95655 ZIP Code — Mather, CA

Sacramento County, California

ZIP code 95655 is located in Mather, California, within Sacramento County. It covers approximately 9.53 square miles and serves a population of 4,954 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 916.

About ZIP code 95655

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $528,800. Owner-occupancy is high at 76%, well above the national average.

Median household income is $123,893. SNAP benefit usage at 18% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95655 reflects a community defined by high homeownership, a high rate of remote workers, and elevated reliance on food assistance.

4,954

population

9.53

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95655 ZIP code map

Cities in ZIP code 95655

Below are the cities the US Postal Service accepts for ZIP code 95655. Using any city not on this list may result in mail delivery delays.

City	Status
Mather	Acceptable
Mather	Preferred

Nearby ZIP codes

95827 Sacramento (1.9 mi) 95670 Rancho Cordova (3.8 mi) 95830 Sacramento (4.1 mi) 95742 Rancho Cordova (4.9 mi) 95829 Sacramento (4.9 mi) 95826 Sacramento (5.1 mi) 95864 Sacramento (5.3 mi) 95608 Carmichael (5.3 mi) 95825 Sacramento (6.5 mi) 95628 Fair Oaks (7 mi) 95821 Sacramento (7.3 mi) 95828 Sacramento (7.6 mi)

Demographics updated 06/2026

Population
Total population	4,954
Population density	520 / sq mi
State FIPS	06
County FIPS	067

Geography
Land area	9.53 sq mi
Water area	0.03 sq mi
Latitude	38.5523
Longitude	-121.2886
Timezone	Pacific (PT)
Area code	916

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.6%	35.2%	32.6%
$50k – $100k	33.5%	30.6%	27.7%
$100k – $200k	35.6%	26.0%	26.4%
Over $200k	11.3%	8.2%	13.3%

Demographics & statistics

4,954

Population

520

People per sq mi

33.6

Median age

$123,893

Median household income

$42,032

Per capita income

$528,800

Median home value

Median monthly rent

75.6%

Home ownership

10.6%

Poverty rate

4.7%

Unemployment

1,254

Housing units

40.3%

Bachelor's or higher

Age distribution

Male Female

190

Under 5

221

190

5–9

223

206

10–14

241

143

15–19

167

187

20–24

218

297

25–34

346

296

35–44

345

319

45–54

372

140

55–59

164

60–64

163

65–74

190

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	1,540	31.1%
18 and over	3,414	68.9%
65 and over	510	10.3%
Median age	33.6 years

Race & ethnicity

White 48.4%

Two or more races 13.1%

Hispanic or Latino 11.8%

Asian 8.9%

Other race 8.6%

Black or African American 8.6%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	2,722	48.4%
Two or more races	738	13.1%
Hispanic or Latino	665	11.8%
Asian	501	8.9%
Other race	485	8.6%
Black or African American	482	8.6%
American Indian / Alaska Native	13	0.2%
Native Hawaiian / Pacific Islander	13	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.6%	35.2%	32.6%
$50k – $100k	33.5%	30.6%	27.7%
$100k – $200k	35.6%	26.0%	26.4%
Over $200k	11.3%	8.2%	13.3%

Under $10k 10.9%

$10k–$15k 2.1%

$15k–$25k 3.6%

$25k–$35k 1.4%

$35k–$50k 1.4%

$50k–$75k 8.7%

$75k–$100k 10.8%

$100k–$150k 25.5%

$150k–$200k 20.6%

$200k+ 15.1%

Range	% of households
Under $10k	10.9%
$10k–$15k	2.1%
$15k–$25k	3.6%
$25k–$35k	1.4%
$35k–$50k	1.4%
$50k–$75k	8.7%
$75k–$100k	10.8%
$100k–$150k	25.5%
$150k–$200k	20.6%
$200k+	15.1%
Median income	$123,893

Housing

Home values

$50k–$100k 0.9%

$300k–$500k 43.3%

$500k–$1M 55.3%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$528,800
Median rent / month	$0
Owner occupied	75.6%
Renter occupied	24.4%
Vacant	1.8%
Single-family detached	82.8%
Large apartment buildings	15.6%
Mobile homes	0.7%
Median rooms	5.9
Avg household size (owned)	3.28

Year built

Era	%
2020 or later	0.0%
2010–2019	8.5%
2000–2009	75.7%
1990–1999	1.2%
1980–1989	3.0%
1970–1979	1.8%
1960–1969	4.0%
1950–1959	0.0%
1940–1949	3.6%
1939 or earlier	2.2%

Bedrooms

Size	% of units
No bedroom (studio)	12.5%
1 bedroom	5.0%
2 bedrooms	2.5%
3 bedrooms	41.1%
4 bedrooms	24.8%
5+ bedrooms	14.1%

