55074 ZIP Code — Shafer, MN

Chisago County, Minnesota

ZIP code 55074 is located in Shafer, Minnesota, within Chisago County. It covers approximately 34.31 square miles and serves a population of 2,210 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55074

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $268,400. Owner-occupancy is high at 91%, well above the national average.

Median household income is $105,500. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

2,210
population
34.31
sq mi land
Standard
ZIP type
Central (CT)
timezone
55074 ZIP code map
Cities in ZIP code 55074

Below are the cities the US Postal Service accepts for ZIP code 55074. Using any city not on this list may result in mail delivery delays.

City Status
Shafer Acceptable
Shafer Preferred
Nearby ZIP codes
55045 Lindstrom (4.9 mi) 55084 Taylors Falls (5 mi) 55012 Center City (5.7 mi) 54009 Dresser (6.6 mi) 55013 Chisago City (8 mi) 54020 Osceola (8.3 mi) 54024 Saint Croix Falls (8.8 mi) 55073 Scandia (9.7 mi) 54824 Centuria (11.1 mi) 54006 Cushing (12.3 mi) 55056 North Branch (12.5 mi) 54026 Star Prairie (13.7 mi)
Demographics updated 05/2026
Population
Total population 2,210
Population density 64 / sq mi
State FIPS 27
County FIPS 025
Geography
Land area 34.31 sq mi
Water area 1.08 sq mi
Latitude 45.3829
Longitude -92.7259
Timezone Central (CT)
Area code 651
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 20.0% 26.6% 33.6%
$50k – $100k 38.5% 32.5% 31.5%
$100k – $200k 36.1% 34.7% 26.5%
Over $200k 5.4% 6.2% 8.5%

Demographics & statistics

2,210
Population
64
People per sq mi
37.4
Median age
$105,500
Median household income
$43,110
Per capita income
$268,400
Median home value
$1,110
Median monthly rent
91.0%
Home ownership
5.2%
Poverty rate
1.9%
Unemployment
782
Housing units
22.8%
Bachelor's or higher

Age distribution

Male Female
68
Under 5
62
89
5–9
80
72
10–14
65
64
15–19
58
74
20–24
68
146
25–34
132
204
35–44
186
140
45–54
128
83
55–59
75
78
60–64
71
108
65–74
99
21
75–84
20
10
85+
9
← Male
Female →

Age summary

GroupCount%
Under 1851823.4%
18 and over1,69276.6%
65 and over26712.1%
Median age37.4 years

Race & ethnicity

White 85%
Two or more races 8.4%
Hispanic or Latino 3.9%
Asian 1.3%
Other race 0.7%
American Indian / Alaska Native 0.7%
GroupCount%
White1,95585%
Two or more races1938.4%
Hispanic or Latino903.9%
Asian291.3%
Other race170.7%
American Indian / Alaska Native160.7%

Household income

Income range This ZIP County avg State avg
Under $50k 20.0% 26.6% 33.6%
$50k – $100k 38.5% 32.5% 31.5%
$100k – $200k 36.1% 34.7% 26.5%
Over $200k 5.4% 6.2% 8.5%
Under $10k 1.7%
$10k–$15k 1.5%
$15k–$25k 3.3%
$25k–$35k 1.7%
$35k–$50k 7.6%
$50k–$75k 13.1%
$75k–$100k 17.7%
$100k–$150k 32.2%
$150k–$200k 11.4%
$200k+ 9.8%
Range% of households
Under $10k1.7%
$10k–$15k1.5%
$15k–$25k3.3%
$25k–$35k1.7%
$35k–$50k7.6%
$50k–$75k13.1%
$75k–$100k17.7%
$100k–$150k32.2%
$150k–$200k11.4%
$200k+9.8%
Median income$105,500

Housing

Home values

Under $50k 8.9%
$50k–$100k 6.8%
$100k–$150k 1.5%
$150k–$200k 6.5%
$200k–$300k 35.9%
$300k–$500k 31.5%
$500k–$1M 8.4%
$1M+ 0.5%

Housing overview

MetricValue
Median home value$268,400
Median rent / month$1,110
Owner occupied91.0%
Renter occupied9.0%
Vacant3.7%
Single-family detached81.8%
Large apartment buildings0.0%
Mobile homes14.7%
Median rooms6.9
Avg household size (owned)2.73

Year built

Era%
2020 or later0.0%
2010–20196.8%
2000–200930.7%
1990–199918.6%
1980–19897.9%
1970–197910.0%
1960–19694.0%
1950–19591.9%
1940–19490.8%
1939 or earlier19.3%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom1.1%
2 bedrooms17.2%
3 bedrooms45.6%
4 bedrooms30.8%
5+ bedrooms5.4%

