12878 ZIP Code — Stony Creek, NY

Warren County, New York

ZIP code 12878 is located in Stony Creek, New York, within Warren County. It covers approximately 107.61 square miles and serves a population of 767 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12878

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $161,200. Owner-occupancy is high at 89%, well above the national average.

Median household income is $67,344. The poverty rate of 6% is below the national average. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 28%.

Overall, ZIP code 12878 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

767

population

107.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12878 ZIP code map

Cities in ZIP code 12878

Below are the cities the US Postal Service accepts for ZIP code 12878. Using any city not on this list may result in mail delivery delays.

City	Status
Stony Creek	Preferred

Nearby ZIP codes

12810 Athol (7.1 mi) 12835 Hadley (8.8 mi) 12885 Warrensburg (11.3 mi) 12843 Johnsburg (11.9 mi) 12846 Lake Luzerne (12.8 mi) 12822 Corinth (14.1 mi) 12845 Lake George (15.3 mi) 12886 Wevertown (15.8 mi) 12134 Northville (15.8 mi) 12190 Wells (16.3 mi) 12817 Chestertown (17.3 mi) 12804 Queensbury (17.7 mi)

Demographics updated 05/2026

Population
Total population	767
Population density	7 / sq mi
State FIPS	36
County FIPS	113

Geography
Land area	107.61 sq mi
Water area	1.09 sq mi
Latitude	43.4296
Longitude	-74.0119
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	38.2%	37.0%
$50k – $100k	50.4%	30.7%	27.0%
$100k – $200k	11.0%	25.1%	24.4%
Over $200k	1.6%	6.0%	11.5%

Demographics & statistics

767

Population

People per sq mi

46.1

Median age

$67,344

Median household income

$26,412

Per capita income

$161,200

Median home value

$850

Median monthly rent

88.9%

Home ownership

6.4%

Poverty rate

6.4%

Unemployment

493

Housing units

10.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	197	25.7%
18 and over	570	74.3%
65 and over	170	22.2%
Median age	46.1 years

Race & ethnicity

White 89.8%

Two or more races 3.3%

Black or African American 3.2%

Hispanic or Latino 2.5%

Asian 1.1%

Group	Count	%
White	707	89.8%
Two or more races	26	3.3%
Black or African American	25	3.2%
Hispanic or Latino	20	2.5%
Asian	9	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	38.2%	37.0%
$50k – $100k	50.4%	30.7%	27.0%
$100k – $200k	11.0%	25.1%	24.4%
Over $200k	1.6%	6.0%	11.5%

Under $10k 3.0%

$10k–$15k 1.1%

$15k–$25k 9.2%

$25k–$35k 10.0%

$35k–$50k 5.2%

$50k–$75k 27.3%

$75k–$100k 23.2%

$100k–$150k 15.9%

$150k–$200k 3.3%

$200k+ 1.8%

Range	% of households
Under $10k	3.0%
$10k–$15k	1.1%
$15k–$25k	9.2%
$25k–$35k	10.0%
$35k–$50k	5.2%
$50k–$75k	27.3%
$75k–$100k	23.2%
$100k–$150k	15.9%
$150k–$200k	3.3%
$200k+	1.8%
Median income	$67,344

Housing

Home values

Under $50k 5.0%

$50k–$100k 18.7%

$100k–$150k 21.2%

$150k–$200k 18.3%

$200k–$300k 21.6%

$300k–$500k 15.4%

Housing overview

Metric	Value
Median home value	$161,200
Median rent / month	$850
Owner occupied	88.9%
Renter occupied	11.1%
Vacant	48.2%
Single-family detached	80.5%
Large apartment buildings	0.0%
Mobile homes	18.4%
Median rooms	5.0
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	0.0%
2010–2019	1.3%
2000–2009	12.8%
1990–1999	13.2%
1980–1989	10.3%
1970–1979	16.1%
1960–1969	9.4%
1950–1959	3.3%
1940–1949	8.0%
1939 or earlier	25.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	16.4%
2 bedrooms	44.7%
3 bedrooms	27.2%
4 bedrooms	7.5%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	24.7%
2 vehicles	46.1%
3 or more	27.3%

Heating fuel

Fuel type	%
Utility gas	1.1%
Electricity	2.2%
Propane / LP gas	16.6%
Fuel oil	52.8%
Wood	22.9%

