12168 ZIP Code — Stephentown, NY

Rensselaer County, New York

ZIP code 12168 is located in Stephentown, New York, within Rensselaer County. It covers approximately 30.78 square miles and serves a population of 1,749 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12168

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $221,900. Owner-occupancy is high at 84%, well above the national average.

Median household income is $92,644. The poverty rate of 3% is below the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12168 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,749

population

30.78

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12168 ZIP code map

Cities in ZIP code 12168

Below are the cities the US Postal Service accepts for ZIP code 12168. Using any city not on this list may result in mail delivery delays.

City	Status
Stephentown	Acceptable
Stephentown	Preferred

Nearby ZIP codes

12169 Stephentown (2.9 mi) 12125 New Lebanon (6.4 mi) 12062 East Nassau (6.7 mi) 01237 Lanesborough (6.9 mi) 12153 Sand Lake (7.7 mi) 12022 Berlin (7.8 mi) 01201 Pittsfield (7.9 mi) 01267 Williamstown (8.7 mi) 12018 Averill Park (9 mi) 01224 Berkshire (9.8 mi) 12024 Brainard (9.9 mi) 12029 Canaan (10.7 mi)

Demographics updated 05/2026

Population
Total population	1,749
Population density	57 / sq mi
State FIPS	36
County FIPS	083

Geography
Land area	30.78 sq mi
Water area	0.09 sq mi
Latitude	42.5588
Longitude	-73.3794
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.7%	35.2%	37.0%
$50k – $100k	53.6%	31.4%	27.0%
$100k – $200k	18.5%	27.6%	24.4%
Over $200k	7.2%	5.8%	11.5%

Demographics & statistics

1,749

Population

People per sq mi

48.1

Median age

$92,644

Median household income

$44,857

Per capita income

$221,900

Median home value

$1,103

Median monthly rent

83.6%

Home ownership

3.0%

Poverty rate

26.2%

Unemployment

690

Housing units

39.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

100

25–34

35–44

242

45–54

232

55–59

60–64

131

65–74

126

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	294	16.8%
18 and over	1,455	83.2%
65 and over	371	21.2%
Median age	48.1 years

Race & ethnicity

White 89.5%

Hispanic or Latino 5%

Other race 3%

Two or more races 2.6%

Group	Count	%
White	1,647	89.5%
Hispanic or Latino	92	5%
Other race	55	3%
Two or more races	47	2.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.7%	35.2%	37.0%
$50k – $100k	53.6%	31.4%	27.0%
$100k – $200k	18.5%	27.6%	24.4%
Over $200k	7.2%	5.8%	11.5%

Under $10k 5.0%

$15k–$25k 3.7%

$25k–$35k 3.4%

$35k–$50k 5.6%

$50k–$75k 15.2%

$75k–$100k 31.6%

$100k–$150k 15.4%

$150k–$200k 4.7%

$200k+ 15.2%

Range	% of households
Under $10k	5.0%
$15k–$25k	3.7%
$25k–$35k	3.4%
$35k–$50k	5.6%
$50k–$75k	15.2%
$75k–$100k	31.6%
$100k–$150k	15.4%
$150k–$200k	4.7%
$200k+	15.2%
Median income	$92,644

Housing

Home values

Under $50k 4.3%

$50k–$100k 8.6%

$100k–$150k 8.4%

$150k–$200k 16.0%

$200k–$300k 35.6%

$300k–$500k 15.1%

$500k–$1M 12.0%

Housing overview

Metric	Value
Median home value	$221,900
Median rent / month	$1,103
Owner occupied	83.6%
Renter occupied	16.4%
Vacant	13.4%
Single-family detached	81.8%
Large apartment buildings	0.0%
Mobile homes	10.1%
Median rooms	6.2
Avg household size (owned)	2.61

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	12.1%
1990–1999	10.1%
1980–1989	22.1%
1970–1979	21.0%
1960–1969	4.7%
1950–1959	4.1%
1940–1949	1.7%
1939 or earlier	23.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	10.6%
2 bedrooms	28.2%
3 bedrooms	49.1%
4 bedrooms	8.6%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	28.2%
2 vehicles	30.5%
3 or more	41.4%

