28532 ZIP Code — Havelock, NC

Craven County, North Carolina

ZIP code 28532 is located in Havelock, North Carolina, within Craven County. It covers approximately 165.42 square miles and serves a population of 20,301 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 252.

About ZIP code 28532

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $182,600. Owner-occupancy sits near the national average at 53%.

Median household income is $61,389.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 20% of civilians, above the national average of 7%.

Overall, ZIP code 28532 reflects a community defined by a trades-oriented workforce and a strong veteran community.

20,301

population

165.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28532 ZIP code map

Cities in ZIP code 28532

Below are the cities the US Postal Service accepts for ZIP code 28532. Using any city not on this list may result in mail delivery delays.

City	Status
Havelock	Preferred

Nearby ZIP codes

28533 Cherry Point (2.4 mi) 28510 Arapahoe (8 mi) 28570 Newport (8.5 mi) 28557 Morehead City (12.4 mi) 28529 Grantsboro (13.5 mi) 28512 Atlantic Beach (14.5 mi) 28571 Oriental (14.5 mi) 28560 New Bern (15.4 mi) 28584 Swansboro (17.5 mi) 28594 Emerald Isle (18 mi) 28582 Stella (18.4 mi) 28562 New Bern (18.4 mi)

Demographics updated 05/2026

Population
Total population	20,301
Population density	123 / sq mi
State FIPS	37
County FIPS	049

Geography
Land area	165.42 sq mi
Water area	36.74 sq mi
Latitude	34.8977
Longitude	-76.8674
Timezone	Eastern (ET)
Area code	252

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	46.5%	44.4%
$50k – $100k	36.5%	32.4%	30.6%
$100k – $200k	16.1%	17.2%	19.1%
Over $200k	1.1%	3.9%	6.0%

Demographics & statistics

20,301

Population

123

People per sq mi

29.1

Median age

$61,389

Median household income

$27,279

Per capita income

$182,600

Median home value

$1,215

Median monthly rent

53.3%

Home ownership

14.9%

Poverty rate

6.4%

Unemployment

5,165

Housing units

18.5%

Bachelor's or higher

Age distribution

Male Female

1,067

Under 5

987

837

5–9

775

648

10–14

599

482

15–19

445

1,443

20–24

1,335

1,772

25–34

1,640

1,266

35–44

1,172

886

45–54

819

657

55–59

608

520

60–64

481

655

65–74

606

248

75–84

229

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	5,455	26.9%
18 and over	14,846	73.1%
65 and over	1,862	9.2%
Median age	29.1 years

Race & ethnicity

White 60.3%

Black or African American 18.3%

Two or more races 9.5%

Hispanic or Latino 5.9%

Asian 3.2%

Other race 2.1%

American Indian / Alaska Native 0.4%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	13,011	60.3%
Black or African American	3,959	18.3%
Two or more races	2,053	9.5%
Hispanic or Latino	1,278	5.9%
Asian	685	3.2%
Other race	450	2.1%
American Indian / Alaska Native	97	0.4%
Native Hawaiian / Pacific Islander	46	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	46.5%	44.4%
$50k – $100k	36.5%	32.4%	30.6%
$100k – $200k	16.1%	17.2%	19.1%
Over $200k	1.1%	3.9%	6.0%

Under $10k 4.8%

$10k–$15k 3.2%

$15k–$25k 8.6%

$25k–$35k 8.6%

$35k–$50k 12.2%

$50k–$75k 24.3%

$75k–$100k 15.9%

$100k–$150k 15.5%

$150k–$200k 4.5%

$200k+ 2.4%

Range	% of households
Under $10k	4.8%
$10k–$15k	3.2%
$15k–$25k	8.6%
$25k–$35k	8.6%
$35k–$50k	12.2%
$50k–$75k	24.3%
$75k–$100k	15.9%
$100k–$150k	15.5%
$150k–$200k	4.5%
$200k+	2.4%
Median income	$61,389

Housing

Home values

Under $50k 6.8%

$50k–$100k 6.4%

$100k–$150k 18.8%

$150k–$200k 25.6%

$200k–$300k 28.5%

$300k–$500k 10.6%

$500k–$1M 2.9%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$182,600
Median rent / month	$1,215
Owner occupied	53.3%
Renter occupied	46.7%
Vacant	13.2%
Single-family detached	65.2%
Large apartment buildings	1.3%
Mobile homes	11.3%
Median rooms	5.8
Avg household size (owned)	2.64

Year built

Era	%
2020 or later	1.1%
2010–2019	9.8%
2000–2009	21.2%
1990–1999	14.4%
1980–1989	17.2%
1970–1979	17.7%
1960–1969	8.5%
1950–1959	6.7%
1940–1949	2.7%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	3.0%
2 bedrooms	22.5%
3 bedrooms	50.9%
4 bedrooms	21.6%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	29.0%
2 vehicles	44.7%
3 or more	24.1%

