25420 ZIP Code — Gerrardstown, WV

Berkeley County, West Virginia

ZIP code 25420 is located in Gerrardstown, West Virginia, within Berkeley County. It covers approximately 29.80 square miles and serves a population of 4,801 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 304/681.

About ZIP code 25420

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $258,400. Owner-occupancy is high at 76%, well above the national average.

Median household income is $90,326. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 25420 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,801

population

29.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

25420 ZIP code map

Cities in ZIP code 25420

Below are the cities the US Postal Service accepts for ZIP code 25420. Using any city not on this list may result in mail delivery delays.

City	Status
Gerrardstown	Preferred

Nearby ZIP codes

25428 Inwood (4.9 mi) 25413 Bunker Hill (5.5 mi) 22624 Clear Brook (7.2 mi) 22603 Winchester (7.3 mi) 25405 Martinsburg (8.4 mi) 25430 Kearneysville (9 mi) 25403 Martinsburg (9.4 mi) 25427 Hedgesville (9.8 mi) 25401 Martinsburg (10.1 mi) 22625 Cross Junction (10.3 mi) 22656 Stephenson (11.3 mi) 25446 Summit Point (12.6 mi)

Demographics updated 05/2026

Population
Total population	4,801
Population density	161 / sq mi
State FIPS	54
County FIPS	003

Geography
Land area	29.80 sq mi
Water area	0.00 sq mi
Latitude	39.3759
Longitude	-78.1129
Timezone	Eastern (ET)
Area code	304/681

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.4%	36.1%	51.6%
$50k – $100k	40.5%	37.4%	29.4%
$100k – $200k	28.0%	22.6%	15.8%
Over $200k	4.1%	4.0%	3.1%

Demographics & statistics

4,801

Population

161

People per sq mi

47.0

Median age

$90,326

Median household income

$40,592

Per capita income

$258,400

Median home value

$987

Median monthly rent

76.3%

Home ownership

8.8%

Poverty rate

2.5%

Unemployment

1,631

Housing units

36.0%

Bachelor's or higher

Age distribution

Male Female

149

Under 5

145

117

5–9

115

170

10–14

165

100

15–19

20–24

278

25–34

272

249

35–44

242

454

45–54

443

182

55–59

177

230

60–64

225

228

65–74

223

179

75–84

175

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,043	21.7%
18 and over	3,758	78.3%
65 and over	849	17.7%
Median age	47.0 years

Race & ethnicity

White 91.7%

Two or more races 6.4%

Black or African American 0.9%

Hispanic or Latino 0.7%

American Indian / Alaska Native 0.3%

Group	Count	%
White	4,434	91.7%
Two or more races	311	6.4%
Black or African American	43	0.9%
Hispanic or Latino	34	0.7%
American Indian / Alaska Native	13	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.4%	36.1%	51.6%
$50k – $100k	40.5%	37.4%	29.4%
$100k – $200k	28.0%	22.6%	15.8%
Over $200k	4.1%	4.0%	3.1%

Under $10k 2.8%

$10k–$15k 3.9%

$15k–$25k 5.9%

$25k–$35k 10.6%

$35k–$50k 7.5%

$50k–$75k 12.6%

$75k–$100k 18.6%

$100k–$150k 20.4%

$150k–$200k 11.1%

$200k+ 6.6%

Range	% of households
Under $10k	2.8%
$10k–$15k	3.9%
$15k–$25k	5.9%
$25k–$35k	10.6%
$35k–$50k	7.5%
$50k–$75k	12.6%
$75k–$100k	18.6%
$100k–$150k	20.4%
$150k–$200k	11.1%
$200k+	6.6%
Median income	$90,326

Housing

Home values

Under $50k 5.8%

$50k–$100k 3.5%

$100k–$150k 21.7%

$150k–$200k 6.4%

$200k–$300k 24.8%

$300k–$500k 29.7%

$500k–$1M 8.1%

Housing overview

Metric	Value
Median home value	$258,400
Median rent / month	$987
Owner occupied	76.3%
Renter occupied	23.7%
Vacant	3.6%
Single-family detached	83.4%
Large apartment buildings	0.0%
Mobile homes	13.1%
Median rooms	5.9
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.5%
2010–2019	12.0%
2000–2009	14.8%
1990–1999	15.0%
1980–1989	25.1%
1970–1979	20.6%
1960–1969	0.8%
1950–1959	1.3%
1940–1949	0.0%
1939 or earlier	10.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.1%
2 bedrooms	43.1%
3 bedrooms	27.6%
4 bedrooms	21.7%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	6.7%
1 vehicle	23.6%
2 vehicles	16.5%
3 or more	53.2%

