22656 ZIP Code — Stephenson, VA
Frederick County, Virginia
ZIP code 22656 is located in Stephenson, Virginia, within Frederick County. It covers approximately 8.79 square miles and serves a population of 4,754 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 540.
About ZIP code 22656
The housing stock consists of a mix of housing types. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $350,300. Owner-occupancy is high at 86%, well above the national average.
Median household income is $103,654. The poverty rate of 4% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.
4,754
population
8.79
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
22656 ZIP code map
Cities in ZIP code 22656
Below are the cities the US Postal Service accepts for ZIP code 22656. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Stephenson | Preferred |
Nearby ZIP codes
22624 Clear Brook (4.1 mi)
22601 Winchester (5.6 mi)
25446 Summit Point (6.2 mi)
22611 Berryville (6.3 mi)
25413 Bunker Hill (7.3 mi)
22603 Winchester (7.9 mi)
22620 Boyce (10.6 mi)
22663 White Post (11 mi)
22602 Winchester (11.3 mi)
25420 Gerrardstown (11.3 mi)
25430 Kearneysville (11.5 mi)
25414 Charles Town (12.2 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 4,754 |
| Population density | 541 / sq mi |
| State FIPS | 51 |
| County FIPS | 069 |
| Geography | |
|---|---|
| Land area | 8.79 sq mi |
| Water area | 0.06 sq mi |
| Latitude | 39.2136 |
| Longitude | -78.0828 |
| Timezone | Eastern (ET) |
| Area code | 540 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 20.9% | 27.2% | 32.9% |
| $50k – $100k | 29.0% | 34.3% | 29.2% |
| $100k – $200k | 48.2% | 31.1% | 26.3% |
| Over $200k | 1.8% | 7.4% | 11.6% |
Demographics & statistics
4,754
Population
541
People per sq mi
42.0
Median age
$103,654
Median household income
$44,440
Per capita income
$350,300
Median home value
$2,061
Median monthly rent
86.2%
Home ownership
3.6%
Poverty rate
2.3%
Unemployment
1,591
Housing units
41.7%
Bachelor's or higher
Age distribution
Male
Female
100
Under 5
113
163
5–9
183
163
10–14
183
128
15–19
143
17
20–24
18
245
25–34
275
440
35–44
492
270
45–54
302
100
55–59
111
186
60–64
209
233
65–74
261
143
75–84
161
54
85+
61
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 1,024 | 21.5% |
| 18 and over | 3,730 | 78.5% |
| 65 and over | 913 | 19.2% |
| Median age | 42.0 years | |
Race & ethnicity
White
73.5%
Asian
9.2%
Black or African American
7.1%
Hispanic or Latino
4.4%
Other race
3.5%
Two or more races
2.3%
| Group | Count | % |
|---|---|---|
| White | 3,657 | 73.5% |
| Asian | 460 | 9.2% |
| Black or African American | 351 | 7.1% |
| Hispanic or Latino | 220 | 4.4% |
| Other race | 173 | 3.5% |
| Two or more races | 113 | 2.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 20.9% | 27.2% | 32.9% |
| $50k – $100k | 29.0% | 34.3% | 29.2% |
| $100k – $200k | 48.2% | 31.1% | 26.3% |
| Over $200k | 1.8% | 7.4% | 11.6% |
Under $10k
2.3%
$15k–$25k
1.7%
$25k–$35k
5.0%
$35k–$50k
1.7%
$50k–$75k
18.5%
$75k–$100k
14.0%
$100k–$150k
28.4%
$150k–$200k
20.1%
$200k+
8.2%
| Range | % of households |
|---|---|
| Under $10k | 2.3% |
| $15k–$25k | 1.7% |
| $25k–$35k | 5.0% |
| $35k–$50k | 1.7% |
| $50k–$75k | 18.5% |
| $75k–$100k | 14.0% |
| $100k–$150k | 28.4% |
| $150k–$200k | 20.1% |
| $200k+ | 8.2% |
| Median income | $103,654 |
Housing
Home values
Under $50k
14.7%
$50k–$100k
3.4%
$100k–$150k
0.9%
$150k–$200k
5.3%
$200k–$300k
13.2%
$300k–$500k
46.0%
$500k–$1M
15.7%
$1M+
0.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $350,300 |
| Median rent / month | $2,061 |
| Owner occupied | 86.2% |
| Renter occupied | 13.8% |
| Vacant | 0.6% |
| Single-family detached | 65.1% |
| Large apartment buildings | 0.0% |
| Mobile homes | 13.9% |
| Median rooms | 6.7 |
| Avg household size (owned) | 2.65 |
Year built
| Era | % |
|---|---|
| 2020 or later | 2.2% |
| 2010–2019 | 36.7% |
| 2000–2009 | 19.4% |
| 1990–1999 | 7.7% |
| 1980–1989 | 8.2% |
| 1970–1979 | 9.7% |
| 1960–1969 | 3.7% |
| 1950–1959 | 9.7% |
| 1940–1949 | 0.0% |
| 1939 or earlier | 2.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 0.0% |
| 2 bedrooms | 14.9% |
| 3 bedrooms | 51.5% |
| 4 bedrooms | 23.8% |
| 5+ bedrooms | 9.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.3% |
| 1 vehicle | 18.7% |
| 2 vehicles | 39.7% |
| 3 or more | 35.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 42.2% |
| Electricity | 39.7% |
| Propane / LP gas | 7.5% |
| Fuel oil | 3.4% |
| Wood | 5.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 1,043 | 56.9% |
| Cohabiting couple | 133 | 7.3% |
