Osceola ZIP Codes — Polk County, WI

There is one unique ZIP code in Osceola, Wisconsin and it is 54020. Area code: 715.

ZIP codes

73.69

sq mi land

2.68

sq mi water

715

area code

Osceola, WI ZIP code map

About Osceola, WI

Osceola is a charming city located in the state of Wisconsin, within Polk County. Known for its scenic beauty and community spirit, Osceola offers a welcoming atmosphere for both residents and visitors. With a rich history and a variety of outdoor activities, this small town is a hidden gem in the region.

Location & geography

Osceola is situated in the northwest part of Wisconsin and features a diverse landscape that includes both land and water. It covers a total area of 73.69 square miles, with 2.68 square miles designated as water. Nearby cities include St. Croix Falls, approximately 8 miles to the south, New Richmond, about 15 miles to the southwest, and Taylors Falls, just a short distance across the St. Croix River.

Community & economy

The community of Osceola is characterized by its friendly residents and a strong sense of pride in local heritage. The city thrives on a mix of tourism, agriculture, and small businesses that contribute to its economic stability. Daily life in Osceola is enriched by community events, recreational activities, and the natural beauty that surrounds the area.

Transportation

Transportation in Osceola is facilitated by several key highways, including U.S. Route 8 and Wisconsin Highway 35. The nearest commercial airports are located in the nearby cities of Minneapolis and St. Paul, around an hour's drive away, while local travel often relies on personal vehicles. Public transit options are limited, but the city maintains a walkable community feel.

History

Osceola was founded in the 19th century, originally as a lumber town benefiting from the nearby St. Croix River. Key industries in the area have historically included logging and agriculture, which laid the groundwork for the city’s development. Notable events in its history have included local festivals that celebrate the town's heritage and connection to the river.

Did you know?

A surprising fact about Osceola is that it is home to the historic Osceola & St. Croix Valley Railway, which offers scenic train rides through the picturesque countryside. Additionally, the city features stunning natural attractions like the nearby Cascade Falls, which draw visitors year-round.

ZIP codes for Osceola, WI (1)

ZIP code	City	County	Map
54020	Osceola	Polk	View map

Demographics & statistics

7,880

Population

44.0

Median age

$80,353

Median household income

$39,641

Per capita income

$242,900

Median home value

$1,029

Median monthly rent

75.2%

Home ownership

9.1%

Poverty rate

4.2%

Unemployment

2,686

Housing units

28.0%

Bachelor's or higher

Age distribution

Male Female

164

Under 5

163

222

5–9

221

331

10–14

330

274

15–19

274

190

20–24

190

405

25–34

403

412

35–44

410

600

45–54

599

309

55–59

308

274

60–64

273

459

65–74

458

228

75–84

227

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,780	22.6%
18 and over	6,100	77.4%
65 and over	1,528	19.4%
Median age	44.0 years

Race & ethnicity

White 93.9%

Two or more races 3.1%

Hispanic or Latino 1.6%

Other race 0.5%

Black or African American 0.5%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,522	93.9%
Two or more races	250	3.1%
Hispanic or Latino	129	1.6%
Other race	43	0.5%
Black or African American	41	0.5%
Asian	15	0.2%
American Indian / Alaska Native	9	0.1%

Household income

Under $10k 2.9%

$10k–$15k 3.3%

$15k–$25k 6.6%

$25k–$35k 7.9%

$35k–$50k 10.2%

$50k–$75k 15.4%

$75k–$100k 16.0%

$100k–$150k 20.4%

$150k–$200k 9.8%

$200k+ 7.5%

Range	% of households
Under $10k	2.9%
$10k–$15k	3.3%
$15k–$25k	6.6%
$25k–$35k	7.9%
$35k–$50k	10.2%
$50k–$75k	15.4%
$75k–$100k	16.0%
$100k–$150k	20.4%
$150k–$200k	9.8%
$200k+	7.5%
Median income	$80,353

