92128 ZIP Code — San Diego, CA

San Diego County, California

ZIP code 92128 is located in San Diego, California, within San Diego County. It covers approximately 11.71 square miles and serves a population of 49,273 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 858.

About ZIP code 92128

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $788,200. Owner-occupancy sits near the national average at 65%.

The gap between median ($125,609) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 63% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 92128 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

49,273

population

11.71

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

92128 ZIP code map

Cities in ZIP code 92128

Below are the cities the US Postal Service accepts for ZIP code 92128. Using any city not on this list may result in mail delivery delays.

City	Status
San Diego	Acceptable
San Diego	Preferred

Nearby ZIP codes

92199 San Diego (1 mi) 92064 Poway (3.4 mi) 92127 San Diego (3.5 mi) 92129 San Diego (3.5 mi) 92131 San Diego (5.5 mi) 92126 San Diego (7 mi) 92029 Escondido (7.2 mi) 92025 Escondido (7.7 mi) 92091 Rancho Santa Fe (7.8 mi) 92130 San Diego (8 mi) 92014 Del Mar (8.4 mi) 92145 San Diego (9 mi)

Demographics updated 05/2026

Population
Total population	49,273
Population density	4,208 / sq mi
State FIPS	06
County FIPS	073

Geography
Land area	11.71 sq mi
Water area	0.01 sq mi
Latitude	32.9942
Longitude	-117.0753
Timezone	Pacific (PT)
Area code	858

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.3%	30.1%	32.6%
$50k – $100k	29.1%	28.5%	27.7%
$100k – $200k	36.7%	28.6%	26.4%
Over $200k	15.8%	12.9%	13.3%

Demographics & statistics

49,273

Population

4,208

People per sq mi

43.8

Median age

$125,609

Median household income

$63,903

Per capita income

$788,200

Median home value

$2,620

Median monthly rent

65.4%

Home ownership

4.7%

Poverty rate

5.5%

Unemployment

14,221

Housing units

62.8%

Bachelor's or higher

Age distribution

Male Female

1,191

Under 5

1,249

1,237

5–9

1,299

1,479

10–14

1,551

1,169

15–19

1,227

798

20–24

837

3,013

25–34

3,162

3,522

35–44

3,695

2,941

45–54

3,086

1,734

55–59

1,820

1,555

60–64

1,631

2,993

65–74

3,140

1,601

75–84

1,679

812

85+

852

← Male

Female →

Age summary

Group	Count	%
Under 18	9,413	19.1%
18 and over	39,860	80.9%
65 and over	11,077	22.5%
Median age	43.8 years

Race & ethnicity

White 54.7%

Asian 24.2%

Two or more races 9.2%

Hispanic or Latino 6.7%

Other race 2.7%

Black or African American 2.3%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	28,879	54.7%
Asian	12,787	24.2%
Two or more races	4,859	9.2%
Hispanic or Latino	3,559	6.7%
Other race	1,419	2.7%
Black or African American	1,198	2.3%
Native Hawaiian / Pacific Islander	112	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.3%	30.1%	32.6%
$50k – $100k	29.1%	28.5%	27.7%
$100k – $200k	36.7%	28.6%	26.4%
Over $200k	15.8%	12.9%	13.3%

Under $10k 2.6%

$10k–$15k 1.1%

$15k–$25k 3.8%

$25k–$35k 3.7%

$35k–$50k 4.5%

$50k–$75k 11.1%

$75k–$100k 10.1%

$100k–$150k 22.4%

$150k–$200k 15.4%

$200k+ 25.1%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.1%
$15k–$25k	3.8%
$25k–$35k	3.7%
$35k–$50k	4.5%
$50k–$75k	11.1%
$75k–$100k	10.1%
$100k–$150k	22.4%
$150k–$200k	15.4%
$200k+	25.1%
Median income	$125,609

Housing

Home values

Under $50k 0.8%

$50k–$100k 0.3%

$100k–$150k 0.8%

$150k–$200k 0.1%

$200k–$300k 0.9%

$300k–$500k 13.4%

$500k–$1M 60.6%

$1M+ 23.0%

Housing overview

Metric	Value
Median home value	$788,200
Median rent / month	$2,620
Owner occupied	65.4%
Renter occupied	34.6%
Vacant	4.0%
Single-family detached	51.1%
Large apartment buildings	8.7%
Mobile homes	0.2%
Median rooms	5.0
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.0%
2010–2019	0.6%
2000–2009	7.7%
1990–1999	27.0%
1980–1989	36.7%
1970–1979	16.3%
1960–1969	9.4%
1950–1959	1.2%
1940–1949	0.5%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	9.2%
2 bedrooms	41.2%
3 bedrooms	26.6%
4 bedrooms	16.0%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	37.1%
2 vehicles	43.3%
3 or more	16.7%

