92131 ZIP Code — San Diego, CA

San Diego County, California

ZIP code 92131 is located in San Diego, California, within San Diego County. It covers approximately 38.64 square miles and serves a population of 35,227 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 858.

About ZIP code 92131

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $1,064,400. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($169,448) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 70% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 92131 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.

35,227
population
38.64
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
92131 ZIP code map
Cities in ZIP code 92131

Below are the cities the US Postal Service accepts for ZIP code 92131. Using any city not on this list may result in mail delivery delays.

City Status
San Diego Preferred
Nearby ZIP codes
92126 San Diego (3.6 mi) 92145 San Diego (3.9 mi) 92129 San Diego (4.3 mi) 92199 San Diego (4.6 mi) 92071 Santee (5.2 mi) 92128 San Diego (5.5 mi) 92124 San Diego (6.6 mi) 92064 Poway (6.6 mi) 92130 San Diego (7.2 mi) 92121 San Diego (7.2 mi) 92127 San Diego (7.8 mi) 92123 San Diego (8 mi)
Demographics updated 05/2026
Population
Total population 35,227
Population density 912 / sq mi
State FIPS 06
County FIPS 073
Geography
Land area 38.64 sq mi
Water area 0.20 sq mi
Latitude 32.9154
Longitude -117.0836
Timezone Pacific (PT)
Area code 858
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 12.6% 30.1% 32.6%
$50k – $100k 22.6% 28.5% 27.7%
$100k – $200k 33.3% 28.6% 26.4%
Over $200k 31.5% 12.9% 13.3%

Demographics & statistics

35,227
Population
912
People per sq mi
42.4
Median age
$169,448
Median household income
$75,852
Per capita income
$1,064,400
Median home value
$2,865
Median monthly rent
80.1%
Home ownership
3.3%
Poverty rate
3.4%
Unemployment
10,470
Housing units
70.2%
Bachelor's or higher

Age distribution

Male Female
1,060
Under 5
1,008
1,255
5–9
1,195
1,468
10–14
1,396
1,372
15–19
1,306
558
20–24
530
1,467
25–34
1,396
2,468
35–44
2,349
2,991
45–54
2,845
1,284
55–59
1,221
1,237
60–64
1,176
1,627
65–74
1,549
1,001
75–84
952
264
85+
252
← Male
Female →

Age summary

GroupCount%
Under 189,36526.6%
18 and over25,86273.4%
65 and over5,64516.0%
Median age42.4 years

Race & ethnicity

White 51%
Asian 26%
Two or more races 10.7%
Hispanic or Latino 7.2%
Other race 3%
Black or African American 2%
American Indian / Alaska Native 0.1%
GroupCount%
White19,34651%
Asian9,87026%
Two or more races4,06410.7%
Hispanic or Latino2,7367.2%
Other race1,1383%
Black or African American7512%
American Indian / Alaska Native450.1%

Household income

Income range This ZIP County avg State avg
Under $50k 12.6% 30.1% 32.6%
$50k – $100k 22.6% 28.5% 27.7%
$100k – $200k 33.3% 28.6% 26.4%
Over $200k 31.5% 12.9% 13.3%
Under $10k 1.7%
$10k–$15k 0.8%
$15k–$25k 1.7%
$25k–$35k 1.9%
$35k–$50k 3.0%
$50k–$75k 7.0%
$75k–$100k 8.7%
$100k–$150k 18.6%
$150k–$200k 14.6%
$200k+ 42.0%
Range% of households
Under $10k1.7%
$10k–$15k0.8%
$15k–$25k1.7%
$25k–$35k1.9%
$35k–$50k3.0%
$50k–$75k7.0%
$75k–$100k8.7%
$100k–$150k18.6%
$150k–$200k14.6%
$200k+42.0%
Median income$169,448

Housing

Home values

Under $50k 2.1%
$150k–$200k 0.2%
$200k–$300k 0.9%
$300k–$500k 3.7%
$500k–$1M 36.4%
$1M+ 56.6%

Housing overview

MetricValue
Median home value$1,064,400
Median rent / month$2,865
Owner occupied80.1%
Renter occupied19.9%
Vacant2.7%
Single-family detached66.2%
Large apartment buildings4.1%
Mobile homes0.1%
Median rooms6.4
Avg household size (owned)2.83

Year built

Era%
2020 or later0.0%
2010–20196.9%
2000–200917.7%
1990–199931.8%
1980–198924.8%
1970–197917.2%
1960–19690.9%
1950–19590.5%
1940–19490.0%
1939 or earlier0.2%

Bedrooms

Size% of units
No bedroom (studio)0.5%
1 bedroom4.2%
2 bedrooms19.8%
3 bedrooms25.1%
4 bedrooms36.3%
5+ bedrooms14.1%