Vehicles per household

Vehicles% of households
No vehicle1.1%
1 vehicle14.8%
2 vehicles40.4%
3 or more43.7%

Heating fuel

Fuel type%
Utility gas49.4%
Electricity8.4%
Propane / LP gas29.2%
Fuel oil4.4%
Wood5.2%
No fuel used1.9%

Households & families

Household typeCount%
Married-couple family47858.0%
Cohabiting couple9211.2%
Male householder, no spouse14517.6%
Female householder, no spouse10913.2%
Households with children under 1829736.0%
Households with seniors (65+)19323.4%
Average household size2.68

Marital status

StatusMaleFemale
Never married36.0%21.7%
Married53.8%60.8%
Separated0.1%3.5%
Widowed0.9%3.4%
Divorced9.1%10.5%

Education

Less than 9th grade 1.6%
Some HS, no diploma 2.4%
HS graduate 32.3%
Some college, no degree 25.8%
Associate's degree 15.2%
Bachelor's degree 16.5%
Graduate / professional 6.3%
Metric%
HS diploma or higher96.0%
Bachelor's or higher22.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool408.7%
Kindergarten204.4%
Elementary school24653.6%
High school10522.9%
College / grad school4810.5%

Employment

Industry of employment

Education & healthcare 21.7%
Manufacturing 19.0%
Construction 12.9%
Retail trade 8.1%
Professional & management 7.0%
Arts, food & hospitality 6.7%
Public administration 6.2%
Transportation & utilities 5.3%
Wholesale trade 4.0%
Finance & real estate 3.6%
Other services 3.1%
Agriculture & mining 2.2%
Information 0.3%

Occupation

Category%
Management, business & arts31.2%
Service17.0%
Sales & office20.2%
Natural resources & construction17.4%
Production & transportation14.3%

Employment type

Type%
Private sector80.7%
Government14.5%
Self-employed4.5%
Unpaid family workers0.2%

Commute

Method%
Drive alone79.7%
Carpool9.0%
Public transit0.2%
Walk1.6%
Work from home8.6%
Other means0.8%
Avg commute (minutes)37.5

Poverty

All people 5.2%
Under 18 years 3.4%
18 and over 5.8%
Married-couple families 0.0%
Female-led households 24.2%

Income support

Source% of households
Social Security26.8%
Retirement income21.4%
Supplemental Security1.9%
Cash public assistance0.4%
Food stamps / SNAP4.1%

Health indicators

Condition%
Obesity35.3%
High blood pressure25.9%
High cholesterol27.0%
Diabetes7.2%
Heart disease4.6%
Stroke2.2%
Asthma8.7%
Arthritis19.6%
Kidney disease2.1%
Pulmonary disease4.4%
Cancer5.4%
Behavior / access%
Smoking17.7%
Binge drinking22.7%
No physical activity18.2%
Less than 7 hrs sleep27.1%
Depression21.8%
Fair or poor health9.8%
Poor mental health13.7%
Poor physical health8.1%
No health insurance10.3%
Visited doctor (checkup)66.3%
Visited dentist67.4%
Cholesterol screening88.0%
Teeth loss9.3%

Veterans & disability

VeteransCount%
Civilian veterans1026.0%
Disability%
Any disability9.8%
Under 181.2%
18–64 years10.0%
65 and over25.8%

Health insurance coverage

Type%
Private insurance76.6%
Public insurance31.3%
No insurance3.9%
Uninsured under 191.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,08094.1%
Spanish291.4%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages291.4%

Place of birth & citizenship

OriginCount%
Native born (US)2,16497.9%
Born in same state2,14196.9%
Born in different state1,42864.6%
Foreign born231.0%
Naturalized citizen462.1%
Not a US citizen2860.9%

Ancestry

AncestryCount%
Polish31114.1%
Italian22610.2%
French1978.9%
Arab683.1%
German381.7%
AncestryCount%
English170.8%
Dutch150.7%
Norwegian80.4%
Irish30.1%

Technology access

Metric% of households
Computer access37.3%
Internet access95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55074

What city is ZIP code 55074 in?

ZIP code 55074 is primarily assigned to Shafer, Minnesota.

What county is ZIP code 55074 in?

ZIP code 55074 falls within Chisago County, Minnesota.

Is ZIP code 55074 mostly owner-occupied?

91% of occupied units in ZIP code 55074 are owner-occupied, well above the national average.

What is the median household income in ZIP code 55074?

The median household income in ZIP code 55074 is $105,500, above the national median of ~$75,000.

What is the population of ZIP code 55074?

ZIP code 55074 has an estimated population of 2,210 residents, with a density of 64 people per square mile.

What is the typical home value in ZIP code 55074?

The median home value in ZIP code 55074 is $268,400.

What timezone is ZIP code 55074 in?

ZIP code 55074 observes the CST timezone.

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