Heating fuel

Fuel type	%
Utility gas	61.9%
Electricity	30.8%
Propane / LP gas	1.6%
Solar	1.1%
No fuel used	4.4%

Households & families

Household type	Count	%
Married-couple family	11,597	56.8%
Cohabiting couple	948	4.6%
Male householder, no spouse	2,669	13.1%
Female householder, no spouse	5,214	25.5%
Households with children under 18	5,677	27.8%
Households with seniors (65+)	7,574	37.1%
Average household size	2.39

Marital status

Status	Male	Female
Never married	26.6%	19.4%
Married	62.8%	56.0%
Separated	1.4%	1.9%
Widowed	2.0%	10.1%
Divorced	7.2%	12.6%

Education

Less than 9th grade 1.2%

Some HS, no diploma 1.6%

HS graduate 9.5%

Some college, no degree 16.1%

Associate's degree 8.9%

Bachelor's degree 33.7%

Graduate / professional 29.1%

Metric	%
HS diploma or higher	97.2%
Bachelor's or higher	62.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	600	5.5%
Kindergarten	577	5.3%
Elementary school	4,604	42.3%
High school	1,985	18.2%
College / grad school	3,120	28.7%

Employment

Industry of employment

Professional & management 23.2%

Education & healthcare 20.7%

Manufacturing 14.6%

Retail trade 9.9%

Finance & real estate 9.6%

Arts, food & hospitality 6.0%

Public administration 3.9%

Information 2.7%

Other services 2.7%

Construction 2.6%

Transportation & utilities 2.6%

Wholesale trade 1.4%

Occupation

Category	%
Management, business & arts	64.6%
Service	9.7%
Sales & office	17.5%
Natural resources & construction	2.7%
Production & transportation	5.5%

Employment type

Type	%
Private sector	82.0%
Government	13.4%
Self-employed	4.5%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	69.4%
Carpool	6.4%
Public transit	1.0%
Walk	0.6%
Work from home	22.0%
Other means	0.6%
Avg commute (minutes)	23.5

Poverty

All people 4.7%

Under 18 years 4.5%

18 and over 4.8%

Married-couple families 1.9%

Female-led households 9.4%

Income support

Source	% of households
Social Security	33.4%
Retirement income	30.5%
Supplemental Security	2.8%
Cash public assistance	2.2%
Food stamps / SNAP	2.2%

Health indicators

Condition	%
Obesity	22.9%
High blood pressure	28.7%
High cholesterol	31.1%
Diabetes	7.9%
Heart disease	5.3%
Stroke	2.4%
Asthma	8.1%
Arthritis	21.5%
Kidney disease	2.5%
Pulmonary disease	4.6%
Cancer	7.5%

Behavior / access	%
Smoking	7.5%
Binge drinking	16.6%
No physical activity	15.2%
Less than 7 hrs sleep	30.3%
Depression	15.2%
Fair or poor health	9.4%
Poor mental health	11.2%
Poor physical health	7.5%
No health insurance	6.2%
Visited doctor (checkup)	72.0%
Visited dentist	75.8%
Cholesterol screening	93.8%
Teeth loss	6.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,822	7.2%

Disability	%
Any disability	10.5%
Under 18	3.0%
18–64 years	6.1%
65 and over	28.3%

Health insurance coverage

Type	%
Private insurance	82.9%
Public insurance	30.7%
No insurance	2.2%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	46,833	95.0%
Spanish	4,597	9.8%
Other Indo-European	307	0.7%
Asian & Pacific Islander	1,263	2.7%
Other languages	2,974	6.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	36,082	73.2%
Born in same state	35,129	71.3%
Born in different state	19,446	39.5%
Foreign born	953	1.9%
Naturalized citizen	13,191	26.8%
Not a US citizen	8,050	61.0%

Ancestry

Ancestry	Count	%
French	5,988	12.2%
Italian	4,467	9.1%
Arab	1,504	3.1%
English	550	1.1%
Polish	523	1.1%

Ancestry	Count	%
Irish	515	1%
Norwegian	217	0.4%
Dutch	211	0.4%
German	141	0.3%

Technology access

Metric	% of households
Computer access	41.5%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 92128

What city is ZIP code 92128 in?

ZIP code 92128 is primarily assigned to San Diego, California.

What county is ZIP code 92128 in?

ZIP code 92128 falls within San Diego County, California.

How educated is the population of ZIP code 92128?

63% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 92128?

The median household income in ZIP code 92128 is $125,609, above the national median of ~$75,000.

What is the typical home value in ZIP code 92128?

The median home value in ZIP code 92128 is $788,200.

What is the population of ZIP code 92128?

ZIP code 92128 has an estimated population of 49,273 residents, with a density of 4,209 people per square mile.

What timezone is ZIP code 92128 in?

ZIP code 92128 observes the PST timezone.