28086 ZIP Code — Kings Mountain, NC

Cleveland County, North Carolina

ZIP code 28086 is located in Kings Mountain, North Carolina, within Cleveland County. It covers approximately 90.54 square miles and serves a population of 28,652 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28086

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $166,800. Owner-occupancy sits near the national average at 74%.

Median household income is $59,020. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 28086 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

28,652

population

90.54

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28086 ZIP code map

Cities in ZIP code 28086

Below are the cities the US Postal Service accepts for ZIP code 28086. Using any city not on this list may result in mail delivery delays.

City	Status
Kings Mountain	Acceptable
Kings Mountain	Preferred

Nearby ZIP codes

28016 Bessemer City (6.7 mi) 28073 Grover (6.9 mi) 28052 Gastonia (7.4 mi) 28021 Cherryville (9.9 mi) 28033 Crouse (11.3 mi) 29702 Blacksburg (12.2 mi) 28034 Dallas (12.4 mi) 28054 Gastonia (12.4 mi) 28152 Shelby (12.5 mi) 28150 Shelby (13.4 mi) 28056 Gastonia (13.8 mi) 28098 Lowell (15.3 mi)

Demographics updated 06/2026

Population
Total population	28,652
Population density	316 / sq mi
State FIPS	37
County FIPS	045

Geography
Land area	90.54 sq mi
Water area	0.46 sq mi
Latitude	35.2565
Longitude	-81.3699
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	55.5%	44.4%
$50k – $100k	35.1%	29.9%	30.6%
$100k – $200k	13.4%	12.3%	19.1%
Over $200k	1.7%	2.2%	6.0%

Demographics & statistics

28,652

Population

316

People per sq mi

42.4

Median age

$59,020

Median household income

$26,504

Per capita income

$166,800

Median home value

$825

Median monthly rent

73.5%

Home ownership

18.9%

Poverty rate

4.4%

Unemployment

8,507

Housing units

16.1%

Bachelor's or higher

Age distribution

Male Female

703

Under 5

716

818

5–9

832

981

10–14

999

888

15–19

905

838

20–24

854

1,844

25–34

1,878

1,551

35–44

1,580

2,160

45–54

2,200

1,090

55–59

1,110

979

60–64

996

1,341

65–74

1,365

643

75–84

654

360

85+

367

← Male

Female →

Age summary

Group	Count	%
Under 18	6,112	21.3%
18 and over	22,540	78.7%
65 and over	4,730	16.5%
Median age	42.4 years

Race & ethnicity

White 74%

Black or African American 16.6%

Hispanic or Latino 3.1%

Two or more races 2.9%

Other race 2.2%

Asian 1.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	21,859	74%
Black or African American	4,902	16.6%
Hispanic or Latino	906	3.1%
Two or more races	844	2.9%
Other race	647	2.2%
Asian	372	1.3%
American Indian / Alaska Native	28	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	55.5%	44.4%
$50k – $100k	35.1%	29.9%	30.6%
$100k – $200k	13.4%	12.3%	19.1%
Over $200k	1.7%	2.2%	6.0%

Under $10k 6.9%

$10k–$15k 4.6%

$15k–$25k 12.4%

$25k–$35k 9.1%

$35k–$50k 12.0%

$50k–$75k 16.6%

$75k–$100k 14.5%

$100k–$150k 15.7%

$150k–$200k 5.8%

$200k+ 2.4%

Range	% of households
Under $10k	6.9%
$10k–$15k	4.6%
$15k–$25k	12.4%
$25k–$35k	9.1%
$35k–$50k	12.0%
$50k–$75k	16.6%
$75k–$100k	14.5%
$100k–$150k	15.7%
$150k–$200k	5.8%
$200k+	2.4%
Median income	$59,020

Housing

Home values

Under $50k 9.6%

$50k–$100k 14.4%

$100k–$150k 19.7%

$150k–$200k 17.4%

$200k–$300k 24.3%

$300k–$500k 12.1%

$500k–$1M 2.0%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$166,800
Median rent / month	$825
Owner occupied	73.5%
Renter occupied	26.5%
Vacant	9.6%
Single-family detached	72.7%
Large apartment buildings	0.2%
Mobile homes	18.1%
Median rooms	5.7
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.6%
2010–2019	5.5%
2000–2009	12.7%
1990–1999	16.4%
1980–1989	15.5%
1970–1979	19.3%
1960–1969	8.4%
1950–1959	8.9%
1940–1949	5.7%
1939 or earlier	7.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	3.8%
2 bedrooms	23.1%
3 bedrooms	55.4%
4 bedrooms	14.0%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	6.2%
1 vehicle	24.4%
2 vehicles	33.0%
3 or more	36.4%