Housing

Home values

Under $50k 3.4%

$50k–$100k 2.5%

$100k–$150k 7.1%

$150k–$200k 19.0%

$200k–$300k 33.8%

$300k–$500k 26.0%

$500k–$1M 7.6%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$242,900
Median rent / month	$1,029
Owner occupied	75.2%
Renter occupied	24.8%
Vacant	6.9%
Single-family detached	72.3%
Large apartment buildings	5.2%
Mobile homes	3.7%
Median rooms	5.8
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.2%
2010–2019	6.7%
2000–2009	21.3%
1990–1999	22.8%
1980–1989	11.1%
1970–1979	12.7%
1960–1969	5.5%
1950–1959	4.8%
1940–1949	1.4%
1939 or earlier	13.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	6.2%
2 bedrooms	33.4%
3 bedrooms	36.3%
4 bedrooms	17.4%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	23.4%
2 vehicles	42.2%
3 or more	30.0%

Heating fuel

Fuel type	%
Utility gas	38.1%
Electricity	21.5%
Propane / LP gas	31.5%
Fuel oil	1.2%
Wood	4.5%
Solar	0.1%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,858	57.2%
Cohabiting couple	228	7.0%
Male householder, no spouse	450	13.8%
Female householder, no spouse	714	22.0%
Households with children under 18	845	26.0%
Households with seniors (65+)	1,123	34.6%
Average household size	2.40

Marital status

Status	Male	Female
Never married	29.9%	20.8%
Married	55.9%	56.3%
Separated	0.0%	1.1%
Widowed	1.7%	7.9%
Divorced	12.5%	14.0%

Education

Less than 9th grade 0.7%

Some HS, no diploma 3.7%

HS graduate 30.8%

Some college, no degree 23.9%

Associate's degree 12.9%

Bachelor's degree 20.2%

Graduate / professional 7.8%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	28.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	77	4.4%
Kindergarten	99	5.7%
Elementary school	877	50.1%
High school	467	26.7%
College / grad school	229	13.1%

Employment

Industry of employment

Manufacturing 27.4%

Education & healthcare 21.4%

Retail trade 10.3%

Construction 7.4%

Professional & management 6.3%

Arts, food & hospitality 5.8%

Finance & real estate 4.5%

Public administration 4.5%

Other services 4.3%

Wholesale trade 3.3%

Transportation & utilities 3.0%

Agriculture & mining 1.4%

Information 0.3%

Occupation

Category	%
Management, business & arts	35.6%
Service	12.5%
Sales & office	15.6%
Natural resources & construction	9.4%
Production & transportation	26.9%

Employment type

Type	%
Private sector	84.6%
Government	10.4%
Self-employed	4.6%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	80.2%
Carpool	7.0%
Public transit	0.0%
Walk	1.0%
Other means	0.7%
Avg commute (minutes)	29.6

Poverty

All people 9.1%

Under 18 years 13.9%

18 and over 7.7%

Married-couple families 2.7%

Female-led households 42.8%

Income support

Source	% of households
Social Security	34.2%
Retirement income	28.3%
Supplemental Security	5.5%
Cash public assistance	1.0%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
High blood pressure	29.4%
High cholesterol	32.4%
Heart disease	5.1%
Stroke	2.4%
Asthma	9.6%
Arthritis	21.9%
Kidney disease	2.4%
Pulmonary disease	5.4%
Cancer	6.2%

Behavior / access	%
Binge drinking	26.2%
No physical activity	18.9%
Less than 7 hrs sleep	29.7%
Fair or poor health	10.5%
Poor mental health	13.5%
Poor physical health	9.1%
No health insurance	9.4%
Visited doctor (checkup)	72.1%
Visited dentist	72.3%
Cholesterol screening	87.3%
Teeth loss	10.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	440	7.2%

Disability	%
Any disability	13.9%
Under 18	5.6%
18–64 years	10.7%
65 and over	34.1%

Health insurance coverage

Type	%
Private insurance	76.3%
Public insurance	34.4%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,553	95.9%
Spanish	10	0.1%
Other Indo-European	5	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	5	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,849	99.6%
Born in same state	7,825	99.3%
Born in different state	3,624	46.0%
Foreign born	24	0.3%
Naturalized citizen	31	0.4%
Not a US citizen	13	41.9%

Ancestry

Ancestry	Count	%
Polish	1,349	17.1%
Italian	719	9.1%
Arab	463	5.9%
French	395	5%

Ancestry	Count	%
German	224	2.8%
Dutch	189	2.4%
English	42	0.5%

Technology access

Metric	% of households
Computer access	41.2%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Osceola, WI have?

Osceola, WI has one ZIP code: 54020. Each ZIP code serves a distinct delivery area within the city and surrounding region.