37381 ZIP Code — Spring City, TN

Rhea County, Tennessee

ZIP code 37381 is located in Spring City, Tennessee, within Rhea County. It covers approximately 136.17 square miles and serves a population of 10,167 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37381

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $170,900. Owner-occupancy is high at 79%, well above the national average.

Median household income is $52,194. Poverty affects 19% of residents, above the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 25%.

Overall, ZIP code 37381 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

10,167

population

136.17

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37381 ZIP code map

Cities in ZIP code 37381

Below are the cities the US Postal Service accepts for ZIP code 37381. Using any city not on this list may result in mail delivery delays.

City	Status
Spring City	Acceptable
Spring City	Preferred

Nearby ZIP codes

37332 Evensville (7.1 mi) 37880 Ten Mile (10.4 mi) 37322 Decatur (12.5 mi) 38555 Crossville (13.3 mi) 37321 Dayton (15.5 mi) 37854 Rockwood (15.5 mi) 37826 Niota (16.9 mi) 38572 Crossville (19.1 mi) 37367 Pikeville (19.9 mi) 37723 Crab Orchard (19.9 mi)

Demographics updated 05/2026

Population
Total population	10,167
Population density	75 / sq mi
State FIPS	47
County FIPS	143

Geography
Land area	136.17 sq mi
Water area	13.95 sq mi
Latitude	35.6771
Longitude	-84.8627
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	55.1%	45.7%
$50k – $100k	25.9%	28.1%	30.9%
$100k – $200k	16.1%	14.8%	18.3%
Over $200k	2.7%	2.0%	5.1%

Demographics & statistics

10,167

Population

People per sq mi

47.9

Median age

$52,194

Median household income

$28,768

Per capita income

$170,900

Median home value

$770

Median monthly rent

78.5%

Home ownership

19.3%

Poverty rate

9.1%

Unemployment

4,403

Housing units

15.1%

Bachelor's or higher

Age distribution

Male Female

221

Under 5

207

246

5–9

231

289

10–14

270

309

15–19

289

141

20–24

132

647

25–34

606

504

35–44

472

884

45–54

826

343

55–59

320

583

60–64

545

649

65–74

608

391

75–84

365

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,915	18.8%
18 and over	8,252	81.2%
65 and over	2,102	20.7%
Median age	47.9 years

Race & ethnicity

White 95.8%

Two or more races 2.4%

Hispanic or Latino 1%

Black or African American 0.7%

Other race 0.1%

Group	Count	%
White	9,839	95.8%
Two or more races	248	2.4%
Hispanic or Latino	98	1%
Black or African American	74	0.7%
Other race	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.3%	55.1%	45.7%
$50k – $100k	25.9%	28.1%	30.9%
$100k – $200k	16.1%	14.8%	18.3%
Over $200k	2.7%	2.0%	5.1%

Under $10k 4.6%

$10k–$15k 6.0%

$15k–$25k 11.4%

$25k–$35k 11.8%

$35k–$50k 12.4%

$50k–$75k 19.8%

$75k–$100k 11.7%

$100k–$150k 11.8%

$150k–$200k 7.1%

$200k+ 3.4%

Range	% of households
Under $10k	4.6%
$10k–$15k	6.0%
$15k–$25k	11.4%
$25k–$35k	11.8%
$35k–$50k	12.4%
$50k–$75k	19.8%
$75k–$100k	11.7%
$100k–$150k	11.8%
$150k–$200k	7.1%
$200k+	3.4%
Median income	$52,194

Housing

Home values

Under $50k 16.9%

$50k–$100k 11.6%

$100k–$150k 18.2%

$150k–$200k 8.8%

$200k–$300k 20.4%

$300k–$500k 13.0%

$500k–$1M 10.2%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$170,900
Median rent / month	$770
Owner occupied	78.5%
Renter occupied	21.5%
Vacant	21.7%
Single-family detached	71.6%
Large apartment buildings	0.1%
Mobile homes	23.8%
Median rooms	5.9
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	1.1%
2010–2019	6.0%
2000–2009	13.8%
1990–1999	26.0%
1980–1989	15.3%
1970–1979	17.0%
1960–1969	9.3%
1950–1959	4.1%
1940–1949	3.1%
1939 or earlier	4.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	6.6%
2 bedrooms	26.5%
3 bedrooms	45.4%
4 bedrooms	15.5%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	6.7%
1 vehicle	20.6%
2 vehicles	43.6%
3 or more	29.0%