Vehicles per household

Vehicles	% of households
No vehicle	11.2%
1 vehicle	21.0%
2 vehicles	32.4%
3 or more	35.4%

Heating fuel

Fuel type	%
Utility gas	68.7%
Electricity	26.9%
Propane / LP gas	0.3%
Wood	2.5%
Solar	0.5%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	1,038	64.2%
Cohabiting couple	77	4.8%
Male householder, no spouse	272	16.8%
Female householder, no spouse	231	14.3%
Households with children under 18	833	51.5%
Households with seniors (65+)	338	20.9%
Average household size	3.00

Marital status

Status	Male	Female
Never married	25.6%	28.3%
Married	61.4%	56.2%
Separated	5.3%	2.2%
Widowed	2.5%	7.2%
Divorced	5.1%	6.0%

Education

Less than 9th grade 2.5%

Some HS, no diploma 1.5%

HS graduate 16.0%

Some college, no degree 26.9%

Associate's degree 12.7%

Bachelor's degree 27.4%

Graduate / professional 12.9%

Metric	%
HS diploma or higher	95.9%
Bachelor's or higher	40.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	51	3.4%
Kindergarten	121	8.1%
Elementary school	642	42.9%
High school	347	23.2%
College / grad school	334	22.3%

Employment

Industry of employment

Education & healthcare 25.9%

Public administration 14.8%

Retail trade 10.7%

Transportation & utilities 10.1%

Construction 9.0%

Professional & management 7.0%

Manufacturing 5.8%

Finance & real estate 5.8%

Other services 4.8%

Arts, food & hospitality 3.7%

Wholesale trade 1.9%

Information 0.6%

Occupation

Category	%
Management, business & arts	52.4%
Service	13.6%
Sales & office	20.7%
Natural resources & construction	7.9%
Production & transportation	5.3%

Employment type

Type	%
Private sector	66.3%
Government	29.5%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.2%
Carpool	4.9%
Public transit	0.9%
Walk	0.8%
Work from home	20.8%
Other means	3.3%
Avg commute (minutes)	24.7

Poverty

All people 10.6%

Under 18 years 11.6%

18 and over 10.1%

Married-couple families 1.2%

Female-led households 46.8%

Income support

Source	% of households
Social Security	20.9%
Retirement income	22.3%
Supplemental Security	0.9%
Cash public assistance	6.9%
Food stamps / SNAP	18.3%

Health indicators

Condition	%
Obesity	29.4%
High blood pressure	21.3%
High cholesterol	23.7%
Diabetes	7.0%
Heart disease	3.3%
Stroke	1.8%
Asthma	10.0%
Arthritis	16.2%
Kidney disease	1.8%
Pulmonary disease	3.8%
Cancer	3.8%

Behavior / access	%
Smoking	12.2%
Binge drinking	20.3%
No physical activity	16.7%
Less than 7 hrs sleep	34.7%
Depression	17.2%
Fair or poor health	10.3%
Poor mental health	14.9%
Poor physical health	7.7%
No health insurance	9.5%
Visited doctor (checkup)	63.9%
Visited dentist	67.9%
Cholesterol screening	90.2%
Teeth loss	7.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	300	8.8%

Disability	%
Any disability	5.1%
Under 18	3.6%
18–64 years	4.4%
65 and over	13.9%

Health insurance coverage

Type	%
Private insurance	80.8%
Public insurance	27.7%
No insurance	0.9%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,543	91.7%
Spanish	408	9.0%
Other Indo-European	197	4.3%
Asian & Pacific Islander	110	2.4%
Other languages	101	2.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,355	87.9%
Born in same state	4,323	87.3%
Born in different state	3,422	69.1%
Foreign born	32	0.6%
Naturalized citizen	599	12.1%
Not a US citizen	392	65.4%

Ancestry

Ancestry	Count	%
French	463	9.3%
Arab	383	7.7%
English	289	5.8%
Italian	227	4.6%

Ancestry	Count	%
Polish	226	4.6%
German	42	0.8%
Irish	11	0.2%

Technology access

Metric	% of households
Computer access	32.7%
Internet access	98.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95655

What city is ZIP code 95655 in?

ZIP code 95655 is primarily assigned to Mather, California.

What county is ZIP code 95655 in?

ZIP code 95655 falls within Sacramento County, California.

Is ZIP code 95655 family-oriented?

31% of residents in ZIP code 95655 are under 18, reflecting a younger, family-oriented community.

What is the median household income in ZIP code 95655?

The median household income in ZIP code 95655 is $123,893, above the national median of ~$75,000.

What is the typical home value in ZIP code 95655?

The median home value in ZIP code 95655 is $528,800.

What is the population of ZIP code 95655?

ZIP code 95655 has an estimated population of 4,954 residents, with a density of 520 people per square mile.

What timezone is ZIP code 95655 in?

ZIP code 95655 observes the PST timezone.