28150 ZIP Code — Shelby, NC

Cleveland County, North Carolina

ZIP code 28150 is located in Shelby, North Carolina, within Cleveland County. It covers approximately 109.49 square miles and serves a population of 26,040 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28150

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $158,800. Owner-occupancy sits near the national average at 67%.

Median household income is $46,931. SNAP benefit usage at 19% of households reflects economic stress in the area. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 28150 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

26,040

population

109.49

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28150 ZIP code map

Cities in ZIP code 28150

Below are the cities the US Postal Service accepts for ZIP code 28150. Using any city not on this list may result in mail delivery delays.

City	Status
Shelby	Acceptable
Shelby	Preferred

Nearby ZIP codes

28090 Lawndale (7.7 mi) 28152 Shelby (8.6 mi) 28021 Cherryville (10.1 mi) 28040 Ellenboro (10.8 mi) 28114 Mooresboro (11.9 mi) 28020 Casar (12 mi) 28073 Grover (12.1 mi) 28086 Kings Mountain (13.4 mi) 28033 Crouse (13.5 mi) 28018 Bostic (14.5 mi) 28168 Vale (15.7 mi) 28016 Bessemer City (16 mi)

Demographics updated 05/2026

Population
Total population	26,040
Population density	238 / sq mi
State FIPS	37
County FIPS	045

Geography
Land area	109.49 sq mi
Water area	1.45 sq mi
Latitude	35.3644
Longitude	-81.5682
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.6%	55.5%	44.4%
$50k – $100k	25.9%	29.9%	30.6%
$100k – $200k	11.3%	12.3%	19.1%
Over $200k	2.3%	2.2%	6.0%

Demographics & statistics

26,040

Population

238

People per sq mi

49.0

Median age

$46,931

Median household income

$29,905

Per capita income

$158,800

Median home value

$799

Median monthly rent

67.3%

Home ownership

17.0%

Poverty rate

5.0%

Unemployment

9,823

Housing units

22.3%

Bachelor's or higher

Age distribution

Male Female

673

Under 5

757

618

5–9

695

639

10–14

719

753

15–19

849

573

20–24

645

1,303

25–34

1,468

1,157

35–44

1,302

1,542

45–54

1,737

1,134

55–59

1,277

984

60–64

1,108

1,791

65–74

2,017

736

75–84

829

345

85+

389

← Male

Female →

Age summary

Group	Count	%
Under 18	5,268	20.2%
18 and over	20,772	79.8%
65 and over	6,107	23.5%
Median age	49.0 years

Race & ethnicity

White 63.5%

Black or African American 28.1%

Two or more races 2.7%

Hispanic or Latino 2.5%

Other race 2%

Asian 0.8%

Native Hawaiian / Pacific Islander 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	16,955	63.5%
Black or African American	7,494	28.1%
Two or more races	732	2.7%
Hispanic or Latino	656	2.5%
Other race	544	2%
Asian	203	0.8%
Native Hawaiian / Pacific Islander	70	0.3%
American Indian / Alaska Native	42	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.6%	55.5%	44.4%
$50k – $100k	25.9%	29.9%	30.6%
$100k – $200k	11.3%	12.3%	19.1%
Over $200k	2.3%	2.2%	6.0%

Under $10k 7.0%

$10k–$15k 6.3%

$15k–$25k 12.8%

$25k–$35k 11.3%

$35k–$50k 15.3%

$50k–$75k 14.0%

$75k–$100k 13.6%

$100k–$150k 11.4%

$150k–$200k 3.6%

$200k+ 4.7%

Range	% of households
Under $10k	7.0%
$10k–$15k	6.3%
$15k–$25k	12.8%
$25k–$35k	11.3%
$35k–$50k	15.3%
$50k–$75k	14.0%
$75k–$100k	13.6%
$100k–$150k	11.4%
$150k–$200k	3.6%
$200k+	4.7%
Median income	$46,931

Housing

Home values

Under $50k 8.3%

$50k–$100k 17.2%

$100k–$150k 21.1%

$150k–$200k 15.5%

$200k–$300k 16.2%

$300k–$500k 12.8%

$500k–$1M 8.0%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$158,800
Median rent / month	$799
Owner occupied	67.3%
Renter occupied	32.7%
Vacant	17.8%
Single-family detached	73.4%
Large apartment buildings	2.5%
Mobile homes	10.3%
Median rooms	5.6
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.5%
2010–2019	3.4%
2000–2009	9.3%
1990–1999	11.3%
1980–1989	15.9%
1970–1979	20.8%
1960–1969	14.2%
1950–1959	8.8%
1940–1949	7.1%
1939 or earlier	8.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	6.7%
2 bedrooms	26.9%
3 bedrooms	48.5%
4 bedrooms	12.7%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	8.1%
1 vehicle	34.0%
2 vehicles	35.0%
3 or more	22.8%