Heating fuel

Fuel type	%
Electricity	6.6%
Propane / LP gas	14.2%
Fuel oil	53.4%
Wood	22.0%

Households & families

Household type	Count	%
Married-couple family	378	54.3%
Cohabiting couple	126	18.1%
Male householder, no spouse	98	14.1%
Female householder, no spouse	94	13.5%
Households with children under 18	140	20.1%
Households with seniors (65+)	251	36.1%
Average household size	2.51

Marital status

Status	Male	Female
Never married	23.2%	17.4%
Married	51.1%	48.1%
Separated	0.0%	3.3%
Widowed	5.8%	3.7%
Divorced	19.9%	27.5%

Education

Less than 9th grade 4.0%

Some HS, no diploma 2.6%

HS graduate 23.2%

Some college, no degree 13.8%

Associate's degree 17.3%

Bachelor's degree 30.8%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	39.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	31	10.2%
Kindergarten	43	14.2%
Elementary school	128	42.2%
High school	76	25.1%
College / grad school	25	8.3%

Employment

Industry of employment

Education & healthcare 25.1%

Construction 15.9%

Arts, food & hospitality 9.8%

Professional & management 8.8%

Finance & real estate 7.5%

Retail trade 7.4%

Manufacturing 7.2%

Other services 6.6%

Wholesale trade 4.9%

Public administration 3.3%

Information 1.6%

Transportation & utilities 1.4%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	33.4%
Service	18.6%
Sales & office	20.2%
Natural resources & construction	18.1%
Production & transportation	9.8%

Employment type

Type	%
Private sector	89.6%
Government	9.0%
Self-employed	1.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.9%
Carpool	2.4%
Public transit	0.0%
Walk	1.2%
Work from home	3.5%
Other means	1.0%
Avg commute (minutes)	33.1

Poverty

All people 3.0%

Under 18 years 0.0%

18 and over 3.4%

Married-couple families 2.1%

Female-led households 13.2%

Income support

Source	% of households
Social Security	37.9%
Retirement income	25.9%
Supplemental Security	2.3%
Cash public assistance	2.4%
Food stamps / SNAP	21.0%

Health indicators

Condition	%
Obesity	27.5%
High blood pressure	32.1%
High cholesterol	33.3%
Diabetes	9.5%
Heart disease	7.0%
Stroke	3.0%
Asthma	10.3%
Arthritis	25.5%
Kidney disease	3.0%
Pulmonary disease	7.3%
Cancer	7.4%

Behavior / access	%
Smoking	17.7%
Binge drinking	19.2%
No physical activity	23.4%
Less than 7 hrs sleep	34.9%
Depression	21.9%
Fair or poor health	12.1%
Poor mental health	14.0%
Poor physical health	10.0%
No health insurance	9.7%
Visited doctor (checkup)	79.9%
Visited dentist	65.6%
Cholesterol screening	91.9%
Teeth loss	13.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	79	5.4%

Disability	%
Any disability	7.9%
Under 18	0.0%
18–64 years	5.3%
65 and over	22.1%

Health insurance coverage

Type	%
Private insurance	66.8%
Public insurance	41.5%
No insurance	10.9%
Uninsured under 19	7.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,674	95.7%
Spanish	14	0.8%
Other Indo-European	14	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,721	98.4%
Born in same state	1,712	97.9%
Born in different state	1,160	66.3%
Foreign born	9	0.5%
Naturalized citizen	28	1.6%
Not a US citizen	22	78.6%

Ancestry

Ancestry	Count	%
Italian	368	21%
French	283	16.2%
Arab	198	11.3%
English	81	4.6%

Ancestry	Count	%
German	41	2.3%
Dutch	14	0.8%
Polish	9	0.5%

Technology access

Metric	% of households
Computer access	39.8%
Internet access	94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12168

What city is ZIP code 12168 in?

ZIP code 12168 is primarily assigned to Stephentown, New York.

What county is ZIP code 12168 in?

ZIP code 12168 falls within Rensselaer County, New York.

Is ZIP code 12168 mostly owner-occupied?

84% of occupied units in ZIP code 12168 are owner-occupied, well above the national average.

Does ZIP code 12168 have a large retiree population?

38% of households in ZIP code 12168 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 12168?

ZIP code 12168 has an estimated population of 1,749 residents, with a density of 57 people per square mile.

What is the median household income in ZIP code 12168?

The median household income in ZIP code 12168 is $92,644, above the national median of ~$75,000.

What timezone is ZIP code 12168 in?

ZIP code 12168 observes the EST timezone.