28020 ZIP Code — Casar, NC

Cleveland County, North Carolina

ZIP code 28020 is located in Casar, North Carolina, within Cleveland County. It covers approximately 46.28 square miles and serves a population of 2,450 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28020

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $130,700. Owner-occupancy is high at 79%, well above the national average.

The gap between median ($36,958) and mean household income suggests income inequality — a small number of higher earners pull the average up. SNAP benefit usage at 25% of households reflects economic stress in the area. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 28020 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,450

population

46.28

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28020 ZIP code map

Cities in ZIP code 28020

Below are the cities the US Postal Service accepts for ZIP code 28020. Using any city not on this list may result in mail delivery delays.

City	Status
Casar	Preferred

Nearby ZIP codes

28090 Lawndale (5.1 mi) 28018 Bostic (9.8 mi) 28612 Connelly Springs (10.8 mi) 28040 Ellenboro (11.7 mi) 28150 Shelby (12 mi) 28168 Vale (12.9 mi) 28690 Valdese (14.4 mi) 28021 Cherryville (16.3 mi) 28655 Morganton (16.7 mi) 28602 Hickory (17.3 mi) 28637 Hildebran (17.7 mi) 28033 Crouse (18.5 mi)

Demographics updated 05/2026

Population
Total population	2,450
Population density	53 / sq mi
State FIPS	37
County FIPS	045

Geography
Land area	46.28 sq mi
Water area	0.00 sq mi
Latitude	35.5300
Longitude	-81.6350
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.5%	55.5%	44.4%
$50k – $100k	31.5%	29.9%	30.6%
$100k – $200k	14.6%	12.3%	19.1%
Over $200k	0.4%	2.2%	6.0%

Demographics & statistics

2,450

Population

People per sq mi

31.8

Median age

$36,958

Median household income

$21,935

Per capita income

$130,700

Median home value

$725

Median monthly rent

79.1%

Home ownership

14.0%

Poverty rate

5.9%

Unemployment

839

Housing units

14.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

106

5–9

10–14

15–19

114

20–24

104

306

25–34

280

107

35–44

180

45–54

164

55–59

60–64

114

65–74

104

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	615	25.1%
18 and over	1,835	74.9%
65 and over	329	13.4%
Median age	31.8 years

Race & ethnicity

White 95.4%

Black or African American 3%

Two or more races 1.6%

Group	Count	%
White	2,338	95.4%
Black or African American	74	3%
Two or more races	38	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.5%	55.5%	44.4%
$50k – $100k	31.5%	29.9%	30.6%
$100k – $200k	14.6%	12.3%	19.1%
Over $200k	0.4%	2.2%	6.0%

Under $10k 8.3%

$10k–$15k 5.8%

$15k–$25k 10.1%

$25k–$35k 20.3%

$35k–$50k 12.3%

$50k–$75k 15.2%

$75k–$100k 7.2%

$100k–$150k 9.9%

$150k–$200k 7.8%

$200k+ 3.1%

Range	% of households
Under $10k	8.3%
$10k–$15k	5.8%
$15k–$25k	10.1%
$25k–$35k	20.3%
$35k–$50k	12.3%
$50k–$75k	15.2%
$75k–$100k	7.2%
$100k–$150k	9.9%
$150k–$200k	7.8%
$200k+	3.1%
Median income	$36,958

Housing

Home values

Under $50k 19.2%

$50k–$100k 29.0%

$100k–$150k 4.9%

$150k–$200k 10.7%

$200k–$300k 30.1%

$300k–$500k 3.2%

$500k–$1M 2.7%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$130,700
Median rent / month	$725
Owner occupied	79.1%
Renter occupied	20.9%
Vacant	25.1%
Single-family detached	77.9%
Large apartment buildings	0.0%
Mobile homes	21.2%
Median rooms	6.1
Avg household size (owned)	3.27

Year built

Era	%
2020 or later	0.2%
2010–2019	14.9%
2000–2009	13.1%
1990–1999	23.2%
1980–1989	4.9%
1970–1979	6.9%
1960–1969	16.0%
1950–1959	5.9%
1940–1949	9.7%
1939 or earlier	5.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	2.5%
2 bedrooms	33.0%
3 bedrooms	48.8%
4 bedrooms	13.5%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	8.7%
1 vehicle	10.1%
2 vehicles	41.5%
3 or more	39.7%

