55013 ZIP Code — Chisago City, MN

Chisago County, Minnesota

ZIP code 55013 is located in Chisago City, Minnesota, within Chisago County. It covers approximately 27.63 square miles and serves a population of 6,854 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55013

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $337,500. Owner-occupancy is high at 79%, well above the national average.

Median household income is $100,673. The poverty rate of 5% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 55013 reflects a community defined by high homeownership and a significant Social Security-dependent population.

6,854

population

27.63

sq mi land

Standard

ZIP type

Central (CT)

timezone

55013 ZIP code map

Cities in ZIP code 55013

Below are the cities the US Postal Service accepts for ZIP code 55013. Using any city not on this list may result in mail delivery delays.

City	Status
Chisago City	Preferred

Nearby ZIP codes

55045 Lindstrom (3.7 mi) 55079 Stacy (7.2 mi) 55073 Scandia (7.6 mi) 55012 Center City (8 mi) 55074 Shafer (8 mi) 55056 North Branch (9.3 mi) 55025 Forest Lake (9.4 mi) 55092 Wyoming (9.9 mi) 55084 Taylors Falls (10.5 mi) 55047 Marine On Saint Croix (12.2 mi) 54020 Osceola (13.8 mi) 54009 Dresser (14.2 mi)

Demographics updated 05/2026

Population
Total population	6,854
Population density	248 / sq mi
State FIPS	27
County FIPS	025

Geography
Land area	27.63 sq mi
Water area	6.27 sq mi
Latitude	45.3656
Longitude	-92.8892
Timezone	Central (CT)
Area code	651

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.9%	26.6%	33.6%
$50k – $100k	31.5%	32.5%	31.5%
$100k – $200k	37.9%	34.7%	26.5%
Over $200k	4.7%	6.2%	8.5%

Demographics & statistics

6,854

Population

248

People per sq mi

43.3

Median age

$100,673

Median household income

$43,030

Per capita income

$337,500

Median home value

$1,130

Median monthly rent

78.9%

Home ownership

5.3%

Poverty rate

4.8%

Unemployment

2,398

Housing units

28.9%

Bachelor's or higher

Age distribution

Male Female

230

Under 5

239

135

5–9

141

204

10–14

212

245

15–19

255

192

20–24

200

337

25–34

350

394

35–44

409

408

45–54

423

257

55–59

267

189

60–64

197

392

65–74

408

264

75–84

275

113

85+

118

← Male

Female →

Age summary

Group	Count	%
Under 18	1,484	21.7%
18 and over	5,370	78.3%
65 and over	1,570	22.9%
Median age	43.3 years

Race & ethnicity

White 86.9%

Two or more races 6.3%

Hispanic or Latino 3.9%

Asian 1.5%

Other race 1.1%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	6,196	86.9%
Two or more races	450	6.3%
Hispanic or Latino	277	3.9%
Asian	106	1.5%
Other race	78	1.1%
American Indian / Alaska Native	16	0.2%
Native Hawaiian / Pacific Islander	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.9%	26.6%	33.6%
$50k – $100k	31.5%	32.5%	31.5%
$100k – $200k	37.9%	34.7%	26.5%
Over $200k	4.7%	6.2%	8.5%

Under $10k 5.0%

$10k–$15k 0.7%

$15k–$25k 4.6%

$25k–$35k 3.2%

$35k–$50k 11.5%

$50k–$75k 9.9%

$75k–$100k 14.9%

$100k–$150k 27.0%

$150k–$200k 13.9%

$200k+ 9.3%

Range	% of households
Under $10k	5.0%
$10k–$15k	0.7%
$15k–$25k	4.6%
$25k–$35k	3.2%
$35k–$50k	11.5%
$50k–$75k	9.9%
$75k–$100k	14.9%
$100k–$150k	27.0%
$150k–$200k	13.9%
$200k+	9.3%
Median income	$100,673

Housing

Home values

Under $50k 1.2%

$50k–$100k 1.7%

$100k–$150k 1.7%

$150k–$200k 2.4%

$200k–$300k 31.6%

$300k–$500k 41.1%

$500k–$1M 17.7%

$1M+ 2.6%

Housing overview

Metric	Value
Median home value	$337,500
Median rent / month	$1,130
Owner occupied	78.9%
Renter occupied	21.1%
Vacant	10.4%
Single-family detached	72.2%
Large apartment buildings	9.8%
Mobile homes	0.0%
Median rooms	6.0
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.0%
2010–2019	14.3%
2000–2009	16.0%
1990–1999	24.1%
1980–1989	8.3%
1970–1979	18.0%
1960–1969	4.2%
1950–1959	3.2%
1940–1949	2.5%
1939 or earlier	9.5%

Bedrooms

Size	% of units
No bedroom (studio)	4.7%
1 bedroom	10.0%
2 bedrooms	18.4%
3 bedrooms	33.9%
4 bedrooms	25.9%
5+ bedrooms	7.0%

