28582 ZIP Code — Stella, NC

Carteret County, North Carolina

ZIP code 28582 is located in Stella, North Carolina, within Carteret County. It covers approximately 13.73 square miles and serves a population of 1,750 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 252.

About ZIP code 28582

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $268,900. Owner-occupancy is high at 79%, well above the national average.

Median household income is $62,171. The poverty rate of 4% is below the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 21% of civilians, above the national average of 7%; and disability rates above the national average at 24%.

Overall, ZIP code 28582 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,750
population
13.73
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28582 ZIP code map
Cities in ZIP code 28582

Below are the cities the US Postal Service accepts for ZIP code 28582. Using any city not on this list may result in mail delivery delays.

City Status
Stella Preferred
Nearby ZIP codes
28584 Swansboro (2.3 mi) 28555 Maysville (8.3 mi) 28539 Hubert (9.5 mi) 28544 Midway Park (9.8 mi) 28594 Emerald Isle (10.1 mi) 28543 Tarawa Terrace (13.5 mi) 28546 Jacksonville (13.8 mi) 28570 Newport (14.7 mi) 28533 Cherry Point (16.4 mi) 28545 Mccutcheon Field (17.7 mi) 28532 Havelock (18.4 mi) 28573 Pollocksville (19.1 mi)
Demographics updated 05/2026
Population
Total population 1,750
Population density 127 / sq mi
State FIPS 37
County FIPS 031
Geography
Land area 13.73 sq mi
Water area 2.50 sq mi
Latitude 34.7585
Longitude -77.1433
Timezone Eastern (ET)
Area code 252
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 35.9% 44.5% 44.4%
$50k – $100k 36.1% 32.2% 30.6%
$100k – $200k 25.4% 18.6% 19.1%
Over $200k 2.6% 4.8% 6.0%

Demographics & statistics

1,750
Population
127
People per sq mi
50.3
Median age
$62,171
Median household income
$37,092
Per capita income
$268,900
Median home value
$1,313
Median monthly rent
78.6%
Home ownership
3.5%
Poverty rate
3.9%
Unemployment
647
Housing units
36.1%
Bachelor's or higher

Age distribution

Male Female
50
5–9
52
58
10–14
62
81
15–19
86
62
20–24
65
33
25–34
35
127
35–44
133
79
45–54
83
53
55–59
56
83
60–64
87
139
65–74
147
77
75–84
82
10
85+
10
← Male
Female →

Age summary

GroupCount%
Under 1834419.7%
18 and over1,40680.3%
65 and over46526.6%
Median age50.3 years

Race & ethnicity

White 87.9%
Two or more races 6.4%
Hispanic or Latino 4.4%
Black or African American 0.9%
American Indian / Alaska Native 0.4%
GroupCount%
White1,60987.9%
Two or more races1186.4%
Hispanic or Latino804.4%
Black or African American160.9%
American Indian / Alaska Native70.4%

Household income

Income range This ZIP County avg State avg
Under $50k 35.9% 44.5% 44.4%
$50k – $100k 36.1% 32.2% 30.6%
$100k – $200k 25.4% 18.6% 19.1%
Over $200k 2.6% 4.8% 6.0%
Under $10k 2.4%
$10k–$15k 1.7%
$15k–$25k 3.1%
$25k–$35k 21.2%
$35k–$50k 8.2%
$50k–$75k 25.7%
$75k–$100k 8.7%
$100k–$150k 8.7%
$150k–$200k 14.3%
$200k+ 5.9%
Range% of households
Under $10k2.4%
$10k–$15k1.7%
$15k–$25k3.1%
$25k–$35k21.2%
$35k–$50k8.2%
$50k–$75k25.7%
$75k–$100k8.7%
$100k–$150k8.7%
$150k–$200k14.3%
$200k+5.9%
Median income$62,171

Housing

Home values

Under $50k 2.1%
$50k–$100k 1.6%
$100k–$150k 11.3%
$150k–$200k 7.5%
$200k–$300k 37.0%
$300k–$500k 20.4%
$500k–$1M 18.4%
$1M+ 1.6%

Housing overview

MetricValue
Median home value$268,900
Median rent / month$1,313
Owner occupied78.6%
Renter occupied21.4%
Vacant11.0%
Single-family detached85.4%
Large apartment buildings2.0%
Mobile homes9.0%
Median rooms6.7
Avg household size (owned)2.55

Year built

Era%
2020 or later0.0%
2010–201918.0%
2000–200924.8%
1990–199925.9%
1980–19897.1%
1970–197915.4%
1960–19694.9%
1950–19592.6%
1940–19490.0%
1939 or earlier1.3%