Heating fuel

Fuel type	%
Utility gas	0.1%
Electricity	78.7%
Propane / LP gas	1.1%
Fuel oil	10.9%
Wood	9.1%
Solar	0.1%

Households & families

Household type	Count	%
Married-couple family	355	47.7%
Cohabiting couple	35	4.7%
Male householder, no spouse	152	20.4%
Female householder, no spouse	203	27.2%
Households with children under 18	262	35.2%
Households with seniors (65+)	232	31.1%
Average household size	3.29

Marital status

Status	Male	Female
Never married	40.3%	20.8%
Married	46.3%	51.9%
Separated	0.3%	10.3%
Widowed	3.2%	8.0%
Divorced	9.9%	9.0%

Education

Less than 9th grade 6.3%

Some HS, no diploma 12.6%

HS graduate 37.1%

Some college, no degree 14.4%

Associate's degree 15.4%

Bachelor's degree 4.4%

Graduate / professional 9.9%

Metric	%
HS diploma or higher	81.2%
Bachelor's or higher	14.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	75	12.5%
Kindergarten	72	12.0%
Elementary school	286	47.7%
High school	102	17.0%
College / grad school	64	10.7%

Employment

Industry of employment

Education & healthcare 30.1%

Manufacturing 18.9%

Retail trade 12.5%

Professional & management 11.2%

Construction 10.8%

Public administration 6.8%

Transportation & utilities 4.4%

Other services 3.6%

Arts, food & hospitality 1.3%

Wholesale trade 0.2%

Occupation

Category	%
Management, business & arts	29.6%
Service	24.4%
Sales & office	13.7%
Natural resources & construction	15.0%
Production & transportation	17.3%

Employment type

Type	%
Private sector	71.0%
Government	11.6%
Self-employed	17.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.4%
Carpool	11.6%
Public transit	0.0%
Walk	4.9%
Work from home	11.7%
Other means	1.4%
Avg commute (minutes)	32.2

Poverty

All people 14.0%

Under 18 years 13.4%

18 and over 14.1%

Married-couple families 10.1%

Female-led households 6.4%

Income support

Source	% of households
Social Security	34.5%
Retirement income	21.9%
Supplemental Security	1.9%
Cash public assistance	0.9%
Food stamps / SNAP	24.6%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	40.7%
High cholesterol	37.4%
Diabetes	13.7%
Heart disease	9.5%
Stroke	4.6%
Asthma	10.0%
Arthritis	31.5%
Kidney disease	4.0%
Pulmonary disease	11.5%
Cancer	7.4%

Behavior / access	%
Smoking	26.2%
Binge drinking	14.3%
No physical activity	29.0%
Less than 7 hrs sleep	33.9%
Depression	26.0%
Fair or poor health	20.2%
Poor mental health	16.3%
Poor physical health	15.0%
No health insurance	19.8%
Visited doctor (checkup)	78.4%
Visited dentist	56.8%
Cholesterol screening	88.0%
Teeth loss	22.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	169	9.2%

Disability	%
Any disability	13.4%
Under 18	5.2%
18–64 years	11.5%
65 and over	37.7%

Health insurance coverage

Type	%
Private insurance	66.0%
Public insurance	32.5%
No insurance	11.0%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,292	93.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,450	100.0%
Born in same state	2,450	100.0%
Born in different state	2,116	86.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	783	32%
Italian	394	16.1%
French	148	6%

Ancestry	Count	%
English	4	0.2%
Irish	2	0.1%

Technology access

Metric	% of households
Computer access	30.4%
Internet access	79.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28020

What city is ZIP code 28020 in?

ZIP code 28020 is primarily assigned to Casar, North Carolina.

What county is ZIP code 28020 in?

ZIP code 28020 falls within Cleveland County, North Carolina.

How educated is the population of ZIP code 28020?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 28020?

The median home value in ZIP code 28020 is $130,700.

Does ZIP code 28020 have a large veteran population?

9% of civilians in ZIP code 28020 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 28020?

The median household income in ZIP code 28020 is $36,958, below the national median of ~$75,000.

What timezone is ZIP code 28020 in?

ZIP code 28020 observes the EST timezone.