Vehicles per household

Vehicles% of households
No vehicle2.3%
1 vehicle21.3%
2 vehicles46.7%
3 or more29.7%

Heating fuel

Fuel type%
Utility gas69.8%
Electricity19.9%
Propane / LP gas0.8%
Wood0.1%
Solar3.7%
No fuel used5.7%

Households & families

Household typeCount%
Married-couple family8,77569.5%
Cohabiting couple4763.8%
Male householder, no spouse1,45611.5%
Female householder, no spouse1,91615.2%
Households with children under 185,10640.4%
Households with seniors (65+)3,81430.2%
Average household size2.79

Marital status

StatusMaleFemale
Never married24.6%20.0%
Married65.0%66.5%
Separated0.1%0.9%
Widowed1.4%3.6%
Divorced8.8%9.0%

Education

Less than 9th grade 1.6%
Some HS, no diploma 0.8%
HS graduate 8.2%
Some college, no degree 12.3%
Associate's degree 6.9%
Bachelor's degree 37.3%
Graduate / professional 32.9%
Metric%
HS diploma or higher97.6%
Bachelor's or higher70.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool7137.2%
Kindergarten5525.6%
Elementary school4,16542.2%
High school2,36223.9%
College / grad school2,08421.1%

Employment

Industry of employment

Professional & management 22.3%
Education & healthcare 20.5%
Manufacturing 14.3%
Finance & real estate 9.9%
Retail trade 6.7%
Arts, food & hospitality 6.1%
Public administration 4.8%
Information 4.3%
Transportation & utilities 3.3%
Construction 3.1%
Other services 2.8%
Wholesale trade 2.1%
Agriculture & mining 0.1%

Occupation

Category%
Management, business & arts69.0%
Service8.9%
Sales & office16.3%
Natural resources & construction3.0%
Production & transportation2.8%

Employment type

Type%
Private sector79.6%
Government13.8%
Self-employed6.3%
Unpaid family workers0.3%

Commute

Method%
Drive alone69.2%
Carpool6.9%
Public transit0.5%
Walk0.6%
Work from home21.5%
Other means1.3%
Avg commute (minutes)25.5

Poverty

All people 3.3%
Under 18 years 3.2%
18 and over 3.3%
Married-couple families 1.6%
Female-led households 11.7%

Income support

Source% of households
Social Security24.1%
Retirement income26.3%
Supplemental Security2.0%
Cash public assistance1.0%
Food stamps / SNAP1.7%

Health indicators

Condition%
Obesity23.4%
High blood pressure24.1%
High cholesterol28.4%
Diabetes6.6%
Heart disease3.6%
Stroke1.7%
Asthma8.1%
Arthritis16.9%
Kidney disease1.9%
Pulmonary disease3.5%
Cancer5.3%
Behavior / access%
Smoking7.8%
Binge drinking18.8%
No physical activity13.4%
Less than 7 hrs sleep31.3%
Depression15.6%
Fair or poor health7.9%
Poor mental health11.6%
Poor physical health6.6%
No health insurance5.8%
Visited doctor (checkup)69.3%
Visited dentist76.6%
Cholesterol screening93.6%
Teeth loss4.9%

Veterans & disability

VeteransCount%
Civilian veterans1,9087.5%
Disability%
Any disability7.3%
Under 182.4%
18–64 years3.7%
65 and over28.4%

Health insurance coverage

Type%
Private insurance88.3%
Public insurance20.9%
No insurance1.6%
Uninsured under 190.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only33,15994.1%
Spanish2,7348.2%
Other Indo-European3701.1%
Asian & Pacific Islander5891.8%
Other languages1,7275.2%

Place of birth & citizenship

OriginCount%
Native born (US)26,40475.0%
Born in same state25,64972.8%
Born in different state16,58247.1%
Foreign born7552.1%
Naturalized citizen8,82325.0%
Not a US citizen6,38672.4%

Ancestry

AncestryCount%
French3,65210.4%
Italian3,2909.3%
Arab1,0453%
English6011.7%
German2380.7%
AncestryCount%
Polish1650.5%
Dutch1110.3%
Irish960.3%
Norwegian890.3%

Technology access

Metric% of households
Computer access35.8%
Internet access99.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 92131

What city is ZIP code 92131 in?

ZIP code 92131 is primarily assigned to San Diego, California.

What county is ZIP code 92131 in?

ZIP code 92131 falls within San Diego County, California.

How educated is the population of ZIP code 92131?

70% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 92131 mostly owner-occupied?

80% of occupied units in ZIP code 92131 are owner-occupied, well above the national average.

What is the median household income in ZIP code 92131?

The median household income in ZIP code 92131 is $169,448, above the national median of ~$75,000.

What is the typical home value in ZIP code 92131?

The median home value in ZIP code 92131 is $1,064,400.

What timezone is ZIP code 92131 in?

ZIP code 92131 observes the PST timezone.

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