Vehicles per household

Vehicles	% of households
No vehicle	8.8%
1 vehicle	20.9%
2 vehicles	36.1%
3 or more	34.2%

Heating fuel

Fuel type	%
Utility gas	67.5%
Electricity	20.2%
Propane / LP gas	10.1%
Wood	0.9%
Solar	0.3%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	1,755	66.3%
Cohabiting couple	148	5.6%
Male householder, no spouse	308	11.6%
Female householder, no spouse	438	16.5%
Households with children under 18	835	31.5%
Households with seniors (65+)	995	37.6%
Average household size	2.51

Marital status

Status	Male	Female
Never married	28.0%	17.0%
Married	63.7%	64.6%
Separated	0.0%	0.9%
Widowed	2.1%	14.6%
Divorced	6.1%	2.8%

Education

Less than 9th grade 1.0%

Some HS, no diploma 2.2%

HS graduate 26.3%

Some college, no degree 25.8%

Associate's degree 15.8%

Bachelor's degree 21.0%

Graduate / professional 7.9%

Metric	%
HS diploma or higher	96.8%
Bachelor's or higher	28.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	69	4.8%
Kindergarten	85	5.9%
Elementary school	504	35.1%
High school	478	33.3%
College / grad school	298	20.8%

Employment

Industry of employment

Education & healthcare 26.0%

Manufacturing 16.2%

Construction 11.4%

Retail trade 10.2%

Professional & management 9.6%

Finance & real estate 6.2%

Public administration 5.5%

Arts, food & hospitality 5.0%

Wholesale trade 3.4%

Other services 3.2%

Transportation & utilities 2.2%

Information 0.8%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	40.1%
Service	16.0%
Sales & office	16.5%
Natural resources & construction	10.2%
Production & transportation	17.2%

Employment type

Type	%
Private sector	81.3%
Government	12.8%
Self-employed	4.3%
Unpaid family workers	1.6%

Commute

Method	%
Drive alone	70.8%
Carpool	8.1%
Public transit	2.2%
Walk	0.0%
Work from home	17.1%
Other means	1.8%
Avg commute (minutes)	31.6

Poverty

All people 5.3%

Under 18 years 4.6%

18 and over 5.4%

Married-couple families 1.3%

Female-led households 19.6%

Income support

Source	% of households
Social Security	38.4%
Retirement income	30.3%
Supplemental Security	0.9%
Cash public assistance	1.3%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
Obesity	33.1%
High blood pressure	30.4%
High cholesterol	30.9%
Diabetes	8.5%
Heart disease	6.2%
Stroke	2.8%
Asthma	8.4%
Arthritis	24.4%
Kidney disease	2.7%
Pulmonary disease	5.1%
Cancer	7.9%

Behavior / access	%
Smoking	14.8%
Binge drinking	19.3%
No physical activity	18.9%
Less than 7 hrs sleep	25.2%
Depression	20.2%
Fair or poor health	10.3%
Poor mental health	12.1%
Poor physical health	8.5%
No health insurance	9.3%
Visited doctor (checkup)	70.4%
Visited dentist	70.8%
Cholesterol screening	90.9%
Teeth loss	9.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	462	8.6%

Disability	%
Any disability	9.0%
Under 18	2.6%
18–64 years	3.2%
65 and over	31.4%

Health insurance coverage

Type	%
Private insurance	83.2%
Public insurance	30.4%
No insurance	4.3%
Uninsured under 19	11.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,385	93.2%
Spanish	33	0.5%
Other Indo-European	13	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	20	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,708	97.9%
Born in same state	6,691	97.6%
Born in different state	5,194	75.8%
Foreign born	17	0.2%
Naturalized citizen	146	2.1%
Not a US citizen	135	92.5%

Ancestry

Ancestry	Count	%
Polish	989	14.4%
Italian	857	12.5%
French	323	4.7%
Arab	189	2.8%

Ancestry	Count	%
German	59	0.9%
Irish	53	0.8%
Dutch	37	0.5%
English	28	0.4%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55013

What city is ZIP code 55013 in?

ZIP code 55013 is primarily assigned to Chisago City, Minnesota.

What county is ZIP code 55013 in?

ZIP code 55013 falls within Chisago County, Minnesota.

Does ZIP code 55013 have a large retiree population?

38% of households in ZIP code 55013 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 55013?

The median home value in ZIP code 55013 is $337,500.

What is the population of ZIP code 55013?

ZIP code 55013 has an estimated population of 6,854 residents, with a density of 248 people per square mile.

What is the median household income in ZIP code 55013?

The median household income in ZIP code 55013 is $100,673, above the national median of ~$75,000.

What timezone is ZIP code 55013 in?

ZIP code 55013 observes the CST timezone.