Bedrooms

Size% of units
No bedroom (studio)2.0%
1 bedroom1.5%
2 bedrooms19.0%
3 bedrooms55.6%
4 bedrooms17.8%
5+ bedrooms4.1%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle26.3%
2 vehicles43.5%
3 or more30.2%

Heating fuel

Fuel type%
Electricity94.7%
Propane / LP gas4.5%
Wood0.8%

Households & families

Household typeCount%
Married-couple family36351.1%
Cohabiting couple486.8%
Male householder, no spouse659.1%
Female householder, no spouse23533.1%
Households with children under 1821229.8%
Households with seniors (65+)34248.1%
Average household size2.46

Marital status

StatusMaleFemale
Never married36.2%18.9%
Married47.7%50.4%
Separated0.0%4.5%
Widowed4.3%11.9%
Divorced11.8%14.3%

Education

Less than 9th grade 0.0%
Some HS, no diploma 2.1%
HS graduate 25.4%
Some college, no degree 29.2%
Associate's degree 7.2%
Bachelor's degree 23.1%
Graduate / professional 13.0%
Metric%
HS diploma or higher97.9%
Bachelor's or higher36.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten285.2%
Elementary school17432.6%
High school14226.6%
College / grad school19035.6%

Employment

Industry of employment

Education & healthcare 23.8%
Professional & management 15.1%
Construction 10.9%
Manufacturing 10.0%
Retail trade 10.0%
Arts, food & hospitality 10.0%
Public administration 8.8%
Finance & real estate 3.3%
Information 2.8%
Other services 1.8%
Agriculture & mining 1.7%
Wholesale trade 1.7%
Transportation & utilities 0.1%

Occupation

Category%
Management, business & arts39.4%
Service23.3%
Sales & office12.1%
Natural resources & construction8.4%
Production & transportation16.8%

Employment type

Type%
Private sector67.3%
Government21.2%
Self-employed11.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone87.4%
Carpool5.3%
Public transit0.0%
Walk0.0%
Work from home7.3%
Other means0.0%
Avg commute (minutes)26.6

Poverty

All people 3.5%
Under 18 years 0.0%
18 and over 4.4%
Married-couple families 2.8%
Female-led households 0.0%

Income support

Source% of households
Social Security48.0%
Retirement income35.4%
Supplemental Security3.7%
Cash public assistance0.0%
Food stamps / SNAP1.7%

Health indicators

Condition%
Obesity32.3%
High blood pressure33.7%
High cholesterol36.0%
Diabetes10.2%
Heart disease6.7%
Stroke3.1%
Asthma8.9%
Arthritis26.4%
Kidney disease2.9%
Pulmonary disease7.0%
Cancer6.7%
Behavior / access%
Smoking18.5%
Binge drinking16.7%
No physical activity20.8%
Less than 7 hrs sleep34.0%
Depression23.5%
Fair or poor health12.9%
Poor mental health14.0%
Poor physical health10.3%
No health insurance15.3%
Visited doctor (checkup)78.8%
Visited dentist68.1%
Cholesterol screening90.3%
Teeth loss13.1%

Veterans & disability

VeteransCount%
Civilian veterans30021.3%
Disability%
Any disability23.7%
Under 1820.3%
18–64 years17.0%
65 and over39.6%

Health insurance coverage

Type%
Private insurance77.7%
Public insurance32.8%
No insurance7.1%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,750100.0%
Spanish70.4%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages70.4%

Place of birth & citizenship

OriginCount%
Native born (US)1,74699.8%
Born in same state1,70897.6%
Born in different state57332.7%
Foreign born382.2%
Naturalized citizen40.2%
Not a US citizen00.0%

Ancestry

AncestryCount%
Italian42924.5%
French40623.2%
Arab1599.1%
Polish291.7%
AncestryCount%
English271.5%
Irish90.5%
Dutch90.5%

Technology access

Metric% of households
Computer access40.6%
Internet access94.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28582

What city is ZIP code 28582 in?

ZIP code 28582 is primarily assigned to Stella, North Carolina.

What county is ZIP code 28582 in?

ZIP code 28582 falls within Onslow County, North Carolina.

Does ZIP code 28582 have an older population?

27% of residents in ZIP code 28582 are 65 or older, above the national average of ~17%.

Does ZIP code 28582 have a large retiree population?

48% of households in ZIP code 28582 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 28582 have a large veteran population?

21% of civilians in ZIP code 28582 are veterans, above the national average of ~7%.

What is the population of ZIP code 28582?

ZIP code 28582 has an estimated population of 1,750 residents, with a density of 127 people per square mile.

What timezone is ZIP code 28582 in?

ZIP code 28582 observes the EST timezone.

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