12106 ZIP Code — Kinderhook, NY

Columbia County, New York

ZIP code 12106 is located in Kinderhook, New York, within Columbia County. It covers approximately 14.33 square miles and serves a population of 2,171 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12106

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $287,700. Owner-occupancy is high at 85%, well above the national average.

The gap between median ($84,028) and mean household income suggests income inequality — a small number of higher earners pull the average up. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is high — 53% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12106 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

2,171
population
14.33
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12106 ZIP code map
Cities in ZIP code 12106

Below are the cities the US Postal Service accepts for ZIP code 12106. Using any city not on this list may result in mail delivery delays.

City Status
Kinderhook Preferred
Nearby ZIP codes
12173 Stuyvesant (2.8 mi) 12184 Valatie (3 mi) 12130 Niverville (4.9 mi) 12156 Schodack Landing (6.2 mi) 12075 Ghent (7.1 mi) 12051 Coxsackie (7.7 mi) 12115 Malden Bridge (7.7 mi) 12136 Old Chatham (8.1 mi) 12042 Climax (8.3 mi) 12037 Chatham (8.5 mi) 12087 Hannacroix (9.4 mi) 12015 Athens (9.7 mi)
Demographics updated 06/2026
Population
Total population 2,171
Population density 152 / sq mi
State FIPS 36
County FIPS 021
Geography
Land area 14.33 sq mi
Water area 0.04 sq mi
Latitude 42.3861
Longitude -73.7048
Timezone Eastern (ET)
Area code 518/838
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 28.7% 36.4% 37.0%
$50k – $100k 29.9% 30.8% 27.0%
$100k – $200k 29.8% 25.3% 24.4%
Over $200k 11.5% 7.4% 11.5%

Demographics & statistics

2,171
Population
152
People per sq mi
50.9
Median age
$84,028
Median household income
$58,708
Per capita income
$287,700
Median home value
$1,182
Median monthly rent
85.0%
Home ownership
10.6%
Poverty rate
6.3%
Unemployment
970
Housing units
53.4%
Bachelor's or higher

Age distribution

Male Female
28
Under 5
30
40
5–9
43
57
10–14
61
83
15–19
88
40
20–24
42
64
25–34
68
76
35–44
81
209
45–54
221
77
55–59
82
52
60–64
55
180
65–74
190
109
75–84
115
39
85+
41
← Male
Female →

Age summary

GroupCount%
Under 1839818.3%
18 and over1,77381.7%
65 and over67431.0%
Median age50.9 years

Race & ethnicity

White 91.5%
Two or more races 3.3%
Hispanic or Latino 3%
Other race 2.1%
Asian 0.1%
GroupCount%
White2,04891.5%
Two or more races743.3%
Hispanic or Latino673%
Other race472.1%
Asian20.1%

Household income

Income range This ZIP County avg State avg
Under $50k 28.7% 36.4% 37.0%
$50k – $100k 29.9% 30.8% 27.0%
$100k – $200k 29.8% 25.3% 24.4%
Over $200k 11.5% 7.4% 11.5%
Under $10k 6.0%
$10k–$15k 3.8%
$15k–$25k 3.5%
$25k–$35k 4.2%
$35k–$50k 11.5%
$50k–$75k 16.6%
$75k–$100k 14.6%
$100k–$150k 14.5%
$150k–$200k 12.1%
$200k+ 13.4%
Range% of households
Under $10k6.0%
$10k–$15k3.8%
$15k–$25k3.5%
$25k–$35k4.2%
$35k–$50k11.5%
$50k–$75k16.6%
$75k–$100k14.6%
$100k–$150k14.5%
$150k–$200k12.1%
$200k+13.4%
Median income$84,028

Housing

Home values

Under $50k 8.9%
$50k–$100k 2.7%
$100k–$150k 1.9%
$150k–$200k 7.9%
$200k–$300k 30.5%
$300k–$500k 33.2%
$500k–$1M 11.4%
$1M+ 3.5%

Housing overview

MetricValue
Median home value$287,700
Median rent / month$1,182
Owner occupied85.0%
Renter occupied15.0%
Vacant10.5%
Single-family detached81.7%
Large apartment buildings0.7%
Mobile homes5.2%
Median rooms6.5
Avg household size (owned)2.17

Year built

Era%
2020 or later0.0%
2010–20192.9%
2000–20095.4%
1990–19997.5%
1980–19897.1%
1970–197914.6%
1960–196912.4%
1950–19599.6%
1940–19493.7%
1939 or earlier36.9%

Bedrooms

Size% of units
No bedroom (studio)0.9%
1 bedroom5.3%
2 bedrooms16.8%
3 bedrooms46.3%
4 bedrooms22.2%
5+ bedrooms8.6%

