12075 ZIP Code — Ghent, NY

Columbia County, New York

ZIP code 12075 is located in Ghent, New York, within Columbia County. It covers approximately 36.27 square miles and serves a population of 3,159 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12075

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $345,500. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($82,014) and mean household income suggests income inequality — a small number of higher earners pull the average up. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12075 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,159

population

36.27

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12075 ZIP code map

Cities in ZIP code 12075

Below are the cities the US Postal Service accepts for ZIP code 12075. Using any city not on this list may result in mail delivery delays.

City	Status
Ghent	Preferred

Nearby ZIP codes

12037 Chatham (3.8 mi) 12565 Philmont (4.2 mi) 12165 Spencertown (5.5 mi) 12106 Kinderhook (7.1 mi) 12184 Valatie (7.4 mi) 12529 Hillsdale (8.1 mi) 12513 Claverack (8.2 mi) 12017 Austerlitz (8.2 mi) 12534 Hudson (8.2 mi) 12173 Stuyvesant (8.8 mi) 12136 Old Chatham (8.9 mi) 12521 Craryville (9.2 mi)

Demographics updated 05/2026

Population
Total population	3,159
Population density	87 / sq mi
State FIPS	36
County FIPS	021

Geography
Land area	36.27 sq mi
Water area	0.20 sq mi
Latitude	42.3072
Longitude	-73.6155
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.6%	36.4%	37.0%
$50k – $100k	34.7%	30.8%	27.0%
$100k – $200k	38.1%	25.3%	24.4%
Over $200k	4.6%	7.4%	11.5%

Demographics & statistics

3,159

Population

People per sq mi

52.4

Median age

$82,014

Median household income

$47,004

Per capita income

$345,500

Median home value

$1,233

Median monthly rent

84.1%

Home ownership

8.4%

Poverty rate

4.4%

Unemployment

1,293

Housing units

37.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

116

15–19

116

152

20–24

152

116

25–34

117

141

35–44

141

188

45–54

189

55–59

191

140

60–64

140

217

65–74

218

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	460	14.6%
18 and over	2,699	85.4%
65 and over	811	25.7%
Median age	52.4 years

Race & ethnicity

White 76.4%

Hispanic or Latino 9.7%

Other race 6.6%

Two or more races 5%

Black or African American 2.2%

Group	Count	%
White	2,675	76.4%
Hispanic or Latino	341	9.7%
Other race	231	6.6%
Two or more races	175	5%
Black or African American	78	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.6%	36.4%	37.0%
$50k – $100k	34.7%	30.8%	27.0%
$100k – $200k	38.1%	25.3%	24.4%
Over $200k	4.6%	7.4%	11.5%

Under $10k 5.1%

$10k–$15k 4.1%

$15k–$25k 4.1%

$25k–$35k 1.4%

$35k–$50k 16.5%

$50k–$75k 11.8%

$75k–$100k 10.2%

$100k–$150k 14.8%

$150k–$200k 10.9%

$200k+ 21.3%

Range	% of households
Under $10k	5.1%
$10k–$15k	4.1%
$15k–$25k	4.1%
$25k–$35k	1.4%
$35k–$50k	16.5%
$50k–$75k	11.8%
$75k–$100k	10.2%
$100k–$150k	14.8%
$150k–$200k	10.9%
$200k+	21.3%
Median income	$82,014

Housing

Home values

Under $50k 3.2%

$100k–$150k 8.9%

$150k–$200k 4.4%

$200k–$300k 23.7%

$300k–$500k 36.9%

$500k–$1M 18.3%

$1M+ 4.5%

Housing overview

Metric	Value
Median home value	$345,500
Median rent / month	$1,233
Owner occupied	84.1%
Renter occupied	15.9%
Vacant	24.8%
Single-family detached	83.0%
Large apartment buildings	0.0%
Mobile homes	10.8%
Median rooms	6.9
Avg household size (owned)	2.84

Year built

Era	%
2020 or later	1.1%
2010–2019	5.4%
2000–2009	1.7%
1990–1999	9.5%
1980–1989	11.5%
1970–1979	18.1%
1960–1969	17.5%
1950–1959	12.9%
1940–1949	3.3%
1939 or earlier	19.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	4.7%
2 bedrooms	6.9%
3 bedrooms	51.2%
4 bedrooms	23.9%
5+ bedrooms	11.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.3%
1 vehicle	29.0%
2 vehicles	47.5%
3 or more	23.3%

Heating fuel

Fuel type	%
Electricity	5.0%
Propane / LP gas	15.6%
Fuel oil	65.5%
Wood	13.7%
Solar	0.3%