Heating fuel

Fuel type	%
Utility gas	4.0%
Electricity	87.7%
Propane / LP gas	6.7%
Fuel oil	0.4%
Wood	0.4%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	4,325	57.3%
Cohabiting couple	378	5.0%
Male householder, no spouse	1,327	17.6%
Female householder, no spouse	1,512	20.0%
Households with children under 18	2,928	38.8%
Households with seniors (65+)	1,440	19.1%
Average household size	2.65

Marital status

Status	Male	Female
Never married	29.1%	19.4%
Married	58.9%	61.7%
Separated	1.4%	3.3%
Widowed	3.2%	6.8%
Divorced	7.4%	8.9%

Education

Less than 9th grade 3.0%

Some HS, no diploma 3.9%

HS graduate 28.1%

Some college, no degree 32.1%

Associate's degree 14.4%

Bachelor's degree 12.3%

Graduate / professional 6.2%

Metric	%
HS diploma or higher	93.0%
Bachelor's or higher	18.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	177	3.7%
Kindergarten	402	8.4%
Elementary school	2,193	46.1%
High school	656	13.8%
College / grad school	1,331	28.0%

Employment

Industry of employment

Retail trade 16.0%

Arts, food & hospitality 15.2%

Public administration 14.9%

Education & healthcare 14.2%

Manufacturing 8.7%

Professional & management 8.2%

Transportation & utilities 8.1%

Other services 6.6%

Construction 4.4%

Finance & real estate 1.6%

Information 1.0%

Agriculture & mining 0.5%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	33.3%
Service	21.3%
Sales & office	20.7%
Natural resources & construction	9.6%
Production & transportation	15.1%

Employment type

Type	%
Private sector	70.3%
Government	24.6%
Self-employed	5.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	85.1%
Carpool	6.0%
Public transit	0.1%
Walk	1.0%
Work from home	5.6%
Other means	2.3%
Avg commute (minutes)	21.1

Poverty

All people 14.9%

Under 18 years 16.1%

18 and over 14.5%

Married-couple families 7.9%

Female-led households 32.9%

Income support

Source	% of households
Social Security	25.6%
Retirement income	24.1%
Supplemental Security	3.8%
Cash public assistance	5.6%
Food stamps / SNAP	12.3%

Health indicators

Condition	%
Obesity	31.8%
High blood pressure	27.2%
High cholesterol	25.0%
Diabetes	8.2%
Heart disease	4.4%
Stroke	2.4%
Asthma	9.6%
Arthritis	18.4%
Kidney disease	2.2%
Pulmonary disease	5.0%
Cancer	4.3%

Behavior / access	%
Smoking	17.9%
Binge drinking	18.7%
No physical activity	19.7%
Less than 7 hrs sleep	34.4%
Depression	24.5%
Fair or poor health	11.7%
Poor mental health	16.1%
Poor physical health	8.8%
No health insurance	18.9%
Visited doctor (checkup)	76.0%
Visited dentist	62.9%
Cholesterol screening	85.4%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,679	20.2%

Disability	%
Any disability	13.4%
Under 18	3.1%
18–64 years	14.6%
65 and over	37.5%

Health insurance coverage

Type	%
Private insurance	72.6%
Public insurance	30.7%
No insurance	12.5%
Uninsured under 19	7.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,247	89.9%
Spanish	524	2.9%
Other Indo-European	348	1.9%
Asian & Pacific Islander	13	0.1%
Other languages	163	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,460	95.9%
Born in same state	18,838	92.8%
Born in different state	7,398	36.4%
Foreign born	622	3.1%
Naturalized citizen	841	4.1%
Not a US citizen	396	47.1%

Ancestry

Ancestry	Count	%
Arab	2,787	13.7%
Italian	2,130	10.5%
French	1,993	9.8%
German	169	0.8%
English	168	0.8%

Ancestry	Count	%
Polish	86	0.4%
Dutch	25	0.1%
Irish	11	0.1%
Norwegian	9	0%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	97.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28532

What city is ZIP code 28532 in?

ZIP code 28532 is primarily assigned to Havelock, North Carolina.

What county is ZIP code 28532 in?

ZIP code 28532 falls within Craven County, North Carolina.

Does ZIP code 28532 have a large veteran population?

20% of civilians in ZIP code 28532 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 28532?

The median home value in ZIP code 28532 is $182,600.

What is the population of ZIP code 28532?

ZIP code 28532 has an estimated population of 20,301 residents, with a density of 123 people per square mile.

What is the median household income in ZIP code 28532?

The median household income in ZIP code 28532 is $61,389, below the national median of ~$75,000.

What timezone is ZIP code 28532 in?

ZIP code 28532 observes the EST timezone.