Vehicles per household

Vehicles% of households
No vehicle1.7%
1 vehicle40.7%
2 vehicles40.0%
3 or more17.6%

Heating fuel

Fuel type%
Utility gas3.7%
Electricity14.2%
Propane / LP gas16.9%
Fuel oil56.9%
Wood5.9%
Solar0.6%

Households & families

Household typeCount%
Married-couple family45645.5%
Cohabiting couple10910.9%
Male householder, no spouse16916.9%
Female householder, no spouse26826.7%
Households with children under 1822422.4%
Households with seniors (65+)47347.2%
Average household size2.17

Marital status

StatusMaleFemale
Never married32.0%25.5%
Married52.0%43.1%
Separated1.4%0.0%
Widowed8.6%17.9%
Divorced6.0%13.6%

Education

Less than 9th grade 1.4%
Some HS, no diploma 1.9%
HS graduate 16.8%
Some college, no degree 17.7%
Associate's degree 8.8%
Bachelor's degree 28.6%
Graduate / professional 24.8%
Metric%
HS diploma or higher96.7%
Bachelor's or higher53.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool102.0%
Kindergarten153.0%
Elementary school15831.2%
High school17534.6%
College / grad school14829.2%

Employment

Industry of employment

Education & healthcare 32.0%
Professional & management 16.4%
Retail trade 12.8%
Finance & real estate 7.8%
Public administration 7.1%
Transportation & utilities 6.4%
Other services 5.0%
Arts, food & hospitality 4.6%
Manufacturing 3.1%
Agriculture & mining 2.1%
Construction 1.7%
Wholesale trade 1.1%

Occupation

Category%
Management, business & arts56.6%
Service10.8%
Sales & office20.6%
Natural resources & construction5.2%
Production & transportation6.8%

Employment type

Type%
Private sector64.6%
Government26.5%
Self-employed9.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone67.5%
Carpool6.1%
Public transit0.2%
Walk4.8%
Work from home18.0%
Other means3.3%
Avg commute (minutes)29.5

Poverty

All people 10.6%
Under 18 years 17.1%
18 and over 9.1%
Married-couple families 3.7%
Female-led households 4.2%

Income support

Source% of households
Social Security42.8%
Retirement income37.9%
Supplemental Security3.5%
Cash public assistance3.0%
Food stamps / SNAP6.7%

Health indicators

Condition%
Obesity28.5%
High blood pressure30.9%
High cholesterol34.0%
Diabetes9.1%
Heart disease6.5%
Stroke2.8%
Asthma9.3%
Arthritis24.7%
Kidney disease2.9%
Pulmonary disease6.1%
Cancer8.4%
Behavior / access%
Smoking12.8%
Binge drinking15.8%
No physical activity18.6%
Less than 7 hrs sleep29.7%
Depression20.1%
Fair or poor health9.8%
Poor mental health12.1%
Poor physical health8.6%
No health insurance7.8%
Visited doctor (checkup)79.2%
Visited dentist71.5%
Cholesterol screening93.7%
Teeth loss9.2%

Veterans & disability

VeteransCount%
Civilian veterans18310.3%
Disability%
Any disability10.9%
Under 182.0%
18–64 years3.9%
65 and over27.4%

Health insurance coverage

Type%
Private insurance74.3%
Public insurance48.1%
No insurance4.7%
Uninsured under 199.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,11397.3%
Spanish703.3%
Other Indo-European492.3%
Asian & Pacific Islander211.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)2,01792.9%
Born in same state1,97691.0%
Born in different state1,62674.9%
Foreign born411.9%
Naturalized citizen1547.1%
Not a US citizen11474.0%

Ancestry

AncestryCount%
Italian49122.6%
French26312.1%
English1858.5%
Arab683.1%
Polish281.3%
AncestryCount%
German251.2%
Irish140.6%
Dutch110.5%
Norwegian50.2%

Technology access

Metric% of households
Computer access46.2%
Internet access92.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12106

What city is ZIP code 12106 in?

ZIP code 12106 is primarily assigned to Kinderhook, New York.

What county is ZIP code 12106 in?

ZIP code 12106 falls within Columbia County, New York.

Does ZIP code 12106 have an older population?

31% of residents in ZIP code 12106 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 12106?

53% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 12106 mostly owner-occupied?

85% of occupied units in ZIP code 12106 are owner-occupied, well above the national average.

Does ZIP code 12106 have a large retiree population?

43% of households in ZIP code 12106 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 12106 in?

ZIP code 12106 observes the EST timezone.

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