Heating fuel

Fuel type	%
Utility gas	2.6%
Electricity	63.7%
Propane / LP gas	8.2%
Fuel oil	13.2%
Wood	7.3%
No fuel used	1.7%

Households & families

Household type	Count	%
Married-couple family	1,128	55.3%
Cohabiting couple	138	6.8%
Male householder, no spouse	348	17.1%
Female householder, no spouse	425	20.8%
Households with children under 18	525	25.7%
Households with seniors (65+)	664	32.6%
Average household size	2.35

Marital status

Status	Male	Female
Never married	30.4%	10.8%
Married	57.5%	61.6%
Separated	0.0%	2.0%
Widowed	4.0%	9.3%
Divorced	8.1%	16.3%

Education

Less than 9th grade 3.5%

Some HS, no diploma 5.7%

HS graduate 30.1%

Some college, no degree 15.0%

Associate's degree 9.6%

Bachelor's degree 20.5%

Graduate / professional 15.6%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	36.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	50	5.5%
Kindergarten	54	5.9%
Elementary school	439	48.2%
High school	248	27.3%
College / grad school	119	13.1%

Employment

Industry of employment

Education & healthcare 25.6%

Manufacturing 14.2%

Retail trade 13.1%

Professional & management 10.6%

Public administration 8.6%

Construction 7.4%

Other services 5.5%

Transportation & utilities 5.1%

Agriculture & mining 3.5%

Arts, food & hospitality 2.4%

Finance & real estate 2.1%

Wholesale trade 1.9%

Occupation

Category	%
Management, business & arts	50.4%
Service	9.1%
Sales & office	13.1%
Natural resources & construction	11.1%
Production & transportation	16.4%

Employment type

Type	%
Private sector	79.8%
Government	18.7%
Self-employed	1.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.5%
Carpool	3.1%
Public transit	0.0%
Walk	0.0%
Work from home	9.6%
Other means	0.7%
Avg commute (minutes)	32.7

Poverty

All people 8.8%

Under 18 years 9.7%

18 and over 8.5%

Married-couple families 5.2%

Female-led households 12.7%

Income support

Source	% of households
Social Security	33.8%
Retirement income	23.4%
Supplemental Security	7.2%
Cash public assistance	1.5%
Food stamps / SNAP	14.3%

Health indicators

Condition	%
Obesity	37.6%
High blood pressure	33.7%
High cholesterol	33.4%
Diabetes	10.5%
Heart disease	6.0%
Stroke	2.5%
Asthma	10.9%
Arthritis	28.6%
Kidney disease	2.4%
Pulmonary disease	8.1%
Cancer	5.7%

Behavior / access	%
Smoking	22.2%
Binge drinking	13.3%
No physical activity	25.7%
Less than 7 hrs sleep	40.2%
Depression	27.2%
Fair or poor health	15.6%
Poor mental health	17.8%
Poor physical health	11.8%
No health insurance	9.9%
Visited doctor (checkup)	79.8%
Visited dentist	64.8%
Cholesterol screening	90.1%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	393	10.5%

Disability	%
Any disability	14.6%
Under 18	1.2%
18–64 years	14.6%
65 and over	31.0%

Health insurance coverage

Type	%
Private insurance	70.8%
Public insurance	38.2%
No insurance	4.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,507	93.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,757	99.1%
Born in same state	4,757	99.1%
Born in different state	1,767	36.8%
Foreign born	0	0.0%
Naturalized citizen	44	0.9%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	948	19.7%
French	520	10.8%

Ancestry	Count	%
Arab	130	2.7%
Norwegian	11	0.2%

Technology access

Metric	% of households
Computer access	42.5%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 25420

What city is ZIP code 25420 in?

ZIP code 25420 is primarily assigned to Gerrardstown, West Virginia.

What county is ZIP code 25420 in?

ZIP code 25420 falls within Berkeley County, West Virginia.

Does ZIP code 25420 have a large veteran population?

11% of civilians in ZIP code 25420 are veterans, above the national average of ~7%.

What is the population of ZIP code 25420?

ZIP code 25420 has an estimated population of 4,801 residents, with a density of 161 people per square mile.

What is the median household income in ZIP code 25420?

The median household income in ZIP code 25420 is $90,326, above the national median of ~$75,000.

What is the typical home value in ZIP code 25420?

The median home value in ZIP code 25420 is $258,400.

What timezone is ZIP code 25420 in?

ZIP code 25420 observes the EST timezone.