| Male householder, no spouse | 264 | 14.4% |
| Female householder, no spouse | 392 | 21.4% |
| Households with children under 18 | 652 | 35.6% |
| Households with seniors (65+) | 603 | 32.9% |
| Average household size | 2.59 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 17.4% | 18.8% |
| Married | 58.7% | 54.8% |
| Separated | 5.0% | 1.2% |
| Widowed | 5.6% | 11.2% |
| Divorced | 13.4% | 14.0% |
Education
Less than 9th grade
3.2%
Some HS, no diploma
6.2%
HS graduate
26.8%
Some college, no degree
17.3%
Associate's degree
4.9%
Bachelor's degree
24.0%
Graduate / professional
17.7%
| Metric | % |
|---|---|
| HS diploma or higher | 90.7% |
| Bachelor's or higher | 41.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 83 | 8.1% |
| Kindergarten | 33 | 3.2% |
| Elementary school | 507 | 49.7% |
| High school | 244 | 23.9% |
| College / grad school | 154 | 15.1% |
Employment
Industry of employment
Education & healthcare
25.2%
Professional & management
14.3%
Public administration
11.8%
Arts, food & hospitality
11.0%
Manufacturing
10.4%
Retail trade
6.6%
Finance & real estate
6.2%
Wholesale trade
4.6%
Construction
4.3%
Other services
2.5%
Information
2.1%
Agriculture & mining
0.8%
Transportation & utilities
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 51.9% |
| Service | 14.0% |
| Sales & office | 16.6% |
| Natural resources & construction | 6.9% |
| Production & transportation | 10.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 68.9% |
| Government | 28.7% |
| Self-employed | 2.4% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 73.8% |
| Carpool | 12.4% |
| Public transit | 0.0% |
| Walk | 2.5% |
| Work from home | 10.1% |
| Other means | 1.3% |
| Avg commute (minutes) | 36.7 |
Poverty
All people
3.6%
Under 18 years
6.5%
18 and over
2.7%
Married-couple families
0.7%
Female-led households
12.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.9% |
| Retirement income | 26.5% |
| Supplemental Security | 3.4% |
| Cash public assistance | 2.8% |
| Food stamps / SNAP | 4.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 32.9% |
| High blood pressure | 35.5% |
| High cholesterol | 34.3% |
| Diabetes | 10.0% |
| Heart disease | 6.2% |
| Stroke | 2.9% |
| Asthma | 9.2% |
| Arthritis | 27.0% |
| Kidney disease | 2.7% |
| Pulmonary disease | 7.0% |
| Cancer | 7.1% |
| Behavior / access | % |
|---|---|
| Smoking | 17.8% |
| Binge drinking | 16.8% |
| No physical activity | 23.2% |
| Less than 7 hrs sleep | 32.5% |
| Depression | 21.3% |
| Fair or poor health | 13.6% |
| Poor mental health | 13.4% |
| Poor physical health | 9.7% |
| No health insurance | 11.4% |
| Visited doctor (checkup) | 75.6% |
| Visited dentist | 68.7% |
| Cholesterol screening | 91.5% |
| Teeth loss | 10.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 323 | 8.7% |
| Disability | % |
|---|---|
| Any disability | 10.1% |
| Under 18 | 0.0% |
| 18–64 years | 5.0% |
| 65 and over | 37.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 82.3% |
| Public insurance | 27.7% |
| No insurance | 4.5% |
| Uninsured under 19 | 2.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 4,541 | 95.5% |
| Spanish | 30 | 0.7% |
| Other Indo-European | 16 | 0.4% |
| Asian & Pacific Islander | 14 | 0.3% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 4,222 | 88.8% |
| Born in same state | 4,070 | 85.6% |
| Born in different state | 1,917 | 40.3% |
| Foreign born | 152 | 3.2% |
| Naturalized citizen | 532 | 11.2% |
| Not a US citizen | 441 | 82.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 921 | 19.4% |
| Italian | 565 | 11.9% |
| Arab | 534 | 11.2% |
| Ancestry | Count | % |
|---|---|---|
| English | 41 | 0.9% |
| Norwegian | 22 | 0.5% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 38.5% |
| Internet access | 93.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 22656
What city is ZIP code 22656 in?
ZIP code 22656 is primarily assigned to Stephenson, Virginia.
What county is ZIP code 22656 in?
ZIP code 22656 falls within Frederick County, Virginia.
Is ZIP code 22656 mostly owner-occupied?
86% of occupied units in ZIP code 22656 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 22656?
The median home value in ZIP code 22656 is $350,300.
What is the median household income in ZIP code 22656?
The median household income in ZIP code 22656 is $103,654, above the national median of ~$75,000.
What is the population of ZIP code 22656?
ZIP code 22656 has an estimated population of 4,754 residents, with a density of 541 people per square mile.
What timezone is ZIP code 22656 in?
ZIP code 22656 observes the EST timezone.