Households & families

Household type	Count	%
Married-couple family	138	50.9%
Cohabiting couple	23	8.5%
Male householder, no spouse	56	20.7%
Female householder, no spouse	54	19.9%
Households with children under 18	77	28.4%
Households with seniors (65+)	121	44.6%
Average household size	2.83

Marital status

Status	Male	Female
Never married	28.0%	24.5%
Married	49.2%	47.8%
Separated	0.7%	0.0%
Widowed	4.9%	5.1%
Divorced	17.3%	22.6%

Education

Less than 9th grade 2.0%

Some HS, no diploma 8.4%

HS graduate 49.7%

Some college, no degree 21.8%

Associate's degree 7.8%

Bachelor's degree 5.6%

Graduate / professional 4.8%

Metric	%
HS diploma or higher	89.6%
Bachelor's or higher	10.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	2.1%
Kindergarten	4	2.1%
Elementary school	111	59.0%
High school	33	17.6%
College / grad school	36	19.1%

Employment

Industry of employment

Education & healthcare 23.4%

Construction 13.2%

Retail trade 11.9%

Manufacturing 11.5%

Arts, food & hospitality 11.5%

Finance & real estate 7.2%

Public administration 7.2%

Other services 5.5%

Transportation & utilities 3.4%

Information 3.4%

Professional & management 1.7%

Occupation

Category	%
Management, business & arts	25.1%
Service	18.7%
Sales & office	23.4%
Natural resources & construction	21.7%
Production & transportation	11.1%

Employment type

Type	%
Private sector	70.6%
Government	23.8%
Self-employed	5.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.6%
Carpool	12.1%
Public transit	0.0%
Walk	4.3%
Work from home	6.1%
Other means	3.9%
Avg commute (minutes)	39.2

Poverty

All people 6.4%

Under 18 years 1.5%

18 and over 8.1%

Married-couple families 0.0%

Female-led households 11.5%

Income support

Source	% of households
Social Security	52.8%
Retirement income	36.2%
Supplemental Security	8.1%
Cash public assistance	3.7%
Food stamps / SNAP	17.0%

Health indicators

Condition	%
Obesity	30.2%
High blood pressure	36.5%
High cholesterol	34.7%
Diabetes	10.3%
Heart disease	7.8%
Stroke	3.5%
Asthma	10.1%
Arthritis	27.7%
Kidney disease	3.3%
Pulmonary disease	8.5%
Cancer	8.1%

Behavior / access	%
Smoking	18.1%
Binge drinking	16.3%
No physical activity	25.7%
Less than 7 hrs sleep	31.9%
Depression	21.4%
Fair or poor health	13.6%
Poor mental health	13.8%
Poor physical health	10.9%
No health insurance	11.2%
Visited doctor (checkup)	78.7%
Visited dentist	63.2%
Cholesterol screening	91.9%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	69	12.1%

Disability	%
Any disability	27.5%
Under 18	18.8%
18–64 years	25.8%
65 and over	41.8%

Health insurance coverage

Type	%
Private insurance	57.1%
Public insurance	61.0%
No insurance	1.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	742	96.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	758	98.8%
Born in same state	753	98.2%
Born in different state	621	81.0%
Foreign born	5	0.7%
Naturalized citizen	9	1.2%
Not a US citizen	3	33.3%

Ancestry

Ancestry	Count	%
Italian	196	25.6%
French	79	10.3%
Arab	45	5.9%

Ancestry	Count	%
German	17	2.2%
English	13	1.7%
Irish	4	0.5%

Technology access

Metric	% of households
Computer access	35.3%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12878

What city is ZIP code 12878 in?

ZIP code 12878 is primarily assigned to Stony Creek, New York.

What county is ZIP code 12878 in?

ZIP code 12878 falls within Warren County, New York.

Does ZIP code 12878 have a large retiree population?

53% of households in ZIP code 12878 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12878 mostly owner-occupied?

89% of occupied units in ZIP code 12878 are owner-occupied, well above the national average.

How educated is the population of ZIP code 12878?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 12878 have a large veteran population?

12% of civilians in ZIP code 12878 are veterans, above the national average of ~7%.

What timezone is ZIP code 12878 in?

ZIP code 12878 observes the EST timezone.