98292 ZIP Code — Stanwood, WA

Snohomish County, Washington

ZIP code 98292 is located in Stanwood, Washington, within Snohomish County. It covers approximately 76.80 square miles and serves a population of 25,757 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98292

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $558,000. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($96,627) and mean household income suggests income inequality — a small number of higher earners pull the average up. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 98292 reflects a community defined by high homeownership and a significant Social Security-dependent population.

25,757

population

76.80

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98292 ZIP code map

Cities in ZIP code 98292

Below are the cities the US Postal Service accepts for ZIP code 98292. Using any city not on this list may result in mail delivery delays.

City	Status
Stanwood	Acceptable
Stanwood	Preferred

Nearby ZIP codes

98282 Camano Island (7.4 mi) 98271 Marysville (8.5 mi) 98270 Marysville (12.1 mi) 98260 Langley (12.5 mi) 98274 Mount Vernon (13.1 mi) 98273 Mount Vernon (13.5 mi) 98253 Greenbank (14.7 mi) 98258 Lake Stevens (15.5 mi) 98201 Everett (15.5 mi) 98223 Arlington (16.2 mi) 98207 Everett (16.3 mi) 98249 Freeland (16.6 mi)

Demographics updated 05/2026

Population
Total population	25,757
Population density	335 / sq mi
State FIPS	53
County FIPS	061

Geography
Land area	76.80 sq mi
Water area	5.32 sq mi
Latitude	48.2052
Longitude	-122.3011
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.5%	24.8%	31.7%
$50k – $100k	30.4%	31.3%	30.6%
$100k – $200k	29.8%	32.6%	27.1%
Over $200k	11.3%	11.2%	10.6%

Demographics & statistics

25,757

Population

335

People per sq mi

41.5

Median age

$96,627

Median household income

$46,719

Per capita income

$558,000

Median home value

$1,685

Median monthly rent

80.3%

Home ownership

9.0%

Poverty rate

3.7%

Unemployment

7,920

Housing units

25.1%

Bachelor's or higher

Age distribution

Male Female

713

Under 5

769

909

5–9

981

798

10–14

861

821

15–19

886

493

20–24

532

1,454

25–34

1,571

1,501

35–44

1,620

1,439

45–54

1,555

931

55–59

1,005

990

60–64

1,070

1,421

65–74

1,534

621

75–84

671

294

85+

317

← Male

Female →

Age summary

Group	Count	%
Under 18	6,287	24.4%
18 and over	19,470	75.6%
65 and over	4,858	18.9%
Median age	41.5 years

Race & ethnicity

White 80.5%

Two or more races 9.2%

Hispanic or Latino 5.3%

Asian 1.8%

Other race 1.6%

American Indian / Alaska Native 1.3%

Black or African American 0.2%

Group	Count	%
White	21,898	80.5%
Two or more races	2,497	9.2%
Hispanic or Latino	1,451	5.3%
Asian	488	1.8%
Other race	447	1.6%
American Indian / Alaska Native	363	1.3%
Black or African American	64	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.5%	24.8%	31.7%
$50k – $100k	30.4%	31.3%	30.6%
$100k – $200k	29.8%	32.6%	27.1%
Over $200k	11.3%	11.2%	10.6%

Under $10k 3.5%

$10k–$15k 3.0%

$15k–$25k 4.0%

$25k–$35k 4.9%

$35k–$50k 9.3%

$50k–$75k 13.8%

$75k–$100k 13.2%

$100k–$150k 20.7%

$150k–$200k 12.2%

$200k+ 15.5%

Range	% of households
Under $10k	3.5%
$10k–$15k	3.0%
$15k–$25k	4.0%
$25k–$35k	4.9%
$35k–$50k	9.3%
$50k–$75k	13.8%
$75k–$100k	13.2%
$100k–$150k	20.7%
$150k–$200k	12.2%
$200k+	15.5%
Median income	$96,627

Housing

Home values

Under $50k 1.8%

$50k–$100k 1.2%

$150k–$200k 0.2%

$200k–$300k 4.0%

$300k–$500k 34.3%

$500k–$1M 51.3%

$1M+ 7.2%

Housing overview

Metric	Value
Median home value	$558,000
Median rent / month	$1,685
Owner occupied	80.3%
Renter occupied	19.7%
Vacant	6.0%
Single-family detached	79.2%
Large apartment buildings	4.4%
Mobile homes	8.8%
Median rooms	5.9
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	1.7%
2010–2019	10.7%
2000–2009	20.8%
1990–1999	24.6%
1980–1989	13.5%
1970–1979	8.9%
1960–1969	6.7%
1950–1959	2.4%
1940–1949	3.9%
1939 or earlier	6.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	9.0%
2 bedrooms	15.3%
3 bedrooms	46.3%
4 bedrooms	23.2%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	18.1%
2 vehicles	36.3%
3 or more	42.6%

