38572 ZIP Code — Crossville, TN

Cumberland County, Tennessee

ZIP code 38572 is located in Crossville, Tennessee, within Cumberland County. It covers approximately 158.50 square miles and serves a population of 11,514 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 38572

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $171,000. Owner-occupancy is high at 91%, well above the national average.

Median household income is $52,787. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 38572 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

11,514

population

158.50

sq mi land

Standard

ZIP type

Central (CT)

timezone

38572 ZIP code map

Cities in ZIP code 38572

Below are the cities the US Postal Service accepts for ZIP code 38572. Using any city not on this list may result in mail delivery delays.

City	Status
Crossville	Preferred

Nearby ZIP codes

38555 Crossville (8.1 mi) 38571 Crossville (14.6 mi) 37367 Pikeville (16.9 mi) 37381 Spring City (19.1 mi) 38585 Spencer (19.3 mi) 38558 Crossville (19.4 mi) 38583 Sparta (19.4 mi) 37723 Crab Orchard (19.6 mi)

Demographics updated 05/2026

Population
Total population	11,514
Population density	73 / sq mi
State FIPS	47
County FIPS	035

Geography
Land area	158.50 sq mi
Water area	1.36 sq mi
Latitude	35.8487
Longitude	-85.1299
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.6%	50.6%	45.7%
$50k – $100k	34.1%	35.7%	30.9%
$100k – $200k	11.5%	11.4%	18.3%
Over $200k	1.8%	2.3%	5.1%

Demographics & statistics

11,514

Population

People per sq mi

53.0

Median age

$52,787

Median household income

$29,535

Per capita income

$171,000

Median home value

$833

Median monthly rent

91.2%

Home ownership

11.7%

Poverty rate

3.2%

Unemployment

5,469

Housing units

14.5%

Bachelor's or higher

Age distribution

Male Female

377

Under 5

354

353

5–9

331

232

10–14

218

266

15–19

249

173

20–24

163

577

25–34

542

409

35–44

383

727

45–54

682

585

55–59

549

556

60–64

521

1,095

65–74

1,027

466

75–84

438

124

85+

117

← Male

Female →

Age summary

Group	Count	%
Under 18	2,244	19.5%
18 and over	9,270	80.5%
65 and over	3,267	28.4%
Median age	53.0 years

Race & ethnicity

White 95%

Two or more races 2.2%

Hispanic or Latino 1.7%

Black or African American 0.8%

Other race 0.2%

American Indian / Alaska Native 0.1%

Asian 0.1%

Group	Count	%
White	11,127	95%
Two or more races	252	2.2%
Hispanic or Latino	195	1.7%
Black or African American	91	0.8%
Other race	24	0.2%
American Indian / Alaska Native	12	0.1%
Asian	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.6%	50.6%	45.7%
$50k – $100k	34.1%	35.7%	30.9%
$100k – $200k	11.5%	11.4%	18.3%
Over $200k	1.8%	2.3%	5.1%

Under $10k 6.2%

$10k–$15k 3.4%

$15k–$25k 9.3%

$25k–$35k 8.2%

$35k–$50k 17.6%

$50k–$75k 25.9%

$75k–$100k 13.7%

$100k–$150k 9.7%

$150k–$200k 2.5%

$200k+ 3.4%

Range	% of households
Under $10k	6.2%
$10k–$15k	3.4%
$15k–$25k	9.3%
$25k–$35k	8.2%
$35k–$50k	17.6%
$50k–$75k	25.9%
$75k–$100k	13.7%
$100k–$150k	9.7%
$150k–$200k	2.5%
$200k+	3.4%
Median income	$52,787

Housing

Home values

Under $50k 11.1%

$50k–$100k 11.5%

$100k–$150k 16.0%

$150k–$200k 23.6%

$200k–$300k 15.0%

$300k–$500k 15.0%

$500k–$1M 6.9%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$171,000
Median rent / month	$833
Owner occupied	91.2%
Renter occupied	8.8%
Vacant	17.2%
Single-family detached	77.1%
Large apartment buildings	0.0%
Mobile homes	17.1%
Median rooms	5.7
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	2.8%
2010–2019	8.0%
2000–2009	27.8%
1990–1999	20.0%
1980–1989	19.0%
1970–1979	12.3%
1960–1969	6.9%
1950–1959	0.7%
1940–1949	1.7%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	5.1%
2 bedrooms	30.5%
3 bedrooms	54.6%
4 bedrooms	7.9%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	27.9%
2 vehicles	43.9%
3 or more	25.6%