Households & families

Household type	Count	%
Married-couple family	604	54.7%
Cohabiting couple	106	9.6%
Male householder, no spouse	206	18.7%
Female householder, no spouse	188	17.0%
Households with children under 18	327	29.6%
Households with seniors (65+)	513	46.5%
Average household size	2.70

Marital status

Status	Male	Female
Never married	29.5%	31.3%
Married	45.4%	40.9%
Separated	2.0%	0.0%
Widowed	11.0%	18.9%
Divorced	12.1%	8.9%

Education

Less than 9th grade 7.8%

Some HS, no diploma 4.5%

HS graduate 20.1%

Some college, no degree 13.7%

Associate's degree 16.1%

Bachelor's degree 23.9%

Graduate / professional 13.9%

Metric	%
HS diploma or higher	87.7%
Bachelor's or higher	37.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	59	11.4%
Elementary school	100	19.3%
High school	147	28.4%
College / grad school	211	40.8%

Employment

Industry of employment

Education & healthcare 24.4%

Construction 11.6%

Manufacturing 10.3%

Professional & management 10.3%

Public administration 9.0%

Arts, food & hospitality 8.1%

Retail trade 5.8%

Finance & real estate 5.4%

Transportation & utilities 5.2%

Other services 4.4%

Agriculture & mining 2.4%

Wholesale trade 1.9%

Information 1.1%

Occupation

Category	%
Management, business & arts	50.7%
Service	15.0%
Sales & office	13.4%
Natural resources & construction	7.1%
Production & transportation	13.8%

Employment type

Type	%
Private sector	72.3%
Government	13.4%
Self-employed	14.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.8%
Carpool	2.4%
Public transit	0.8%
Walk	3.8%
Work from home	14.7%
Other means	2.4%
Avg commute (minutes)	22.6

Poverty

All people 8.4%

Under 18 years 7.8%

18 and over 8.5%

Married-couple families 1.8%

Female-led households 18.4%

Income support

Source	% of households
Social Security	40.4%
Retirement income	35.8%
Supplemental Security	4.4%
Cash public assistance	1.7%
Food stamps / SNAP	4.7%

Health indicators

Condition	%
Obesity	30.8%
High blood pressure	33.4%
High cholesterol	34.2%
Diabetes	10.5%
Heart disease	7.5%
Stroke	3.4%
Asthma	10.0%
Arthritis	26.9%
Kidney disease	3.3%
Pulmonary disease	7.9%
Cancer	8.4%

Behavior / access	%
Smoking	16.5%
Binge drinking	15.4%
No physical activity	22.6%
Less than 7 hrs sleep	31.6%
Depression	21.4%
Fair or poor health	12.9%
Poor mental health	13.4%
Poor physical health	10.5%
No health insurance	9.9%
Visited doctor (checkup)	78.9%
Visited dentist	65.5%
Cholesterol screening	92.6%
Teeth loss	13.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	86	3.2%

Disability	%
Any disability	11.7%
Under 18	7.2%
18–64 years	6.0%
65 and over	30.9%

Health insurance coverage

Type	%
Private insurance	75.9%
Public insurance	40.3%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,087	97.7%
Spanish	22	0.7%
Other Indo-European	5	0.2%
Asian & Pacific Islander	17	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,922	92.5%
Born in same state	2,903	91.9%
Born in different state	2,156	68.2%
Foreign born	19	0.6%
Naturalized citizen	237	7.5%
Not a US citizen	221	93.2%

Ancestry

Ancestry	Count	%
French	509	16.1%
Italian	347	11%
English	179	5.7%
Dutch	144	4.6%
Arab	125	4%

Ancestry	Count	%
Irish	89	2.8%
Norwegian	26	0.8%
German	25	0.8%
Polish	13	0.4%

Technology access

Metric	% of households
Computer access	34.9%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12075

What city is ZIP code 12075 in?

ZIP code 12075 is primarily assigned to Ghent, New York.

What county is ZIP code 12075 in?

ZIP code 12075 falls within Columbia County, New York.

Does ZIP code 12075 have an older population?

26% of residents in ZIP code 12075 are 65 or older, above the national average of ~17%.

Is ZIP code 12075 mostly owner-occupied?

84% of occupied units in ZIP code 12075 are owner-occupied, well above the national average.

Does ZIP code 12075 have a large retiree population?

40% of households in ZIP code 12075 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12075?

The median home value in ZIP code 12075 is $345,500.

What timezone is ZIP code 12075 in?

ZIP code 12075 observes the EST timezone.