Heating fuel

Fuel type	%
Utility gas	24.8%
Electricity	47.4%
Propane / LP gas	17.1%
Fuel oil	0.1%
Wood	9.5%
Solar	0.3%

Households & families

Household type	Count	%
Married-couple family	5,206	57.0%
Cohabiting couple	877	9.6%
Male householder, no spouse	942	10.3%
Female householder, no spouse	2,116	23.1%
Households with children under 18	2,989	32.7%
Households with seniors (65+)	3,374	36.9%
Average household size	2.79

Marital status

Status	Male	Female
Never married	27.2%	23.8%
Married	55.6%	51.7%
Separated	0.7%	0.4%
Widowed	2.8%	12.7%
Divorced	13.8%	11.4%

Education

Less than 9th grade 1.1%

Some HS, no diploma 3.8%

HS graduate 28.0%

Some college, no degree 30.9%

Associate's degree 11.0%

Bachelor's degree 17.9%

Graduate / professional 7.2%

Metric	%
HS diploma or higher	95.1%
Bachelor's or higher	25.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	489	8.1%
Kindergarten	239	4.0%
Elementary school	2,705	44.8%
High school	1,642	27.2%
College / grad school	966	16.0%

Employment

Industry of employment

Education & healthcare 20.0%

Manufacturing 17.1%

Construction 12.5%

Retail trade 10.1%

Arts, food & hospitality 8.3%

Transportation & utilities 7.6%

Professional & management 6.9%

Finance & real estate 4.8%

Public administration 4.6%

Other services 3.6%

Agriculture & mining 1.7%

Wholesale trade 1.6%

Information 1.1%

Occupation

Category	%
Management, business & arts	38.3%
Service	18.1%
Sales & office	15.0%
Natural resources & construction	14.8%
Production & transportation	13.8%

Employment type

Type	%
Private sector	77.0%
Government	14.9%
Self-employed	7.2%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	78.9%
Carpool	7.7%
Public transit	0.5%
Walk	2.6%
Work from home	9.5%
Other means	0.8%
Avg commute (minutes)	35.8

Poverty

All people 9.0%

Under 18 years 11.7%

18 and over 8.2%

Married-couple families 3.9%

Female-led households 2.4%

Income support

Source	% of households
Social Security	36.6%
Retirement income	30.9%
Supplemental Security	3.9%
Cash public assistance	2.6%
Food stamps / SNAP	7.7%

Health indicators

Condition	%
Obesity	32.2%
High blood pressure	30.3%
High cholesterol	31.7%
Diabetes	8.6%
Heart disease	5.9%
Stroke	2.8%
Asthma	11.0%
Arthritis	27.9%
Kidney disease	2.7%
Pulmonary disease	6.0%
Cancer	7.4%

Behavior / access	%
Smoking	14.7%
Binge drinking	16.3%
No physical activity	19.2%
Less than 7 hrs sleep	33.1%
Depression	27.3%
Fair or poor health	13.0%
Poor mental health	15.3%
Poor physical health	10.5%
No health insurance	10.0%
Visited doctor (checkup)	70.3%
Visited dentist	68.6%
Cholesterol screening	89.4%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,127	10.9%

Disability	%
Any disability	13.1%
Under 18	3.5%
18–64 years	11.7%
65 and over	30.5%

Health insurance coverage

Type	%
Private insurance	71.3%
Public insurance	36.1%
No insurance	4.5%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	24,275	94.2%
Spanish	343	1.4%
Other Indo-European	199	0.8%
Asian & Pacific Islander	99	0.4%
Other languages	45	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,756	96.1%
Born in same state	24,473	95.0%
Born in different state	16,284	63.2%
Foreign born	283	1.1%
Naturalized citizen	1,001	3.9%
Not a US citizen	711	71.0%

Ancestry

Ancestry	Count	%
French	3,760	14.6%
Polish	2,338	9.1%
Italian	2,305	8.9%
Arab	773	3%
English	398	1.5%

Ancestry	Count	%
Dutch	396	1.5%
German	135	0.5%
Irish	44	0.2%
Norwegian	24	0.1%

Technology access

Metric	% of households
Computer access	35.5%
Internet access	96.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98292

What city is ZIP code 98292 in?

ZIP code 98292 is primarily assigned to Stanwood, Washington.

What county is ZIP code 98292 in?

ZIP code 98292 falls within Snohomish County, Washington.

Is ZIP code 98292 mostly owner-occupied?

80% of occupied units in ZIP code 98292 are owner-occupied, well above the national average.

Does ZIP code 98292 have a large retiree population?

37% of households in ZIP code 98292 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 98292 have a large veteran population?

11% of civilians in ZIP code 98292 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 98292?

The median home value in ZIP code 98292 is $558,000.

What timezone is ZIP code 98292 in?

ZIP code 98292 observes the PST timezone.