Heating fuel

Fuel type	%
Utility gas	50.1%
Electricity	39.3%
Propane / LP gas	4.2%
Fuel oil	0.6%
Wood	4.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	2,904	59.5%
Cohabiting couple	216	4.4%
Male householder, no spouse	809	16.6%
Female householder, no spouse	953	19.5%
Households with children under 18	1,191	24.4%
Households with seniors (65+)	2,201	45.1%
Average household size	2.35

Marital status

Status	Male	Female
Never married	19.4%	13.6%
Married	62.4%	62.9%
Separated	0.5%	1.0%
Widowed	6.2%	11.4%
Divorced	11.4%	11.1%

Education

Less than 9th grade 4.0%

Some HS, no diploma 7.0%

HS graduate 44.5%

Some college, no degree 20.6%

Associate's degree 9.4%

Bachelor's degree 9.5%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	89.0%
Bachelor's or higher	14.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	190	10.2%
Kindergarten	84	4.5%
Elementary school	893	48.1%
High school	428	23.1%
College / grad school	261	14.1%

Employment

Industry of employment

Education & healthcare 20.9%

Manufacturing 16.3%

Retail trade 9.1%

Transportation & utilities 8.6%

Professional & management 8.4%

Construction 7.0%

Arts, food & hospitality 6.5%

Other services 6.0%

Public administration 5.1%

Wholesale trade 3.7%

Information 3.0%

Finance & real estate 2.9%

Agriculture & mining 2.5%

Occupation

Category	%
Management, business & arts	34.5%
Service	15.4%
Sales & office	17.9%
Natural resources & construction	10.4%
Production & transportation	21.8%

Employment type

Type	%
Private sector	75.4%
Government	14.0%
Self-employed	10.1%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	80.6%
Carpool	7.2%
Public transit	0.9%
Walk	1.8%
Work from home	7.8%
Other means	1.6%
Avg commute (minutes)	26.0

Poverty

All people 11.7%

Under 18 years 13.9%

18 and over 11.1%

Married-couple families 6.4%

Female-led households 27.6%

Income support

Source	% of households
Social Security	50.0%
Retirement income	34.0%
Supplemental Security	5.9%
Cash public assistance	2.8%
Food stamps / SNAP	11.6%

Health indicators

Condition	%
Obesity	37.1%
High blood pressure	44.2%
High cholesterol	40.5%
Diabetes	15.0%
Heart disease	9.7%
Stroke	4.3%
Asthma	10.2%
Arthritis	35.2%
Kidney disease	3.7%
Pulmonary disease	11.3%
Cancer	8.6%

Behavior / access	%
Smoking	22.1%
Binge drinking	12.4%
No physical activity	26.4%
Less than 7 hrs sleep	33.6%
Depression	25.9%
Fair or poor health	19.0%
Poor mental health	16.2%
Poor physical health	13.5%
No health insurance	16.0%
Visited doctor (checkup)	77.3%
Visited dentist	57.4%
Cholesterol screening	91.6%
Teeth loss	18.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,140	12.3%

Disability	%
Any disability	18.7%
Under 18	5.5%
18–64 years	13.5%
65 and over	37.5%

Health insurance coverage

Type	%
Private insurance	61.1%
Public insurance	52.4%
No insurance	9.4%
Uninsured under 19	7.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,783	93.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,348	98.6%
Born in same state	11,301	98.2%
Born in different state	6,005	52.2%
Foreign born	47	0.4%
Naturalized citizen	166	1.4%
Not a US citizen	53	31.9%

Ancestry

Ancestry	Count	%
French	1,785	15.5%
Arab	1,730	15%
Italian	1,116	9.7%
English	276	2.4%

Ancestry	Count	%
Polish	74	0.6%
German	37	0.3%
Norwegian	9	0.1%
Irish	8	0.1%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38572

What city is ZIP code 38572 in?

ZIP code 38572 is primarily assigned to Crossville, Tennessee.

What county is ZIP code 38572 in?

ZIP code 38572 falls within Cumberland County, Tennessee.

Does ZIP code 38572 have an older population?

28% of residents in ZIP code 38572 are 65 or older, above the national average of ~17%.

Is ZIP code 38572 mostly owner-occupied?

91% of occupied units in ZIP code 38572 are owner-occupied, well above the national average.

Does ZIP code 38572 have a large retiree population?

50% of households in ZIP code 38572 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 38572?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 38572 in?

ZIP code 38572 observes the CST timezone.