95864 ZIP Code — Sacramento, CA

Sacramento County, California

ZIP code 95864 is located in Sacramento, California, within Sacramento County. It covers approximately 6.28 square miles and serves a population of 25,728 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 916/279.

About ZIP code 95864

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $717,700. Owner-occupancy sits near the national average at 74%.

The gap between median ($123,535) and mean household income suggests income inequality — a small number of higher earners pull the average up. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 95864 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

25,728

population

6.28

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95864 ZIP code map

Cities in ZIP code 95864

Below are the cities the US Postal Service accepts for ZIP code 95864. Using any city not on this list may result in mail delivery delays.

City	Status
Sacramento	Preferred

Nearby ZIP codes

95825 Sacramento (1.3 mi) 95826 Sacramento (2.5 mi) 95821 Sacramento (3 mi) 95819 Sacramento (3.3 mi) 95827 Sacramento (3.5 mi) 95608 Carmichael (3.7 mi) 95815 Sacramento (3.9 mi) 95817 Sacramento (4.6 mi) 95816 Sacramento (4.7 mi) 95820 Sacramento (4.9 mi) 95655 Mather (5.3 mi) 95838 Sacramento (5.3 mi)

Demographics updated 06/2026

Population
Total population	25,728
Population density	4,097 / sq mi
State FIPS	06
County FIPS	067

Geography
Land area	6.28 sq mi
Water area	0.23 sq mi
Latitude	38.5853
Longitude	-121.3776
Timezone	Pacific (PT)
Area code	916/279

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.5%	35.2%	32.6%
$50k – $100k	22.5%	30.6%	27.7%
$100k – $200k	32.0%	26.0%	26.4%
Over $200k	21.0%	8.2%	13.3%

Demographics & statistics

25,728

Population

4,097

People per sq mi

43.8

Median age

$123,535

Median household income

$69,253

Per capita income

$717,700

Median home value

$1,735

Median monthly rent

74.0%

Home ownership

9.6%

Poverty rate

4.7%

Unemployment

7,793

Housing units

57.3%

Bachelor's or higher

Age distribution

Male Female

524

Under 5

578

897

5–9

990

770

10–14

849

901

15–19

995

496

20–24

548

1,139

25–34

1,257

1,541

35–44

1,700

1,712

45–54

1,889

905

55–59

999

737

60–64

814

1,434

65–74

1,583

806

75–84

890

368

85+

406

← Male

Female →

Age summary

Group	Count	%
Under 18	5,846	22.7%
18 and over	19,882	77.3%
65 and over	5,487	21.3%
Median age	43.8 years

Race & ethnicity

White 67.3%

Two or more races 8.6%

Hispanic or Latino 8.1%

Asian 7.8%

Other race 5.1%

Black or African American 2.5%

American Indian / Alaska Native 0.5%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	18,846	67.3%
Two or more races	2,420	8.6%
Hispanic or Latino	2,265	8.1%
Asian	2,177	7.8%
Other race	1,417	5.1%
Black or African American	692	2.5%
American Indian / Alaska Native	132	0.5%
Native Hawaiian / Pacific Islander	44	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.5%	35.2%	32.6%
$50k – $100k	22.5%	30.6%	27.7%
$100k – $200k	32.0%	26.0%	26.4%
Over $200k	21.0%	8.2%	13.3%

Under $10k 3.3%

$10k–$15k 2.3%

$15k–$25k 3.2%

$25k–$35k 4.3%

$35k–$50k 7.2%

$50k–$75k 12.1%

$75k–$100k 8.5%

$100k–$150k 18.1%

$150k–$200k 15.1%

$200k+ 25.9%

Range	% of households
Under $10k	3.3%
$10k–$15k	2.3%
$15k–$25k	3.2%
$25k–$35k	4.3%
$35k–$50k	7.2%
$50k–$75k	12.1%
$75k–$100k	8.5%
$100k–$150k	18.1%
$150k–$200k	15.1%
$200k+	25.9%
Median income	$123,535

Housing

Home values

Under $50k 1.0%

$50k–$100k 0.1%

$100k–$150k 0.4%

$150k–$200k 1.0%

$200k–$300k 3.9%

$300k–$500k 26.1%

$500k–$1M 37.9%

$1M+ 29.6%

Housing overview

Metric	Value
Median home value	$717,700
Median rent / month	$1,735
Owner occupied	74.0%
Renter occupied	26.0%
Vacant	4.3%
Single-family detached	84.1%
Large apartment buildings	6.1%
Mobile homes	0.3%
Median rooms	6.2
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.0%
2010–2019	2.0%
2000–2009	3.0%
1990–1999	3.3%
1980–1989	3.8%
1970–1979	11.7%
1960–1969	23.1%
1950–1959	45.6%
1940–1949	6.2%
1939 or earlier	1.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	3.9%
2 bedrooms	16.2%
3 bedrooms	44.3%
4 bedrooms	27.5%
5+ bedrooms	7.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	26.1%
2 vehicles	43.8%
3 or more	27.7%

