12169 ZIP Code — Stephentown, NY

Rensselaer County, New York

ZIP code 12169 is located in Stephentown, New York, within Rensselaer County. It covers approximately 11.60 square miles and serves a population of 379 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12169

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $159,400. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($38,979) and mean household income suggests income inequality — a small number of higher earners pull the average up. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 12169 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

379

population

11.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12169 ZIP code map

Cities in ZIP code 12169

Below are the cities the US Postal Service accepts for ZIP code 12169. Using any city not on this list may result in mail delivery delays.

City	Status
Stephentown	Preferred

Nearby ZIP codes

12168 Stephentown (2.9 mi) 12062 East Nassau (5.1 mi) 12153 Sand Lake (5.2 mi) 12018 Averill Park (6.1 mi) 12125 New Lebanon (7.5 mi) 12022 Berlin (7.8 mi) 12024 Brainard (8.8 mi) 12123 Nassau (9.1 mi) 01237 Lanesborough (9.6 mi) 01267 Williamstown (10.1 mi) 12196 West Sand Lake (10.4 mi) 12140 Poestenkill (10.4 mi)

Demographics updated 05/2026

Population
Total population	379
Population density	33 / sq mi
State FIPS	36
County FIPS	083

Geography
Land area	11.60 sq mi
Water area	0.06 sq mi
Latitude	42.5776
Longitude	-73.4307
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.1%	35.2%	37.0%
$50k – $100k	0.0%	31.4%	27.0%
$100k – $200k	34.1%	27.6%	24.4%
Over $200k	11.8%	5.8%	11.5%

Demographics & statistics

379

Population

People per sq mi

40.9

Median age

$38,979

Median household income

$37,587

Per capita income

$159,400

Median home value

Median monthly rent

80.2%

Home ownership

0.0%

Poverty rate

0.0%

Unemployment

170

Housing units

18.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	128	33.8%
18 and over	251	66.2%
65 and over	83	21.9%
Median age	40.9 years

Race & ethnicity

White 98.2%

Two or more races 1.8%

Group	Count	%
White	372	98.2%
Two or more races	7	1.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.1%	35.2%	37.0%
$50k – $100k	0.0%	31.4%	27.0%
$100k – $200k	34.1%	27.6%	24.4%
Over $200k	11.8%	5.8%	11.5%

$15k–$25k 13.0%

$35k–$50k 65.6%

$100k–$150k 13.0%

$150k–$200k 3.1%

$200k+ 5.2%

Range	% of households
$15k–$25k	13.0%
$35k–$50k	65.6%
$100k–$150k	13.0%
$150k–$200k	3.1%
$200k+	5.2%
Median income	$38,979

Housing

Home values

Under $50k 2.6%

$50k–$100k 39.6%

$100k–$150k 3.9%

$150k–$200k 10.4%

$200k–$300k 39.6%

$300k–$500k 3.9%

Housing overview

Metric	Value
Median home value	$159,400
Median rent / month	$0
Owner occupied	80.2%
Renter occupied	19.8%
Vacant	7.7%
Single-family detached	76.0%
Large apartment buildings	0.0%
Mobile homes	24.0%
Median rooms	5.1
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	24.0%
1990–1999	11.1%
1980–1989	18.3%
1970–1979	16.3%
1960–1969	2.9%
1950–1959	13.5%
1940–1949	0.0%
1939 or earlier	13.9%

Bedrooms

Size	% of units
No bedroom (studio)	7.7%
1 bedroom	19.2%
2 bedrooms	31.3%
3 bedrooms	12.0%
4 bedrooms	29.8%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.7%
1 vehicle	67.2%
2 vehicles	22.4%
3 or more	5.7%

Heating fuel

Fuel type	%
Propane / LP gas	5.2%
Fuel oil	28.1%
Wood	43.8%

Households & families

Household type	Count	%
Married-couple family	41	21.4%
Cohabiting couple	0	0.0%
Male householder, no spouse	85	44.3%
Female householder, no spouse	66	34.4%
Households with children under 18	59	30.7%
Households with seniors (65+)	81	42.2%
Average household size	1.97

Marital status

Status	Male	Female
Never married	45.7%	0.0%
Married	38.4%	36.3%
Separated	4.3%	0.0%
Widowed	0.0%	38.9%
Divorced	11.6%	24.8%

Education

Less than 9th grade 11.2%

Some HS, no diploma 0.0%

HS graduate 23.9%

Some college, no degree 25.1%

Associate's degree 21.5%

Bachelor's degree 15.1%

Graduate / professional 3.2%

Metric	%
HS diploma or higher	88.8%
Bachelor's or higher	18.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	82	71.3%
High school	27	23.5%
College / grad school	6	5.2%

Employment

Industry of employment

Construction 38.3%

Professional & management 21.0%

Education & healthcare 17.9%

Transportation & utilities 13.6%

Manufacturing 6.8%

Public administration 2.5%

Occupation

Category	%
Management, business & arts	25.9%
Service	13.0%
Sales & office	6.2%
Natural resources & construction	51.9%
Production & transportation	3.1%

Employment type

Type	%
Private sector	62.3%
Government	20.4%
Self-employed	17.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.8%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	18.2%
Other means	0.0%
Avg commute (minutes)	31.7

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	42.2%
Retirement income	25.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	4.7%

Health indicators

Condition	%
Obesity	27.8%
High blood pressure	30.1%
High cholesterol	32.5%
Diabetes	8.8%
Heart disease	6.0%
Stroke	2.6%
Asthma	10.3%
Arthritis	23.4%
Kidney disease	2.6%
Pulmonary disease	6.8%
Cancer	6.4%

Behavior / access	%
Smoking	18.3%
Binge drinking	20.9%
No physical activity	21.8%
Less than 7 hrs sleep	35.4%
Depression	22.3%
Fair or poor health	11.4%
Poor mental health	14.4%
Poor physical health	9.6%
No health insurance	9.2%
Visited doctor (checkup)	78.7%
Visited dentist	66.1%
Cholesterol screening	91.3%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	16	6.4%

Disability	%
Any disability	15.8%
Under 18	0.0%
18–64 years	0.0%
65 and over	72.3%

Health insurance coverage

Type	%
Private insurance	54.4%
Public insurance	58.3%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	369	97.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	379	100.0%
Born in same state	379	100.0%
Born in different state	321	84.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
English	152	40.1%
French	54	14.2%
Italian	41	10.8%

Ancestry	Count	%
German	29	7.7%
Arab	19	5%

Technology access

Metric	% of households
Computer access	50.7%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12169

What city is ZIP code 12169 in?

ZIP code 12169 is primarily assigned to Stephentown, New York.

What county is ZIP code 12169 in?

ZIP code 12169 falls within Rensselaer County, New York.

Is ZIP code 12169 family-oriented?

34% of residents in ZIP code 12169 are under 18, reflecting a younger, family-oriented community.

Does ZIP code 12169 have a large retiree population?

42% of households in ZIP code 12169 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12169 mostly owner-occupied?

80% of occupied units in ZIP code 12169 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 12169?

The median home value in ZIP code 12169 is $159,400.

What timezone is ZIP code 12169 in?

ZIP code 12169 observes the EST timezone.