Heating fuel

Fuel type	%
Utility gas	27.0%
Electricity	67.7%
Propane / LP gas	2.0%
Fuel oil	2.0%
Wood	0.7%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	4,677	42.4%
Cohabiting couple	585	5.3%
Male householder, no spouse	2,096	19.0%
Female householder, no spouse	3,684	33.4%
Households with children under 18	2,720	24.6%
Households with seniors (65+)	4,527	41.0%
Average household size	2.33

Marital status

Status	Male	Female
Never married	31.9%	25.0%
Married	50.1%	43.5%
Separated	4.1%	3.7%
Widowed	5.1%	13.8%
Divorced	8.8%	14.1%

Education

Less than 9th grade 3.2%

Some HS, no diploma 7.2%

HS graduate 30.4%

Some college, no degree 22.7%

Associate's degree 14.2%

Bachelor's degree 14.3%

Graduate / professional 7.9%

Metric	%
HS diploma or higher	89.6%
Bachelor's or higher	22.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	313	6.2%
Kindergarten	238	4.7%
Elementary school	2,179	43.3%
High school	1,320	26.2%
College / grad school	980	19.5%

Employment

Industry of employment

Education & healthcare 22.8%

Manufacturing 21.2%

Retail trade 13.6%

Construction 8.3%

Other services 7.3%

Professional & management 6.5%

Transportation & utilities 6.1%

Arts, food & hospitality 6.0%

Public administration 3.6%

Finance & real estate 2.7%

Information 0.7%

Agriculture & mining 0.6%

Wholesale trade 0.6%

Occupation

Category	%
Management, business & arts	31.2%
Service	18.2%
Sales & office	19.3%
Natural resources & construction	10.2%
Production & transportation	21.1%

Employment type

Type	%
Private sector	83.0%
Government	12.7%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.0%
Carpool	8.3%
Public transit	0.0%
Walk	1.1%
Work from home	7.5%
Other means	1.1%
Avg commute (minutes)	24.1

Poverty

All people 17.0%

Under 18 years 28.0%

18 and over 14.3%

Married-couple families 5.0%

Female-led households 27.5%

Income support

Source	% of households
Social Security	42.8%
Retirement income	24.6%
Supplemental Security	5.3%
Cash public assistance	1.9%
Food stamps / SNAP	19.4%

Health indicators

Condition	%
Obesity	39.2%
High blood pressure	41.9%
High cholesterol	36.2%
Diabetes	14.3%
Heart disease	8.3%
Stroke	4.6%
Asthma	10.2%
Arthritis	29.6%
Kidney disease	4.0%
Pulmonary disease	9.2%
Cancer	7.1%

Behavior / access	%
Smoking	22.1%
Binge drinking	13.2%
No physical activity	28.2%
Less than 7 hrs sleep	35.7%
Depression	22.8%
Fair or poor health	19.1%
Poor mental health	15.2%
Poor physical health	13.4%
No health insurance	19.7%
Visited doctor (checkup)	80.8%
Visited dentist	59.3%
Cholesterol screening	89.8%
Teeth loss	19.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,040	9.8%

Disability	%
Any disability	18.0%
Under 18	5.2%
18–64 years	13.8%
65 and over	39.4%

Health insurance coverage

Type	%
Private insurance	55.9%
Public insurance	47.8%
No insurance	10.2%
Uninsured under 19	5.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	24,610	94.5%
Spanish	494	2.0%
Other Indo-European	367	1.5%
Asian & Pacific Islander	93	0.4%
Other languages	34	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	25,171	96.7%
Born in same state	24,944	95.8%
Born in different state	18,276	70.2%
Foreign born	227	0.9%
Naturalized citizen	869	3.3%
Not a US citizen	574	66.1%

Ancestry

Ancestry	Count	%
Arab	6,032	23.2%
French	2,844	10.9%
Italian	1,454	5.6%
German	138	0.5%

Ancestry	Count	%
English	50	0.2%
Dutch	20	0.1%
Irish	17	0.1%
Norwegian	4	0%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	85.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28150

What city is ZIP code 28150 in?

ZIP code 28150 is primarily assigned to Shelby, North Carolina.

What county is ZIP code 28150 in?

ZIP code 28150 falls within Cleveland County, North Carolina.

Does ZIP code 28150 have a large retiree population?

43% of households in ZIP code 28150 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 28150?

17% of residents in ZIP code 28150 live below the poverty line, above the national average.

Does ZIP code 28150 have a large veteran population?

10% of civilians in ZIP code 28150 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 28150?

The median home value in ZIP code 28150 is $158,800.

What timezone is ZIP code 28150 in?

ZIP code 28150 observes the EST timezone.