Heating fuel

Fuel type	%
Utility gas	71.5%
Electricity	26.4%
Propane / LP gas	1.1%
Solar	0.5%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	5,567	56.1%
Cohabiting couple	506	5.1%
Male householder, no spouse	1,297	13.1%
Female householder, no spouse	2,560	25.8%
Households with children under 18	3,133	31.6%
Households with seniors (65+)	3,624	36.5%
Average household size	2.58

Marital status

Status	Male	Female
Never married	30.1%	24.7%
Married	60.1%	51.2%
Separated	1.4%	2.8%
Widowed	1.6%	9.3%
Divorced	6.8%	12.0%

Education

Less than 9th grade 2.4%

Some HS, no diploma 2.3%

HS graduate 11.7%

Some college, no degree 18.0%

Associate's degree 8.3%

Bachelor's degree 29.7%

Graduate / professional 27.6%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	57.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	506	7.5%
Kindergarten	241	3.6%
Elementary school	2,662	39.2%
High school	1,708	25.2%
College / grad school	1,667	24.6%

Employment

Industry of employment

Education & healthcare 28.7%

Professional & management 14.8%

Arts, food & hospitality 10.3%

Public administration 8.4%

Finance & real estate 8.0%

Retail trade 6.2%

Construction 5.7%

Manufacturing 4.6%

Other services 4.2%

Transportation & utilities 3.5%

Wholesale trade 2.4%

Information 2.4%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	58.9%
Service	12.2%
Sales & office	19.5%
Natural resources & construction	4.0%
Production & transportation	5.4%

Employment type

Type	%
Private sector	68.4%
Government	22.3%
Self-employed	9.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.6%
Carpool	8.0%
Public transit	1.1%
Walk	1.0%
Work from home	14.6%
Other means	3.6%
Avg commute (minutes)	22.3

Poverty

All people 9.6%

Under 18 years 13.5%

18 and over 8.4%

Married-couple families 4.1%

Female-led households 15.4%

Income support

Source	% of households
Social Security	35.3%
Retirement income	31.6%
Supplemental Security	6.6%
Cash public assistance	2.8%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	28.1%
High blood pressure	29.2%
High cholesterol	32.0%
Diabetes	9.0%
Heart disease	6.3%
Stroke	2.9%
Asthma	9.8%
Arthritis	26.1%
Kidney disease	2.9%
Pulmonary disease	5.9%
Cancer	8.3%

Behavior / access	%
Smoking	9.4%
Binge drinking	16.7%
No physical activity	16.1%
Less than 7 hrs sleep	29.2%
Depression	16.8%
Fair or poor health	11.4%
Poor mental health	12.6%
Poor physical health	9.1%
No health insurance	7.4%
Visited doctor (checkup)	70.7%
Visited dentist	73.7%
Cholesterol screening	93.8%
Teeth loss	7.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,640	8.3%

Disability	%
Any disability	12.9%
Under 18	5.0%
18–64 years	8.7%
65 and over	32.1%

Health insurance coverage

Type	%
Private insurance	80.2%
Public insurance	35.2%
No insurance	2.7%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	24,626	95.7%
Spanish	1,229	5.0%
Other Indo-European	398	1.6%
Asian & Pacific Islander	657	2.7%
Other languages	165	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,491	87.4%
Born in same state	22,029	85.6%
Born in different state	16,429	63.9%
Foreign born	462	1.8%
Naturalized citizen	3,237	12.6%
Not a US citizen	1,772	54.7%

Ancestry

Ancestry	Count	%
Italian	3,343	13%
French	3,221	12.5%
Arab	851	3.3%
Polish	669	2.6%
English	357	1.4%

Ancestry	Count	%
Dutch	164	0.6%
German	72	0.3%
Irish	61	0.2%
Norwegian	36	0.1%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	96.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95864

What city is ZIP code 95864 in?

ZIP code 95864 is primarily assigned to Sacramento, California.

What county is ZIP code 95864 in?

ZIP code 95864 falls within Sacramento County, California.

How educated is the population of ZIP code 95864?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 95864?

The median household income in ZIP code 95864 is $123,535, above the national median of ~$75,000.

What is the typical home value in ZIP code 95864?

The median home value in ZIP code 95864 is $717,700.

Does ZIP code 95864 have a large retiree population?

35% of households in ZIP code 95864 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 95864 in?

ZIP code 95864 observes the PST timezone.