Heating fuel

Fuel type	%
Utility gas	31.7%
Electricity	55.5%
Propane / LP gas	5.0%
Fuel oil	0.3%
Wood	6.5%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	2,138	51.6%
Cohabiting couple	423	10.2%
Male householder, no spouse	760	18.3%
Female householder, no spouse	825	19.9%
Households with children under 18	1,182	28.5%
Households with seniors (65+)	1,526	36.8%
Average household size	2.43

Marital status

Status	Male	Female
Never married	22.7%	16.7%
Married	52.6%	53.6%
Separated	1.9%	3.4%
Widowed	4.1%	8.8%
Divorced	18.7%	17.5%

Education

Less than 9th grade 5.2%

Some HS, no diploma 16.5%

HS graduate 36.8%

Some college, no degree 20.0%

Associate's degree 6.3%

Bachelor's degree 11.0%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	78.2%
Bachelor's or higher	15.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	61	3.4%
Kindergarten	94	5.2%
Elementary school	842	46.8%
High school	552	30.6%
College / grad school	252	14.0%

Employment

Industry of employment

Manufacturing 18.2%

Education & healthcare 17.4%

Retail trade 15.1%

Construction 13.4%

Transportation & utilities 10.9%

Professional & management 7.7%

Finance & real estate 4.1%

Arts, food & hospitality 4.1%

Other services 4.0%

Public administration 2.7%

Agriculture & mining 1.0%

Wholesale trade 0.8%

Information 0.6%

Occupation

Category	%
Management, business & arts	27.8%
Service	13.0%
Sales & office	20.4%
Natural resources & construction	15.2%
Production & transportation	23.6%

Employment type

Type	%
Private sector	68.6%
Government	18.5%
Self-employed	12.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	73.3%
Carpool	13.2%
Public transit	0.6%
Walk	3.2%
Work from home	9.6%
Other means	0.0%
Avg commute (minutes)	31.6

Poverty

All people 19.3%

Under 18 years 17.3%

18 and over 19.8%

Married-couple families 7.5%

Female-led households 43.3%

Income support

Source	% of households
Social Security	48.6%
Retirement income	31.3%
Supplemental Security	13.5%
Cash public assistance	2.6%
Food stamps / SNAP	16.4%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	42.6%
High cholesterol	41.1%
Diabetes	14.2%
Heart disease	9.1%
Stroke	4.2%
Asthma	10.5%
Arthritis	34.1%
Kidney disease	3.6%
Pulmonary disease	11.1%
Cancer	8.1%

Behavior / access	%
Smoking	24.3%
Binge drinking	13.0%
No physical activity	27.3%
Less than 7 hrs sleep	33.5%
Depression	26.7%
Fair or poor health	19.4%
Poor mental health	16.6%
Poor physical health	13.6%
No health insurance	16.7%
Visited doctor (checkup)	75.7%
Visited dentist	55.4%
Cholesterol screening	91.2%
Teeth loss	19.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	917	11.1%

Disability	%
Any disability	24.9%
Under 18	9.6%
18–64 years	26.3%
65 and over	34.9%

Health insurance coverage

Type	%
Private insurance	53.1%
Public insurance	50.5%
No insurance	10.4%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,739	95.8%
Spanish	44	0.5%
Other Indo-European	44	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,123	99.6%
Born in same state	10,080	99.1%
Born in different state	6,433	63.3%
Foreign born	43	0.4%
Naturalized citizen	44	0.4%
Not a US citizen	44	100.0%

Ancestry

Ancestry	Count	%
French	1,643	16.2%
Italian	785	7.7%
Arab	686	6.7%
English	64	0.6%

Ancestry	Count	%
Polish	47	0.5%
Irish	42	0.4%
German	17	0.2%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	86.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37381

What city is ZIP code 37381 in?

ZIP code 37381 is primarily assigned to Spring City, Tennessee.

What county is ZIP code 37381 in?

ZIP code 37381 falls within Rhea County, Tennessee.

Does ZIP code 37381 have a large retiree population?

49% of households in ZIP code 37381 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 37381?

19% of residents in ZIP code 37381 live below the poverty line, above the national average.

Does ZIP code 37381 have a large veteran population?

11% of civilians in ZIP code 37381 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 37381?

The median home value in ZIP code 37381 is $170,900.

What timezone is ZIP code 37381 in?

ZIP code 37381 observes the EST timezone.