38555 ZIP Code — Crossville, TN

Cumberland County, Tennessee

ZIP code 38555 is located in Crossville, Tennessee, within Cumberland County. It covers approximately 92.29 square miles and serves a population of 21,627 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 38555

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $203,700. Owner-occupancy sits near the national average at 63%.

Median household income is $51,697. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 38555 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

21,627

population

92.29

sq mi land

Standard

ZIP type

Central (CT)

timezone

38555 ZIP code map

Cities in ZIP code 38555

Below are the cities the US Postal Service accepts for ZIP code 38555. Using any city not on this list may result in mail delivery delays.

City	Status
Crossville	Acceptable
Crossville	Preferred

Nearby ZIP codes

38572 Crossville (8.1 mi) 37723 Crab Orchard (12.9 mi) 37381 Spring City (13.3 mi) 38558 Crossville (14.3 mi) 37854 Rockwood (14.3 mi) 38571 Crossville (14.6 mi) 37332 Evensville (17.5 mi)

Demographics updated 05/2026

Population
Total population	21,627
Population density	234 / sq mi
State FIPS	47
County FIPS	035

Geography
Land area	92.29 sq mi
Water area	0.37 sq mi
Latitude	35.8417
Longitude	-84.9847
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.8%	50.6%	45.7%
$50k – $100k	34.8%	35.7%	30.9%
$100k – $200k	8.8%	11.4%	18.3%
Over $200k	2.7%	2.3%	5.1%

Demographics & statistics

21,627

Population

234

People per sq mi

41.3

Median age

$51,697

Median household income

$28,859

Per capita income

$203,700

Median home value

$758

Median monthly rent

63.2%

Home ownership

15.7%

Poverty rate

8.4%

Unemployment

6,584

Housing units

16.4%

Bachelor's or higher

Age distribution

Male Female

560

Under 5

587

586

5–9

614

645

10–14

676

552

15–19

579

676

20–24

709

1,483

25–34

1,555

1,294

35–44

1,357

1,033

45–54

1,083

835

55–59

875

700

60–64

734

1,272

65–74

1,333

749

75–84

786

173

85+

181

← Male

Female →

Age summary

Group	Count	%
Under 18	4,477	20.7%
18 and over	17,150	79.3%
65 and over	4,494	20.8%
Median age	41.3 years

Race & ethnicity

White 91.1%

Two or more races 2.9%

Native Hawaiian / Pacific Islander 2.4%

Black or African American 1.6%

Hispanic or Latino 1.3%

Other race 0.3%

Asian 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	19,964	91.1%
Two or more races	645	2.9%
Native Hawaiian / Pacific Islander	516	2.4%
Black or African American	348	1.6%
Hispanic or Latino	293	1.3%
Other race	76	0.3%
Asian	44	0.2%
American Indian / Alaska Native	34	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.8%	50.6%	45.7%
$50k – $100k	34.8%	35.7%	30.9%
$100k – $200k	8.8%	11.4%	18.3%
Over $200k	2.7%	2.3%	5.1%

Under $10k 7.5%

$10k–$15k 6.4%

$15k–$25k 10.3%

$25k–$35k 7.0%

$35k–$50k 16.0%

$50k–$75k 20.8%

$75k–$100k 16.9%

$100k–$150k 9.3%

$150k–$200k 2.9%

$200k+ 3.0%

Range	% of households
Under $10k	7.5%
$10k–$15k	6.4%
$15k–$25k	10.3%
$25k–$35k	7.0%
$35k–$50k	16.0%
$50k–$75k	20.8%
$75k–$100k	16.9%
$100k–$150k	9.3%
$150k–$200k	2.9%
$200k+	3.0%
Median income	$51,697

Housing

Home values

Under $50k 4.6%

$50k–$100k 9.3%

$100k–$150k 15.5%

$150k–$200k 19.3%

$200k–$300k 27.0%

$300k–$500k 15.9%

$500k–$1M 6.1%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$203,700
Median rent / month	$758
Owner occupied	63.2%
Renter occupied	36.8%
Vacant	7.6%
Single-family detached	68.6%
Large apartment buildings	1.5%
Mobile homes	6.1%
Median rooms	5.5
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	1.1%
2010–2019	9.9%
2000–2009	18.6%
1990–1999	23.4%
1980–1989	10.3%
1970–1979	17.4%
1960–1969	7.6%
1950–1959	4.2%
1940–1949	3.7%
1939 or earlier	3.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	10.3%
2 bedrooms	24.8%
3 bedrooms	55.4%
4 bedrooms	6.4%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	7.9%
1 vehicle	30.2%
2 vehicles	40.7%
3 or more	21.3%