Heating fuel

Fuel type	%
Utility gas	22.7%
Electricity	70.0%
Propane / LP gas	2.5%
Fuel oil	1.7%
Wood	3.0%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	4,738	46.9%
Cohabiting couple	761	7.5%
Male householder, no spouse	1,980	19.6%
Female householder, no spouse	2,632	26.0%
Households with children under 18	3,053	30.2%
Households with seniors (65+)	3,380	33.4%
Average household size	2.81

Marital status

Status	Male	Female
Never married	36.3%	30.5%
Married	46.1%	41.2%
Separated	3.2%	2.2%
Widowed	3.8%	11.9%
Divorced	10.6%	14.1%

Education

Less than 9th grade 5.3%

Some HS, no diploma 10.8%

HS graduate 33.5%

Some college, no degree 20.3%

Associate's degree 13.9%

Bachelor's degree 10.5%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	83.8%
Bachelor's or higher	16.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	109	1.9%
Kindergarten	207	3.5%
Elementary school	3,029	51.7%
High school	1,449	24.7%
College / grad school	1,068	18.2%

Employment

Industry of employment

Manufacturing 21.7%

Education & healthcare 16.6%

Retail trade 15.2%

Arts, food & hospitality 8.2%

Construction 7.5%

Transportation & utilities 7.0%

Professional & management 6.8%

Other services 5.1%

Public administration 5.0%

Finance & real estate 2.5%

Wholesale trade 2.0%

Agriculture & mining 1.5%

Information 0.8%

Occupation

Category	%
Management, business & arts	26.9%
Service	14.9%
Sales & office	21.3%
Natural resources & construction	12.7%
Production & transportation	24.2%

Employment type

Type	%
Private sector	82.0%
Government	13.1%
Self-employed	4.3%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	82.9%
Carpool	8.6%
Public transit	0.1%
Walk	1.8%
Work from home	5.5%
Other means	1.1%
Avg commute (minutes)	26.1

Poverty

All people 18.9%

Under 18 years 32.9%

18 and over 15.3%

Married-couple families 7.3%

Female-led households 30.9%

Income support

Source	% of households
Social Security	42.0%
Retirement income	21.6%
Supplemental Security	5.8%
Cash public assistance	1.3%
Food stamps / SNAP	19.7%

Health indicators

Condition	%
Obesity	36.6%
High blood pressure	39.0%
High cholesterol	36.3%
Diabetes	12.4%
Heart disease	7.6%
Stroke	3.9%
Asthma	9.7%
Arthritis	28.2%
Kidney disease	3.5%
Pulmonary disease	8.7%
Cancer	6.8%

Behavior / access	%
Smoking	22.5%
Binge drinking	14.6%
No physical activity	26.4%
Less than 7 hrs sleep	34.5%
Depression	23.8%
Fair or poor health	16.9%
Poor mental health	15.3%
Poor physical health	12.5%
No health insurance	18.7%
Visited doctor (checkup)	78.9%
Visited dentist	60.8%
Cholesterol screening	89.4%
Teeth loss	18.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,781	7.9%

Disability	%
Any disability	16.9%
Under 18	5.3%
18–64 years	16.0%
65 and over	36.2%

Health insurance coverage

Type	%
Private insurance	58.2%
Public insurance	42.8%
No insurance	10.3%
Uninsured under 19	3.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,233	95.0%
Spanish	571	2.1%
Other Indo-European	356	1.3%
Asian & Pacific Islander	16	0.1%
Other languages	199	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,859	97.2%
Born in same state	27,592	96.3%
Born in different state	21,502	75.0%
Foreign born	267	0.9%
Naturalized citizen	793	2.8%
Not a US citizen	394	49.7%

Ancestry

Ancestry	Count	%
Arab	7,775	27.1%
French	2,219	7.7%
Italian	1,932	6.7%
English	79	0.3%

Ancestry	Count	%
German	32	0.1%
Irish	23	0.1%
Norwegian	12	0%

Technology access

Metric	% of households
Computer access	35.3%
Internet access	90.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28086

What city is ZIP code 28086 in?

ZIP code 28086 is primarily assigned to Kings Mountain, North Carolina.

What county is ZIP code 28086 in?

ZIP code 28086 falls within Cleveland County, North Carolina.

What is the poverty rate in ZIP code 28086?

19% of residents in ZIP code 28086 live below the poverty line, above the national average.

Does ZIP code 28086 have a large retiree population?

42% of households in ZIP code 28086 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 28086?

The median home value in ZIP code 28086 is $166,800.

What is the population of ZIP code 28086?

ZIP code 28086 has an estimated population of 28,652 residents, with a density of 316 people per square mile.

What timezone is ZIP code 28086 in?

ZIP code 28086 observes the EST timezone.