12165 ZIP Code — Spencertown, NY

Columbia County, New York

ZIP code 12165 is located in Spencertown, New York, within Columbia County. It covers approximately 1.69 square miles and serves a population of 198 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

198

population

1.69

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12165 ZIP code map

Cities in ZIP code 12165

Below are the cities the US Postal Service accepts for ZIP code 12165. Using any city not on this list may result in mail delivery delays.

City	Status
Spencertown	Preferred

Nearby ZIP codes

12017 Austerlitz (2.8 mi) 12037 Chatham (3.2 mi) 12075 Ghent (5.5 mi) 01266 West Stockbridge (6.7 mi) 01236 Housatonic (7 mi) 12529 Hillsdale (7.5 mi) 12565 Philmont (7.8 mi) 12060 East Chatham (7.9 mi) 12029 Canaan (8.2 mi) 01254 Richmond (8.9 mi) 12136 Old Chatham (8.9 mi) 01263 Stockbridge (9.6 mi)

Demographics updated 06/2026

Population
Total population	198
Population density	117 / sq mi
State FIPS	36
County FIPS	021

Geography
Land area	1.69 sq mi
Water area	0.00 sq mi
Latitude	42.3041
Longitude	-73.5079
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.2%	36.4%	37.0%
$50k – $100k	16.7%	30.8%	27.0%
$100k – $200k	36.1%	25.3%	24.4%
Over $200k	0.0%	7.4%	11.5%

Demographics & statistics

198

Population

117

People per sq mi

63.3

Median age

$61,719

Median household income

$49,431

Per capita income

$366,300

Median home value

Median monthly rent

88.6%

Home ownership

4.0%

Poverty rate

0.0%

Unemployment

117

Housing units

74.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	26	13.1%
18 and over	172	86.9%
65 and over	97	49.0%
Median age	63.3 years

Race & ethnicity

White 100%

Group	Count	%
White	198	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.2%	36.4%	37.0%
$50k – $100k	16.7%	30.8%	27.0%
$100k – $200k	36.1%	25.3%	24.4%
Over $200k	0.0%	7.4%	11.5%

$10k–$15k 10.5%

$35k–$50k 34.3%

$50k–$75k 13.3%

$75k–$100k 16.2%

$100k–$150k 4.8%

$150k–$200k 3.8%

$200k+ 17.1%

Range	% of households
$10k–$15k	10.5%
$35k–$50k	34.3%
$50k–$75k	13.3%
$75k–$100k	16.2%
$100k–$150k	4.8%
$150k–$200k	3.8%
$200k+	17.1%
Median income	$61,719

Housing

Home values

$100k–$150k 3.2%

$150k–$200k 3.2%

$200k–$300k 15.1%

$300k–$500k 66.7%

$1M+ 11.8%

Housing overview

Metric	Value
Median home value	$366,300
Median rent / month	$0
Owner occupied	88.6%
Renter occupied	11.4%
Vacant	18.6%
Single-family detached	97.7%
Large apartment buildings	0.0%
Mobile homes	2.3%
Median rooms	6.3
Avg household size (owned)	1.61

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	0.0%
1990–1999	2.3%
1980–1989	6.2%
1970–1979	41.1%
1960–1969	10.1%
1950–1959	2.3%
1940–1949	6.2%
1939 or earlier	29.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	14.7%
3 bedrooms	52.7%
4 bedrooms	24.0%
5+ bedrooms	8.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	58.1%
2 vehicles	21.0%
3 or more	21.0%

Heating fuel

Fuel type	%
Electricity	34.3%
Propane / LP gas	29.5%
Fuel oil	19.0%
Wood	17.1%

Households & families

Household type	Count	%
Married-couple family	26	24.8%
Cohabiting couple	8	7.6%
Male householder, no spouse	60	57.1%
Female householder, no spouse	11	10.5%
Households with children under 18	12	11.4%
Households with seniors (65+)	76	72.4%
Average household size	1.89

Marital status

Status	Male	Female
Never married	49.1%	46.8%
Married	24.6%	40.3%
Separated	0.0%	0.0%
Widowed	9.6%	6.5%
Divorced	16.7%	6.5%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 6.7%

Some college, no degree 16.8%

Associate's degree 2.0%

Bachelor's degree 30.9%

Graduate / professional 43.6%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	74.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	36.8%
Kindergarten	0	0.0%
Elementary school	8	42.1%
High school	4	21.1%
College / grad school	0	0.0%

Employment

Industry of employment

Manufacturing 18.2%

Agriculture & mining 15.9%

Education & healthcare 14.8%

Public administration 12.5%

Professional & management 10.2%

Other services 9.1%

Wholesale trade 6.8%

Retail trade 4.5%

Finance & real estate 4.5%

Transportation & utilities 3.4%

Occupation

Category	%
Management, business & arts	40.9%
Service	19.3%
Sales & office	15.9%
Natural resources & construction	15.9%
Production & transportation	8.0%

Employment type

Type	%
Private sector	69.3%
Government	12.5%
Self-employed	18.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	55.3%
Carpool	4.7%
Public transit	0.0%
Walk	0.0%
Work from home	40.0%
Other means	0.0%
Avg commute (minutes)	33.6

Poverty

All people 4.0%

Under 18 years 0.0%

18 and over 4.7%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	72.4%
Retirement income	59.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
Obesity	28.7%
High blood pressure	36.1%
High cholesterol	37.9%
Diabetes	10.8%
Heart disease	8.3%
Stroke	3.3%
Asthma	8.8%
Arthritis	28.8%
Kidney disease	3.5%
Pulmonary disease	7.1%
Cancer	10.3%

Behavior / access	%
Smoking	12.2%
Binge drinking	13.8%
No physical activity	19.4%
Less than 7 hrs sleep	28.6%
Depression	18.7%
Fair or poor health	10.6%
Poor mental health	10.7%
Poor physical health	9.1%
No health insurance	7.2%
Visited doctor (checkup)	81.4%
Visited dentist	71.7%
Cholesterol screening	95.4%
Teeth loss	9.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	6	3.5%

Disability	%
Any disability	23.7%
Under 18	0.0%
18–64 years	0.0%
65 and over	48.5%

Health insurance coverage

Type	%
Private insurance	66.7%
Public insurance	58.1%
No insurance	1.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	184	92.9%
Spanish	6	3.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	6	3.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	192	97.0%
Born in same state	192	97.0%
Born in different state	114	57.6%
Foreign born	0	0.0%
Naturalized citizen	6	3.0%
Not a US citizen	6	100.0%

Ancestry

Ancestry	Count	%
Italian	22	11.1%
Arab	9	4.5%
Dutch	4	2%

Ancestry	Count	%
Polish	3	1.5%
French	3	1.5%

Technology access

Metric	% of households
Computer access	53.0%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12165

What city is ZIP code 12165 in?

ZIP code 12165 is primarily assigned to Spencertown, New York.

What county is ZIP code 12165 in?

ZIP code 12165 falls within Columbia County, New York.

Does ZIP code 12165 have an older population?

49% of residents in ZIP code 12165 are 65 or older, above the national average of ~17%.

Does ZIP code 12165 have a large retiree population?

72% of households in ZIP code 12165 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 12165?

75% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 12165 mostly owner-occupied?

89% of occupied units in ZIP code 12165 are owner-occupied, well above the national average.

What timezone is ZIP code 12165 in?

ZIP code 12165 observes the EST timezone.