Heating fuel

Fuel type	%
Utility gas	56.5%
Electricity	39.5%
Propane / LP gas	1.9%
Wood	1.2%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	4,266	46.3%
Cohabiting couple	833	9.0%
Male householder, no spouse	1,758	19.1%
Female householder, no spouse	2,365	25.6%
Households with children under 18	2,460	26.7%
Households with seniors (65+)	3,099	33.6%
Average household size	2.29

Marital status

Status	Male	Female
Never married	30.4%	19.0%
Married	50.3%	48.9%
Separated	1.5%	0.7%
Widowed	2.3%	14.7%
Divorced	15.5%	16.7%

Education

Less than 9th grade 3.4%

Some HS, no diploma 7.3%

HS graduate 44.3%

Some college, no degree 20.0%

Associate's degree 8.6%

Bachelor's degree 10.8%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	89.3%
Bachelor's or higher	16.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	260	6.4%
Kindergarten	274	6.8%
Elementary school	2,004	49.6%
High school	906	22.4%
College / grad school	600	14.8%

Employment

Industry of employment

Education & healthcare 16.8%

Manufacturing 16.1%

Retail trade 16.0%

Arts, food & hospitality 11.9%

Transportation & utilities 7.0%

Public administration 6.3%

Professional & management 5.8%

Construction 4.9%

Other services 4.0%

Wholesale trade 3.8%

Finance & real estate 3.8%

Agriculture & mining 2.5%

Information 1.3%

Occupation

Category	%
Management, business & arts	24.4%
Service	17.4%
Sales & office	24.2%
Natural resources & construction	6.6%
Production & transportation	27.3%

Employment type

Type	%
Private sector	80.1%
Government	10.5%
Self-employed	9.2%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	82.5%
Carpool	9.1%
Public transit	0.0%
Walk	0.8%
Work from home	4.6%
Other means	3.0%
Avg commute (minutes)	19.8

Poverty

All people 15.7%

Under 18 years 12.5%

18 and over 16.5%

Married-couple families 6.5%

Female-led households 17.9%

Income support

Source	% of households
Social Security	42.6%
Retirement income	27.9%
Supplemental Security	5.0%
Cash public assistance	1.9%
Food stamps / SNAP	14.9%

Health indicators

Condition	%
Obesity	37.6%
High blood pressure	42.4%
High cholesterol	38.5%
Diabetes	14.6%
Heart disease	9.4%
Stroke	4.4%
Asthma	10.7%
Arthritis	33.5%
Kidney disease	3.8%
Pulmonary disease	11.5%
Cancer	7.9%

Behavior / access	%
Smoking	23.4%
Binge drinking	12.7%
No physical activity	28.0%
Less than 7 hrs sleep	34.3%
Depression	27.0%
Fair or poor health	20.2%
Poor mental health	17.5%
Poor physical health	13.9%
No health insurance	18.0%
Visited doctor (checkup)	76.2%
Visited dentist	54.1%
Cholesterol screening	89.6%
Teeth loss	21.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,345	7.8%

Disability	%
Any disability	20.4%
Under 18	5.5%
18–64 years	16.9%
65 and over	45.9%

Health insurance coverage

Type	%
Private insurance	62.3%
Public insurance	45.9%
No insurance	11.6%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,480	94.7%
Spanish	603	2.9%
Other Indo-European	373	1.8%
Asian & Pacific Islander	50	0.2%
Other languages	180	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,698	95.7%
Born in same state	20,420	94.4%
Born in different state	11,341	52.4%
Foreign born	278	1.3%
Naturalized citizen	929	4.3%
Not a US citizen	308	33.2%

Ancestry

Ancestry	Count	%
Arab	3,571	16.5%
French	2,630	12.2%
Italian	2,377	11%
English	290	1.3%

Ancestry	Count	%
Dutch	115	0.5%
German	49	0.2%
Irish	17	0.1%
Polish	6	0%

Technology access

Metric	% of households
Computer access	42.6%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38555

What city is ZIP code 38555 in?

ZIP code 38555 is primarily assigned to Crossville, Tennessee.

What county is ZIP code 38555 in?

ZIP code 38555 falls within Cumberland County, Tennessee.

Does ZIP code 38555 have a large retiree population?

43% of households in ZIP code 38555 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 38555?

16% of residents in ZIP code 38555 live below the poverty line, above the national average.

What is the population of ZIP code 38555?

ZIP code 38555 has an estimated population of 21,627 residents, with a density of 234 people per square mile.

What is the median household income in ZIP code 38555?

The median household income in ZIP code 38555 is $51,697, below the national median of ~$75,000.

What timezone is ZIP code 38555 in?

ZIP code 38555 observes the CST timezone.