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California ZIP Codes
San Diego County
Rancho Santa Fe, CA
92091
92091 ZIP Code — Rancho Santa Fe, CA
San Diego County, California
ZIP code 92091 is located in
Rancho Santa Fe ,
California ,
within San Diego County .
It covers approximately 1.29 square miles and serves a population of
1,288 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 858 .
About ZIP code 92091
The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $1,584,200. Owner-occupancy is high at 85%, well above the national average.
The gap between median ($96,818) and mean household income suggests income inequality — a small number of higher earners pull the average up. 60% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.
Educational attainment is high — 67% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 92091 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
92091 ZIP code map
View map of 92091
Cities in ZIP code 92091
Below are the cities the US Postal Service accepts for ZIP code 92091. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,288
Population density
998 / sq mi
State FIPS
06
County FIPS
073
Geography
Land area
1.29 sq mi
Water area
0.00 sq mi
Latitude
33.0245
Longitude
-117.2052
Timezone
Pacific (PT)
Area code
858
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
31.2%
30.1%
32.6%
$50k – $100k
7.6%
28.5%
27.7%
$100k – $200k
19.0%
28.6%
26.4%
Over $200k
42.2%
12.9%
13.3%
Demographics & statistics
$96,818
Median household income
$100,258
Per capita income
$1,584,200
Median home value
$3,501
Median monthly rent
67.1%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 211 16.4% 18 and over 1,077 83.6% 65 and over 586 45.5% Median age 61.9 years
Race & ethnicity
Group Count % White 1,025 78.3% Asian 125 9.5% Two or more races 117 8.9% Hispanic or Latino 21 1.6% Other race 21 1.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
31.2%
30.1%
32.6%
$50k – $100k
7.6%
28.5%
27.7%
$100k – $200k
19.0%
28.6%
26.4%
Over $200k
42.2%
12.9%
13.3%
Range % of households Under $10k 12.4% $10k–$15k 1.3% $15k–$25k 6.6% $25k–$35k 15.4% $35k–$50k 1.5% $50k–$75k 10.0% $75k–$100k 3.1% $100k–$150k 7.9% $150k–$200k 9.3% $200k+ 32.3% Median income $96,818
Housing
Housing overview
Metric Value Median home value $1,584,200 Median rent / month $3,501 Owner occupied 85.3% Renter occupied 14.7% Vacant 21.1% Single-family detached 60.0% Large apartment buildings 1.3% Mobile homes 0.0% Median rooms 5.4 Avg household size (owned) 2.02
Year built
Era % 2020 or later 0.0% 2010–2019 7.3% 2000–2009 24.7% 1990–1999 9.7% 1980–1989 21.0% 1970–1979 22.7% 1960–1969 11.9% 1950–1959 2.7% 1940–1949 0.0% 1939 or earlier 0.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 24.7% 3 bedrooms 37.5% 4 bedrooms 32.7% 5+ bedrooms 5.1%
Vehicles per household
Vehicles % of households No vehicle 6.4% 1 vehicle 41.2% 2 vehicles 37.6% 3 or more 14.8%
Heating fuel
Fuel type % Utility gas 51.6% Electricity 46.9%
Households & families
Household type Count % Married-couple family 283 42.4% Cohabiting couple 15 2.2% Male householder, no spouse 43 6.4% Female householder, no spouse 327 49.0% Households with children under 18 88 13.2% Households with seniors (65+) 432 64.7% Average household size 1.93
Marital status
Status Male Female Never married 4.0% 8.9% Married 72.8% 46.6% Separated 0.0% 0.0% Widowed 3.0% 26.1% Divorced 20.2% 18.5%
Education
Some college, no degree
9.7%
Graduate / professional
37.0%
Metric % HS diploma or higher 96.9% Bachelor's or higher 67.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 52 24.6% Kindergarten 51 24.2% Elementary school 76 36.0% High school 32 15.2% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
21.8%
Professional & management
18.7%
Finance & real estate
12.6%
Arts, food & hospitality
8.6%
Public administration
8.3%
Transportation & utilities
4.0%
Occupation
Category % Management, business & arts 57.2% Service 15.8% Sales & office 14.9% Natural resources & construction 12.1% Production & transportation 0.0%
Employment type
Type % Private sector 81.0% Government 8.3% Self-employed 10.6% Unpaid family workers 0.0%
Commute
Method % Drive alone 79.1% Carpool 0.0% Public transit 0.0% Walk 0.0% Work from home 20.9% Other means 0.0% Avg commute (minutes) 28.2
Poverty
Married-couple families
3.2%
Female-led households
48.4%
Income support
Source % of households Social Security 59.7% Retirement income 38.5% Supplemental Security 6.6% Cash public assistance 0.0% Food stamps / SNAP 0.0%
Health indicators
Condition % Obesity 24.8% High blood pressure 37.7% High cholesterol 40.1% Diabetes 10.2% Heart disease 7.9% Stroke 3.3% Asthma 8.5% Arthritis 30.4% Kidney disease 3.5% Pulmonary disease 6.3% Cancer 11.3%
Behavior / access % Smoking 6.9% Binge drinking 13.4% No physical activity 15.5% Less than 7 hrs sleep 27.4% Depression 15.7% Fair or poor health 11.0% Poor mental health 10.1% Poor physical health 9.1% No health insurance 4.7% Visited doctor (checkup) 78.1% Visited dentist 78.6% Cholesterol screening 96.8% Teeth loss 5.8%
Veterans & disability
Veterans Count % Civilian veterans 46 4.3%
Disability % Any disability 12.0% Under 18 11.4% 18–64 years 1.8% 65 and over 20.8%
Health insurance coverage
Type % Private insurance 79.0% Public insurance 47.5% No insurance 6.7% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,236 96.0% Spanish 35 2.8% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 35 2.8%
Place of birth & citizenship
Origin Count % Native born (US) 1,029 79.9% Born in same state 1,005 78.0% Born in different state 496 38.5% Foreign born 24 1.9% Naturalized citizen 259 20.1% Not a US citizen 201 77.6%
Ancestry
Ancestry Count % Italian 283 22% French 274 21.3% Arab 109 8.5% English 100 7.8%
Ancestry Count % German 23 1.8% Polish 13 1% Irish 12 0.9% Norwegian 7 0.5%
Technology access
Metric % of households Computer access 51.9% Internet access 93.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 92091
What city is ZIP code 92091 in?
ZIP code 92091 is primarily assigned to Rancho Santa Fe, California.
What county is ZIP code 92091 in?
ZIP code 92091 falls within San Diego County, California.
Does ZIP code 92091 have an older population?
46% of residents in ZIP code 92091 are 65 or older, above the national average of ~17%.
Does ZIP code 92091 have a large retiree population?
60% of households in ZIP code 92091 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 92091?
67% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 92091 mostly owner-occupied?
85% of occupied units in ZIP code 92091 are owner-occupied, well above the national average.
What timezone is ZIP code 92091 in?
ZIP code 92091 observes the PST timezone.
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