of employment

Education & healthcare 25.2%

Professional & management 14.3%

Retail trade 13.1%

Arts, food & hospitality 10.0%

Construction 8.6%

Finance & real estate 6.9%

Manufacturing 4.8%

Other services 4.8%

Public administration 4.8%

Transportation & utilities 4.6%

Wholesale trade 1.4%

Information 0.8%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	44.2%
Service	16.5%
Sales & office	20.7%
Natural resources & construction	11.4%
Production & transportation	7.2%

Employment type

Type	%
Private sector	71.6%
Government	22.2%
Self-employed	6.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	79.4%
Carpool	7.1%
Public transit	0.2%
Walk	1.9%
Work from home	10.9%
Other means	0.6%
Avg commute (minutes)	26.1

Poverty

All people 9.7%

Under 18 years 13.7%

18 and over 8.5%

Married-couple families 3.3%

Female-led households 22.6%

Income support

Source	% of households
Social Security	43.7%
Retirement income	39.1%
Supplemental Security	5.6%
Cash public assistance	1.5%
Food stamps / SNAP	9.4%

Health indicators

Condition	%
Obesity	30.7%
High blood pressure	33.2%
High cholesterol	35.7%
Diabetes	9.6%
Heart disease	6.7%
Stroke	3.0%
Asthma	8.6%
Arthritis	26.6%
Kidney disease	2.9%
Pulmonary disease	6.7%
Cancer	7.4%

Behavior / access	%
Smoking	16.6%
Binge drinking	16.4%
No physical activity	19.7%
Less than 7 hrs sleep	32.3%
Depression	22.9%
Fair or poor health	11.9%
Poor mental health	13.4%
Poor physical health	9.7%
No health insurance	14.6%
Visited doctor (checkup)	79.0%
Visited dentist	70.1%
Cholesterol screening	90.8%
Teeth loss	11.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,789	17.1%

Disability	%
Any disability	16.6%
Under 18	1.5%
18–64 years	15.3%
65 and over	34.5%

Health insurance coverage

Type	%
Private insurance	71.4%
Public insurance	38.7%
No insurance	11.4%
Uninsured under 19	9.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,448	94.7%
Spanish	82	0.6%
Other Indo-European	42	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	40	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,860	97.6%
Born in same state	13,503	95.1%
Born in different state	6,817	48.0%
Foreign born	357	2.5%
Naturalized citizen	337	2.4%
Not a US citizen	163	48.4%

Ancestry

Ancestry	Count	%
French	2,614	18.4%
Italian	1,707	12%
Arab	1,489	10.5%
English	283	2%
Polish	177	1.2%

Ancestry	Count	%
Irish	68	0.5%
German	59	0.4%
Dutch	40	0.3%
Norwegian	5	0%

Technology access

Metric	% of households
Computer access	40.3%
Internet access	96.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28584

What city is ZIP code 28584 in?

ZIP code 28584 is primarily assigned to Swansboro, North Carolina.

What county is ZIP code 28584 in?

ZIP code 28584 falls within Carteret County, North Carolina.

Does ZIP code 28584 have a large retiree population?

44% of households in ZIP code 28584 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 28584 have a large veteran population?

17% of civilians in ZIP code 28584 are veterans, above the national average of ~7%.

What is the population of ZIP code 28584?

ZIP code 28584 has an estimated population of 14,197 residents, with a density of 419 people per square mile.

What is the typical home value in ZIP code 28584?

The median home value in ZIP code 28584 is $283,500.

What timezone is ZIP code 28584 in?

ZIP code 28584 observes the EST timezone.